217 Waldorf Dr · Weigelstown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.7/10.0
- ARV discount +4.4/15.0
- Rent growth +4.1/5.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$44,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Renovated 3BR/2BA mobile home in excellent condition. It is 14X66 and provides 924 square feet of living space. It is located in the quiet Westwood Mobile Home Park in York, PA. The home has brand new paint and luxury vinyl plank flooring. The gas furnace is brand new. The roof was replaced three years ago. The gas stove is included in the sale. The lot rent is $585 per month. BUYER MUST GET PARK APPROVED
Key facts
- Replaced roof
- Brand new paint
- 2 parking spots
Tags
Property features AI
Finance
- Other: Property manager present; Directions: Route 30 west from downtown York. Right on Roosevelt Ave which turns into Bull Rd. Right on Graffius Rd. Right on Waldorf Drive
- Financial info: Ground rent payment of $585 monthly; Ownership interest: Ground rent
- HOA & community: Association fees include sewer
Exterior
- Parking: Driveway parking (2 spaces); Total of 2 garage/parking spaces
- Utilities: Public water; Public sewer
- Home design: Manufactured structure; Modular/Manufactured construction; Effective year updated 2026
- Construction: Pillar/post/pier foundation; Other structures noted above and below grade; Pets allowed with breed restrictions
- Exterior features: Not in a federal flood zone; Ground rent exists (paid monthly)
Interior
- Bedrooms: Three bedrooms on the main level
- Bathrooms: Two full bathrooms on the main level
- Heating & cooling: Central heating; Wall unit heating; Natural gas heating fuel; Electric hot water
- Interior features: No basement; Living area reported by assessor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $45k.
Deal economics
- At list price, monthly cash flow is $746 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $45k).
- Recommended offer: $44k (3.0% below list) — sets the bar for market timing.
- Cap rate 26.2% vs local median 3.4% in Weigelstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#527 in PA, #4,886 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, amenities F, commute F.
- Northeastern York SD (suburban): math 45% / reading 63% proficiency, ranked #119 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+6.4%/yr); 249 active listings in the ZIP; solid renter incomes; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $310 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 6.4% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.86% ✓
- Cap rate
- 26.23%
- Cash-on-cash
- 71.21%
- DSCR
- 4.17
- GRM
- 2.9
CMA / ARV
- ARV (median comp)
- $42,000
- List price
- $44,900
- Delta
- 6.90%
- Verdict
- FAIR
- Comps
- 13 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3500 Bull Rd | 0.58mi | 3/1.5 (+1) | 980 (+6%) | 14mo | $65,000 | $66 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.38% rent growth · sell at horizon
- IRR
- 74.5%
- Equity multiple
- 4.56×
- Total profit
- $44,747
- Equity at exit
- $6,695
- IRR
- 79.1%
- Equity multiple
- 10.54×
- Total profit
- $119,968
- Equity at exit
- $3,882
Cash invested: $12,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17404
- Rents YoY
- 6.4%
- Active inventory
- 249
- Price-to-rent
- 2.9×
Monthly cashflow live
- Estimated rent
- $1,283 medium interval (Pro) →
- Mortgage (P&I)
- −$235
- Tax from tax record
- −$13 /mo · $159/yr
- Insurance
- −$19
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$269
- Net cashflow
- $746
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $11,225
- Closing costs
- $1,347
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-06-02status $44,900 Pending 33 DOM
-
2026-06-01days on market $44,900 Active 33 DOM
-
2026-05-31days on market $44,900 Active 32 DOM
-
2026-05-30days on market $44,900 Active 31 DOM
-
2026-05-07status Active 408-char remark
-
2026-05-02status Pending 408-char remark
-
2026-04-24$44,900 Active 408-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $159 · $13/mo
- Projected year-2 tax
- $434 · $36/mo
- Expected delta
- +$275/yr (+$23/mo · 173.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,395
- − Mortgage interest
- −$2,515
- − Property taxes
- −$159
- − Insurance
- −$224
- − Repairs & maintenance
- −$1,232
- − Management
- −$1,232
- − Depreciation
- −$1,306
- Taxable income
- $8,727
- Est. tax owed @ 24.0%
- −$2,095
- After-tax cash flow
- $6,859/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Northeastern York SD
- NCES district ID
- 4217520
- Math proficiency
- 45% ▼ -12.00%
- Reading proficiency
- 63% ▼ -10.00%
- Median HH income
- $60,807
- Composite
- 47.06/100
- National rank
- #2338
- State rank
- #119 of 539 in PA
Livability — Weigelstown
- Score
- 74/100
- State rank
- #527
- US rank
- #4886
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- York County · 278,806 people
- Metro
- York-Hanover, PA
- Population (ZIP)
- 39,374
- Household income
- $78,506
- Rent vs Own
- Severe rent burden
- 722.0
Population outlook (York County) Hauer SSP2
- Today (2025)
- 454,205 people
- By 2030
- 457,407 · +0.7%
- By 2040
- 457,529 · +0.7%
- By 2050
- 448,261 · -1.3%
- By 2075
- 427,388 · -5.9%
- By 2100
- 384,218 · -15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 19% Black 12% Two or more races 8%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 9% Dominican 4%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 1%
- Foreign-born
- 6% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 12% Russian/Polish/Slavic 1%
Political lean MEDSL · York
- 2024 margin
- Strong R (+25.3) · D 36.9% · R 62.1%
- 2008→2024 swing
- -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
- All cycles
- 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.44%
- Current HPI
- 237.5683
- Rent YoY
- ▲ 6.38%
- Metro
- York-Hanover, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
4 events — show timeline
- 2026-06-02 Pending — BRIGHT MLS
- 2026-05-07 Relisted — BRIGHT MLS
- 2026-05-02 Pending — BRIGHT MLS
- 2026-04-24 Listed $44,900 BRIGHT MLS
Property tax history
+1.6%/yrLatest (2026): $159 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…