650 S St Johns St · St. Augustine, FL 32084

$285,000

3 bd · 2.0 ba · 854 sqft · SingleFamily public records · 113 Days on market

Built 2026 4,791 sqft lot Est $250k · 14% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.0/30.0
• Schools +6.4/10.0
• DSCR +3.2/10.0
• Rent growth +2.6/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• ARV discount +1.2/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

Key facts

• Walk in tiled shower
• 4,791 sq ft lot
• Built 2026

Tags

• LARGE COVERED FRONT PORCH
• LUXURY VINYL PLANK FLOORS
• UPSCALE WOOD CABINETS
• GORGEOUS GRANITE COUNTERS
• TANKLESS WATER HEATER
• WALK IN TILED SHOWER

Property features AI

Finance

• Other: Lot size: 0.11 acres
• HOA & community: Not a senior community

Exterior

• Parking: Other parking
• Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; One level; Entry level: 1
• Construction: Frame construction; Vinyl siding; Shingle roof
• Exterior features: Covered patio/porch; Front porch; Side porch; Fenced (other)

Interior

• Kitchen: Dishwasher; Disposal; Electric oven; Electric range; Microwave; Refrigerator; Tankless water heater
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air (electric)
• Interior features: Breakfast bar; Ceiling fan(s); Open floor plan; Walk-in closet(s)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $285k.

Deal economics

• At list price, monthly cash flow is $-120 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $264k (7.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (26.5% below list).
• Recommended offer: $209k (26.5% below list) — sets the bar for 1% rule.
• Cap rate 5.8% vs local median 3.1% in St. Augustine — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
• Zoned schools: Otis A. Mason Elementary School (math 76% / reading 60%, grade B+, #425 of 2,144 statewide, top 20%, 719 students, 45% FRL); R J Murray Middle School (math 54% / reading 54%, grade B-, #196 of 571 statewide, top 36%, 695 students, 50% FRL); St. Augustine High School (math 54% / reading 62%, grade C, #120 of 667 statewide, top 18%, 1,784 students, 38% FRL) — zoned schools average 44% FRL vs 20% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 60% at this address vs 74% district-wide (-14 pts) — the specific schools serving this property underperform the St. Johns average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 631 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).
• This rent runs 34% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 113 days — a 9% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago; this cycle's ask has dropped $24k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $90k; list at $285k implies a 217% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $209,481 (26.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.79%
• Cash-on-cash: -1.80%
• DSCR: 0.92
• GRM: 11.3

CMA / ARV

• ARV (on-the-fly): $250,222
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
755 S S Rodriquez St St	0.51mi	3/1.0	856 (+0%)	8mo	$255,000	$298	65
334 S Nassau St	0.29mi	2/1.0 (-1)	832 (-3%)	17mo	$130,000	$156	59
250 S Nassau St	0.32mi	2/1.0 (-1)	752 (-12%)	3mo	$125,000	$166	54
430 S Rodriquez St	0.53mi	2/1.0 (-1)	912 (+7%)	3mo	$315,000	$345	52
695 Orange St	0.38mi	2/1.0 (-1)	822 (-4%)	19mo	$240,500	$293	51
212 Aiken St	0.37mi	3/1.0	941 (+10%)	14mo	$230,000	$244	50
537 John St	0.58mi	2/1.0 (-1)	900 (+5%)	12mo	$303,800	$338	45
40 Phillips St	0.72mi	2/2.0 (-1)	911 (+7%)	8mo	$286,000	$314	44
225 Aiken St	0.35mi	2/1.0 (-1)	736 (-14%)	12mo	$216,500	$294	42
695 Julia St	0.72mi	2/1.0 (-1)	828 (-3%)	14mo	$230,000	$278	40
80 Anderson St	0.69mi	2/2.0 (-1)	744 (-13%)	8mo	$185,000	$249	35
143 Smith St	0.50mi	2/1.0 (-1)	736 (-14%)	17mo	$190,000	$258	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold

• IRR: -22.1%
• Equity multiple: 0.25×
• Total profit: $-59,537
• Equity at exit: $42,494

10-year hold

• IRR: -23.7%
• Equity multiple: -0.05×
• Total profit: $-83,930
• Equity at exit: $24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32084

• Rents YoY: 0.2%
• Active inventory: 631
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $2,095 high
• Mortgage (P&I): −$1,495
• Tax from tax record: −$161 /mo · $1,936/yr
• Insurance: −$119
• HOA: −$0
• Vacancy / Maint / Mgmt: −$440
• Net cashflow: $-120

Break-even live

Break-even rent $2,246

Max offer price $263,850

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,250
• Closing costs: $8,550
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1040 W 7th St Saint Augustine, FL	2.0	2.0	1108	$2,195	$1.98	1d	1	0.33mi
736 W King St Unit A St. Augustine, FL	2.0	1.0	688	$1,750	$2.54	17d	1	0.42mi
20 Rollins Ave Saint Augustine, FL	3.0	1.0	828	$1,500	$1.81	23d	1	0.78mi
950 Sidney St Unit 12 St. Augustine, FL	2.0	1.0	900	$1,300	$1.44	23d	1	0.89mi
1419 San Juline Cir Saint Augustine, FL	2.0	1.5	804	$1,649	$2.05	14d	1	0.90mi
1000 Josiah St Unit 1281953P St. Augustine, FL	3.0	2.0	1097	$3,526	$3.21	12d	1	0.93mi
1004 Josiah St Unit 1281918P St. Augustine, FL	3.0	2.0	1097	$3,893	$3.55	14d	1	0.93mi
909 S Ponce de Leon Blvd Saint Augustine, FL	2.0	2.0	1120	$3,150	$2.81	3d	1	1.14mi
56 Masters Dr Unit D St. Augustine, FL	2.0	1.5	900	$1,300	$1.44	23d	1	1.15mi
60 Masters Dr Unit C St. Augustine, FL	2.0	1.5	900	$1,300	$1.44	23d	1	1.16mi
289 W Jayce Way Saint Augustine, FL	3.0	2.0	1102	$1,851	$1.68	14d	1	1.24mi
1845 Old Moultrie Rd #32 Saint Augustine, FL	2.0	1.0	870	$1,650	$1.90	23d	1	1.38mi
130 Shipyard Way St. Augustine, FL	1.0–3.0	1.0–2.0	1137	$3,480	$3.06	1d	68	1.41mi
350 Laurel Dr , FL	1.0–3.0	1.0–2.0	1003	$2,099	$2.09	1d	13	1.48mi
138 Oviedo St Unit A St. Augustine, FL	2.0	1.0	995	$1,695	$1.70	3d	1	1.48mi
177 Palmer St Unit B St. Augustine, FL	2.0	1.0	900	$1,350	$1.50	23d	1	1.50mi

Listing history 24 events

1. 2026-05-20
   status Pending

   Show marketing remark (1008 chars)

   BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

2. 2026-05-20
   status Pending 1008-char remark

   Show marketing remark (1008 chars)

   BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

3. 2026-04-28
   historical Active Under Contract

   Show marketing remark (1008 chars)

   BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

4. 2026-04-28
   historical Contingent- Accepting Backups 1008-char remark

   Show marketing remark (1008 chars)

   BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

5. 2026-04-15
   price $285,000 1008-char remark

   Show marketing remark (1008 chars)

   BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

6. 2026-04-14
   price $285,000
7. 2026-02-17
   price $299,999 1008-char remark

   Show marketing remark (1008 chars)

   BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

8. 2026-02-16
   price $299,999
9. 2026-01-27
   listed $309,000 Active

   Show marketing remark (1008 chars)

   BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

10. 2026-01-27
    listed $309,000 Active 1008-char remark

    Show marketing remark (1008 chars)

    BRAND NEW 3BR/2BA HOME. Open, spacious, light & bright floor plan. Large 26' covered front porch. Beautiful light colored luxury vinyl plank floors throughout. Kitchen with upscale wood cabinets & gorgeous granite counters. Tankless water heater. Owner suite with walk in tiled shower & large walk in closet. Additional walk in closet in 2nd bedroom. Custom tile in 2nd bathroom. Vaulted ceiling, recessed lighting plus full sized laundry closet. Roomy living room with sliders leading to outdoor patio & spacious back yard made possible by having sewer connection & no septic hump taking up valuable space. Treed area borders north side of home for privacy. Built by native, family owned TOP TEN custom builder who puts pride in his work! NO RESTRICTIONS means you can park a boat in the yard, or use it as an investment and rent by the night. 1.5 miles to historic downtown & 6.4 miles to the beach! 2 BRAND NEW HOMES SIDE BY SIDE! EXTRA WIDE DRIVEWAY FITS UP TO 6 CARS!

11. 2024-12-16
    soldstatus $90,000
12. 2024-12-13
    soldstatus $90,000 Closed 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

13. 2024-12-02
    historical Active Under Contract 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

14. 2024-12-02
    status Active 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

15. 2024-11-24
    historical Active Under Contract 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

16. 2024-11-23
    status Active 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

17. 2024-11-17
    historical Active Under Contract 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

18. 2024-11-15
    status Active 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

19. 2024-11-09
    historical Active Under Contract 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

20. 2024-11-07
    price $150,000 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

21. 2024-10-30
    status Active 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

22. 2024-10-30
    price $175,000 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

23. 2024-10-19
    historical Active Under Contract 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

24. 2024-09-24
    listed $200,000 Active 1001-char remark

    Show marketing remark (1001 chars)

    Introducing a RARE find This charming antique home is a prime opportunity for investors. It features a brand new roof and is built to last, combining classic character with modern durability. Located in a rapidly up-and-coming area, this property is positioned for significant appreciation as the neighborhood continues to grow making this an ideal location for long-term investment it's poised for significant appreciation, making it an excellent choice for both rental income and future resale. Inside, you'll find original architectural details, providing a solid foundation for renovations or enhancements to maximize value. The property's location adds to its appeal, with nearby amenities including amenities, restaurants, parks, and the beautiful beaches making it attractive to potential renters and buyers alike. Whether you're looking to renovate and flip or hold for rental income, this property offers tremendous potential Act quickly—opportunities like this don't last long! Conta

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,936 · $161/mo
• Projected year-2 tax: $2,366 · $197/mo
• Expected delta: +$430/yr (+$36/mo · 22.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,138
• − Mortgage interest: −$15,964
• − Property taxes: −$1,936
• − Insurance: −$1,425
• − Repairs & maintenance: −$2,011
• − Management: −$2,011
• − Depreciation: −$8,291
• Taxable loss: −$6,500
• Est. tax savings @ 24.0%: +$1,560
• After-tax cash flow: $123/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Johns
• NCES district ID: 1201740
• Math proficiency: 75% ▼ -5.00%
• Reading proficiency: 73% ▼ -2.00%
• Median HH income: $66,842
• Composite: 64.31/100
• National rank: #556
• State rank: #2 of 73 in FL

Livability — St. Augustine

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Saint Johns County · 301,599 people
• Metro: Jacksonville, FL
• Population (ZIP): 37,291
• Household income: $73,837
• Rent vs Own: 33.2% rent · 66.8% own
• Severe rent burden: 1748.0

Population outlook (St. Johns County) Hauer SSP2

• Today (2025): 303,941 people
• By 2030: 342,590 · +12.7%
• By 2040: 417,328 · +37.3%
• By 2050: 487,011 · +60.2%
• By 2075: 635,395 · +109.1%
• By 2100: 717,469 · +136.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 12% Black 11% Two or more races 8%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4% Cuban 1%
• Common ancestry: Lithuanian 3% Romanian 2% Slovak 2%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · St. Johns

• 2024 margin: Solid R (+31.4) · D 33.9% · R 65.2%
• 2008→2024 swing: +0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -287.02%
• Current HPI: 330.9505
• Rent YoY: ▲ 0.25%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+42.5% since first listed

24 events — show timeline

• 2026-05-20 Pending — realMLS
• 2026-05-20 Pending — St. Augustine and St. Johns County Board of REALTORS®
• 2026-04-28 Contingent — realMLS
• 2026-04-28 Contingent — St. Augustine and St. Johns County Board of REALTORS®
• 2026-04-15 Price Changed $285,000 St. Augustine and St. Johns County Board of REALTORS®
• 2026-04-14 Price Changed $285,000 realMLS
• 2026-02-17 Price Changed $299,999 St. Augustine and St. Johns County Board of REALTORS®
• 2026-02-16 Price Changed $299,999 realMLS
• 2026-01-27 Listed $309,000 St. Augustine and St. Johns County Board of REALTORS®
• 2026-01-27 Listed $309,000 realMLS
• 2024-12-16 Sold (Public Records) $90,000 Public Records
• 2024-12-13 Sold (MLS) $90,000 realMLS
• 2024-12-02 Contingent — realMLS
• 2024-12-02 Relisted — realMLS
• 2024-11-24 Contingent — realMLS
• 2024-11-23 Relisted — realMLS
• 2024-11-17 Contingent — realMLS
• 2024-11-15 Relisted — realMLS
• 2024-11-09 Contingent — realMLS
• 2024-11-07 Price Changed $150,000 realMLS
• 2024-10-30 Relisted — realMLS
• 2024-10-30 Price Changed $175,000 realMLS
• 2024-10-19 Contingent — realMLS
• 2024-09-24 Listed $200,000 realMLS

Property tax history

+10.6%/yr

Latest (2025): $1,936 · +36.7% YoY. Source: county tax records.