300 N Highway A1a Unit 304h · Jupiter, FL 33477

$549,000

2 bd · 2.0 ba · 1,520 sqft · Condo public records · 38 Days on market

Built 1979 $930/mo HOA · 20% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +7.0/30.0
• Appreciation +6.5/10.0
• Rent growth +5.0/5.0
• Schools +4.3/10.0
• 1% rule +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.2/10.0

Listing remarks MLS

Come to your beautiful home by the beach! Bright and spacious, all the work's been done - new kitchen and appliances 2018, new AC 2021. The master bath is updated, and the carpet and tile are perfect. Nothing for you to do but move in and enjoy the weather. Easy to do, on your screened balcony! Fabulous location, near the beach, lots of restaurants, and Harbourside... Seller prefers 60-day closing. No rentals allowed during first two years of ownership. Pet-friendly community! Bring your small dog (up to 25 lbs)! Come to an OPEN HOUSE SUNDAY, SEPT 12, FROM 1-4 PM!

Key facts

• Screened patio
• Move-in ready
• Split-bedroom layout

Tags

• SPLIT-BEDROOM LAYOUT
• ENSUITE BATH
• WALK-IN CLOSET
• UPDATED KITCHEN
• SCREENED PATIO
• MOVE-IN READY

Property features AI

Finance

• Other: Directions: Use main entrance on A1A near Indiantown Rd, just past Maltz Theatre
• Financial info: Community of 328 units; Pets allowed with limits
• HOA & community: Association: Ocean Parks Jupiter Condominium Association; Monthly association fee; Association amenities include clubhouse, elevators, heated pool, pool, manager on site, storage, parking, community room, lobby, maintained community, trash chute, internet included, and more; Association fee includes cable, electricity, insurance, internet, grounds and structure maintenance, pest control, sewer, trash, water, common areas, elevator, hot water, roof repairs, pool service, legal/accounting, reserves

Exterior

• Parking: Assigned parking; Detached carport (1 covered space); Guest parking
• Security: Closed-circuit cameras; Smoke detectors; Security lights; Entry phone/intercom
• Utilities: Public water; Public sewer; Cable available; Electricity connected; Water connected; Sewer connected
• Home design: Condominium; One level; Faces south; Resale unit
• Construction: Built with CBS construction; Flat roof; 4-story building
• Exterior features: Screened patio; Patio; Many trees; Sidewalks; Landscaped grounds; Not waterfront

Interior

• Kitchen: Disposal; Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Central heating; Central individual cooling; Ceiling fans
• Interior features: Walk-in closets; Split bedroom layout; Negotiable furnishings
• Laundry & utility: Laundry inside in a laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $549k.

Deal economics

• At list price, monthly cash flow is $-803 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $407k (25.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $468k (14.8% below list).
• Recommended offer: $407k (25.8% below list) — sets the bar for cash-flow.
• Cap rate 4.5% vs local median 2.6% in Jupiter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#415 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jupiter Elementary School (math 53% / reading 47%, grade D+, #1,070 of 2,144 statewide, top 51%, 832 students, 69% FRL); Jupiter Middle School (math 62% / reading 63%, grade B+, #116 of 571 statewide, top 21%, 1,384 students, 38% FRL); Jupiter High School (math 56% / reading 64%, grade C+, #106 of 667 statewide, top 16%, 3,087 students, 28% FRL).
• Market conditions: Rents rising fast (+10.3%/yr); 337 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $4,680/mo this rent would consume 53% of the median local household income ($105k/yr) (locally 445% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $20k of equity ($4k loan paydown + $16k appreciation (2.9% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($533k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 10y ago; this cycle's ask is 19507% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $415k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $407,118 (25.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 4.54%
• Cash-on-cash: -6.27%
• DSCR: 0.72
• GRM: 9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.93% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 4.2%
• Equity multiple: 1.25×
• Total profit: $38,140
• Equity at exit: $244,642

10-year hold

• IRR: 10.2%
• Equity multiple: 2.67×
• Total profit: $256,893
• Equity at exit: $375,312

Cash invested: $153,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33477

• Home prices YoY: 0.8%
• Rents YoY: 10.3%
• Active inventory: 337
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $4,680 high
• Mortgage (P&I): −$2,879
• Tax from tax record: −$463 /mo · $5,552/yr
• Insurance: −$229
• HOA: −$930
• Vacancy / Maint / Mgmt: −$983
• Net cashflow: $-803

Break-even live

Break-even rent $5,697

Max offer price $407,118

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $137,250
• Closing costs: $16,470
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
300 N Highway A1A Unit 405H Jupiter, FL	2.0	2.0	1520	$2,500	$1.64	24d	1	0.02mi
803 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$2,500	$1.95	24d	1	0.15mi
300 North Highway A1A Unit H101 Jupiter, FL	3.0	3.0	1936	$7,500	$3.87	7d	1	0.18mi
2309 Fairway Dr S Jupiter, FL	2.0	2.0	1530	$2,800	$1.83	7d	1	0.20mi
404 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$3,500	$2.73	15d	1	0.20mi
404 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$7,500	$5.86	24d	1	0.20mi
2309 Fairway Dr S Unit 2309 Jupiter, FL	2.0	2.0	1530	$2,800	$1.83	24d	1	0.20mi
131 Palm Ave #36 Jupiter, FL	2.0	2.0	1321	$3,700	$2.80	24d	1	0.26mi
2403 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$4,000	$3.35	24d	1	0.30mi
2604 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$3,500	$2.60	5d	1	0.30mi
2707 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$2,800	$2.34	24d	1	0.30mi
2905 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$7,500	$6.28	24d	1	0.30mi
4105 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$6,500	$5.44	24d	1	0.30mi
2502 Fairway Dr N Jupiter, FL	3.0	3.0	1611	$3,500	$2.17	24d	1	0.30mi
3602 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$3,700	$2.75	24d	1	0.30mi
3108 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$7,000	$5.20	24d	1	0.30mi
4409 Fairway Dr S Jupiter, FL	2.0	2.5	1195	$7,500	$6.28	24d	1	0.31mi
500 Ocean Trail Way Jupiter, FL	2.0	2.0	1523	$6,150	$4.04	24d	1	0.37mi
275 Palm Ave Jupiter, FL	1.0–2.0	1.5–2.0	1075	$5,800	$5.40	7d	6	0.38mi
275 Palm Ave Jupiter, FL	1.0–2.0	1.5–2.0	1075	$5,800	$5.40	5d	6	0.38mi
275 Palm Ave Jupiter, FL	1.0–2.0	1.5–2.0	1075	$5,800	$5.40	3d	6	0.38mi
400 Ocean Trail Way #804 Jupiter, FL	2.0	2.0	1170	$2,950	$2.52	24d	1	0.40mi
400 Ocean Trail Way #707 Jupiter, FL	2.0	2.0	1170	$8,500	$7.26	24d	1	0.40mi
400 Ocean Trail Way #401 Jupiter, FL	2.0	2.0	1270	$11,000	$8.66	10d	1	0.40mi
400 Ocean Trail Way #401 Jupiter, FL	2.0	2.0	1270	$11,000	$8.66	24d	1	0.40mi
400 Ocean Trail Way #101 Jupiter, FL	2.0	2.0	1270	$4,500	$3.54	24d	1	0.40mi
400 Ocean Trail Way #804 Jupiter, FL	2.0	2.0	1170	$2,950	$2.52	22d	1	0.40mi
300 Ocean Trail Way #1202 Jupiter, FL	2.0	2.0	1170	$4,500	$3.85	24d	1	0.40mi
300 Ocean Trail Way #403 Jupiter, FL	2.0	2.0	1170	$3,450	$2.95	17d	1	0.40mi
300 Ocean Trail Way #607 Jupiter, FL	2.0	2.0	1170	$9,500	$8.12	24d	1	0.40mi
300 Ocean Trail Way #410 Jupiter, FL	2.0	2.0	1270	$4,500	$3.54	5d	1	0.40mi
300 Ocean Trail Way #308 Jupiter, FL	2.0	2.0	1170	$3,800	$3.25	17d	1	0.40mi
300 Ocean Trail Way #602 Jupiter, FL	2.0	2.0	1170	$3,500	$2.99	24d	1	0.40mi
300 Ocean Trail Way #702 Jupiter, FL	3.0	2.0	1170	$13,000	$11.11	10d	1	0.40mi
300 Ocean Trail Way #702 Jupiter, FL	3.0	2.0	1170	$13,000	$11.11	24d	1	0.40mi
300 Ocean Trail Way #907 Jupiter, FL	2.0	2.0	1170	$5,500	$4.70	24d	1	0.40mi
300 Ocean Trail Way #510 Jupiter, FL	2.0	2.0	1270	$8,500	$6.69	15d	1	0.40mi
300 Ocean Trail Way #903 Jupiter, FL	2.0	2.0	1170	$6,000	$5.13	19d	1	0.40mi
200 Ocean Trail Way #609 Jupiter, FL	2.0	2.0	1170	$9,500	$8.12	24d	1	0.41mi
200 Ocean Trail Way #1105 Jupiter, FL	2.0	2.0	1170	$4,100	$3.50	24d	1	0.41mi

HOA detail condo

• Monthly dues: $930 · $11,160/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 31 events

1. 2026-06-18
   days on market $549,000 Active 38 DOM
2. 2026-06-17
   days on market $549,000 Active 37 DOM
3. 2026-06-16
   days on market $549,000 Active 36 DOM
4. 2026-06-15
   days on market $549,000 Active 35 DOM
5. 2026-06-13
   days on market $549,000 Active 33 DOM
6. 2026-06-09
   days on market $549,000 Active 29 DOM
7. 2026-06-08
   days on market $549,000 Active 28 DOM
8. 2026-06-07
   days on market $549,000 Active 27 DOM
9. 2026-06-04
   days on market $549,000 Active 24 DOM
10. 2026-06-03
    days on market $549,000 Active 23 DOM
11. 2026-06-02
    days on market $549,000 Active 22 DOM
12. 2026-06-01
    days on market $549,000 Active 21 DOM
13. 2026-05-31
    days on market $549,000 Active 20 DOM
14. 2026-05-13
    listed $2,800
15. 2026-05-11
    listed $549,000 Active
16. 2025-05-01
    historical $6,500
17. 2025-04-26
    historical
18. 2025-03-14
    listed $6,500
19. 2025-03-14
    historical $2,950
20. 2025-03-14
    listed $2,950
21. 2025-02-11
    listed $595,000 Active
22. 2021-11-22
    soldstatus $415,000 Closed 579-char remark

    Show marketing remark (579 chars)

    Come to your beautiful home by the beach! Bright and spacious, all the work's been done - new kitchen and appliances 2018, new AC 2021. The master bath is updated, and the carpet and tile are perfect. Nothing for you to do but move in and enjoy the weather. Easy to do, on your screened balcony! Fabulous location, near the beach, lots of restaurants, and Harbourside... Seller prefers 60-day closing. No rentals allowed during first two years of ownership. Pet-friendly community! Bring your small dog (up to 25 lbs)! Come to an OPEN HOUSE SUNDAY, SEPT 12, FROM 1-4 PM!

23. 2021-09-15
    historical Active Under Contract 579-char remark

    Show marketing remark (579 chars)

    Come to your beautiful home by the beach! Bright and spacious, all the work's been done - new kitchen and appliances 2018, new AC 2021. The master bath is updated, and the carpet and tile are perfect. Nothing for you to do but move in and enjoy the weather. Easy to do, on your screened balcony! Fabulous location, near the beach, lots of restaurants, and Harbourside... Seller prefers 60-day closing. No rentals allowed during first two years of ownership. Pet-friendly community! Bring your small dog (up to 25 lbs)! Come to an OPEN HOUSE SUNDAY, SEPT 12, FROM 1-4 PM!

24. 2021-09-11
    listed $419,000 Active 579-char remark

    Show marketing remark (579 chars)

    Come to your beautiful home by the beach! Bright and spacious, all the work's been done - new kitchen and appliances 2018, new AC 2021. The master bath is updated, and the carpet and tile are perfect. Nothing for you to do but move in and enjoy the weather. Easy to do, on your screened balcony! Fabulous location, near the beach, lots of restaurants, and Harbourside... Seller prefers 60-day closing. No rentals allowed during first two years of ownership. Pet-friendly community! Bring your small dog (up to 25 lbs)! Come to an OPEN HOUSE SUNDAY, SEPT 12, FROM 1-4 PM!

25. 2017-03-13
    soldstatus $257,000
26. 2017-03-09
    soldstatus $257,000 Closed
27. 2017-01-13
    status Pending
28. 2017-01-07
    historical Contingent
29. 2016-12-09
    listed $264,000 Active
30. 1996-04-26
    soldstatus $98,000
31. 1991-11-13
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,552 · $463/mo
• Projected year-2 tax: $5,552 · $463/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 54% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $56,161
• − Mortgage interest: −$30,753
• − Property taxes: −$5,552
• − Insurance: −$2,745
• − Repairs & maintenance: −$4,493
• − Management: −$4,493
• − HOA: −$11,160
• − Depreciation: −$15,971
• Taxable loss: −$19,005
• Est. tax savings @ 24.0%: +$4,561
• After-tax cash flow: $-5,077/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Jupiter

• Score: 70/100
• State rank: #415
• US rank: #7386

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jupiter, FL
• County: Palm Beach County · 1,438,312 people
• City population: 68,420
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 12,908
• Household income: $104,992
• Rent vs Own: 13.7% rent · 86.3% own
• Severe rent burden: 445.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Romanian 6% Scotch-Irish 4% Lithuanian 2%
• Foreign-born: 10% · Canada, Guatemala, Jamaica
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.93%
• Current HPI: 356.212
• Rent YoY: ▲ 10.27%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-96.3% since first listed

18 events — show timeline

• 2026-05-13 Listed for Rent $2,800 RMLSFL
• 2026-05-11 Listed $549,000 Beaches MLS
• 2025-05-01 Rental Removed $6,500 GFLMLS
• 2025-04-26 Listing Removed — Beaches MLS
• 2025-03-14 Listed for Rent $6,500 GFLMLS
• 2025-03-14 Rental Removed $2,950 GFLMLS
• 2025-03-14 Listed for Rent $2,950 GFLMLS
• 2025-02-11 Listed $595,000 Beaches MLS
• 2021-11-22 Sold (MLS) $415,000 Beaches MLS
• 2021-09-15 Contingent — Beaches MLS
• 2021-09-11 Listed $419,000 Beaches MLS
• 2017-03-13 Sold (Public Records) $257,000 Public Records
• 2017-03-09 Sold (MLS) $257,000 Beaches MLS
• 2017-01-13 Pending — Beaches MLS
• 2017-01-07 Contingent — Beaches MLS
• 2016-12-09 Listed $264,000 Beaches MLS
• 1996-04-26 Sold (Public Records) $98,000 Public Records
• 1991-11-13 Sold (Public Records) $75,000 Public Records

Property tax history

+10.6%/yr

Latest (2025): $5,552 · -8.4% YoY. Source: county tax records.