1076 Highway 9 N · Dawsonville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 4/10 · Minor
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.5/30.0
- DSCR +4.4/10.0
- Schools +3.7/10.0
- Livability +3.4/5.0
- Rent growth +3.3/5.0
- 1% rule +3.2/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$280,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Opportunity knocks in the heart of Dawsonville! This solidly built 1964 four-sided brick ranch is full of character, charm, and untapped potential. Situated on a spacious and level .62-acre lot, this home offers the kind of sturdy construction and generous yard space that's hard to find today. Inside, you'll find great bones and a layout ready for your personal touch and cosmetic updates. Whether you're an investor, renovator, or buyer dreaming of customizing a home exactly the way you want it, this property is a fantastic opportunity to build equity and bring your vision to life. Conveniently located just minutes from downtown Dawsonville, shopping, dining, and award-winning Dawson County schools, this home combines location, potential, and value all in one package. With the price reflecting needed updates, this is your chance to transform a classic brick ranch into something truly special!
Key facts
- Shopping and dining
- 0.62 acre lot
- Built 1964
Tags
Property features AI
Exterior
- Parking: Driveway; Open parking available
- Utilities: Public water; Septic tank; 220-volt electric service; Cable available; Electricity available; Phone available
- Home design: One-level home
- Construction: Brick 4 sides construction; Metal roof; Concrete perimeter foundation
- Exterior features: Back yard fencing; Shed(s); Crawl space basement
Interior
- Kitchen: White cabinets; Tile countertops; Other surface countertops; Kitchen opens to family room; Electric cooktop; Dishwasher
- Bedrooms: Three main-level bedrooms
- Flooring: Hardwood; Tile; Wood
- Bathrooms: Two full bathrooms (both on the main level); Master bathroom has no special features listed
- Heating & cooling: Central heating; Central air conditioning
- Interior features: No shared/common walls; Other interior features
- Laundry & utility: Main-level laundry room; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $280k.
Deal economics
- At list price, monthly cash flow is $63 ($757/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (17.8% below list).
- Recommended offer: $230k (17.8% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 3.0% in Dawsonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#155 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
- Dawson County (rural): math 40% / reading 44% proficiency, ranked #30 of 174 in GA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Robinson Elementary School (math 44% / reading 43%, grade F, #364 of 1,228 statewide, top 30%, 630 students, 46% FRL); Dawson County Middle School (math 47% / reading 48%, grade C-, #84 of 470 statewide, top 19%, 555 students, 46% FRL); Dawson County High School (math 5% / reading 33%, grade F, #250 of 424 statewide, top 60%, 773 students, 32% FRL) — zoned schools at 42% FRL track the district average.
- Market conditions: Rents rising (+3.0%/yr); 573 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 887 units permitted in Dawson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Dawson County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.56%
- Cash-on-cash
- 0.97%
- DSCR
- 1.04
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $406,556
- List price
- $280,000
- Delta
- -31.13%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1076 Highway 9 N | 0.00mi | 3/2.0 | 2,347 (0%) | 0mo | $250,000 | $107 | 98 |
| 1075 Highway 9 N | 0.08mi | 2/2.5 (-1) | 2,449 (+4%) | 23mo | $535,000 | $218 | 61 |
| 555 Perimeter Rd | 0.46mi | 4/3.0 (+1) | 2,287 (-3%) | 7mo | $455,000 | $199 | 58 |
| 14 Mcgregor Ln | 0.57mi | 4/2.5 (+1) | 2,452 (+4%) | 10mo | $410,000 | $167 | 49 |
| 53 Rainhill Station Dr | 0.56mi | 4/4.0 (+1) | 2,351 (+0%) | 17mo | $470,000 | $200 | 45 |
| 87 Thorndale Ln | 0.64mi | 4/3.0 (+1) | 2,528 (+8%) | 2mo | $459,900 | $182 | 44 |
| 120 Rainhill Station Dr | 0.60mi | 4/3.0 (+1) | 2,548 (+9%) | 13mo | $419,000 | $164 | 36 |
| 303 Orange Cir | 0.70mi | 4/3.0 (+1) | 2,532 (+8%) | 12mo | $425,000 | $168 | 33 |
| 90 Rainhill Station Dr | 0.59mi | 4/3.0 (+1) | 2,596 (+11%) | 22mo | $415,000 | $160 | 26 |
| 60 Mcgregor Ln | 0.61mi | 4/2.5 (+1) | 2,600 (+11%) | 23mo | $440,000 | $169 | 26 |
| 83 Marmalade Trl | 0.73mi | 4/2.5 (+1) | 2,014 (-14%) | 10mo | $390,000 | $194 | 25 |
| 25 Kenneth Dr | 0.65mi | 4/3.0 (+1) | 2,002 (-15%) | 24mo | $420,000 | $210 | 14 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.03% rent growth · sell at horizon
- IRR
- -14.8%
- Equity multiple
- 0.47×
- Total profit
- $-41,360
- Equity at exit
- $41,749
- IRR
- -6.1%
- Equity multiple
- 0.61×
- Total profit
- $-30,865
- Equity at exit
- $24,209
Cash invested: $78,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30534
- Home prices YoY
- -23.0%
- Rents YoY
- 3.0%
- Active inventory
- 573
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,301 high interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$170 /mo · $2,041/yr
- Insurance
- −$117
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$483
- Net cashflow
- $63
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $70,000
- Closing costs
- $8,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 167 Marmalade Trl Dawsonville, GA | 4.0 | 2.5 | 1944 | $2,095 | $1.08 | 5d | 1 | 0.81mi |
| 166 Mill Stone Dr Dawsonville, GA | 3.0 | 3.5 | 2962 | $1,550 | $0.52 | 43d | 1 | 1.30mi |
| 29 Gold Dust Dr Dawsonville, GA | 3.0 | 2.5 | 2187 | $1,950 | $0.89 | 43d | 1 | 1.41mi |
| 110 Maple Trl Dawsonville, GA | 4.0 | 4.0 | 2545 | $2,500 | $0.98 | 43d | 1 | 1.45mi |
| 116 Maple Trl Dawsonville, GA | 4.0 | 4.0 | 2545 | $2,500 | $0.98 | 43d | 1 | 1.46mi |
Listing history 32 events
-
2026-06-08status $280,000 Pending 18 DOM
-
2026-06-07days on market $280,000 Active Under Contract 18 DOM
-
2026-06-04days on market $280,000 Active Under Contract 15 DOM
-
2026-06-03days on market $280,000 Active Under Contract 14 DOM
-
2026-06-02days on market $280,000 Active Under Contract 13 DOM
-
2026-06-01days on market $280,000 Active Under Contract 12 DOM
-
2026-05-31days on market $280,000 Active Under Contract 11 DOM
-
2026-05-13$280,000 New 910-char remark
Show marketing remark (910 chars)
Opportunity knocks in the heart of Dawsonville! This solidly built 1964 four-sided brick ranch is full of character, charm, and untapped potential. Situated on a spacious and level .62-acre lot, this home offers the kind of sturdy construction and generous yard space that's hard to find today. Inside, you'll find great bones and a layout ready for your personal touch and cosmetic updates. Whether you're an investor, renovator, or buyer dreaming of customizing a home exactly the way you want it, this property is a fantastic opportunity to build equity and bring your vision to life. Conveniently located just minutes from downtown Dawsonville, shopping, dining, and award-winning Dawson County schools, this home combines location, potential, and value all in one package. With the price reflecting needed updates, this is your chance to transform a classic brick ranch into something truly special!
-
2026-05-13$280,000 Active 928-char remark
Show marketing remark (910 chars)
Opportunity knocks in the heart of Dawsonville! This solidly built 1964 four-sided brick ranch is full of character, charm, and untapped potential. Situated on a spacious and level .62-acre lot, this home offers the kind of sturdy construction and generous yard space that's hard to find today. Inside, you'll find great bones and a layout ready for your personal touch and cosmetic updates. Whether you're an investor, renovator, or buyer dreaming of customizing a home exactly the way you want it, this property is a fantastic opportunity to build equity and bring your vision to life. Conveniently located just minutes from downtown Dawsonville, shopping, dining, and award-winning Dawson County schools, this home combines location, potential, and value all in one package. With the price reflecting needed updates, this is your chance to transform a classic brick ranch into something truly special!
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2016-02-10price $109,000
Show marketing remark (10 chars)
Ranch home
-
2015-10-29price $109,000
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2015-06-15historical
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2015-06-12price $114,296
Show marketing remark (10 chars)
Ranch home
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2015-06-05soldstatus $114,296 Sold
Show marketing remark (10 chars)
Ranch home
-
2015-06-05soldstatus $114,296 Sold
Show marketing remark (10 chars)
Ranch home
-
2015-03-26historical Pending
Show marketing remark (10 chars)
Ranch home
-
2015-03-26status Under Contract
Show marketing remark (10 chars)
Ranch home
-
2015-03-25price $114,296
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2015-02-16status Active
Show marketing remark (10 chars)
Ranch home
-
2015-02-16status Back On Market
Show marketing remark (10 chars)
Ranch home
-
2015-02-02historical Contingent - Due Diligence
Show marketing remark (10 chars)
Ranch home
-
2015-02-02status Under Contract
Show marketing remark (10 chars)
Ranch home
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2015-01-02$109,000 Active
Show marketing remark (10 chars)
Ranch home
-
2014-12-30historical
Show marketing remark (10 chars)
Ranch home
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2014-10-10$109,000 New
Show marketing remark (10 chars)
Ranch home
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2014-10-10$109,000 Active
Show marketing remark (10 chars)
Ranch home
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2014-08-18soldstatus $249,500
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2008-01-02soldstatus $142,500
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2004-03-31soldstatus $110,000
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2004-03-31soldstatus $110,000
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2002-03-20soldstatus $100,000
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1989-04-14soldstatus $53,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,041 · $170/mo
- Projected year-2 tax
- $2,576 · $215/mo
- Expected delta
- +$535/yr (+$45/mo · 26.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,618
- − Mortgage interest
- −$15,684
- − Property taxes
- −$2,041
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$2,209
- − Management
- −$2,209
- − Depreciation
- −$8,145
- Taxable loss
- −$4,072
- Est. tax savings @ 24.0%
- +$977
- After-tax cash flow
- $1,734/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dawson County
- NCES district ID
- 1301650
- Math proficiency
- 40% ▼ -10.00%
- Reading proficiency
- 44% ▼ -5.00%
- Median HH income
- $55,562
- Composite
- 36.68/100
- National rank
- #4604
- State rank
- #30 of 174 in GA
Livability — Dawsonville
- Score
- 68/100
- State rank
- #155
- US rank
- #9928
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Dawson County · 34,365 people
- City population
- 34,365
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 34,365
- Household income
- $95,341
- Rent vs Own
- Severe rent burden
- 390.0
Population outlook (Dawson County) Hauer SSP2
- Today (2025)
- 25,423 people
- By 2030
- 26,299 · +3.4%
- By 2040
- 27,482 · +8.1%
- By 2050
- 27,937 · +9.9%
- By 2075
- 28,056 · +10.4%
- By 2100
- 26,102 · +2.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 7% Two or more races 7% Black 2%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 2% Serbian 2% Iranian 1%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 92% English-only · Spanish 6% Arabic 1% Tagalog/Filipino 1%
Political lean MEDSL · Dawson
- 2024 margin
- Solid R (+65.2) · D 17.1% · R 82.4%
- 2008→2024 swing
- +1.0pp toward D · 2008: -66.3pp · 2024: -65.2pp
- All cycles
- 2024: R+65.2 2020: R+67.9 2016: R+72.2 2012: R+74.3 2008: R+66.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -86.36%
- Current HPI
- 289.1765
- Rent YoY
- ▲ 3.03%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+371.7% since first listed34 events — show timeline
- 2026-06-12 Sold (MLS) $250,000 FMLS
- 2026-06-12 Sold (MLS) $250,000 GAMLS
- 2026-06-08 Pending — FMLS
- 2026-05-29 Contingent — GAMLS
- 2026-05-29 Contingent — FMLS
- 2026-05-25 Relisted — GAMLS
- 2026-05-25 Relisted — FMLS
- 2026-05-19 Pending — GAMLS
- 2026-05-19 Pending — FMLS
- 2026-05-13 Listed $280,000 FMLS
- 2026-05-13 Listed $280,000 GAMLS
- 2016-02-10 Price Changed $109,000 FMLS
- 2015-10-29 Price Changed $109,000 GAMLS
- 2015-06-15 Listing Removed — GAMLS
- 2015-06-12 Price Changed $114,296 FMLS
- 2015-06-05 Sold (MLS) $114,296 GAMLS
- 2015-06-05 Sold (MLS) $114,296 FMLS
- 2015-03-26 Contingent — FMLS
- 2015-03-26 Pending — GAMLS
- 2015-03-25 Price Changed $114,296 GAMLS
- 2015-02-16 Relisted — FMLS
- 2015-02-16 Relisted — GAMLS
- 2015-02-02 Contingent — FMLS
- 2015-02-02 Pending — GAMLS
- 2015-01-02 Listed $109,000 FMLS
- 2014-12-30 Listing Removed — FMLS
- 2014-10-10 Listed $109,000 GAMLS
- 2014-10-10 Listed $109,000 FMLS
- 2014-08-18 Sold (Public Records) $249,500 Public Records
- 2008-01-02 Sold (Public Records) $142,500 Public Records
- 2004-03-31 Sold (Public Records) $110,000 Public Records
- 2004-03-31 Sold (Public Records) $110,000 Public Records
- 2002-03-20 Sold (Public Records) $100,000 Public Records
- 1989-04-14 Sold (Public Records) $53,000 Public Records
Property tax history
+3.7%/yrLatest (2025): $2,041 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…