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217 Waldorf Dr
B- Composite 69.39
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.7/10.0
  • ARV discount +4.4/15.0
  • Rent growth +4.1/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$44,900

217 Waldorf Dr · Weigelstown, PA 17404
2 bd · 1.0 ba · 924 sqft · Manufactured public records · 33 Days on market
Built 1978 $49/sqft · 7% above area Est $42k · 7% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Renovated 3BR/2BA mobile home in excellent condition. It is 14X66 and provides 924 square feet of living space. It is located in the quiet Westwood Mobile Home Park in York, PA. The home has brand new paint and luxury vinyl plank flooring. The gas furnace is brand new. The roof was replaced three years ago. The gas stove is included in the sale. The lot rent is $585 per month. BUYER MUST GET PARK APPROVED

Key facts

  • Replaced roof
  • Brand new paint
  • 2 parking spots

Tags

RENOVATED MOBILE HOMELUXURY VINYL PLANK FLOORINGBRAND NEW PAINTBRAND NEW GAS FURNACEREPLACED ROOF

Property features AI

Finance

  • Other: Property manager present; Directions: Route 30 west from downtown York. Right on Roosevelt Ave which turns into Bull Rd. Right on Graffius Rd. Right on Waldorf Drive
  • Financial info: Ground rent payment of $585 monthly; Ownership interest: Ground rent
  • HOA & community: Association fees include sewer

Exterior

  • Parking: Driveway parking (2 spaces); Total of 2 garage/parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Manufactured structure; Modular/Manufactured construction; Effective year updated 2026
  • Construction: Pillar/post/pier foundation; Other structures noted above and below grade; Pets allowed with breed restrictions
  • Exterior features: Not in a federal flood zone; Ground rent exists (paid monthly)

Interior

  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: Two full bathrooms on the main level
  • Heating & cooling: Central heating; Wall unit heating; Natural gas heating fuel; Electric hot water
  • Interior features: No basement; Living area reported by assessor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $45k.

Deal economics

  • At list price, monthly cash flow is $746 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $45k).
  • Recommended offer: $44k (3.0% below list) — sets the bar for market timing.
  • Cap rate 26.2% vs local median 3.4% in Weigelstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#527 in PA, #4,886 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, amenities F, commute F.
  • Northeastern York SD (suburban): math 45% / reading 63% proficiency, ranked #119 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+6.4%/yr); 249 active listings in the ZIP; solid renter incomes; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $310 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 6.4% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $43,553 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.86%
Cap rate
26.23%
Cash-on-cash
71.21%
DSCR
4.17
GRM
2.9

CMA / ARV

ARV (median comp)
$42,000
List price
$44,900
Delta
6.90%
Verdict
FAIR
Comps
13 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3500 Bull Rd 0.58mi 3/1.5 (+1) 980 (+6%) 14mo $65,000 $66 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.38% rent growth · sell at horizon

5-year hold
IRR
74.5%
Equity multiple
4.56×
Total profit
$44,747
Equity at exit
$6,695
10-year hold
IRR
79.1%
Equity multiple
10.54×
Total profit
$119,968
Equity at exit
$3,882

Cash invested: $12,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17404

Rents YoY
6.4%
Active inventory
249
Price-to-rent
2.9×

Monthly cashflow live

Estimated rent
$1,283 medium interval (Pro) →
Mortgage (P&I)
$235
Tax from tax record
$13 /mo · $159/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$269
Net cashflow
$746

Break-even live

Break-even rent $338
Max offer price $44,900
Occupancy floor 37%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,225
Closing costs
$1,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-02
    status $44,900 Pending 33 DOM
  2. 2026-06-01
    days on market $44,900 Active 33 DOM
  3. 2026-05-31
    days on market $44,900 Active 32 DOM
  4. 2026-05-30
    days on market $44,900 Active 31 DOM
  5. 2026-05-07
    status Active 408-char remark
  6. 2026-05-02
    status Pending 408-char remark
  7. 2026-04-24
    listed $44,900 Active 408-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$159 · $13/mo
Projected year-2 tax
$434 · $36/mo
Expected delta
+$275/yr (+$23/mo · 173.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,395
− Mortgage interest
−$2,515
− Property taxes
−$159
− Insurance
−$224
− Repairs & maintenance
−$1,232
− Management
−$1,232
− Depreciation
−$1,306
Taxable income
$8,727
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,095
After-tax cash flow
$6,859/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northeastern York SD
NCES district ID
4217520
Math proficiency
45% ▼ -12.00%
Reading proficiency
63% ▼ -10.00%
Median HH income
$60,807
Composite
47.06/100
National rank
#2338
State rank
#119 of 539 in PA

Livability — Weigelstown

Score
74/100
State rank
#527
US rank
#4886

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
York County · 278,806 people
Metro
York-Hanover, PA
Population (ZIP)
39,374
Household income
$78,506
Rent vs Own
28.9% rent · 71.1% own
Severe rent burden
722.0

Population outlook (York County) Hauer SSP2

Today (2025)
454,205 people
By 2030
457,407 · +0.7%
By 2040
457,529 · +0.7%
By 2050
448,261 · -1.3%
By 2075
427,388 · -5.9%
By 2100
384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 19% Black 12% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 9% Dominican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
85% English-only · Spanish 12% Russian/Polish/Slavic 1%

Political lean MEDSL · York

2024 margin
Strong R (+25.3) · D 36.9% · R 62.1%
2008→2024 swing
-11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
All cycles
2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.44%
Current HPI
237.5683
Rent YoY
▲ 6.38%
Metro
York-Hanover, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2026-06-02 Pending BRIGHT MLS
  • 2026-05-07 Relisted BRIGHT MLS
  • 2026-05-02 Pending BRIGHT MLS
  • 2026-04-24 Listed $44,900 BRIGHT MLS

Property tax history

+1.6%/yr

Latest (2026): $159 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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