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211 Bessemer Ave
B Composite 73.76
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Rent growth +1.7/5.0
  • Appreciation +0.0/10.0

$39,000

211 Bessemer Ave · Brighton, AL 35020
2 bd · 2.0 ba · 1,210 sqft · SingleFamily public records · 73 Days on market
Built 1960 6,534 sqft lot $32/sqft · 21% below area Est $67k · 42% under ↓ 25% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come and check out this home perfect for investors! The property features a spacious living room and a dining area ideal for enjoying time with family. The kitchen is not equipped, but it offers plenty of space and the opportunity to add appliances to your own taste. The home includes two generously sized bedrooms and two bathrooms that will require some work to be completed. It also features a front porch and a fenced backyard, providing privacy and outdoor space. Additionally, the laundry room is conveniently located inside the home for your comfort. Don’t miss this incredible opportunity!

Key facts

  • Laundry room
  • Front porch
  • Dining area

Tags

SPACIOUS LIVING ROOMDINING AREAFENCED BACKYARDFRONT PORCHLAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $39k.

Deal economics

  • At list price, monthly cash flow is $567 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $39k).
  • Recommended offer: $37k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 54/100 on livability (#459 in AL) — a working-class tenant base; expect higher turnover. Strengths: commute A+, cost of living A+, housing B; Watch: schools F, crime F, amenities F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents falling (-3.1%/yr); 115 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $270 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($37k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $36,660 (6.0% below list)

Questions for the listing agent

  1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.70%
Cap rate
23.73%
Cash-on-cash
62.28%
DSCR
3.77
GRM
3.1

CMA / ARV

ARV (median comp)
$66,976
List price
$39,000
Delta
-41.77%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
930 Palmer Ave 0.12mi 3/2.0 (+1) 1,290 (+7%) 11mo $145,000 $112 70
442 Oakmont St 0.32mi 3/2.0 (+1) 1,250 (+3%) 14mo $106,000 $85 63
6012 Martin Luther Ave 0.10mi 3/1.0 (+1) 1,380 (+14%) 1mo $105,000 $76 62
63 Wilkes Cir 0.32mi 3/1.0 (+1) 1,164 (-4%) 22mo $65,000 $56 52
510 Basie Ave 0.36mi 3/2.0 (+1) 1,032 (-15%) 4mo $75,000 $73 50
1131 Oak St 0.45mi 3/2.0 (+1) 1,323 (+9%) 11mo $175,000 $132 50
5419 Main St 0.33mi 3/1.0 (+1) 1,109 (-8%) 22mo $84,000 $76 44
5737 King Dr 0.50mi 3/1.5 (+1) 1,056 (-13%) 15mo $43,000 $41 36
520 Brewer Dr 0.70mi 3/1.0 (+1) 1,040 (-14%) 2mo $95,000 $91 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
57.8%
Equity multiple
3.45×
Total profit
$26,707
Equity at exit
$5,815
10-year hold
IRR
61.6%
Equity multiple
6.30×
Total profit
$57,867
Equity at exit
$3,372

Cash invested: $10,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35020

Home prices YoY
-24.2%
Rents YoY
-3.1%
Active inventory
115
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,053 high interval (Pro) →
Mortgage (P&I)
$205
Tax from tax record
$44 /mo · $532/yr
Insurance
$16
HOA
$0
Vacancy / Maint / Mgmt
$221
Net cashflow
$567

Break-even live

Break-even rent $336
Max offer price $39,000
Occupancy floor 41%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,750
Closing costs
$1,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
36 Wilkes Cir Birmingham, AL 2.0 1.0 762 $875 $1.15 44d 1 0.37mi
520 Brewer Dr Bessemer, AL 3.0 1.0 1040 $1,100 $1.06 3d 1 0.67mi
6001 Ivy St Birmingham, AL 3.0 1.0 906 $950 $1.05 44d 1 0.68mi
603 11th Ave Birmingham, AL 3.0 1.0 1289 $1,100 $0.85 44d 1 0.80mi
546 Selma Rd Bessemer, AL 3.0 1.0 888 $900 $1.01 44d 1 0.84mi
605 10th Ave Birmingham, AL 3.0 1.0 1060 $850 $0.80 44d 1 0.85mi
806 12th Ave Birmingham, AL 3.0 1.0 1262 $1,075 $0.85 44d 1 0.86mi
925 Woodward Rd Birmingham, AL 2.0 2.0 1104 $950 $0.86 44d 1 0.90mi
923 Woodward Rd Birmingham, AL 3.0 1.0 1273 $1,200 $0.94 23d 1 0.91mi
222 4th Ave Birmingham, AL 3.0 1.0 1300 $1,050 $0.81 44d 1 0.93mi
1254 Lewis St Brighton, AL 3.0 1.0 1200 $850 $0.71 44d 1 0.95mi
5704 14th St S Bessemer, AL 2.0 2.0 1024 $850 $0.83 16d 1 0.99mi
5912 Owen St Bessemer, AL 3.0 1.5 1192 $1,300 $1.09 44d 1 1.00mi
616 Rutledge Dr Birmingham, AL 3.0 1.0 1416 $1,095 $0.77 21d 1 1.04mi
4506 Letson St Brighton, AL 3.0 2.0 1032 $1,200 $1.16 23d 1 1.04mi
5107 5th St N Bessemer, AL 2.0 1.0 775 $950 $1.23 44d 1 1.10mi
5709 13th St S Bessemer, AL 3.0 1.0 1120 $1,200 $1.07 44d 1 1.10mi
608 5th Ave Midfield, AL 3.0 1.0 1241 $795 $0.64 21d 1 1.13mi
733 Glen Ridge Dr Fairfield, AL 3.0 1.0 1225 $1,378 $1.12 1d 1 1.15mi
1401 9th Ave Birmingham, AL 3.0 2.0 1222 $1,200 $0.98 44d 1 1.25mi
412 Fairfax Dr Unit 400-1 Fairfield, AL 2.0 1.5 935 $1,175 $1.26 3d 1 1.36mi
412 Fairfax Dr Unit 424-10 Fairfield, AL 3.0 1.5 1035 $1,275 $1.23 12d 1 1.36mi
412 Fairfax Dr Unit 400-12 Fairfield, AL 2.0 1.0 888 $915 $1.03 10d 1 1.36mi
412 Fairfax Dr Unit 416-11 Fairfield, AL 2.0 1.5 935 $975 $1.04 3d 1 1.36mi
412 Fairfax Dr Unit 424-3 Fairfield, AL 3.0 1.5 1035 $1,200 $1.16 10d 1 1.36mi
412 Fairfax Dr Unit 436-11 Fairfield, AL 2.0 1.5 935 $910 $0.97 10d 1 1.36mi
412 Fairfax Dr Unit 436-10 Fairfield, AL 2.0 1.0 888 $890 $1.00 10d 1 1.36mi
412 Fairfax Dr Unit 444-12 Fairfield, AL 2.0 1.0 888 $910 $1.02 10d 1 1.36mi
5906 5th St S Bessemer, AL 2.0 1.0 916 $900 $0.98 23d 1 1.38mi
407 Fairfax Dr Fairfield, AL 1.0 1.5 850 $1,160 $1.36 44d 2 1.42mi

Listing history 16 events

  1. 2026-06-18
    days on market $39,000 Active 73 DOM
  2. 2026-06-17
    days on market $39,000 Active 72 DOM
  3. 2026-06-16
    days on market $39,000 Active 71 DOM
  4. 2026-06-15
    days on market $39,000 Active 70 DOM
  5. 2026-06-13
    days on market $39,000 Active 68 DOM
  6. 2026-06-10
    days on market $39,000 Active 65 DOM
  7. 2026-06-09
    days on market $39,000 Active 64 DOM
  8. 2026-06-08
    days on market $39,000 Active 63 DOM
  9. 2026-06-07
    days on market $39,000 Active 62 DOM
  10. 2026-06-03
    days on market $39,000 Active 58 DOM
  11. 2026-06-02
    days on market $39,000 Active 57 DOM
  12. 2026-06-01
    days on market $39,000 Active 56 DOM
  13. 2026-05-31
    days on market $39,000 Active 55 DOM
  14. 2026-05-18
    price $39,000 604-char remark
    Show marketing remark (604 chars)

    Come and check out this home perfect for investors! The property features a spacious living room and a dining area ideal for enjoying time with family. The kitchen is not equipped, but it offers plenty of space and the opportunity to add appliances to your own taste. The home includes two generously sized bedrooms and two bathrooms that will require some work to be completed. It also features a front porch and a fenced backyard, providing privacy and outdoor space. Additionally, the laundry room is conveniently located inside the home for your comfort. Don’t miss this incredible opportunity!

  15. 2026-04-23
    price $45,000 604-char remark
    Show marketing remark (604 chars)

    Come and check out this home perfect for investors! The property features a spacious living room and a dining area ideal for enjoying time with family. The kitchen is not equipped, but it offers plenty of space and the opportunity to add appliances to your own taste. The home includes two generously sized bedrooms and two bathrooms that will require some work to be completed. It also features a front porch and a fenced backyard, providing privacy and outdoor space. Additionally, the laundry room is conveniently located inside the home for your comfort. Don’t miss this incredible opportunity!

  16. 2026-04-06
    listed $52,000 Active 604-char remark
    Show marketing remark (604 chars)

    Come and check out this home perfect for investors! The property features a spacious living room and a dining area ideal for enjoying time with family. The kitchen is not equipped, but it offers plenty of space and the opportunity to add appliances to your own taste. The home includes two generously sized bedrooms and two bathrooms that will require some work to be completed. It also features a front porch and a fenced backyard, providing privacy and outdoor space. Additionally, the laundry room is conveniently located inside the home for your comfort. Don’t miss this incredible opportunity!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$532 · $44/mo
Projected year-2 tax
$532 · $44/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,636
− Mortgage interest
−$2,185
− Property taxes
−$532
− Insurance
−$195
− Repairs & maintenance
−$1,011
− Management
−$1,011
− Depreciation
−$1,135
Taxable income
$6,568
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,576
After-tax cash flow
$5,225/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Brighton

Score
54/100
State rank
#459
US rank
#23847

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brighton, AL
County
Jefferson County · 527,445 people
Metro
Birmingham-Hoover, AL
Population (ZIP)
24,892
Household income
$35,362
Rent vs Own
40.6% rent · 59.4% own
Severe rent burden
1001.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (74%)
Race & ethnicity
Black 74% Hispanic / Latino 13% White 11% Two or more races 6%
Hispanic origin (detail)
Mexican 10%
Foreign-born
5% · Canada
Languages at home
89% English-only · Spanish 11%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.54%
Current HPI
179.7702
Rent YoY
▼ -3.12%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

-25.0% since first listed
3 events — show timeline
  • 2026-05-18 Price Changed $39,000 Greater Alabama MLS
  • 2026-04-23 Price Changed $45,000 Greater Alabama MLS
  • 2026-04-06 Listed $52,000 Greater Alabama MLS

Property tax history

-2.3%/yr

Latest (2025): $532 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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