85 Sunflower Rd #231 · Colorado Springs, CO 80907

$80,900

3 bd · 2.0 ba · 1,216 sqft · Manufactured · 84 Days on market

Built 2026 Excellent condition

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Condition / age +5.0/5.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Appreciation +0.0/10.0

Listing remarks

Your brand new 3 bedroom, 2 bathroom home is waiting for you to move in! This comfortable home features premium entry doors, a modern bathroom, as well as new brand name appliances. In the community, enjoy with your friends and family all the amenities we have to offer such as community events, a basketball court, and a picnic area / pavilion / grill. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

Key facts

• Picnic area
• Basketball court
• Modern bathroom

Tags

• PREMIUM ENTRY DOORS
• MODERN BATHROOM
• NEW BRAND NAME APPLIANCES
• BASKETBALL COURT
• PICNIC AREA

Property features AI

Finance

• Other: Living area approximately 1,216 (as reported)
• Financial info: List price $80,400

Exterior

• Utilities: Natural gas; Central air
• Home design: Spec home; Plan 92135

Interior

• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: 2 total bathrooms

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $81k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $722 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $81k).
• Recommended offer: $76k (6.0% below list) — sets the bar for market timing.
• Cap rate 17.0% vs local median 3.3% in Colorado Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#23 in CO, #2,639 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, housing A+, health & safety A+; Watch: cost of living C-, crime F.
• Colorado Springs School District No. 11 In The County Of E (urban): math 20% / reading 37% proficiency, ranked #56 of 86 in CO (top 65%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Jackson Elementary School (math 15% / reading 27%, grade F, #673 of 966 statewide, top 71%, 342 students, 82% FRL); North Middle School (math 21% / reading 42%, grade F, #121 of 270 statewide, top 46%, 590 students, 63% FRL); Coronado High School (math 32% / reading 58%, grade D-, #139 of 381 statewide, top 36%, 1,305 students, 45% FRL).
• Market conditions: Rents flat; 192 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 3,906 units permitted in El Paso County in 2024 (872 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $559 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• El Paso County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.1% rent growth), your $23k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($76k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $76,046 (6.0% below list)

Questions for the listing agent

1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.00% ✓
• Cap rate: 17.00%
• Cash-on-cash: 38.23%
• DSCR: 2.70
• GRM: 4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.11% rent growth · sell at horizon

5-year hold

• IRR: 31.0%
• Equity multiple: 2.25×
• Total profit: $28,293
• Equity at exit: $12,062

10-year hold

• IRR: 36.5%
• Equity multiple: 3.92×
• Total profit: $66,173
• Equity at exit: $6,995

Cash invested: $22,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80907

• Rents YoY: 0.1%
• Active inventory: 192
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $1,621 high
• Mortgage (P&I): −$424
• Tax est. 1.5%: −$101 /mo · $1,214/yr
• Insurance: −$34
• HOA: −$0
• Vacancy / Maint / Mgmt: −$340
• Net cashflow: $722

Break-even live

Break-even rent $708

Max offer price $80,900

Occupancy floor 50%

Sensitivity live

Price	-10% $778	-5% $750	+0% $722	+5% $694	+10% $666
Rent	-10% $594	-5% $658	+0% $722	+5% $786	+10% $850
Rate	-1.0pp $762	-0.5pp $742	base $722	+0.5pp $701	+1.0pp $679

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,225
• Closing costs: $2,427
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3405 Sinton Rd #105 Colorado Springs, CO	3.0	2.0	1152	$1,875	$1.63	4d	1	0.32mi
3850 Schafer Hts Colorado Springs, CO	1.0–2.0	1.0–2.0	752	$1,524	$2.03	4d	5	0.38mi
3125 Sinton Rd Colorado Springs, CO	2.0	1.0	660	$1,402	$2.12	4d	6	0.47mi
3210 N Chestnut St Colorado Springs, CO	2.0	1.0	597	$1,233	$2.06	4d	8	0.56mi
2925 Tremont St Colorado Springs, CO	1.0–2.0	1.0	682	$915	$1.34	4d	8	0.61mi
4311 N Chestnut St Apt 1 Colorado Springs, CO	2.0	1.0	850	$925	$1.09	25d	1	0.65mi
2822 N Cascade Ave Unit 2824 Colorado Springs, CO	2.0	2.0	1032	$1,995	$1.93	15d	1	0.74mi
2922 Straus Ln Colorado Springs, CO	2.0	1.0	750	$1,150	$1.53	4d	1	0.84mi
2613 Concord St Apt 104 Colorado Springs, CO	2.0	1.0	725	$1,149	$1.58	4d	1	0.89mi
6715 N Century St Colorado Springs, CO	1.0–3.0	1.0–2.0	1043	$2,645	$2.54	4d	26	0.90mi
325 Cragmor Rd Colorado Springs, CO	2.0	1.0	537	$899	$1.67	4d	2	0.92mi
4012 Muse Way Colorado Springs, CO	2.0	1.5	1124	$1,598	$1.42	25d	1	0.94mi
4033 Muse Way Colorado Springs, CO	2.0	1.5	1121	$1,500	$1.34	25d	1	0.96mi
921 Westmoreland Rd Colorado Springs, CO	1.0–2.0	1.0	750	$1,234	$1.65	4d	12	0.99mi
3370 Bryson Hts Colorado Springs, CO	1.0–3.0	1.0–2.0	980	$2,294	$2.34	4d	21	1.00mi
3630 Rialto Hts Colorado Springs, CO	1.0–3.0	1.0–2.0	959	$1,925	$2.01	4d	13	1.01mi
720 Melany Ln Colorado Springs, CO	3.0	1.0	1075	$1,399	$1.30	25d	1	1.01mi
2625 N Chestnut St Unit 1 Colorado Springs, CO	3.0	1.0	1173	$1,250	$1.07	4d	1	1.01mi
2414 Tremont St Colorado Springs, CO	1.0–2.0	1.0	806	$1,580	$1.96	4d	5	1.03mi
1318 Holland Park Blvd Unit B Colorado Springs, CO	2.0	1.0	954	$1,300	$1.36	25d	1	1.03mi
980 Holli Springs Ln Colorado Springs, CO	2.0	1.0	900	$1,150	$1.28	25d	1	1.05mi
309 Redwood Dr Colorado Springs, CO	3.0	1.0	829	$2,000	$2.41	25d	1	1.06mi
3935 Stonedike Dr Unit D Colorado Springs, CO	2.0	1.0	764	$1,195	$1.56	22d	1	1.06mi
4015 Stonedike Dr Unit B Colorado Springs, CO	2.0	1.0	964	$1,399	$1.45	4d	1	1.08mi
1299 Vondelpark Dr Unit B Colorado Springs, CO	2.0	1.5	992	$1,450	$1.46	4d	1	1.09mi
2524 N Weber St Colorado Springs, CO	3.0	1.0	1242	$2,700	$2.17	25d	1	1.10mi
1035 Magnolia St Unit B Colorado Springs, CO	2.0	1.0	850	$1,145	$1.35	4d	1	1.11mi
1035 Magnolia St Colorado Springs, CO	2.0	1.0	850	$1,199	$1.41	25d	1	1.11mi
1016 Magnolia St Unit 1018 Colorado Springs, CO	2.0	1.0	800	$1,304	$1.63	25d	1	1.11mi
1038 Westmoreland Rd Unit A Colorado Springs, CO	2.0	1.0	700	$875	$1.25	15d	1	1.11mi
906 1/2 Carlisle St Colorado Springs, CO	2.0	1.0	1128	$1,245	$1.10	25d	1	1.13mi
1075 Magnolia St Apt 1 Colorado Springs, CO	2.0	1.0	900	$795	$0.88	4d	1	1.14mi
1075 Magnolia St Apt 3 Colorado Springs, CO	2.0	1.0	900	$845	$0.94	4d	1	1.14mi
2924 N Arcadia St Colorado Springs, CO	1.0–2.0	1.0	775	$1,099	$1.42	25d	4	1.16mi
4053 Flash Pt Colorado Springs, CO	3.0	2.5	1499	$2,195	$1.46	25d	1	1.16mi
1140 Holli Springs Ln Unit D Colorado Springs, CO	2.0	1.0	1100	$1,550	$1.41	15d	1	1.19mi
1134 Westmoreland Rd Colorado Springs, CO	1.0–2.0	1.0	675	$1,050	$1.56	4d	2	1.19mi
4760 Rusina Rd Colorado Springs, CO	1.0–2.0	1.0–2.0	705	$1,441	$2.04	4d	14	1.20mi
2510 Plumtree Grv Colorado Springs, CO	2.0	2.0	912	$1,800	$1.97	4d	1	1.20mi
2510 Plumtree Grv Colorado Springs, CO	2.0	2.0	912	$1,800	$1.97	25d	1	1.20mi

Listing history 14 events

1. 2026-06-18
   days on market $80,900 Active 84 DOM
2. 2026-06-17
   days on market $80,900 Active 83 DOM
3. 2026-06-16
   days on market $80,900 Active 82 DOM
4. 2026-06-15
   days on market $80,900 Active 81 DOM
5. 2026-06-14
   days on market $80,900 Active 79 DOM
6. 2026-06-10
   days on market $80,900 Active 76 DOM
7. 2026-06-09
   days on market $80,900 Active 75 DOM
8. 2026-06-08
   days on market $80,900 Active 74 DOM
9. 2026-06-07
   days on market $80,900 Active 73 DOM
10. 2026-06-05
    days on market $80,900 Active 70 DOM
11. 2026-06-03
    days on market $80,900 Active 69 DOM
12. 2026-06-03
    days on market $80,900 Active 68 DOM
13. 2026-06-01
    pricedays on market $80,900 Active 67 DOM
14. 2026-05-31
    days on market $80,400 Active 66 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,454
• − Mortgage interest: −$4,532
• − Property taxes: −$1,214
• − Insurance: −$404
• − Repairs & maintenance: −$1,556
• − Management: −$1,556
• − Depreciation: −$2,353
• Taxable income: $7,838
• Est. tax owed @ 24.0%: −$1,881
• After-tax cash flow: $6,778/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 100/100 None rehab

This brand new 3-bedroom, 2-bathroom home is move-in ready with excellent condition and no visible repairs needed. It offers a modern kitchen, bathrooms, and exterior, making it an attractive option for both resale and rental.

Value-add opportunities

• Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics, attracting more buyers and renters.
• Both Landscaping improvements — Enhancing the landscaping can increase the home's curb appeal and attract more potential buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics, attracting more buyers and renters. ↑
• Both Landscaping improvements — Enhancing the landscaping can increase the home's curb appeal and attract more potential buyers and renters. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Colorado Springs School District No. 11 In The County Of E
• NCES district ID: 0803060
• Math proficiency: 20% ▼ -8.00%
• Reading proficiency: 37% ▼ -4.00%
• Median HH income: $47,884
• Composite: 24.69/100
• National rank: #7613
• State rank: #56 of 86 in CO

Livability — Colorado Springs

• Score: 78/100
• State rank: #23
• US rank: #2639

Category grades

Amenities A+ Commute A Cost of living C- Crime F Employment B Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Colorado Springs, CO
• County: El Paso County · 689,348 people
• City population: 555,783
• Metro: Colorado Springs, CO
• Population (ZIP): 27,815
• Household income: $74,402
• Rent vs Own: 44.1% rent · 55.9% own
• Severe rent burden: 1396.0

Population outlook (El Paso County) Hauer SSP2

• Today (2025): 768,926 people
• By 2030: 815,739 · +6.1%
• By 2040: 903,489 · +17.5%
• By 2050: 981,204 · +27.6%
• By 2075: 1,155,542 · +50.3%
• By 2100: 1,202,070 · +56.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 12% Two or more races 10% Black 3% Asian 2%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Italian 3% Lithuanian 3% Slovak 3%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 4% German/W. Germanic 1%

Political lean MEDSL · El Paso

• 2024 margin: Lean R (+9.8) · D 43.8% · R 53.5% · Other 2.7%
• 2008→2024 swing: +9.0pp toward D · 2008: -18.8pp · 2024: -9.8pp
• All cycles: 2024: R+9.8 2020: R+10.8 2016: R+22.6 2012: R+21.4 2008: R+18.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -544.07%
• Current HPI: 276.2139
• Rent YoY: ▲ 0.11%
• Metro: Colorado Springs, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B