🔨 Auction
8051 Wofford Rd · Rudy, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 112°F)
- 5 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +4.0/30.0
- Schools +3.0/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +1.3/10.0
- 1% rule +0.2/10.0
- DSCR +0.0/10.0
$1
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This property is being offered at auction, AS-IS. Buyers need to pre-qualify with their bank prior to registering to bid. The structure has a solid foundation but has been un-occupied for some time. The interior was not graded or assessed because of the condition of the contents. Generally, just a lot of clean-up.
Key facts
- 2.2 acre lot
- Built 2000
- Listed 48 days
Property features AI
Finance
- Other: Subdivision: Wofford Estates
Exterior
- Utilities: Electricity available
- Home design: Single-family residence; One-story house
- Construction: Vinyl siding; Slab foundation
- Exterior features: Wooded, level, and secluded lot; Gravel road frontage on a county road; Metal roof
Interior
- Bathrooms: 1 full bathroom; 1 half bathroom
- Interior features: No laundry facilities specified
- Laundry & utility: None listed
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $1.
Deal economics
- At list price, monthly cash flow is $-572 ($-7k/yr) — negative.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $1).
Location & tenants
- Location reads 60/100 on livability (#274 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B; Watch: employment C-, schools F, amenities F.
- Alma School District (suburban): math 34% / reading 37% proficiency, ranked #111 of 238 in AR (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 19 active listings in the ZIP; 47 units permitted in Crawford County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Crawford County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 48 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 305503.5% of price.
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 48 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.52% ✗
- Cap rate
- 2.92%
- Cash-on-cash
- -12.05%
- DSCR
- 0.46
- GRM
- 16.1
CMA / ARV
- ARV (median comp)
- $203,669
- List price
- $1
- Delta
- -100.00%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -38.5%
- Equity multiple
- -0.22×
- Total profit
- $-69,447
- Equity at exit
- $30,368
- IRR
- -58.3%
- Equity multiple
- -0.88×
- Total profit
- $-107,357
- Equity at exit
- $17,610
Cash invested: $57,027 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72952
- Home prices YoY
- -2.6%
- Active inventory
- 19
Monthly cashflow live
- Estimated rent
- $1,057 medium interval (Pro) →
- Mortgage (P&I)
- −$1,068
- Tax est. 1.5%
- −$255 /mo · $3,055/yr
- Insurance
- −$85
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$222
- Net cashflow
- $-572
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,917
- Closing costs
- $6,110
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-06-15status $1 Pending 48 DOM
-
2026-06-15days on market $1 Active 48 DOM
-
2026-06-14days on market $1 Active 46 DOM
-
2026-06-13days on market $1 Active 45 DOM
-
2026-06-10days on market $1 Active 43 DOM
-
2026-06-09days on market $1 Active 42 DOM
-
2026-06-08days on market $1 Active 41 DOM
-
2026-06-07days on market $1 Active 40 DOM
-
2026-06-05days on market $1 Active 37 DOM
-
2026-06-02days on market $1 Active 35 DOM
-
2026-06-01days on market $1 Active 34 DOM
-
2026-05-31days on market $1 Active 33 DOM
-
2026-05-30days on market $1 Active 32 DOM
-
2026-04-27$1 Active 315-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 5/10 Major 5 d/yr ≥112°F today · 14 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,684
- − Mortgage interest
- −$11,409
- − Property taxes
- −$3,055
- − Insurance
- −$1,018
- − Repairs & maintenance
- −$1,015
- − Management
- −$1,015
- − Depreciation
- −$5,925
- Taxable loss
- −$10,752
- Est. tax savings @ 24.0%
- +$2,580
- After-tax cash flow
- $-4,289/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Alma School District
- NCES district ID
- 0502250
- Math proficiency
- 34% ▼ -17.00%
- Reading proficiency
- 37% ▼ -7.00%
- Median HH income
- $45,566
- Composite
- 30.34/100
- National rank
- #6264
- State rank
- #111 of 238 in AR
Livability — Rudy
- Score
- 60/100
- State rank
- #274
- US rank
- #19495
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,021
Population outlook (Crawford County) Hauer SSP2
- Today (2025)
- 62,108 people
- By 2030
- 61,519 · -0.9%
- By 2040
- 59,735 · -3.8%
- By 2050
- 57,521 · -7.4%
- By 2075
- 53,143 · -14.4%
- By 2100
- 49,596 · -20.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Two or more races 23%
- Common ancestry
- German 5% Italian 3% Slovak 1%
- Foreign-born
- 7% · Canada
Political lean MEDSL · Crawford
- 2024 margin
- Solid R (+58.2) · D 19.9% · R 78.1% · Other 2.0%
- 2008→2024 swing
- -12.1pp toward R · 2008: -46.0pp · 2024: -58.2pp
- All cycles
- 2024: R+58.2 2020: R+56.7 2016: R+55.0 2012: R+49.9 2008: R+46.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -7.30%
- Current HPI
- 274.3669
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Property tax history
-3.2%/yrLatest (2025): $34 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…