141 E Dewart St · Shamokin, PA 17872

$145,000

4 bd · 1.5 ba · 2,112 sqft · Other · 57 Days on market

Built 1880 3,920 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.6/30.0
• ARV discount +7.5/15.0
• Appreciation +6.0/10.0
• DSCR +5.2/10.0
• 1% rule +4.2/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0

Listing remarks

Renovate brick townhouse with high ceilings. Renovated kitchen with quartz countertops, and modern cabinets. Features renovated bathrooms and brand new luxury vinyl flooring through out. Are you looking for a ready to move in property? This is your opportunity, make your appointment today.

Key facts

• Garage
• Built 1880
• Listed 56 days

Property features AI

Exterior

• Parking: Has garage
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
• Home design: Attached townhouse; Residential property; Built around 1880 (estimated); Stone foundation
• Construction: Brick construction
• Exterior features: Other exterior features; Flat roof; Sloped down lot; Paved road frontage

Interior

• Kitchen: Electric Range; Refrigerator
• Bedrooms: 4 bedrooms (various sizes)
• Flooring: Ceramic tile; Luxury vinyl
• Bathrooms: 2 bathrooms (1 full, 1 half)
• Heating & cooling: Oil heating; Other cooling
• Interior features: See remarks; Concrete basement
• Laundry & utility: Circuit breaker electric panel

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath other listed at $145k.

Deal economics

• At list price, monthly cash flow is $88 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (8.1% below list).
• Recommended offer: $133k (8.1% below list) — sets the bar for 1% rule.
• Cap rate 7.0% vs local median 11.4% in Shamokin — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 68/100 on livability (#887 in PA) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, commute F, employment F.
• Shamokin Area SD (town): math 19% / reading 40% proficiency, ranked #450 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 78 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 81 units permitted in Northumberland County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($1k loan paydown + $3k appreciation (1.9% local appreciation)).
• Northumberland County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.9% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 9, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1880 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $133,312 (8.1% below list)

Questions for the listing agent

1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
2. Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 7.02%
• Cash-on-cash: 2.60%
• DSCR: 1.12
• GRM: 9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.9% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.8%
• Equity multiple: 1.37×
• Total profit: $14,826
• Equity at exit: $56,439

10-year hold

• IRR: 10.2%
• Equity multiple: 2.37×
• Total profit: $55,675
• Equity at exit: $80,698

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17872

• Home prices YoY: 1.6%
• Active inventory: 78
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,333 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$145 /mo · $1,734/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$280
• Net cashflow: $88

Break-even live

Break-even rent $1,222

Max offer price $145,000

Occupancy floor 88%

Sensitivity live

Price	-10% $170	-5% $129	+0% $88	+5% $47	+10% $6
Rent	-10% $-17	-5% $35	+0% $88	+5% $141	+10% $193
Rate	-1.0pp $161	-0.5pp $125	base $88	+0.5pp $50	+1.0pp $12

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
609 E Commerce St Shamokin, PA	4.0	1.5	1668	$1,500	$0.90	44d	1	0.28mi
2 S Vine St Shamokin, PA	3.0	1.0	1450	$975	$0.67	44d	1	0.52mi

Listing history 18 events

1. 2026-06-19
   days on market $145,000 Active 57 DOM
2. 2026-06-18
   days on market $145,000 Active 56 DOM
3. 2026-06-17
   days on market $145,000 Active 55 DOM
4. 2026-06-16
   days on market $145,000 Active 54 DOM
5. 2026-06-15
   days on market $145,000 Active 53 DOM
6. 2026-06-14
   days on market $145,000 Active 51 DOM
7. 2026-06-12
   days on market $145,000 Active 50 DOM
8. 2026-06-09
   days on market $145,000 Active 47 DOM
9. 2026-06-08
   days on market $145,000 Active 46 DOM
10. 2026-06-07
    days on market $145,000 Active 45 DOM
11. 2026-06-03
    days on market $145,000 Active 41 DOM
12. 2026-06-02
    days on market $145,000 Active 40 DOM
13. 2026-06-01
    days on market $145,000 Active 39 DOM
14. 2026-05-31
    days on market $145,000 Active 38 DOM
15. 2026-05-30
    days on market $145,000 Active 37 DOM
16. 2026-04-23
    listed $145,000 Active 290-char remark
17. 2024-09-19
    soldstatus $555,000
18. 2019-06-07
    listed $22,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,734 · $145/mo
• Projected year-2 tax: $2,013 · $168/mo
• Expected delta: +$278/yr (+$23/mo · 16.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,997
• − Mortgage interest: −$8,122
• − Property taxes: −$1,734
• − Insurance: −$725
• − Repairs & maintenance: −$1,280
• − Management: −$1,280
• − Depreciation: −$4,218
• Taxable loss: −$1,362
• Est. tax savings @ 24.0%: +$327
• After-tax cash flow: $1,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Shamokin Area SD
• NCES district ID: 4221240
• Math proficiency: 19% ▼ -13.00%
• Reading proficiency: 40% ▼ -11.00%
• Median HH income: $35,380
• Composite: 24.31/100
• National rank: #7709
• State rank: #450 of 539 in PA

Livability — Shamokin

• Score: 68/100
• State rank: #887
• US rank: #9448

Category grades

Amenities A+ Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Shamokin, PA
• City population: 9,808
• Population (ZIP): 8,950

Population outlook (Northumberland County) Hauer SSP2

• Today (2025): 90,896 people
• By 2030: 89,084 · -2.0%
• By 2040: 84,822 · -6.7%
• By 2050: 80,521 · -11.4%
• By 2075: 72,152 · -20.6%
• By 2100: 62,257 · -31.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Two or more races 10% Hispanic / Latino 8% Black 1%
• Hispanic origin (detail): Puerto Rican 4%
• Common ancestry: Romanian 14% Iranian 6% Subsaharan African 1%
• Foreign-born: 1%
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Northumberland

• 2024 margin: Solid R (+39.9) · D 29.6% · R 69.5%
• 2008→2024 swing: -26.1pp toward R · 2008: -13.8pp · 2024: -39.9pp
• All cycles: 2024: R+39.9 2020: R+38.5 2016: R+43.6 2012: R+19.4 2008: R+13.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.90%
• Current HPI: 124.6288
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+533.2% since first listed

3 events — show timeline

• 2026-04-23 Listed $145,000 GSBR as distributed by MLS GRID
• 2024-09-19 Sold (Public Records) $555,000 Public Records
• 2019-06-07 Listed $22,900 CSVBR

Property tax history

+6.8%/yr

Latest (2026): $1,734 · +61.5% YoY. Source: county tax records.