24 Ridgeview Ter · Dalton, NH
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +7.7/30.0
- 1% rule +4.5/10.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +1.8/10.0
- ARV discount +0.0/15.0
$174,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Looks like new inside and out. New owner took pride in redoing the interior of this well kept doublewide with open concept floor plan. New paint and new flooring was installed just to name a few. On the outside, a NEW ROOF was put on and the landscaping has improved the lot even better than the original large corner lot. This home features 3 bedrooms and 2 full baths. The Master Bedroom has it's own full bath and walk in closet. This home is bright and sunny. Home also features a gas stove fireplace to bring you warmth for these upcoming cold winter nights. Outside you can sit on your covered porch and enjoy the warm days. There is a large storage shed that is well equipped with electrical outlets everywhere for the woodworker enthusiast. If you are looking to downsize or just to be a season homeowner here and are 55+ yrs young, this just may be the place for you. Come see the new and improved large home ready for you to move into today. Park approval is a must
Key facts
- Updated windows
- Updated bathrooms
- Updated flooring
Tags
Property features AI
Finance
- Other: Mobile serial number: 12220513; Survey status: Unknown
- HOA & community: Monthly park rent; Monthly fee: $400 (park rent); One-time mobile home transfer fee: $100
Exterior
- Parking: Paved driveway
- Utilities: Public water; Public sewer; 100 amp electric service with circuit breakers; Cable internet available
- Home design: Double wide mobile home; Located in a mobile home park (Ridgeview Terrace); Mobile park approved; Tan exterior color; Entrance on a private paved road
- Construction: Built in 1990; Vinyl siding; Asphalt shingle roof; Mobile make: Redman, model: Shadow Ridge
- Exterior features: Corner lot; Near golf course; Near snowmobile trails; Paved driveway; Paved private road frontage
Interior
- Flooring: Combination; Vinyl
- Bathrooms: 1 full bathroom; 1 three-quarter bathroom
- Heating & cooling: Oil heating; Pellet stove; Hot air heating; Other cooling
- Interior features: 5 total rooms; Combination and vinyl flooring
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $175k.
Deal economics
- At list price, monthly cash flow is $-201 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $139k (20.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (5.2% below list).
- Recommended offer: $139k (20.3% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
- White Mountain Regional School District (rural): math 26% / reading 42% proficiency, ranked #80 of 98 in NH (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: White Mountains Regional High School (math 34% / reading 44%, grade F, #63 of 90 statewide, top 74%, 359 students, 42% FRL) — zoned schools at 42% FRL track the district average.
- Market conditions: 34 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 95 units permitted in Coos County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $19k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
- Coos County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 2, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $28k; list at $175k implies a 536% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 24% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 4.92%
- Cash-on-cash
- -4.91%
- DSCR
- 0.78
- GRM
- 8.8
CMA / ARV
- ARV (on-the-fly)
- $147,375
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 41 Meadowmist Dr | 0.20mi | 3/2.0 (+1) | 1,264 (+7%) | 2mo | $158,000 | $125 | 72 |
| 5 Meadowmist Dr | 0.37mi | 3/2.0 (+1) | 1,030 (-13%) | 16mo | $102,500 | $100 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.8%
- Equity multiple
- 2.69×
- Total profit
- $82,692
- Equity at exit
- $157,564
- IRR
- 18.9%
- Equity multiple
- 6.19×
- Total profit
- $253,978
- Equity at exit
- $339,792
Cash invested: $48,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 56 Moderately Landlord-Leaning
- State New Hampshire
- 56 Moderately Landlord-Leaning · D+1
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 03598
- Home prices YoY
- 15.3%
- Active inventory
- 34
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,657 medium interval (Pro) →
- Mortgage (P&I)
- −$917
- Tax from tax record
- −$120 /mo · $1,437/yr
- Insurance
- −$73
- HOA
- −$400
- Vacancy / Maint / Mgmt
- −$348
- Net cashflow
- $-201
Break-even live
Sensitivity live
| Price | -10% $-102 | -5% $-151 | +0% $-201 | +5% $-250 | +10% $-300 |
|---|---|---|---|---|---|
| Rent | -10% $-331 | -5% $-266 | +0% $-201 | +5% $-135 | +10% $-70 |
| Rate | -1.0pp $-112 | -0.5pp $-156 | base $-201 | +0.5pp $-246 | +1.0pp $-292 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,725
- Closing costs
- $5,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 30 Elm St Unit 6 Whitefield, NH | 2.0 | 1.0 | 700 | $1,600 | $2.29 | 45d | 1 | 0.60mi |
| 30 Elm St Unit 2 Whitefield, NH | 2.0 | 1.0 | 800 | $1,650 | $2.06 | 45d | 1 | 0.60mi |
| 162 Lancaster Rd Unit B Whitefield, NH | 1.0 | 1.0 | 1200 | $1,700 | $1.42 | 45d | 1 | 0.64mi |
HOA detail
- Monthly dues
- $400 · $4,800/yr
- Likely covers
- gaselectriclandscaping
Listing history 22 events
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2026-06-21days on market $174,900 Active 23 DOM
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2026-06-21days on market $174,900 Active 22 DOM
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2026-06-18days on market $174,900 Active 20 DOM
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2026-06-17days on market $174,900 Active 19 DOM
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2026-06-16days on market $174,900 Active 18 DOM
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2026-06-15days on market $174,900 Active 17 DOM
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2026-06-13days on market $174,900 Active 15 DOM
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2026-06-12days on market $174,900 Active 14 DOM
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2026-06-09days on market $174,900 Active 11 DOM
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2026-06-08days on market $174,900 Active 10 DOM
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2026-06-07days on market $174,900 Active 9 DOM
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2026-06-07days on market $174,900 Active 8 DOM
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2026-06-02days on market $174,900 Active 4 DOM
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2026-06-01days on market $174,900 Active 3 DOM
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2026-05-31days on market $174,900 Active 2 DOM
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2026-05-29$174,900 Active
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2014-11-21soldstatus $27,500 975-char remark
Show marketing remark (975 chars)
Looks like new inside and out. New owner took pride in redoing the interior of this well kept doublewide with open concept floor plan. New paint and new flooring was installed just to name a few. On the outside, a NEW ROOF was put on and the landscaping has improved the lot even better than the original large corner lot. This home features 3 bedrooms and 2 full baths. The Master Bedroom has it's own full bath and walk in closet. This home is bright and sunny. Home also features a gas stove fireplace to bring you warmth for these upcoming cold winter nights. Outside you can sit on your covered porch and enjoy the warm days. There is a large storage shed that is well equipped with electrical outlets everywhere for the woodworker enthusiast. If you are looking to downsize or just to be a season homeowner here and are 55+ yrs young, this just may be the place for you. Come see the new and improved large home ready for you to move into today. Park approval is a must
-
2014-05-01$30,000 975-char remark
Show marketing remark (975 chars)
Looks like new inside and out. New owner took pride in redoing the interior of this well kept doublewide with open concept floor plan. New paint and new flooring was installed just to name a few. On the outside, a NEW ROOF was put on and the landscaping has improved the lot even better than the original large corner lot. This home features 3 bedrooms and 2 full baths. The Master Bedroom has it's own full bath and walk in closet. This home is bright and sunny. Home also features a gas stove fireplace to bring you warmth for these upcoming cold winter nights. Outside you can sit on your covered porch and enjoy the warm days. There is a large storage shed that is well equipped with electrical outlets everywhere for the woodworker enthusiast. If you are looking to downsize or just to be a season homeowner here and are 55+ yrs young, this just may be the place for you. Come see the new and improved large home ready for you to move into today. Park approval is a must
-
2013-08-30soldstatus $15,700 973-char remark
Show marketing remark (973 chars)
REDUCED AGAIN. HARD TO BELIEVE THE ASKING PRICE OF $18,900. These Sellers are MOTIVATED! This spacious and clean doublewide should meet and exceed all your expectations for comfortable living. Enjoy the large open concept with the living room and dining area. Living room features a gas stove which makes the winter months a little more enjoyable feeling the warmth from the stove and the benefit of using less kerosene to heat your home. Kitchen is large enough for the cooks at heart. This home features 3 bedrooms. The Master Bedroom features a large walk in closet, your own master bath and space for a king size bed and dresser. One bedroom is spacious and well placed on the opposite side of the home with a bathroom close by. The 3rd bedroom is currently used as an office/den area and is very spacious as well. Heating system and tank were replaced in 2007. This park is a 55 and older park and would require park approval before making an offer. Park is well kept.
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2013-08-30soldstatus $15,700
Show marketing remark (973 chars)
REDUCED AGAIN. HARD TO BELIEVE THE ASKING PRICE OF $18,900. These Sellers are MOTIVATED! This spacious and clean doublewide should meet and exceed all your expectations for comfortable living. Enjoy the large open concept with the living room and dining area. Living room features a gas stove which makes the winter months a little more enjoyable feeling the warmth from the stove and the benefit of using less kerosene to heat your home. Kitchen is large enough for the cooks at heart. This home features 3 bedrooms. The Master Bedroom features a large walk in closet, your own master bath and space for a king size bed and dresser. One bedroom is spacious and well placed on the opposite side of the home with a bathroom close by. The 3rd bedroom is currently used as an office/den area and is very spacious as well. Heating system and tank were replaced in 2007. This park is a 55 and older park and would require park approval before making an offer. Park is well kept.
-
2013-04-25$18,900 973-char remark
Show marketing remark (973 chars)
REDUCED AGAIN. HARD TO BELIEVE THE ASKING PRICE OF $18,900. These Sellers are MOTIVATED! This spacious and clean doublewide should meet and exceed all your expectations for comfortable living. Enjoy the large open concept with the living room and dining area. Living room features a gas stove which makes the winter months a little more enjoyable feeling the warmth from the stove and the benefit of using less kerosene to heat your home. Kitchen is large enough for the cooks at heart. This home features 3 bedrooms. The Master Bedroom features a large walk in closet, your own master bath and space for a king size bed and dresser. One bedroom is spacious and well placed on the opposite side of the home with a bathroom close by. The 3rd bedroom is currently used as an office/den area and is very spacious as well. Heating system and tank were replaced in 2007. This park is a 55 and older park and would require park approval before making an offer. Park is well kept.
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2013-04-16$18,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NH · Partial reset (capped growth)
- Current annual tax
- $1,437 · $120/mo
- Projected year-2 tax
- $2,625 · $219/mo
- Expected delta
- +$1,188/yr (+$99/mo · 82.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,888
- − Mortgage interest
- −$9,797
- − Property taxes
- −$1,437
- − Insurance
- −$874
- − Repairs & maintenance
- −$1,591
- − Management
- −$1,591
- − HOA
- −$4,800
- − Depreciation
- −$5,088
- Taxable loss
- −$5,291
- Est. tax savings @ 24.0%
- +$1,270
- After-tax cash flow
- $-1,137/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- White Mountain Regional School District
- NCES district ID
- 3307050
- Math proficiency
- 26% ▼ -18.00%
- Reading proficiency
- 42% ▼ -10.00%
- Median HH income
- $47,902
- Composite
- 29.26/100
- National rank
- #6563
- State rank
- #80 of 98 in NH
Livability — Dalton
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Whitefield, NH
- Population (ZIP)
- 3,439
Population outlook (Coos County) Hauer SSP2
- Today (2025)
- 30,912 people
- By 2030
- 29,872 · -3.4%
- By 2040
- 27,449 · -11.2%
- By 2050
- 25,049 · -19.0%
- By 2075
- 19,584 · -36.6%
- By 2100
- 13,818 · -55.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 2% Hispanic / Latino 1%
- Common ancestry
- Lithuanian 14% Slovak 5% Romanian 3%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Coos
- 2024 margin
- R (+13.8) · D 42.7% · R 56.5%
- 2008→2024 swing
- -32.1pp toward R · 2008: 18.3pp · 2024: -13.8pp
- All cycles
- 2024: R+13.8 2020: R+5.9 2016: R+9.1 2012: D+17.6 2008: D+18.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 51.55%
- Current HPI
- 388.9552
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+825.4% since first listed7 events — show timeline
- 2026-05-29 Listed $174,900 PrimeMLS
- 2014-11-21 Sold (MLS) $27,500 PrimeMLS
- 2014-05-01 Listed $30,000 PrimeMLS
- 2013-08-30 Sold (MLS) $15,700 PrimeMLS
- 2013-08-30 Sold (MLS) $15,700 PrimeMLS
- 2013-04-25 Listed $18,900 PrimeMLS
- 2013-04-16 Listed $18,900 PrimeMLS
Property tax history
+4.0%/yrLatest (2025): $1,437 · +13.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…