204 Elderberry Dr · Four Corners, FL 33897

$400,000

5 bd · 3.0 ba · 2,505 sqft · SingleFamily public records · 24 Days on market

Built 2003 5,837 sqft lot Est $556k · 28% under $5/mo HOA

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.8/30.0
• Appreciation +4.7/10.0
• DSCR +3.5/10.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• 1% rule +2.7/10.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0

Listing remarks MLS

New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

Key facts

• Open-concept design
• Walk-in shower
• 5,837 sq ft lot

Tags

• REMODELED MASTER BATHROOM
• WALK-IN SHOWER
• PRIVATE BACKYARD OASIS
• OPEN-CONCEPT DESIGN
• ABUNDANT NATURAL LIGHT

Property features AI

Finance

• Other: Property type: Residential — Single Family Residence; Total of 7 rooms; Living area reported as 2,505 (per public records); Building area total reported as 5,837 (per public records)
• HOA & community: HOA managed by Access Residential Management LLC; HOA dues $60 annually ($5 monthly equivalent); Association fee required; Pets allowed (max pet weight 200 lbs)

Exterior

• Parking: Attached 2-car garage
• Utilities: Public water; Public sewer; Public utilities; Solar energy
• Home design: Single-family residence; Two levels; Faces west; Homestead property
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on a 0.13-acre lot
• Exterior features: Sliding doors; Private heated in-ground pool with screen enclosure

Interior

• Kitchen: Dishwasher; Microwave; Range
• Bedrooms: 5 bedrooms
• Flooring: Tile; Vinyl
• Bathrooms: 3 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; High ceilings
• Laundry & utility: Laundry room with washer and electric dryer hookups; Irrigation equipment

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $400k.

Deal economics

• At list price, monthly cash flow is $-110 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $381k (4.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $309k (22.7% below list).
• Recommended offer: $309k (22.7% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 3.2% in Four Corners — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: amenities F, health & safety F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Bella Citta (940 students, 35% FRL); Lake Alfred Polytech Academy (math 41% / reading 43%, grade D-, #340 of 571 statewide, top 61%, 645 students, 59% FRL); Davenport High School (2,333 students, 37% FRL) — zoned schools average 44% FRL vs 60% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents soft (-2.7%/yr); 648 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
• At $3,092/mo this rent would consume 52% of the median local household income ($71k/yr) (locally 926% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $330 of equity ($3k loan paydown + $-2k appreciation (-0.6% local appreciation)).
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($394k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $256k; list at $400k implies a 56% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $309,177 (22.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.96%
• Cash-on-cash: -1.18%
• DSCR: 0.95
• GRM: 10.8

CMA / ARV

• ARV (on-the-fly): $556,110
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1304 Sea Pines Way	0.73mi	4/2.0 (-1)	2,269 (-9%)	14mo	$519,000	$229	29
9163 Wedge Dr	0.71mi	5/4.5	2,842 (+14%)	12mo	$550,000	$194	28
9165 Wedge Dr	0.70mi	4/3.0 (-1)	2,225 (-11%)	23mo	$495,000	$222	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.61% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.0%
• Equity multiple: 0.65×
• Total profit: $-39,176
• Equity at exit: $104,113

10-year hold

• IRR: -3.8%
• Equity multiple: 0.66×
• Total profit: $-38,463
• Equity at exit: $115,908

Cash invested: $112,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33897

• Home prices YoY: -0.3%
• Rents YoY: -2.7%
• Active inventory: 648
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $3,092 high
• Mortgage (P&I): −$2,098
• Tax from tax record: −$283 /mo · $3,400/yr
• Insurance: −$167
• HOA: −$5
• Vacancy / Maint / Mgmt: −$649
• Net cashflow: $-110

Break-even live

Break-even rent $3,231

Max offer price $380,535

Occupancy floor 99%

Sensitivity live

Price	-10% $116	-5% $3	+0% $-110	+5% $-223	+10% $-337
Rent	-10% $-354	-5% $-232	+0% $-110	+5% $12	+10% $134
Rate	-1.0pp $91	-0.5pp $-8	base $-110	+0.5pp $-214	+1.0pp $-319

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $100,000
• Closing costs: $12,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
333 Milford St Davenport, FL	4.0	2.0	1855	$2,319	$1.25	16d	1	0.20mi
548 Old Bridge Cir Davenport, FL	4.0	3.0	1944	$2,600	$1.34	23d	1	0.23mi
400 Montara Dr Davenport, FL	4.0	3.0	1903	$2,900	$1.52	21d	1	0.29mi
177 Bella Verano Way Davenport, FL	5.0	3.5	2768	$2,900	$1.05	25d	1	0.31mi
337 Orista Dr Unit 1263250P Davenport, FL	4.0	3.0	1829	$2,258	$1.23	5d	1	0.45mi
458 Moscato Dr Davenport, FL	4.0	3.0	2161	$2,750	$1.27	12d	1	0.47mi
752 Sonja Cir Davenport, FL	4.0	3.0	1878	$2,395	$1.28	25d	1	0.50mi
360 Tupelo Cir Davenport, FL	6.0	4.5	2835	$3,600	$1.27	25d	1	0.51mi
3079 Bella Vista Dr Davenport, FL	4.0	2.5	2627	$2,550	$0.97	25d	1	0.58mi
3079 Bella Vista Dr Davenport, FL	4.0	3.0	2627	$2,550	$0.97	5d	1	0.58mi
3152 Bella Vista Dr Davenport, FL	4.0	2.5	2167	$2,400	$1.11	25d	1	0.66mi
633 Ogelthorpe Dr Davenport, FL	4.0	2.5	2550	$2,500	$0.98	5d	1	0.67mi
9161 Scramble Dr Unit 1038637P Championsgate, FL	6.0	6.0	3336	$5,433	$1.63	0d	1	0.69mi
1483 Rolling Fairway Dr Davenport, FL	6.0	6.0	3348	$4,000	$1.19	26d	1	0.71mi
5030 Vellacito Way Unit 5030 Davenport, FL	5.0	3.0	2396	$2,495	$1.04	16d	1	0.72mi
5007 Vellacito Way Davenport, FL	4.0	3.0	2106	$2,261	$1.07	5d	1	0.76mi
3248 Bella Vista Dr Davenport, FL	4.0	2.5	2180	$2,550	$1.17	25d	1	0.77mi
1184 Kingsbarn St Davenport, FL	4.0	3.0	1902	$2,950	$1.55	26d	1	0.86mi
1164 Kingsbarn St Davenport, FL	4.0	3.0	1914	$2,750	$1.44	26d	1	0.87mi
1264 Challenge Dr Unit 1379445P Kissimmee, FL	5.0	4.0	2163	$3,421	$1.58	9d	1	0.91mi
1248 Challenge Dr Unit 1359580P Kissimmee, FL	4.0	3.0	1905	$3,459	$1.82	0d	1	0.92mi
1236 Challenge Dr Davenport, FL	5.0	4.0	2167	$2,900	$1.34	22d	1	0.92mi
5557 Tranquila Ln Davenport, FL	4.0	2.0	1845	$2,400	$1.30	16d	1	0.93mi
1476 Moon Valley Dr Unit 1018174P Davenport, FL	5.0	4.5	2841	$3,222	$1.13	0d	1	0.94mi
4828 Vellacito Way Davenport, FL	5.0	3.0	2287	$2,600	$1.14	5d	1	0.97mi
4828 Vellacito Way Davenport, FL	5.0	3.0	2351	$2,600	$1.11	16d	1	0.97mi
214 Cordova Ave Davenport, FL	6.0	5.5	2771	$3,250	$1.17	25d	1	1.02mi
969 Leader St Unit 1018221P Kissimmee, FL	6.0	5.0	3282	$4,579	$1.40	16d	1	1.03mi
143 Cordova Ave Davenport, FL	6.0	5.5	2771	$3,900	$1.41	16d	1	1.05mi
1427 Wexford Way Unit 1031315P Championsgate, FL	6.0	6.0	3336	$6,275	$1.88	0d	1	1.06mi
1031 Solana Cir Davenport, FL	6.0	5.5	2771	$3,499	$1.26	15d	1	1.07mi
134 Sevilla Ave Davenport, FL	6.0	5.5	2771	$3,100	$1.12	25d	1	1.08mi
134 Sevilla Ave Davenport, FL	6.0	5.5	2771	$3,100	$1.12	5d	1	1.08mi
1153 Solana Cir Davenport, FL	5.0	3.0	2106	$3,100	$1.47	25d	1	1.16mi
1162 Solana Cir Davenport, FL	6.0	5.5	2771	$4,100	$1.48	21d	1	1.18mi
272 Willow Bend Dr Davenport, FL	4.0	2.0	1846	$2,190	$1.19	25d	1	1.21mi
1573 Moon Valley Dr Davenport, FL	4.0	3.0	1902	$3,300	$1.74	26d	1	1.24mi
830 Sticks St Davenport, FL	6.0	5.0	3291	$3,750	$1.14	26d	1	1.26mi
1592 Slice Way Davenport, FL	5.0	4.0	2128	$3,000	$1.41	0d	1	1.31mi
620 Sticks St Davenport, FL	5.0	5.0	3081	$4,000	$1.30	26d	1	1.35mi

HOA detail

• Monthly dues: $5 · $60/yr
• Likely covers: pool

Listing history 41 events

1. 2026-06-22
   days on market $400,000 Active 24 DOM
2. 2026-06-18
   days on market $400,000 Active 21 DOM
3. 2026-06-17
   days on market $400,000 Active 20 DOM
4. 2026-06-16
   days on market $400,000 Active 19 DOM
5. 2026-06-15
   days on market $400,000 Active 18 DOM
6. 2026-06-13
   days on market $400,000 Active 16 DOM
7. 2026-06-10
   days on market $400,000 Active 13 DOM
8. 2026-06-09
   days on market $400,000 Active 12 DOM
9. 2026-06-08
   days on market $400,000 Active 11 DOM
10. 2026-06-07
    days on market $400,000 Active 10 DOM
11. 2026-06-05
    days on market $400,000 Active 7 DOM
12. 2026-06-03
    days on market $400,000 Active 6 DOM
13. 2026-06-03
    days on market $400,000 Active 5 DOM
14. 2026-06-01
    days on market $400,000 Active 4 DOM
15. 2026-05-31
    days on market $400,000 Active 3 DOM
16. 2026-05-28
    listed $400,000 Active
17. 2018-06-27
    soldstatus $256,500
18. 2018-06-25
    soldstatus $256,500 Sold 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

19. 2018-05-28
    status Pending 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

20. 2018-05-22
    price $256,500 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

21. 2018-05-21
    status Active 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

22. 2018-04-14
    status Pending 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

23. 2018-03-24
    status Pending 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

24. 2018-03-22
    status Pending 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

25. 2018-03-06
    status Pending 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

26. 2018-03-02
    listed $249,500 Active 776-char remark

    Show marketing remark (776 chars)

    New Roof coming soon. New Pool Pump! Welcome Home! Spacious 5 bedroom 3 and Half bath Dream Home, located in Four Corners subdivision. Features a Pool and SPA. It is backed by an easement that provides an excellent distance from rear neighbors. The property has a large master bedroom and a second bedroom on the first floor for added convenience. The other three bedrooms and two bathrooms are upstairs. The AC unit is less than 5 years old. The HOA is very affordable. Still, the look of the neighborhood is very appealing. The home is in a great location with easy access to main highways and is close to schools, shopping, dining and the best entertainment attraction of Central Florida. This beautiful home will not disappoint any buyer. Call us to schedule your showing.

27. 2015-04-24
    soldstatus $210,000
28. 2015-04-17
    soldstatus $210,000 Sold 482-char remark

    Show marketing remark (482 chars)

    POOL AND SPA home in great condition. Tastefully furnished and fully equipped. Great price for this quality. Come and see with your eyes to confirm and check comps as well. Easy to show on great location with short drive to everything you desire in Central Florida. Good for rentals, vacation home or as your own residence. Large easement on back of property. Affordable HOA in beautiful subdivision. Please ask for your showing as you will find here what you have been looking for.

29. 2015-02-21
    status Pending 482-char remark

    Show marketing remark (482 chars)

    POOL AND SPA home in great condition. Tastefully furnished and fully equipped. Great price for this quality. Come and see with your eyes to confirm and check comps as well. Easy to show on great location with short drive to everything you desire in Central Florida. Good for rentals, vacation home or as your own residence. Large easement on back of property. Affordable HOA in beautiful subdivision. Please ask for your showing as you will find here what you have been looking for.

30. 2015-02-17
    historical 482-char remark

    Show marketing remark (482 chars)

    POOL AND SPA home in great condition. Tastefully furnished and fully equipped. Great price for this quality. Come and see with your eyes to confirm and check comps as well. Easy to show on great location with short drive to everything you desire in Central Florida. Good for rentals, vacation home or as your own residence. Large easement on back of property. Affordable HOA in beautiful subdivision. Please ask for your showing as you will find here what you have been looking for.

31. 2015-02-09
    status Active 482-char remark

    Show marketing remark (482 chars)

    POOL AND SPA home in great condition. Tastefully furnished and fully equipped. Great price for this quality. Come and see with your eyes to confirm and check comps as well. Easy to show on great location with short drive to everything you desire in Central Florida. Good for rentals, vacation home or as your own residence. Large easement on back of property. Affordable HOA in beautiful subdivision. Please ask for your showing as you will find here what you have been looking for.

32. 2014-12-08
    status Pending 482-char remark

    Show marketing remark (482 chars)

    POOL AND SPA home in great condition. Tastefully furnished and fully equipped. Great price for this quality. Come and see with your eyes to confirm and check comps as well. Easy to show on great location with short drive to everything you desire in Central Florida. Good for rentals, vacation home or as your own residence. Large easement on back of property. Affordable HOA in beautiful subdivision. Please ask for your showing as you will find here what you have been looking for.

33. 2014-12-02
    listed $219,500 Active 482-char remark

    Show marketing remark (482 chars)

    POOL AND SPA home in great condition. Tastefully furnished and fully equipped. Great price for this quality. Come and see with your eyes to confirm and check comps as well. Easy to show on great location with short drive to everything you desire in Central Florida. Good for rentals, vacation home or as your own residence. Large easement on back of property. Affordable HOA in beautiful subdivision. Please ask for your showing as you will find here what you have been looking for.

34. 2010-05-19
    historical
35. 2007-06-27
    listed $255,000
36. 2005-06-29
    soldstatus $359,000
37. 2005-06-20
    soldstatus $359,000
38. 2005-04-10
    listed $369,000
39. 2004-10-07
    soldstatus $240,000
40. 2004-10-01
    soldstatus $240,000
41. 2004-08-25
    listed $244,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,400 · $283/mo
• Projected year-2 tax: $3,400 · $283/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $37,101
• − Mortgage interest: −$22,406
• − Property taxes: −$3,400
• − Insurance: −$2,000
• − Repairs & maintenance: −$2,968
• − Management: −$2,968
• − HOA: −$60
• − Depreciation: −$11,636
• Taxable loss: −$8,338
• Est. tax savings @ 24.0%: +$2,001
• After-tax cash flow: $679/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Four Corners

• Score: 69/100
• State rank: #453
• US rank: #8218

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment C Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Polk County · 740,051 people
• City population: 27,422
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 30,159
• Household income: $70,982
• Rent vs Own: 26.8% rent · 73.2% own
• Severe rent burden: 926.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 45% Hispanic / Latino 43% Two or more races 12% Black 5% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 21% Cuban 2% Dominican 2%
• Common ancestry: Romanian 2% Lithuanian 2% Serbian 1%
• Foreign-born: 16% · Canada, Jamaica, China
• Languages at home: 61% English-only · Spanish 34% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.61%
• Current HPI: 236.2905
• Rent YoY: ▼ -2.69%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+63.3% since first listed

26 events — show timeline

• 2026-05-28 Listed $400,000 Stellar MLS as Distributed by MLS Grid
• 2018-06-27 Sold (Public Records) $256,500 Public Records
• 2018-06-25 Sold (MLS) $256,500 Stellar MLS as Distributed by MLS Grid
• 2018-05-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-05-22 Price Changed $256,500 Stellar MLS as Distributed by MLS Grid
• 2018-05-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-04-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-03-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-03-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-03-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-03-02 Listed $249,500 Stellar MLS as Distributed by MLS Grid
• 2015-04-24 Sold (Public Records) $210,000 Public Records
• 2015-04-17 Sold (MLS) $210,000 Stellar MLS as Distributed by MLS Grid
• 2015-02-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-02-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2015-02-09 Relisted — Stellar MLS as Distributed by MLS Grid
• 2014-12-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-12-02 Listed $219,500 Stellar MLS as Distributed by MLS Grid
• 2010-05-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-06-27 Listed $255,000 Stellar MLS as Distributed by MLS Grid
• 2005-06-29 Sold (Public Records) $359,000 Public Records
• 2005-06-20 Sold (MLS) $359,000 Stellar MLS as Distributed by MLS Grid
• 2005-04-10 Listed $369,000 Stellar MLS as Distributed by MLS Grid
• 2004-10-07 Sold (Public Records) $240,000 Public Records
• 2004-10-01 Sold (MLS) $240,000 Stellar MLS as Distributed by MLS Grid
• 2004-08-25 Listed $244,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+5.9%/yr

Latest (2025): $3,400 · +6.3% YoY. Source: county tax records.