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13912 W County Rd 171
C+ Composite 62.9
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.4/30.0
  • DSCR +7.5/10.0
  • ARV discount +7.5/15.0
  • Appreciation +7.5/10.0
  • 1% rule +5.1/10.0
  • Livability +3.8/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$225,000

13912 W County Rd 171 · Odessa, TX 79766
3 bd · 2.0 ba · 1,792 sqft · Manufactured · 67 Days on market
Built 2019 1.00 ac lot ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to your beautiful 3 bedroom, 2 bathroom home! Room to roam on 1 acre! Open concept kitchen/dining/living area. Sequestered primary suite w/ separate soaking tub and shower! Don't miss this one-call today!

Key facts

  • 1 acre lot
  • Built 2019
  • Listed 66 days

Property features AI

Finance

  • HOA & community: Homeowners association present

Exterior

  • Parking: No parking or garage listed
  • Utilities: Well water; Septic tank; Propane service
  • Home design: Single family residence; Double wide manufactured body type; One-acre lot
  • Construction: Composition roof; Pillar/post/pier foundation; Built as a manufactured double wide
  • Exterior features: No notable exterior features listed; Paved road frontage on a county road; Solar energy generation

Interior

  • Kitchen: Electric range
  • Flooring: Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Blinds on windows; Laminate flooring; Electric water heater; Electric range

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $225k.

Deal economics

  • At list price, monthly cash flow is $349 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $225k).
  • Recommended offer: $212k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#132 in TX, #3,928 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, amenities D.
  • Midland ISD (urban): math 34% / reading 36% proficiency, ranked #477 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ralph Bunche El (math 22% / reading 17%, grade F, #3,583 of 4,322 statewide, top 86%, 974 students, 88% FRL, charter); Goddard J H (math 23% / reading 32%, grade F, #1,156 of 1,662 statewide, top 71%, 1,024 students, 58% FRL, charter); Midland H S (math 37% / reading 7%, grade F, #1,366 of 1,632 statewide, top 84%, 2,492 students, 44% FRL).
  • Zoned-school proficiency averages 23% at this address vs 35% district-wide (-12 pts) — the specific schools serving this property underperform the Midland ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: 78 active listings in the ZIP; 1,504 units permitted in Midland County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $13k of equity ($2k loan paydown + $11k appreciation (4.9% local appreciation)).
  • Midland County population projected at +83% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.9% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $211,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
8.51%
Cash-on-cash
7.92%
DSCR
1.35
GRM
8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.91% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.4%
Equity multiple
2.16×
Total profit
$72,907
Equity at exit
$126,260
10-year hold
IRR
18.4%
Equity multiple
4.20×
Total profit
$201,707
Equity at exit
$216,885

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79766

Home prices YoY
2.3%
Active inventory
78
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,276 medium interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$109 /mo · $1,303/yr
Insurance
$94
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$478
Net cashflow
$349

Break-even live

Break-even rent $1,834
Max offer price $225,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-16
    days on market $225,000 Active 67 DOM
  2. 2026-06-15
    days on market $225,000 Active 66 DOM
  3. 2026-06-14
    days on market $225,000 Active 64 DOM
  4. 2026-06-13
    days on market $225,000 Active 63 DOM
  5. 2026-06-10
    days on market $225,000 Active 61 DOM
  6. 2026-06-09
    days on market $225,000 Active 60 DOM
  7. 2026-06-08
    days on market $225,000 Active 59 DOM
  8. 2026-06-07
    days on market $225,000 Active 58 DOM
  9. 2026-06-03
    days on market $225,000 Active 54 DOM
  10. 2026-06-02
    days on market $225,000 Active 53 DOM
  11. 2026-06-01
    days on market $225,000 Active 52 DOM
  12. 2026-05-31
    days on market $225,000 Active 51 DOM
  13. 2026-05-30
    days on market $225,000 Active 50 DOM
  14. 2026-05-27
    price $225,000
  15. 2026-04-10
    listed $235,000 Active
  16. 2019-07-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,303 · $109/mo
Projected year-2 tax
$4,118 · $343/mo
Expected delta
+$2,814/yr (+$235/mo · 216.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X · 97% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,312
− Mortgage interest
−$12,603
− Property taxes
−$1,303
− Insurance
−$1,922
− Repairs & maintenance
−$2,185
− Management
−$2,185
− Depreciation
−$6,545
Taxable income
$568
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$136
After-tax cash flow
$4,056/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Midland ISD
NCES district ID
4830570
Math proficiency
34% ▼ -7.00%
Reading proficiency
36% ▬ 0.00%
Median HH income
$63,457
Composite
31.63/100
National rank
#5938
State rank
#477 of 826 in TX

Livability — Odessa

Score
75/100
State rank
#132
US rank
#3928

Category grades

Amenities D Commute D+ Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
131,169
Population (ZIP)
10,712

Population outlook (Midland County) Hauer SSP2

Today (2025)
220,895 people
By 2030
253,667 · +14.8%
By 2040
325,498 · +47.4%
By 2050
404,168 · +83.0%
By 2075
609,802 · +176.1%
By 2100
760,172 · +244.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% White 25% Two or more races 24% Black 3% Native American 2%
Hispanic origin (detail)
Mexican 63% Cuban 2%
Common ancestry
Slovak 5% Serbian 4% Lithuanian 1%
Foreign-born
22% · Canada, Jamaica
Languages at home
36% English-only · Spanish 63%

Political lean MEDSL · Midland

2024 margin
Solid R (+60.5) · D 19.3% · R 79.8%
2008→2024 swing
-3.3pp toward R · 2008: -57.3pp · 2024: -60.5pp
All cycles
2024: R+60.5 2020: R+56.6 2016: R+55.2 2012: R+61.5 2008: R+57.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.91%
Current HPI
222.3497
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-4.3% since first listed
3 events — show timeline
  • 2026-05-27 Price Changed $225,000 ODMLS
  • 2026-04-10 Listed $235,000 ODMLS
  • 2019-07-09 Sold (Public Records) Public Records

Property tax history

+34.2%/yr

Latest (2025): $1,303 · -6.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…