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8051 Wofford Rd 🔨 Auction
F Composite 24.05
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +4.0/30.0
  • Schools +3.0/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +1.3/10.0
  • 1% rule +0.2/10.0
  • DSCR +0.0/10.0

$1

8051 Wofford Rd · Rudy, AR 72952
2 bd · 1.5 ba · 1,620 sqft · SingleFamily public records · 48 Days on market
Built 2000 2.20 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This property is being offered at auction, AS-IS. Buyers need to pre-qualify with their bank prior to registering to bid. The structure has a solid foundation but has been un-occupied for some time. The interior was not graded or assessed because of the condition of the contents. Generally, just a lot of clean-up.

Key facts

  • 2.2 acre lot
  • Built 2000
  • Listed 48 days

Property features AI

Finance

  • Other: Subdivision: Wofford Estates

Exterior

  • Utilities: Electricity available
  • Home design: Single-family residence; One-story house
  • Construction: Vinyl siding; Slab foundation
  • Exterior features: Wooded, level, and secluded lot; Gravel road frontage on a county road; Metal roof

Interior

  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Interior features: No laundry facilities specified
  • Laundry & utility: None listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🔨 Auction listing. The $1 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $203,669 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $-572 ($-7k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $1).

Location & tenants

  • Location reads 60/100 on livability (#274 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B; Watch: employment C-, schools F, amenities F.
  • Alma School District (suburban): math 34% / reading 37% proficiency, ranked #111 of 238 in AR (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 19 active listings in the ZIP; 47 units permitted in Crawford County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Crawford County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 305503.5% of price.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.52%
Cap rate
2.92%
Cash-on-cash
-12.05%
DSCR
0.46
GRM
16.1

CMA / ARV

ARV (median comp)
$203,669
List price
$1
Delta
-100.00%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-38.5%
Equity multiple
-0.22×
Total profit
$-69,447
Equity at exit
$30,368
10-year hold
IRR
-58.3%
Equity multiple
-0.88×
Total profit
$-107,357
Equity at exit
$17,610

Cash invested: $57,027 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72952

Home prices YoY
-2.6%
Active inventory
19

Monthly cashflow live

Estimated rent
$1,057 medium interval (Pro) →
Mortgage (P&I)
$1,068
Tax est. 1.5%
$255 /mo · $3,055/yr
Insurance
$85
HOA
$0
Vacancy / Maint / Mgmt
$222
Net cashflow
$-572

Break-even live

Break-even rent $1,782
Max offer price $120,834
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,917
Closing costs
$6,110
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-15
    status $1 Pending 48 DOM
  2. 2026-06-15
    days on market $1 Active 48 DOM
  3. 2026-06-14
    days on market $1 Active 46 DOM
  4. 2026-06-13
    days on market $1 Active 45 DOM
  5. 2026-06-10
    days on market $1 Active 43 DOM
  6. 2026-06-09
    days on market $1 Active 42 DOM
  7. 2026-06-08
    days on market $1 Active 41 DOM
  8. 2026-06-07
    days on market $1 Active 40 DOM
  9. 2026-06-05
    days on market $1 Active 37 DOM
  10. 2026-06-02
    days on market $1 Active 35 DOM
  11. 2026-06-01
    days on market $1 Active 34 DOM
  12. 2026-05-31
    days on market $1 Active 33 DOM
  13. 2026-05-30
    days on market $1 Active 32 DOM
  14. 2026-04-27
    listed $1 Active 315-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 5 d/yr ≥112°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,684
− Mortgage interest
−$11,409
− Property taxes
−$3,055
− Insurance
−$1,018
− Repairs & maintenance
−$1,015
− Management
−$1,015
− Depreciation
−$5,925
Taxable loss
−$10,752
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,580
After-tax cash flow
$-4,289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Alma School District
NCES district ID
0502250
Math proficiency
34% ▼ -17.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$45,566
Composite
30.34/100
National rank
#6264
State rank
#111 of 238 in AR

Livability — Rudy

Score
60/100
State rank
#274
US rank
#19495

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing B Health & safety D- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,021

Population outlook (Crawford County) Hauer SSP2

Today (2025)
62,108 people
By 2030
61,519 · -0.9%
By 2040
59,735 · -3.8%
By 2050
57,521 · -7.4%
By 2075
53,143 · -14.4%
By 2100
49,596 · -20.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 23%
Common ancestry
German 5% Italian 3% Slovak 1%
Foreign-born
7% · Canada

Political lean MEDSL · Crawford

2024 margin
Solid R (+58.2) · D 19.9% · R 78.1% · Other 2.0%
2008→2024 swing
-12.1pp toward R · 2008: -46.0pp · 2024: -58.2pp
All cycles
2024: R+58.2 2020: R+56.7 2016: R+55.0 2012: R+49.9 2008: R+46.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -7.30%
Current HPI
274.3669
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Property tax history

-3.2%/yr

Latest (2025): $34 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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