1759 Valencia Ave · Holly Hill, FL 32174

$239,500

3 bd · 2.0 ba · 1,206 sqft · SingleFamily public records · 72 Days on market

Built 1971 8,712 sqft lot ↓ 20% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.1/30.0
• ARV discount +7.5/15.0
• DSCR +4.3/10.0
• 1% rule +3.9/10.0
• Schools +3.9/10.0
• Livability +3.6/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 3 bedroom 2 bath in Ormond beach has 1206 sq ft. very nice screen room and fenced in yard. Home has just been repainted and updated flooring. Your private oasis in the middle of town. Tenants in place. Lease does not expire until 3/31/2027. Showings would be 24 hour notice.

Key facts

• 8,712 sq ft lot
• Garage
• Built 1971

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $34 ($403/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (11.4% below list).
• Recommended offer: $212k (11.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#325 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Westside Elementary School (math 29% / reading 26%, grade F, #1,962 of 2,144 statewide, top 92%, 636 students, 83% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL) — zoned schools average 66% FRL vs 51% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 989 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 36% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 72 days — a 6% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $212,227 (11.4% below list)

Questions for the listing agent

1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.46%
• Cash-on-cash: 0.60%
• DSCR: 1.03
• GRM: 9.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.64% rent growth · sell at horizon

5-year hold

• IRR: -16.9%
• Equity multiple: 0.41×
• Total profit: $-39,511
• Equity at exit: $35,710

10-year hold

• IRR: -11.4%
• Equity multiple: 0.36×
• Total profit: $-42,992
• Equity at exit: $20,708

Cash invested: $67,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32174

• Rents YoY: 1.6%
• Active inventory: 989
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $2,122 high
• Mortgage (P&I): −$1,256
• Tax from tax record: −$287 /mo · $3,447/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$446
• Net cashflow: $34

Break-even live

Break-even rent $2,080

Max offer price $239,500

Occupancy floor 93%

Sensitivity live

Price	-10% $169	-5% $101	+0% $34	+5% $-34	+10% $-102
Rent	-10% $-134	-5% $-50	+0% $34	+5% $117	+10% $201
Rate	-1.0pp $154	-0.5pp $94	base $34	+0.5pp $-28	+1.0pp $-92

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,875
• Closing costs: $7,185
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1767 Valencia Ave Ormond Beach, FL	4.0	2.0	1216	$2,100	$1.73	25d	1	0.03mi
1420 Alabama Ave Daytona Beach, FL	4.0	2.0	1367	$1,824	$1.33	21d	1	0.23mi
1435 Atlanta Dr Daytona Beach, FL	3.0	1.0	1200	$1,800	$1.50	25d	1	0.32mi
1707 Evergreen St Ormond Beach, FL	2.0	1.0	868	$1,750	$2.02	25d	1	0.34mi
1235 Alcazar St Daytona Beach, FL	3.0	2.0	1498	$2,100	$1.40	25d	1	0.35mi
1615 Derbyshire Rd Daytona Beach, FL	3.0	1.5	1000	$1,950	$1.95	16d	1	0.41mi
1512 Richmond Ave Unit 1546284P Daytona Beach, FL	3.0	2.0	1173	$3,226	$2.75	16d	1	0.52mi
108 San Mardeen Ct Daytona Beach, FL	3.0	2.0	1500	$2,650	$1.77	25d	1	0.65mi
1575 Megan Bay Cir Daytona Beach, FL	3.0	2.0	1232	$1,800	$1.46	25d	1	0.70mi
1559 Hammock Dr Unit B Holly Hill, FL	2.0	1.5	1100	$1,375	$1.25	16d	1	0.73mi
1563 Hancock Ln Daytona Beach, FL	2.0	2.0	912	$1,475	$1.62	13d	1	0.81mi
946 15th St Daytona Beach, FL	2.0	2.0	1010	$1,500	$1.49	25d	1	0.88mi
900 LPGA Blvd Daytona Beach, FL	1.0–2.0	1.0–2.0	885	$1,495	$1.69	16d	14	1.20mi
402 Fleming Ave Ormond Beach, FL	3.0	2.0	1495	$2,560	$1.71	23d	1	1.27mi
101 Claysburg LN Holly Hill, FL	1.0–3.0	1.0–2.0	1163	$2,800	$2.41	16d	25	1.29mi
100 Windflower LN Daytona Beach, FL	1.0–3.0	1.0–2.0	1021	$2,516	$2.46	13d	63	1.29mi
410 Sauls St Ormond Beach, FL	3.0	1.0	990	$1,500	$1.52	25d	1	1.32mi
100 Integra Shores Dr Daytona Beach, FL	2.0–3.0	2.0	1126	$1,725	$1.53	13d	6	1.34mi
1600 Lpga Blvd Daytona Beach, FL	1.0–3.0	1.0–2.0	1045	$2,622	$2.51	13d	21	1.36mi
1224 10th St Daytona Beach, FL	3.0	1.0	1284	$1,550	$1.21	16d	1	1.44mi
638 LPGA Blvd Unit B Daytona Beach, FL	3.0	2.0	1111	$2,490	$2.24	25d	1	1.46mi

Listing history 49 events

1. 2026-06-22
   days on market $239,500 Active 72 DOM
2. 2026-06-18
   days on market $239,500 Active 69 DOM
3. 2026-06-17
   days on market $239,500 Active 68 DOM
4. 2026-06-16
   days on market $239,500 Active 67 DOM
5. 2026-06-15
   days on market $239,500 Active 66 DOM
6. 2026-06-14
   days on market $239,500 Active 64 DOM
7. 2026-06-10
   days on market $239,500 Active 61 DOM
8. 2026-06-09
   days on market $239,500 Active 60 DOM
9. 2026-06-08
   days on market $239,500 Active 59 DOM
10. 2026-06-07
    days on market $239,500 Active 58 DOM
11. 2026-06-05
    days on market $239,500 Active 55 DOM
12. 2026-06-03
    days on market $239,500 Active 54 DOM
13. 2026-06-03
    days on market $239,500 Active 53 DOM
14. 2026-06-01
    days on market $239,500 Active 52 DOM
15. 2026-05-31
    days on market $239,500 Active 51 DOM
16. 2026-05-31
    days on market $239,500 Active 50 DOM
17. 2026-04-10
    listed $239,500 Active 280-char remark

    Show marketing remark (280 chars)

    This 3 bedroom 2 bath in Ormond beach has 1206 sq ft. very nice screen room and fenced in yard. Home has just been repainted and updated flooring. Your private oasis in the middle of town. Tenants in place. Lease does not expire until 3/31/2027. Showings would be 24 hour notice.

18. 2026-03-22
    historical $1,785
19. 2026-03-22
    historical
20. 2026-02-09
    price $243,000
21. 2026-02-09
    price $243,000
22. 2026-02-04
    price $1,785
23. 2026-02-02
    price $247,900
24. 2026-01-13
    price $1,850
25. 2025-12-18
    status Active
26. 2025-12-16
    status Active
27. 2025-12-16
    status Active
28. 2025-12-16
    historical
29. 2025-12-16
    listed $249,000 Active
30. 2025-12-16
    historical
31. 2025-10-23
    listed $1,900
32. 2025-10-17
    historical
33. 2025-10-17
    historical
34. 2025-10-17
    historical
35. 2025-09-26
    listed $249,000 Active
36. 2025-09-26
    listed $249,900 Active
37. 2024-11-16
    historical $1,900
38. 2024-11-09
    price $1,900
39. 2024-10-26
    listed $2,000
40. 2024-08-29
    soldstatus $220,000
41. 2024-08-23
    soldstatus $220,000 Closed
42. 2024-07-18
    historical Active Under Contract
43. 2024-06-21
    status Active
44. 2024-06-18
    historical Active Under Contract
45. 2024-05-14
    price $249,000
46. 2024-04-23
    price $258,000
47. 2024-03-05
    price $268,000
48. 2024-01-31
    price $279,000
49. 2024-01-04
    listed $299,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,447 · $287/mo
• Projected year-2 tax: $3,447 · $287/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,467
• − Mortgage interest: −$13,416
• − Property taxes: −$3,447
• − Insurance: −$1,198
• − Repairs & maintenance: −$2,037
• − Management: −$2,037
• − Depreciation: −$6,967
• Taxable loss: −$3,635
• Est. tax savings @ 24.0%: +$872
• After-tax cash flow: $1,275/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Holly Hill

• Score: 72/100
• State rank: #325
• US rank: #5737

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Volusia County · 556,871 people
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 54,783
• Household income: $71,011
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 1158.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 6% Hispanic / Latino 5% Two or more races 5% Asian 3%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 3%
• Foreign-born: 7% · Canada, China
• Languages at home: 91% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -327.97%
• Current HPI: 271.92
• Rent YoY: ▲ 1.64%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-20.1% since first listed

33 events — show timeline

• 2026-04-10 Listed $239,500 Daytona MLS
• 2026-03-22 Rental Removed $1,785 APPFOLIO
• 2026-03-22 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-02-09 Price Changed $243,000 Daytona MLS
• 2026-02-09 Price Changed $243,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-04 Price Changed $1,785 APPFOLIO
• 2026-02-02 Price Changed $247,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-13 Price Changed $1,850 APPFOLIO
• 2025-12-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Relisted — Daytona MLS
• 2025-12-16 Relisted — Daytona MLS
• 2025-12-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Listed $249,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Listing Removed — Daytona MLS
• 2025-10-23 Listed for Rent $1,900 APPFOLIO
• 2025-10-17 Listing Removed — Daytona MLS
• 2025-10-17 Listing Removed — Daytona MLS
• 2025-10-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-09-26 Listed $249,000 Daytona MLS
• 2025-09-26 Listed $249,900 Stellar MLS as Distributed by MLS Grid
• 2024-11-16 Rental Removed $1,900 APPFOLIO
• 2024-11-09 Price Changed $1,900 APPFOLIO
• 2024-10-26 Listed for Rent $2,000 APPFOLIO
• 2024-08-29 Sold (Public Records) $220,000 Public Records
• 2024-08-23 Sold (MLS) $220,000 Daytona MLS
• 2024-07-18 Contingent — Daytona MLS
• 2024-06-21 Relisted — Daytona MLS
• 2024-06-18 Contingent — Daytona MLS
• 2024-05-14 Price Changed $249,000 Daytona MLS
• 2024-04-23 Price Changed $258,000 Daytona MLS
• 2024-03-05 Price Changed $268,000 Daytona MLS
• 2024-01-31 Price Changed $279,000 Daytona MLS
• 2024-01-04 Listed $299,900 Daytona MLS

Property tax history

+19.6%/yr

Latest (2025): $3,447 · +1.6% YoY. Source: county tax records.