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1076 Highway 9 N
C- Composite 50.01
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.5/30.0
  • DSCR +4.4/10.0
  • Schools +3.7/10.0
  • Livability +3.4/5.0
  • Rent growth +3.3/5.0
  • 1% rule +3.2/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$280,000

1076 Highway 9 N · Dawsonville, GA 30534
3 bd · 1.5 ba · 2,347 sqft · SingleFamily public records · 18 Days on market
Built 1964 0.62 ac lot $119/sqft · 31% below area Est $407k · 31% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity knocks in the heart of Dawsonville! This solidly built 1964 four-sided brick ranch is full of character, charm, and untapped potential. Situated on a spacious and level .62-acre lot, this home offers the kind of sturdy construction and generous yard space that's hard to find today. Inside, you'll find great bones and a layout ready for your personal touch and cosmetic updates. Whether you're an investor, renovator, or buyer dreaming of customizing a home exactly the way you want it, this property is a fantastic opportunity to build equity and bring your vision to life. Conveniently located just minutes from downtown Dawsonville, shopping, dining, and award-winning Dawson County schools, this home combines location, potential, and value all in one package. With the price reflecting needed updates, this is your chance to transform a classic brick ranch into something truly special!

Key facts

  • Shopping and dining
  • 0.62 acre lot
  • Built 1964

Tags

FOUR SIDED BRICK RANCHSPACIOUS AND LEVEL LOTLAYOUT READY FOR UPDATESMINUTES FROM DOWNTOWNSHOPPING AND DININGAWARD WINNING SCHOOLS

Property features AI

Exterior

  • Parking: Driveway; Open parking available
  • Utilities: Public water; Septic tank; 220-volt electric service; Cable available; Electricity available; Phone available
  • Home design: One-level home
  • Construction: Brick 4 sides construction; Metal roof; Concrete perimeter foundation
  • Exterior features: Back yard fencing; Shed(s); Crawl space basement

Interior

  • Kitchen: White cabinets; Tile countertops; Other surface countertops; Kitchen opens to family room; Electric cooktop; Dishwasher
  • Bedrooms: Three main-level bedrooms
  • Flooring: Hardwood; Tile; Wood
  • Bathrooms: Two full bathrooms (both on the main level); Master bathroom has no special features listed
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: No shared/common walls; Other interior features
  • Laundry & utility: Main-level laundry room; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $63 ($757/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (17.8% below list).
  • Recommended offer: $230k (17.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.0% in Dawsonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#155 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
  • Dawson County (rural): math 40% / reading 44% proficiency, ranked #30 of 174 in GA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Robinson Elementary School (math 44% / reading 43%, grade F, #364 of 1,228 statewide, top 30%, 630 students, 46% FRL); Dawson County Middle School (math 47% / reading 48%, grade C-, #84 of 470 statewide, top 19%, 555 students, 46% FRL); Dawson County High School (math 5% / reading 33%, grade F, #250 of 424 statewide, top 60%, 773 students, 32% FRL) — zoned schools at 42% FRL track the district average.
  • Market conditions: Rents rising (+3.0%/yr); 573 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 887 units permitted in Dawson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Dawson County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $230,146 (17.8% below list)

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.56%
Cash-on-cash
0.97%
DSCR
1.04
GRM
10.1

CMA / ARV

ARV (median comp)
$406,556
List price
$280,000
Delta
-31.13%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1076 Highway 9 N 0.00mi 3/2.0 2,347 (0%) 0mo $250,000 $107 98
1075 Highway 9 N 0.08mi 2/2.5 (-1) 2,449 (+4%) 23mo $535,000 $218 61
555 Perimeter Rd 0.46mi 4/3.0 (+1) 2,287 (-3%) 7mo $455,000 $199 58
14 Mcgregor Ln 0.57mi 4/2.5 (+1) 2,452 (+4%) 10mo $410,000 $167 49
53 Rainhill Station Dr 0.56mi 4/4.0 (+1) 2,351 (+0%) 17mo $470,000 $200 45
87 Thorndale Ln 0.64mi 4/3.0 (+1) 2,528 (+8%) 2mo $459,900 $182 44
120 Rainhill Station Dr 0.60mi 4/3.0 (+1) 2,548 (+9%) 13mo $419,000 $164 36
303 Orange Cir 0.70mi 4/3.0 (+1) 2,532 (+8%) 12mo $425,000 $168 33
90 Rainhill Station Dr 0.59mi 4/3.0 (+1) 2,596 (+11%) 22mo $415,000 $160 26
60 Mcgregor Ln 0.61mi 4/2.5 (+1) 2,600 (+11%) 23mo $440,000 $169 26
83 Marmalade Trl 0.73mi 4/2.5 (+1) 2,014 (-14%) 10mo $390,000 $194 25
25 Kenneth Dr 0.65mi 4/3.0 (+1) 2,002 (-15%) 24mo $420,000 $210 14

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.03% rent growth · sell at horizon

5-year hold
IRR
-14.8%
Equity multiple
0.47×
Total profit
$-41,360
Equity at exit
$41,749
10-year hold
IRR
-6.1%
Equity multiple
0.61×
Total profit
$-30,865
Equity at exit
$24,209

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30534

Home prices YoY
-23.0%
Rents YoY
3.0%
Active inventory
573
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,301 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$170 /mo · $2,041/yr
Insurance
$117
HOA
$0
Vacancy / Maint / Mgmt
$483
Net cashflow
$63

Break-even live

Break-even rent $2,222
Max offer price $280,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,000
Closing costs
$8,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
167 Marmalade Trl Dawsonville, GA 4.0 2.5 1944 $2,095 $1.08 5d 1 0.81mi
166 Mill Stone Dr Dawsonville, GA 3.0 3.5 2962 $1,550 $0.52 43d 1 1.30mi
29 Gold Dust Dr Dawsonville, GA 3.0 2.5 2187 $1,950 $0.89 43d 1 1.41mi
110 Maple Trl Dawsonville, GA 4.0 4.0 2545 $2,500 $0.98 43d 1 1.45mi
116 Maple Trl Dawsonville, GA 4.0 4.0 2545 $2,500 $0.98 43d 1 1.46mi

Listing history 32 events

  1. 2026-06-08
    status $280,000 Pending 18 DOM
  2. 2026-06-07
    days on market $280,000 Active Under Contract 18 DOM
  3. 2026-06-04
    days on market $280,000 Active Under Contract 15 DOM
  4. 2026-06-03
    days on market $280,000 Active Under Contract 14 DOM
  5. 2026-06-02
    days on market $280,000 Active Under Contract 13 DOM
  6. 2026-06-01
    days on market $280,000 Active Under Contract 12 DOM
  7. 2026-05-31
    days on market $280,000 Active Under Contract 11 DOM
  8. 2026-05-13
    listed $280,000 New 910-char remark
    Show marketing remark (910 chars)

    Opportunity knocks in the heart of Dawsonville! This solidly built 1964 four-sided brick ranch is full of character, charm, and untapped potential. Situated on a spacious and level .62-acre lot, this home offers the kind of sturdy construction and generous yard space that's hard to find today. Inside, you'll find great bones and a layout ready for your personal touch and cosmetic updates. Whether you're an investor, renovator, or buyer dreaming of customizing a home exactly the way you want it, this property is a fantastic opportunity to build equity and bring your vision to life. Conveniently located just minutes from downtown Dawsonville, shopping, dining, and award-winning Dawson County schools, this home combines location, potential, and value all in one package. With the price reflecting needed updates, this is your chance to transform a classic brick ranch into something truly special!

  9. 2026-05-13
    listed $280,000 Active 928-char remark
    Show marketing remark (910 chars)

    Opportunity knocks in the heart of Dawsonville! This solidly built 1964 four-sided brick ranch is full of character, charm, and untapped potential. Situated on a spacious and level .62-acre lot, this home offers the kind of sturdy construction and generous yard space that's hard to find today. Inside, you'll find great bones and a layout ready for your personal touch and cosmetic updates. Whether you're an investor, renovator, or buyer dreaming of customizing a home exactly the way you want it, this property is a fantastic opportunity to build equity and bring your vision to life. Conveniently located just minutes from downtown Dawsonville, shopping, dining, and award-winning Dawson County schools, this home combines location, potential, and value all in one package. With the price reflecting needed updates, this is your chance to transform a classic brick ranch into something truly special!

  10. 2016-02-10
    price $109,000
    Show marketing remark (10 chars)

    Ranch home

  11. 2015-10-29
    price $109,000
  12. 2015-06-15
    historical
  13. 2015-06-12
    price $114,296
    Show marketing remark (10 chars)

    Ranch home

  14. 2015-06-05
    soldstatus $114,296 Sold
    Show marketing remark (10 chars)

    Ranch home

  15. 2015-06-05
    soldstatus $114,296 Sold
    Show marketing remark (10 chars)

    Ranch home

  16. 2015-03-26
    historical Pending
    Show marketing remark (10 chars)

    Ranch home

  17. 2015-03-26
    status Under Contract
    Show marketing remark (10 chars)

    Ranch home

  18. 2015-03-25
    price $114,296
  19. 2015-02-16
    status Active
    Show marketing remark (10 chars)

    Ranch home

  20. 2015-02-16
    status Back On Market
    Show marketing remark (10 chars)

    Ranch home

  21. 2015-02-02
    historical Contingent - Due Diligence
    Show marketing remark (10 chars)

    Ranch home

  22. 2015-02-02
    status Under Contract
    Show marketing remark (10 chars)

    Ranch home

  23. 2015-01-02
    listed $109,000 Active
    Show marketing remark (10 chars)

    Ranch home

  24. 2014-12-30
    historical
    Show marketing remark (10 chars)

    Ranch home

  25. 2014-10-10
    listed $109,000 New
    Show marketing remark (10 chars)

    Ranch home

  26. 2014-10-10
    listed $109,000 Active
    Show marketing remark (10 chars)

    Ranch home

  27. 2014-08-18
    soldstatus $249,500
  28. 2008-01-02
    soldstatus $142,500
  29. 2004-03-31
    soldstatus $110,000
  30. 2004-03-31
    soldstatus $110,000
  31. 2002-03-20
    soldstatus $100,000
  32. 1989-04-14
    soldstatus $53,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,041 · $170/mo
Projected year-2 tax
$2,576 · $215/mo
Expected delta
+$535/yr (+$45/mo · 26.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,618
− Mortgage interest
−$15,684
− Property taxes
−$2,041
− Insurance
−$1,400
− Repairs & maintenance
−$2,209
− Management
−$2,209
− Depreciation
−$8,145
Taxable loss
−$4,072
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$977
After-tax cash flow
$1,734/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dawson County
NCES district ID
1301650
Math proficiency
40% ▼ -10.00%
Reading proficiency
44% ▼ -5.00%
Median HH income
$55,562
Composite
36.68/100
National rank
#4604
State rank
#30 of 174 in GA

Livability — Dawsonville

Score
68/100
State rank
#155
US rank
#9928

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Dawson County · 34,365 people
City population
34,365
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,365
Household income
$95,341
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
390.0

Population outlook (Dawson County) Hauer SSP2

Today (2025)
25,423 people
By 2030
26,299 · +3.4%
By 2040
27,482 · +8.1%
By 2050
27,937 · +9.9%
By 2075
28,056 · +10.4%
By 2100
26,102 · +2.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 7% Two or more races 7% Black 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Serbian 2% Iranian 1%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 6% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · Dawson

2024 margin
Solid R (+65.2) · D 17.1% · R 82.4%
2008→2024 swing
+1.0pp toward D · 2008: -66.3pp · 2024: -65.2pp
All cycles
2024: R+65.2 2020: R+67.9 2016: R+72.2 2012: R+74.3 2008: R+66.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.36%
Current HPI
289.1765
Rent YoY
▲ 3.03%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+371.7% since first listed
34 events — show timeline
  • 2026-06-12 Sold (MLS) $250,000 FMLS
  • 2026-06-12 Sold (MLS) $250,000 GAMLS
  • 2026-06-08 Pending FMLS
  • 2026-05-29 Contingent GAMLS
  • 2026-05-29 Contingent FMLS
  • 2026-05-25 Relisted GAMLS
  • 2026-05-25 Relisted FMLS
  • 2026-05-19 Pending GAMLS
  • 2026-05-19 Pending FMLS
  • 2026-05-13 Listed $280,000 FMLS
  • 2026-05-13 Listed $280,000 GAMLS
  • 2016-02-10 Price Changed $109,000 FMLS
  • 2015-10-29 Price Changed $109,000 GAMLS
  • 2015-06-15 Listing Removed GAMLS
  • 2015-06-12 Price Changed $114,296 FMLS
  • 2015-06-05 Sold (MLS) $114,296 GAMLS
  • 2015-06-05 Sold (MLS) $114,296 FMLS
  • 2015-03-26 Contingent FMLS
  • 2015-03-26 Pending GAMLS
  • 2015-03-25 Price Changed $114,296 GAMLS
  • 2015-02-16 Relisted FMLS
  • 2015-02-16 Relisted GAMLS
  • 2015-02-02 Contingent FMLS
  • 2015-02-02 Pending GAMLS
  • 2015-01-02 Listed $109,000 FMLS
  • 2014-12-30 Listing Removed FMLS
  • 2014-10-10 Listed $109,000 GAMLS
  • 2014-10-10 Listed $109,000 FMLS
  • 2014-08-18 Sold (Public Records) $249,500 Public Records
  • 2008-01-02 Sold (Public Records) $142,500 Public Records
  • 2004-03-31 Sold (Public Records) $110,000 Public Records
  • 2004-03-31 Sold (Public Records) $110,000 Public Records
  • 2002-03-20 Sold (Public Records) $100,000 Public Records
  • 1989-04-14 Sold (Public Records) $53,000 Public Records

Property tax history

+3.7%/yr

Latest (2025): $2,041 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…