CashFlowRE
Sign in Sign up
24 Ridgeview Ter
F Composite 34.43
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.7/30.0
  • 1% rule +4.5/10.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.8/10.0
  • ARV discount +0.0/15.0

$174,900

24 Ridgeview Ter · Dalton, NH 03598
2 bd · 2.0 ba · 1,179 sqft · Manufactured public records · 23 Days on market
Built 1990 Est $147k · 19% over $400/mo HOA · 24% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looks like new inside and out. New owner took pride in redoing the interior of this well kept doublewide with open concept floor plan. New paint and new flooring was installed just to name a few. On the outside, a NEW ROOF was put on and the landscaping has improved the lot even better than the original large corner lot. This home features 3 bedrooms and 2 full baths. The Master Bedroom has it's own full bath and walk in closet. This home is bright and sunny. Home also features a gas stove fireplace to bring you warmth for these upcoming cold winter nights. Outside you can sit on your covered porch and enjoy the warm days. There is a large storage shed that is well equipped with electrical outlets everywhere for the woodworker enthusiast. If you are looking to downsize or just to be a season homeowner here and are 55+ yrs young, this just may be the place for you. Come see the new and improved large home ready for you to move into today. Park approval is a must

Key facts

  • Updated windows
  • Updated bathrooms
  • Updated flooring

Tags

UPDATED FLOORINGUPDATED BATHROOMSUPDATED WINDOWSUPDATED LIGHT FIXTURESWALK IN SHOWERWALK IN CLOSET

Property features AI

Finance

  • Other: Mobile serial number: 12220513; Survey status: Unknown
  • HOA & community: Monthly park rent; Monthly fee: $400 (park rent); One-time mobile home transfer fee: $100

Exterior

  • Parking: Paved driveway
  • Utilities: Public water; Public sewer; 100 amp electric service with circuit breakers; Cable internet available
  • Home design: Double wide mobile home; Located in a mobile home park (Ridgeview Terrace); Mobile park approved; Tan exterior color; Entrance on a private paved road
  • Construction: Built in 1990; Vinyl siding; Asphalt shingle roof; Mobile make: Redman, model: Shadow Ridge
  • Exterior features: Corner lot; Near golf course; Near snowmobile trails; Paved driveway; Paved private road frontage

Interior

  • Flooring: Combination; Vinyl
  • Bathrooms: 1 full bathroom; 1 three-quarter bathroom
  • Heating & cooling: Oil heating; Pellet stove; Hot air heating; Other cooling
  • Interior features: 5 total rooms; Combination and vinyl flooring
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $175k.

Deal economics

  • At list price, monthly cash flow is $-201 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $139k (20.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (5.2% below list).
  • Recommended offer: $139k (20.3% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • White Mountain Regional School District (rural): math 26% / reading 42% proficiency, ranked #80 of 98 in NH (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: White Mountains Regional High School (math 34% / reading 44%, grade F, #63 of 90 statewide, top 74%, 359 students, 42% FRL) — zoned schools at 42% FRL track the district average.
  • Market conditions: 34 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 95 units permitted in Coos County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $19k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
  • Coos County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 2, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $28k; list at $175k implies a 536% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 24% of rent.
Recommended offer $139,473 (20.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
4.92%
Cash-on-cash
-4.91%
DSCR
0.78
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$147,375
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
41 Meadowmist Dr 0.20mi 3/2.0 (+1) 1,264 (+7%) 2mo $158,000 $125 72
5 Meadowmist Dr 0.37mi 3/2.0 (+1) 1,030 (-13%) 16mo $102,500 $100 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.8%
Equity multiple
2.69×
Total profit
$82,692
Equity at exit
$157,564
10-year hold
IRR
18.9%
Equity multiple
6.19×
Total profit
$253,978
Equity at exit
$339,792

Cash invested: $48,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
56 Moderately Landlord-Leaning
State New Hampshire
56 Moderately Landlord-Leaning · D+1
County
— inherits STATE
City
— inherits STATE
Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

ZIP-level market 03598

Home prices YoY
15.3%
Active inventory
34
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,657 medium interval (Pro) →
Mortgage (P&I)
$917
Tax from tax record
$120 /mo · $1,437/yr
Insurance
$73
HOA
$400
Vacancy / Maint / Mgmt
$348
Net cashflow
$-201

Break-even live

Break-even rent $1,911
Max offer price $139,473
Occupancy floor

Sensitivity live

Price -10% $-102 -5% $-151 +0% $-201 +5% $-250 +10% $-300
Rent -10% $-331 -5% $-266 +0% $-201 +5% $-135 +10% $-70
Rate -1.0pp $-112 -0.5pp $-156 base $-201 +0.5pp $-246 +1.0pp $-292

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,725
Closing costs
$5,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
30 Elm St Unit 6 Whitefield, NH 2.0 1.0 700 $1,600 $2.29 45d 1 0.60mi
30 Elm St Unit 2 Whitefield, NH 2.0 1.0 800 $1,650 $2.06 45d 1 0.60mi
162 Lancaster Rd Unit B Whitefield, NH 1.0 1.0 1200 $1,700 $1.42 45d 1 0.64mi

HOA detail

Monthly dues
$400 · $4,800/yr
Likely covers
gaselectriclandscaping

Listing history 22 events

  1. 2026-06-21
    days on market $174,900 Active 23 DOM
  2. 2026-06-21
    days on market $174,900 Active 22 DOM
  3. 2026-06-18
    days on market $174,900 Active 20 DOM
  4. 2026-06-17
    days on market $174,900 Active 19 DOM
  5. 2026-06-16
    days on market $174,900 Active 18 DOM
  6. 2026-06-15
    days on market $174,900 Active 17 DOM
  7. 2026-06-13
    days on market $174,900 Active 15 DOM
  8. 2026-06-12
    days on market $174,900 Active 14 DOM
  9. 2026-06-09
    days on market $174,900 Active 11 DOM
  10. 2026-06-08
    days on market $174,900 Active 10 DOM
  11. 2026-06-07
    days on market $174,900 Active 9 DOM
  12. 2026-06-07
    days on market $174,900 Active 8 DOM
  13. 2026-06-02
    days on market $174,900 Active 4 DOM
  14. 2026-06-01
    days on market $174,900 Active 3 DOM
  15. 2026-05-31
    days on market $174,900 Active 2 DOM
  16. 2026-05-29
    listed $174,900 Active
  17. 2014-11-21
    soldstatus $27,500 975-char remark
    Show marketing remark (975 chars)

    Looks like new inside and out. New owner took pride in redoing the interior of this well kept doublewide with open concept floor plan. New paint and new flooring was installed just to name a few. On the outside, a NEW ROOF was put on and the landscaping has improved the lot even better than the original large corner lot. This home features 3 bedrooms and 2 full baths. The Master Bedroom has it's own full bath and walk in closet. This home is bright and sunny. Home also features a gas stove fireplace to bring you warmth for these upcoming cold winter nights. Outside you can sit on your covered porch and enjoy the warm days. There is a large storage shed that is well equipped with electrical outlets everywhere for the woodworker enthusiast. If you are looking to downsize or just to be a season homeowner here and are 55+ yrs young, this just may be the place for you. Come see the new and improved large home ready for you to move into today. Park approval is a must

  18. 2014-05-01
    listed $30,000 975-char remark
    Show marketing remark (975 chars)

    Looks like new inside and out. New owner took pride in redoing the interior of this well kept doublewide with open concept floor plan. New paint and new flooring was installed just to name a few. On the outside, a NEW ROOF was put on and the landscaping has improved the lot even better than the original large corner lot. This home features 3 bedrooms and 2 full baths. The Master Bedroom has it's own full bath and walk in closet. This home is bright and sunny. Home also features a gas stove fireplace to bring you warmth for these upcoming cold winter nights. Outside you can sit on your covered porch and enjoy the warm days. There is a large storage shed that is well equipped with electrical outlets everywhere for the woodworker enthusiast. If you are looking to downsize or just to be a season homeowner here and are 55+ yrs young, this just may be the place for you. Come see the new and improved large home ready for you to move into today. Park approval is a must

  19. 2013-08-30
    soldstatus $15,700 973-char remark
    Show marketing remark (973 chars)

    REDUCED AGAIN. HARD TO BELIEVE THE ASKING PRICE OF $18,900. These Sellers are MOTIVATED! This spacious and clean doublewide should meet and exceed all your expectations for comfortable living. Enjoy the large open concept with the living room and dining area. Living room features a gas stove which makes the winter months a little more enjoyable feeling the warmth from the stove and the benefit of using less kerosene to heat your home. Kitchen is large enough for the cooks at heart. This home features 3 bedrooms. The Master Bedroom features a large walk in closet, your own master bath and space for a king size bed and dresser. One bedroom is spacious and well placed on the opposite side of the home with a bathroom close by. The 3rd bedroom is currently used as an office/den area and is very spacious as well. Heating system and tank were replaced in 2007. This park is a 55 and older park and would require park approval before making an offer. Park is well kept.

  20. 2013-08-30
    soldstatus $15,700
    Show marketing remark (973 chars)

    REDUCED AGAIN. HARD TO BELIEVE THE ASKING PRICE OF $18,900. These Sellers are MOTIVATED! This spacious and clean doublewide should meet and exceed all your expectations for comfortable living. Enjoy the large open concept with the living room and dining area. Living room features a gas stove which makes the winter months a little more enjoyable feeling the warmth from the stove and the benefit of using less kerosene to heat your home. Kitchen is large enough for the cooks at heart. This home features 3 bedrooms. The Master Bedroom features a large walk in closet, your own master bath and space for a king size bed and dresser. One bedroom is spacious and well placed on the opposite side of the home with a bathroom close by. The 3rd bedroom is currently used as an office/den area and is very spacious as well. Heating system and tank were replaced in 2007. This park is a 55 and older park and would require park approval before making an offer. Park is well kept.

  21. 2013-04-25
    listed $18,900 973-char remark
    Show marketing remark (973 chars)

    REDUCED AGAIN. HARD TO BELIEVE THE ASKING PRICE OF $18,900. These Sellers are MOTIVATED! This spacious and clean doublewide should meet and exceed all your expectations for comfortable living. Enjoy the large open concept with the living room and dining area. Living room features a gas stove which makes the winter months a little more enjoyable feeling the warmth from the stove and the benefit of using less kerosene to heat your home. Kitchen is large enough for the cooks at heart. This home features 3 bedrooms. The Master Bedroom features a large walk in closet, your own master bath and space for a king size bed and dresser. One bedroom is spacious and well placed on the opposite side of the home with a bathroom close by. The 3rd bedroom is currently used as an office/den area and is very spacious as well. Heating system and tank were replaced in 2007. This park is a 55 and older park and would require park approval before making an offer. Park is well kept.

  22. 2013-04-16
    listed $18,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

Current annual tax
$1,437 · $120/mo
Projected year-2 tax
$2,625 · $219/mo
Expected delta
+$1,188/yr (+$99/mo · 82.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,888
− Mortgage interest
−$9,797
− Property taxes
−$1,437
− Insurance
−$874
− Repairs & maintenance
−$1,591
− Management
−$1,591
− HOA
−$4,800
− Depreciation
−$5,088
Taxable loss
−$5,291
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,270
After-tax cash flow
$-1,137/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
White Mountain Regional School District
NCES district ID
3307050
Math proficiency
26% ▼ -18.00%
Reading proficiency
42% ▼ -10.00%
Median HH income
$47,902
Composite
29.26/100
National rank
#6563
State rank
#80 of 98 in NH

Livability — Dalton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Whitefield, NH
Population (ZIP)
3,439

Population outlook (Coos County) Hauer SSP2

Today (2025)
30,912 people
By 2030
29,872 · -3.4%
By 2040
27,449 · -11.2%
By 2050
25,049 · -19.0%
By 2075
19,584 · -36.6%
By 2100
13,818 · -55.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 2% Hispanic / Latino 1%
Common ancestry
Lithuanian 14% Slovak 5% Romanian 3%
Foreign-born
2% · Canada
Languages at home
98% English-only · Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Coos

2024 margin
R (+13.8) · D 42.7% · R 56.5%
2008→2024 swing
-32.1pp toward R · 2008: 18.3pp · 2024: -13.8pp
All cycles
2024: R+13.8 2020: R+5.9 2016: R+9.1 2012: D+17.6 2008: D+18.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 51.55%
Current HPI
388.9552
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+825.4% since first listed
7 events — show timeline
  • 2026-05-29 Listed $174,900 PrimeMLS
  • 2014-11-21 Sold (MLS) $27,500 PrimeMLS
  • 2014-05-01 Listed $30,000 PrimeMLS
  • 2013-08-30 Sold (MLS) $15,700 PrimeMLS
  • 2013-08-30 Sold (MLS) $15,700 PrimeMLS
  • 2013-04-25 Listed $18,900 PrimeMLS
  • 2013-04-16 Listed $18,900 PrimeMLS

Property tax history

+4.0%/yr

Latest (2025): $1,437 · +13.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…