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10527 N Camino Rosas Nuevas
C Composite 55.64
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.4/30.0
  • DSCR +7.9/10.0
  • 1% rule +5.6/10.0
  • ARV discount +5.1/15.0
  • Livability +4.0/5.0
  • Rent growth +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$500,000

10527 N Camino Rosas Nuevas · Oro Valley, AZ 85737
5 bd · 4.0 ba · 2,785 sqft · SingleFamily public records · 223 Days on market
Built 1994 6,098 sqft lot $180/sqft · 7% above area Est $474k · 5% over $36/mo HOA · 1% of rent ↓ 36% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This tastefully remodeled 5-bedroom, 2.5-bath home in Oro Valley offers a pool, a spa and mountain views. The spacious 2,824 sq. ft. contemporary-style residence, ideally located near La Cañada and Lambert Lane, is close to top-rated schools, shopping, dining, and entertainment. Highlights include newer carpet, recently painted interior and exterior paint, dual-pane windows, brushed nickel fixtures, quality wooden shutters, and wood-grain ceramic tile flooring. The open, flowing floor plan includes a living/dining room combination and a kitchen/family room with a cozy fireplace. The modern kitchen offers granite countertops, stainless steel appliances, and a convenient breakfast bar. The generous primary suite includes a private balcony and a luxurious en-suite bath with dual sinks, a separate shower, and a soaking tub. Step outside to your own backyard paradise featuring a covered patio with brick pavers, a sparkling pool with a waterfall feature, a relaxing spa, and a built-in BBQ, perfect for entertaining or unwinding at the end of the day. Enjoy Catalina Mountain and Pusch Ridge views, and take advantage of being within walking distance to Cañada Del Oro Riverfront Park. The home is located less than 2 miles to major shopping, close to bus routes, and just 30 minutes to the University of Arizona and downtown Tucson. Come see this exceptional home, truly move-in ready and full of charm!

Key facts

  • Spa
  • Private balcony
  • Covered patio

Tags

POOLSPAMOUNTAIN VIEWSPRIVATE BALCONYEN-SUITE BATHCOVERED PATIO

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath single-family listed at $500k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $500k).
  • Recommended offer: $440k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 3.2% in Oro Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#2 in AZ, #1,339 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, housing A+; Watch: commute D, amenities F, cost of living D-.
  • Amphitheater Unified District (4406) (suburban): math 32% / reading 40% proficiency, ranked #85 of 249 in AZ (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.7%/yr); 163 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
  • At $5,278/mo this rent would consume 59% of the median local household income ($107k/yr) (locally 666% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 223 days — a 12% lower offer ($440k) is reasonable based on typical stale-listing flexibility.
  • 16 sale attempts since 24y ago; this cycle's ask has dropped $88k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $440,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 223 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.72%
Cash-on-cash
8.67%
DSCR
1.39
GRM
7.9

CMA / ARV

ARV (median comp)
$474,355
List price
$500,000
Delta
5.41%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10601 N Camino Rosas Nuevas 0.12mi 4/2.5 (-1) 2,727 (-2%) 2mo $429,000 $157 78
10311 N Cape Fear Ln 0.35mi 5/3.0 2,713 (-3%) 3mo $445,000 $164 73
10309 N Mineral Spring Ln 0.32mi 4/3.0 (-1) 2,713 (-3%) 1mo $425,000 $157 71
10317 N Mineral Spring Ln 0.31mi 4/2.5 (-1) 2,826 (+2%) 2mo $450,000 $159 70
10322 N Cape Fear Ln 0.33mi 4/2.5 (-1) 2,713 (-3%) 3mo $475,000 $175 67
1150 W Wolfe Knoll Way 0.66mi 4/2.5 (-1) 2,776 (-0%) 0mo $492,000 $177 58
1105 W Moonlit Pl 0.52mi 4/2.5 (-1) 2,708 (-3%) 3mo $1,125,000 $415 57
10788 N Chapin Ct 0.69mi 5/3.0 2,722 (-2%) 8mo $664,206 $244 53
10337 N Mineral Spring Ln 0.30mi 4/3.0 (-1) 2,446 (-12%) 6mo $490,000 $200 52
10242 N Oak Knoll Ln 0.73mi 5/3.0 2,713 (-3%) 11mo $549,900 $203 49
225 W Oro Valley Dr 0.61mi 4/3.0 (-1) 3,093 (+11%) 8mo $665,000 $215 37
11064 N Guava Dr 0.69mi 5/3.0 3,187 (+14%) 4mo $784,985 $246 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.7% rent growth · sell at horizon

5-year hold
IRR
-3.5%
Equity multiple
0.87×
Total profit
$-18,279
Equity at exit
$74,552
10-year hold
IRR
5.9%
Equity multiple
1.43×
Total profit
$60,154
Equity at exit
$43,231

Cash invested: $140,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85737

Home prices YoY
-19.6%
Rents YoY
2.7%
Active inventory
163
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$5,278 medium interval (Pro) →
Mortgage (P&I)
$2,622
Tax from tax record
$291 /mo · $3,494/yr
Insurance
$208
HOA
$36
Vacancy / Maint / Mgmt
$1,108
Net cashflow
$1,012

Break-even live

Break-even rent $3,997
Max offer price $500,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$125,000
Closing costs
$15,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1150 W Masters Cir Tucson, AZ 4.0 3.5 3448 $3,399 $0.99 23d 1 0.95mi
11096 N Pusch Ridge View Pl Tucson, AZ 4.0 3.0 3420 $12,000 $3.51 43d 1 0.99mi

HOA detail

Monthly dues
$36 · $432/yr
Likely covers
waterpool

Listing history 50 events

  1. 2026-06-18
    days on market $500,000 Active 223 DOM
  2. 2026-06-17
    days on market $500,000 Active 222 DOM
  3. 2026-06-16
    days on market $500,000 Active 221 DOM
  4. 2026-06-15
    days on market $500,000 Active 220 DOM
  5. 2026-06-13
    days on market $500,000 Active 218 DOM
  6. 2026-06-10
    days on market $500,000 Active 215 DOM
  7. 2026-06-09
    days on market $500,000 Active 214 DOM
  8. 2026-06-08
    days on market $500,000 Active 213 DOM
  9. 2026-06-07
    days on market $500,000 Active 212 DOM
  10. 2026-06-05
    days on market $500,000 Active 209 DOM
  11. 2026-06-03
    days on market $500,000 Active 208 DOM
  12. 2026-06-02
    days on market $500,000 Active 207 DOM
  13. 2026-06-01
    days on market $500,000 Active 206 DOM
  14. 2026-05-31
    days on market $500,000 Active 205 DOM
  15. 2026-03-11
    price $525,000 1430-char remark
    Show marketing remark (1430 chars)

    This tastefully remodeled 5-bedroom, 2.5-bath home in Oro Valley offers a pool, a spa and mountain views. The spacious 2,824 sq. ft. contemporary-style residence, ideally located near La Cañada and Lambert Lane, is close to top-rated schools, shopping, dining, and entertainment. Highlights include newer carpet, recently painted interior and exterior paint, dual-pane windows, brushed nickel fixtures, quality wooden shutters, and wood-grain ceramic tile flooring. The open, flowing floor plan includes a living/dining room combination and a kitchen/family room with a cozy fireplace. The modern kitchen offers granite countertops, stainless steel appliances, and a convenient breakfast bar. The generous primary suite includes a private balcony and a luxurious en-suite bath with dual sinks, a separate shower, and a soaking tub. Step outside to your own backyard paradise featuring a covered patio with brick pavers, a sparkling pool with a waterfall feature, a relaxing spa, and a built-in BBQ, perfect for entertaining or unwinding at the end of the day. Enjoy Catalina Mountain and Pusch Ridge views, and take advantage of being within walking distance to Cañada Del Oro Riverfront Park. The home is located less than 2 miles to major shopping, close to bus routes, and just 30 minutes to the University of Arizona and downtown Tucson. Come see this exceptional home, truly move-in ready and full of charm!

  16. 2026-01-09
    price $550,000 1430-char remark
    Show marketing remark (1430 chars)

    This tastefully remodeled 5-bedroom, 2.5-bath home in Oro Valley offers a pool, a spa and mountain views. The spacious 2,824 sq. ft. contemporary-style residence, ideally located near La Cañada and Lambert Lane, is close to top-rated schools, shopping, dining, and entertainment. Highlights include newer carpet, recently painted interior and exterior paint, dual-pane windows, brushed nickel fixtures, quality wooden shutters, and wood-grain ceramic tile flooring. The open, flowing floor plan includes a living/dining room combination and a kitchen/family room with a cozy fireplace. The modern kitchen offers granite countertops, stainless steel appliances, and a convenient breakfast bar. The generous primary suite includes a private balcony and a luxurious en-suite bath with dual sinks, a separate shower, and a soaking tub. Step outside to your own backyard paradise featuring a covered patio with brick pavers, a sparkling pool with a waterfall feature, a relaxing spa, and a built-in BBQ, perfect for entertaining or unwinding at the end of the day. Enjoy Catalina Mountain and Pusch Ridge views, and take advantage of being within walking distance to Cañada Del Oro Riverfront Park. The home is located less than 2 miles to major shopping, close to bus routes, and just 30 minutes to the University of Arizona and downtown Tucson. Come see this exceptional home, truly move-in ready and full of charm!

  17. 2025-11-07
    listed $588,000 Active 1430-char remark
    Show marketing remark (1430 chars)

    This tastefully remodeled 5-bedroom, 2.5-bath home in Oro Valley offers a pool, a spa and mountain views. The spacious 2,824 sq. ft. contemporary-style residence, ideally located near La Cañada and Lambert Lane, is close to top-rated schools, shopping, dining, and entertainment. Highlights include newer carpet, recently painted interior and exterior paint, dual-pane windows, brushed nickel fixtures, quality wooden shutters, and wood-grain ceramic tile flooring. The open, flowing floor plan includes a living/dining room combination and a kitchen/family room with a cozy fireplace. The modern kitchen offers granite countertops, stainless steel appliances, and a convenient breakfast bar. The generous primary suite includes a private balcony and a luxurious en-suite bath with dual sinks, a separate shower, and a soaking tub. Step outside to your own backyard paradise featuring a covered patio with brick pavers, a sparkling pool with a waterfall feature, a relaxing spa, and a built-in BBQ, perfect for entertaining or unwinding at the end of the day. Enjoy Catalina Mountain and Pusch Ridge views, and take advantage of being within walking distance to Cañada Del Oro Riverfront Park. The home is located less than 2 miles to major shopping, close to bus routes, and just 30 minutes to the University of Arizona and downtown Tucson. Come see this exceptional home, truly move-in ready and full of charm!

  18. 2025-02-22
    historical $3,150
  19. 2025-02-04
    price $3,150
  20. 2025-01-14
    price $3,600
  21. 2024-12-10
    listed $3,800
  22. 2023-03-24
    soldstatus $495,000 Closed 783-char remark
    Show marketing remark (783 chars)

    Seller will accept or counter offers from $509,900- $519,900. SELLER WILL OFFER UP TO 10K OF SELLER CONCESSION TOWARDS CLOSING COST OR INTEREST RATE BUY DOWN WITH APPROVED OFFER. Large 4 bedroom, 2.5 bath home in the heart of Oro Valley. This home has been remodeled with beautiful finishes throughout! Turnkey with new: carpet, interior/exterior paint, windows, and brushed nickel fixtures. The primary bedroom is generous in size with a balcony. Large en-suite bath features dual vanity, separate shower, and soaking tub. Your backyard paradise has a pool and hot tub for you to enjoy. Close to tons of dining, shopping and great schools nearby. Make this your dream home today! Owner is a licensed agent. Seller is willing to add closet and door to 1st floor office if buyer wants

  23. 2023-03-07
    historical Active Contingent 783-char remark
    Show marketing remark (783 chars)

    Seller will accept or counter offers from $509,900- $519,900. SELLER WILL OFFER UP TO 10K OF SELLER CONCESSION TOWARDS CLOSING COST OR INTEREST RATE BUY DOWN WITH APPROVED OFFER. Large 4 bedroom, 2.5 bath home in the heart of Oro Valley. This home has been remodeled with beautiful finishes throughout! Turnkey with new: carpet, interior/exterior paint, windows, and brushed nickel fixtures. The primary bedroom is generous in size with a balcony. Large en-suite bath features dual vanity, separate shower, and soaking tub. Your backyard paradise has a pool and hot tub for you to enjoy. Close to tons of dining, shopping and great schools nearby. Make this your dream home today! Owner is a licensed agent. Seller is willing to add closet and door to 1st floor office if buyer wants

  24. 2023-01-21
    price $509,900 783-char remark
    Show marketing remark (783 chars)

    Seller will accept or counter offers from $509,900- $519,900. SELLER WILL OFFER UP TO 10K OF SELLER CONCESSION TOWARDS CLOSING COST OR INTEREST RATE BUY DOWN WITH APPROVED OFFER. Large 4 bedroom, 2.5 bath home in the heart of Oro Valley. This home has been remodeled with beautiful finishes throughout! Turnkey with new: carpet, interior/exterior paint, windows, and brushed nickel fixtures. The primary bedroom is generous in size with a balcony. Large en-suite bath features dual vanity, separate shower, and soaking tub. Your backyard paradise has a pool and hot tub for you to enjoy. Close to tons of dining, shopping and great schools nearby. Make this your dream home today! Owner is a licensed agent. Seller is willing to add closet and door to 1st floor office if buyer wants

  25. 2022-12-22
    status Active 783-char remark
    Show marketing remark (783 chars)

    Seller will accept or counter offers from $509,900- $519,900. SELLER WILL OFFER UP TO 10K OF SELLER CONCESSION TOWARDS CLOSING COST OR INTEREST RATE BUY DOWN WITH APPROVED OFFER. Large 4 bedroom, 2.5 bath home in the heart of Oro Valley. This home has been remodeled with beautiful finishes throughout! Turnkey with new: carpet, interior/exterior paint, windows, and brushed nickel fixtures. The primary bedroom is generous in size with a balcony. Large en-suite bath features dual vanity, separate shower, and soaking tub. Your backyard paradise has a pool and hot tub for you to enjoy. Close to tons of dining, shopping and great schools nearby. Make this your dream home today! Owner is a licensed agent. Seller is willing to add closet and door to 1st floor office if buyer wants

  26. 2022-12-19
    historical Active Contingent 783-char remark
    Show marketing remark (783 chars)

    Seller will accept or counter offers from $509,900- $519,900. SELLER WILL OFFER UP TO 10K OF SELLER CONCESSION TOWARDS CLOSING COST OR INTEREST RATE BUY DOWN WITH APPROVED OFFER. Large 4 bedroom, 2.5 bath home in the heart of Oro Valley. This home has been remodeled with beautiful finishes throughout! Turnkey with new: carpet, interior/exterior paint, windows, and brushed nickel fixtures. The primary bedroom is generous in size with a balcony. Large en-suite bath features dual vanity, separate shower, and soaking tub. Your backyard paradise has a pool and hot tub for you to enjoy. Close to tons of dining, shopping and great schools nearby. Make this your dream home today! Owner is a licensed agent. Seller is willing to add closet and door to 1st floor office if buyer wants

  27. 2022-12-09
    price $514,900 783-char remark
    Show marketing remark (783 chars)

    Seller will accept or counter offers from $509,900- $519,900. SELLER WILL OFFER UP TO 10K OF SELLER CONCESSION TOWARDS CLOSING COST OR INTEREST RATE BUY DOWN WITH APPROVED OFFER. Large 4 bedroom, 2.5 bath home in the heart of Oro Valley. This home has been remodeled with beautiful finishes throughout! Turnkey with new: carpet, interior/exterior paint, windows, and brushed nickel fixtures. The primary bedroom is generous in size with a balcony. Large en-suite bath features dual vanity, separate shower, and soaking tub. Your backyard paradise has a pool and hot tub for you to enjoy. Close to tons of dining, shopping and great schools nearby. Make this your dream home today! Owner is a licensed agent. Seller is willing to add closet and door to 1st floor office if buyer wants

  28. 2022-10-26
    listed $524,900 Active 783-char remark
    Show marketing remark (783 chars)

    Seller will accept or counter offers from $509,900- $519,900. SELLER WILL OFFER UP TO 10K OF SELLER CONCESSION TOWARDS CLOSING COST OR INTEREST RATE BUY DOWN WITH APPROVED OFFER. Large 4 bedroom, 2.5 bath home in the heart of Oro Valley. This home has been remodeled with beautiful finishes throughout! Turnkey with new: carpet, interior/exterior paint, windows, and brushed nickel fixtures. The primary bedroom is generous in size with a balcony. Large en-suite bath features dual vanity, separate shower, and soaking tub. Your backyard paradise has a pool and hot tub for you to enjoy. Close to tons of dining, shopping and great schools nearby. Make this your dream home today! Owner is a licensed agent. Seller is willing to add closet and door to 1st floor office if buyer wants

  29. 2022-10-25
    historical
  30. 2022-10-08
    price $524,900
  31. 2022-09-28
    listed $529,900 Active
  32. 2022-09-27
    historical
  33. 2022-09-17
    price $529,900
  34. 2022-08-26
    listed $539,900 Active
  35. 2022-08-04
    historical
  36. 2022-07-16
    listed $539,900 Active
  37. 2022-03-30
    soldstatus $410,000
  38. 2013-02-07
    historical
  39. 2012-11-30
    listed $284,900
  40. 2012-11-17
    historical
  41. 2012-02-20
    listed $289,500
  42. 2006-06-30
    historical
  43. 2006-01-03
    listed $438,500
  44. 2005-12-31
    historical
  45. 2005-07-22
    listed $438,500
  46. 2003-07-03
    soldstatus $251,400
  47. 2003-03-31
    historical
  48. 2003-01-08
    listed $254,900
  49. 2003-01-08
    historical
  50. 2002-11-21
    listed $254,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$3,494 · $291/mo
Projected year-2 tax
$3,494 · $291/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$63,331
− Mortgage interest
−$28,008
− Property taxes
−$3,494
− Insurance
−$2,500
− Repairs & maintenance
−$5,066
− Management
−$5,066
− HOA
−$432
− Depreciation
−$14,545
Taxable income
$4,218
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,012
After-tax cash flow
$11,128/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Amphitheater Unified District (4406)
NCES district ID
0400680
Math proficiency
32% ▼ -13.00%
Reading proficiency
40% ▼ -8.00%
Median HH income
$46,524
Composite
30.82/100
National rank
#6135
State rank
#85 of 249 in AZ

Livability — Oro Valley

Score
81/100
State rank
#2
US rank
#1339

Category grades

Amenities F Commute D Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oro Valley, AZ
County
Pima County · 1,012,107 people
City population
41,345
Metro
Tucson, AZ
Population (ZIP)
22,785
Household income
$107,348
Rent vs Own
24.1% rent · 75.9% own
Severe rent burden
666.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 19% Two or more races 12% Asian 3% Black 1%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Romanian 4% Lithuanian 3% Italian 3%
Foreign-born
11% · Canada, China
Languages at home
85% English-only · Spanish 10% Other Indo-European 2% Chinese 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -63.56%
Current HPI
261.4417
Rent YoY
▲ 2.70%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-36.4% since first listed
48 events — show timeline
  • 2026-03-11 Price Changed $525,000 MLSSAZ
  • 2026-01-09 Price Changed $550,000 MLSSAZ
  • 2025-11-07 Listed $588,000 MLSSAZ
  • 2025-02-22 Rental Removed $3,150 APPFOLIO
  • 2025-02-04 Price Changed $3,150 APPFOLIO
  • 2025-01-14 Price Changed $3,600 APPFOLIO
  • 2024-12-10 Listed for Rent $3,800 APPFOLIO
  • 2023-03-24 Sold (MLS) $495,000 MLSSAZ
  • 2023-03-07 Contingent MLSSAZ
  • 2023-01-21 Price Changed $509,900 MLSSAZ
  • 2022-12-22 Relisted MLSSAZ
  • 2022-12-19 Contingent MLSSAZ
  • 2022-12-09 Price Changed $514,900 MLSSAZ
  • 2022-10-26 Listed $524,900 MLSSAZ
  • 2022-10-25 Listing Removed MLSSAZ
  • 2022-10-08 Price Changed $524,900 MLSSAZ
  • 2022-09-28 Listed $529,900 MLSSAZ
  • 2022-09-27 Listing Removed MLSSAZ
  • 2022-09-17 Price Changed $529,900 MLSSAZ
  • 2022-08-26 Listed $539,900 MLSSAZ
  • 2022-08-04 Listing Removed MLSSAZ
  • 2022-07-16 Listed $539,900 MLSSAZ
  • 2022-03-30 Sold (Public Records) $410,000 Public Records
  • 2013-02-07 Listing Removed MLSSAZ
  • 2012-11-30 Listed $284,900 MLSSAZ
  • 2012-11-17 Listing Removed MLSSAZ
  • 2012-02-20 Listed $289,500 MLSSAZ
  • 2006-06-30 Listing Removed MLSSAZ
  • 2006-01-03 Listed $438,500 MLSSAZ
  • 2005-12-31 Listing Removed MLSSAZ
  • 2005-07-22 Listed $438,500 MLSSAZ
  • 2003-07-03 Sold (Public Records) $251,400 Public Records
  • 2003-03-31 Listing Removed MLSSAZ
  • 2003-01-08 Listing Removed MLSSAZ
  • 2003-01-08 Listed $254,900 MLSSAZ
  • 2002-11-21 Listed $254,900 MLSSAZ
  • 2002-11-16 Listing Removed MLSSAZ
  • 2002-11-08 Listing Removed MLSSAZ
  • 2002-11-08 Listed $254,900 MLSSAZ
  • 2002-09-11 Listing Removed MLSSAZ
  • 2002-09-11 Listed $255,000 MLSSAZ
  • 2002-08-05 Listed $255,000 MLSSAZ
  • 2000-01-14 Sold (Public Records) $239,000 Public Records
  • 1997-09-01 Sold (Public Records) $165,500 Public Records
  • 1994-05-25 Sold (Public Records) $139,344 Public Records
  • 1994-05-01 Sold (Public Records) $139,344 Public Records
  • 1993-09-03 Sold (Public Records) $1,200,000 Public Records
  • 1993-09-03 Sold (Public Records) $825,000 Public Records

Property tax history

+2.3%/yr

Latest (2025): $3,494 · +4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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