334 Miss Ann Dr · Sulligent, AL 35586

$23,260

3 bd · 1.0 ba · 1,933 sqft · Manufactured public records · 54 Days on market

Built 1994 $12/sqft · 82% below area ↓ 31% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• Appreciation +5.9/10.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +2.9/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Double Wide mobile home on approximately 1.5 ac Call for details

Key facts

• Listed 53 days

Property features AI

Exterior

• Parking: No on-site parking
• Home design: Residential mobile home; One story
• Exterior features: Directions: Wilson Rd, right on Miss Ann Dr

Interior

• Interior features: Single-story layout

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath manufactured listed at $23k.

Deal economics

• At list price, monthly cash flow is $652 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $23k).
• Recommended offer: $23k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 57/100 on livability (#394 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-; Watch: amenities F, commute F, employment F.
• Lamar County (rural): math 23% / reading 44% proficiency, ranked #57 of 129 in AL (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Vernon Elementary School (math 42% / reading 47%, grade F, #171 of 627 statewide, top 31%, 278 students, 72% FRL) — zoned schools average 72% FRL vs 48% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 12 active listings in the ZIP.

Forward outlook

• In year one you build about $591 of equity ($161 loan paydown + $430 appreciation (1.9% local appreciation)).
• Lamar County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.9% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($23k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $22,562 (3.0% below list)

Questions for the listing agent

1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.34% ✓
• Cap rate: 39.91%
• Cash-on-cash: 120.08%
• DSCR: 6.34
• GRM: 1.9

CMA / ARV

• ARV (median comp): $119,284
• List price: $23,260
• Delta: -80.50%
• Verdict: UNDERPRICED
• Comps: 1 within 2.0 mi

Projected returns pro-forma

1.85% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 7.59×
• Total profit: $42,930
• Equity at exit: $8,985

10-year hold

• IRR: —
• Equity multiple: 15.81×
• Total profit: $96,474
• Equity at exit: $12,794

Cash invested: $6,513 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35586

• Home prices YoY: 1.4%
• Active inventory: 12
• Price-to-rent: 1.9×

Monthly cashflow live

• Estimated rent: $1,010 medium
• Mortgage (P&I): −$122
• Tax from tax record: −$14 /mo · $170/yr
• Insurance: −$10
• HOA: −$0
• Vacancy / Maint / Mgmt: −$212
• Net cashflow: $652

Break-even live

Break-even rent $185

Max offer price $23,260

Occupancy floor 30%

Sensitivity live

Price	-10% $665	-5% $658	+0% $652	+5% $645	+10% $639
Rent	-10% $572	-5% $612	+0% $652	+5% $692	+10% $731
Rate	-1.0pp $663	-0.5pp $658	base $652	+0.5pp $646	+1.0pp $640

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $5,815
• Closing costs: $698
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-21
   days on market $23,260 Active 54 DOM
2. 2026-06-19
   days on market $23,260 Active 52 DOM
3. 2026-06-18
   days on market $23,260 Active 51 DOM
4. 2026-06-17
   days on market $23,260 Active 50 DOM
5. 2026-06-16
   days on market $23,260 Active 49 DOM
6. 2026-06-15
   days on market $23,260 Active 48 DOM
7. 2026-06-14
   days on market $23,260 Active 46 DOM
8. 2026-06-12
   days on market $23,260 Active 45 DOM
9. 2026-06-09
   days on market $23,260 Active 42 DOM
10. 2026-06-08
    days on market $23,260 Active 41 DOM
11. 2026-06-07
    days on market $23,260 Active 40 DOM
12. 2026-06-04
    days on market $23,260 Active 36 DOM
13. 2026-06-02
    days on market $23,260 Active 35 DOM
14. 2026-06-01
    days on market $23,260 Active 34 DOM
15. 2026-05-31
    days on market $23,260 Active 33 DOM
16. 2026-05-31
    days on market $23,260 Active 32 DOM
17. 2026-04-25
    listed $23,260 Active 64-char remark
18. 2024-07-13
    listed $33,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $170 · $14/mo
• Projected year-2 tax: $170 · $14/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,115
• − Mortgage interest: −$1,303
• − Property taxes: −$170
• − Insurance: −$116
• − Repairs & maintenance: −$969
• − Management: −$969
• − Depreciation: −$677
• Taxable income: $7,910
• Est. tax owed @ 24.0%: −$1,898
• After-tax cash flow: $5,922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lamar County
• NCES district ID: 0101950
• Math proficiency: 23% ▼ -26.00%
• Reading proficiency: 44% ▲ 1.00%
• Median HH income: $34,856
• Composite: 27.58/100
• National rank: #6937
• State rank: #57 of 129 in AL

Livability — Sulligent

• Score: 57/100
• State rank: #394
• US rank: #22125

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sulligent, AL
• City population: 3,442
• Population (ZIP): 3,442

Population outlook (Lamar County) Hauer SSP2

• Today (2025): 12,818 people
• By 2030: 12,235 · -4.5%
• By 2040: 11,110 · -13.3%
• By 2050: 10,081 · -21.4%
• By 2075: 8,013 · -37.5%
• By 2100: 6,222 · -51.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Black 4% Two or more races 2% Native American 1%
• Common ancestry: Italian 1%
• Foreign-born: 1% · Canada

Political lean MEDSL · Lamar

• 2024 margin: Solid R (+76.0) · D 11.7% · R 87.8%
• 2008→2024 swing: -22.2pp toward R · 2008: -53.8pp · 2024: -76.0pp
• All cycles: 2024: R+76.0 2020: R+72.2 2016: R+69.0 2012: R+53.2 2008: R+53.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.85%
• Current HPI: 134.2483
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-30.6% since first listed

2 events — show timeline

• 2026-04-25 Listed $23,260 Walker County Area MLS
• 2024-07-13 Listed $33,500 Walker County Area MLS

Property tax history

-16.6%/yr

Latest (2025): $170 · -30.4% YoY. Source: county tax records.