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1303 W Muskogee Ave
B+ Composite 76.5
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +8.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.4/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$50,000

1303 W Muskogee Ave · Sulphur, OK 73086
2 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 133 Days on market
Built 1970 3,933 sqft lot ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Just minutes from the Sulphur's most iconic attractions, this unique property offers location, charm and opportunity. Situated near the Artesian Hotel and Little Niagara Falls this 3 bed 1 bath parsonage features 1056 sq ft and is ready for an owner occupant with vision. The home is in need of some TLC providing the perfect canvas to restore character, updated finishes in one of Sulphur's most desirable areas. Close to dining, shopping and recreation that offers convenience. This property is being sold in conjunction with MLS#1213265 and will not be sold separately. Whether you're looking to live nearby your business, explore redevelopment potential this the opportunity for you!

Key facts

  • Close to recreation
  • Close to dining
  • Near artesian hotel

Tags

UNIQUE PROPERTYNEAR ARTESIAN HOTELNEAR LITTLE NIAGARA FALLSCLOSE TO DININGCLOSE TO SHOPPINGCLOSE TO RECREATION

Property features AI

Finance

  • Other: Located in Sulphur addition; Property is occupied; Directions: Take I-35 to Exit 51 (Hwy 7) toward Sulphur. Head east on Hwy 7 into Sulphur. Left on Broadway Ave, Left on W Muskogee Ave. Property on south side.
  • Financial info: Loan qualifying allowed; Not assumable
  • HOA & community: No mandatory association dues

Exterior

  • Utilities: Homestead exemption claimed
  • Home design: Single family residence; One-story home; Existing property
  • Construction: Frame construction; Composition roof; Slab foundation; Built status: existing
  • Exterior features: No notable exterior features listed; Lot described as Other

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central gas heating; Central gas cooling
  • Interior features: One living area; Fireplace (Other)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $438 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($945 rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.8% vs local median 3.4% in Sulphur — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#60 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: employment C-, amenities F, commute F.
  • Sulphur (town): math 30% / reading 32% proficiency, ranked #56 of 270 in OK (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sulphur Es (419 students, 0% FRL); Sulphur Hs (math 32% / reading 32%, grade F, #67 of 447 statewide, top 16%, 436 students, 0% FRL) — zoned schools average 0% FRL vs 50% district-wide (50 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 147 active listings in the ZIP; 20 units permitted in Murray County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($346 loan paydown + $3k appreciation (5.9% local appreciation)).
  • Murray County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (5.9% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 133 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $44,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.89%
Cap rate
16.80%
Cash-on-cash
37.54%
DSCR
2.67
GRM
4.4

CMA / ARV

ARV (on-the-fly)
$133,056
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1113 W 11th St 0.24mi 2/1.0 1,060 (+0%) 7mo $81,370 $77 82
1412 W Vinita 0.13mi 2/1.0 1,120 (+6%) 5mo $100,000 $89 80
1514 W Mcalester 0.33mi 3/1.0 (+1) 1,092 (+3%) 4mo $130,000 $119 70
1122 W 15th St 0.18mi 3/1.0 (+1) 1,144 (+8%) 12mo $169,000 $148 63
1320 W Oklahoma 0.24mi 3/1.0 (+1) 1,152 (+9%) 12mo $96,250 $84 59
1306 W Atoka Ave 0.48mi 2/1.0 1,055 (-0%) 23mo $175,000 $166 58
1306 W 17th 0.41mi 3/2.0 (+1) 1,090 (+3%) 18mo $137,000 $126 51
1402 W 10th 0.42mi 3/1.0 (+1) 1,194 (+13%) 3mo $171,000 $143 51
1120 W 9th St 0.35mi 2/2.0 972 (-8%) 20mo $109,500 $113 49
710 W Tahlequah 0.52mi 2/1.0 918 (-13%) 5mo $130,000 $142 49
917 Fairway 0.53mi 3/2.0 (+1) 1,120 (+6%) 9mo $175,000 $156 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.9% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
47.4%
Equity multiple
4.00×
Total profit
$42,026
Equity at exit
$31,119
10-year hold
IRR
44.4%
Equity multiple
8.27×
Total profit
$101,840
Equity at exit
$56,166

Cash invested: $14,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73086

Home prices YoY
1.8%
Active inventory
147
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$945 medium interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$26 /mo · $311/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$199
Net cashflow
$438

Break-even live

Break-even rent $391
Max offer price $50,000
Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,500
Closing costs
$1,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-19
    days on market $50,000 Active 133 DOM
  2. 2026-06-18
    days on market $50,000 Active 132 DOM
  3. 2026-06-17
    days on market $50,000 Active 131 DOM
  4. 2026-06-16
    days on market $50,000 Active 130 DOM
  5. 2026-06-15
    days on market $50,000 Active 129 DOM
  6. 2026-06-14
    days on market $50,000 Active 127 DOM
  7. 2026-06-12
    days on market $50,000 Active 126 DOM
  8. 2026-06-09
    days on market $50,000 Active 123 DOM
  9. 2026-06-08
    days on market $50,000 Active 122 DOM
  10. 2026-06-07
    days on market $50,000 Active 121 DOM
  11. 2026-06-03
    days on market $50,000 Active 117 DOM
  12. 2026-06-02
    days on market $50,000 Active 116 DOM
  13. 2026-06-01
    days on market $50,000 Active 115 DOM
  14. 2026-05-31
    days on market $50,000 Active 114 DOM
  15. 2026-05-30
    days on market $50,000 Active 113 DOM
  16. 2026-02-06
    listed $50,000 Active
  17. 2025-12-31
    historical
  18. 2025-06-06
    listed $50,000 Active
  19. 2025-05-07
    historical
  20. 2024-11-13
    listed $50,000 Active
  21. 2021-07-28
    historical
  22. 2021-06-17
    price $275,000
  23. 2020-11-09
    listed $215,000 Active
  24. 2018-01-09
    historical
  25. 2017-06-22
    listed $65,000
  26. 2017-04-12
    historical
  27. 2016-05-12
    listed $65,000
  28. 2000-05-12
    soldstatus $54,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$311 · $26/mo
Projected year-2 tax
$450 · $37/mo
Expected delta
+$139/yr (+$12/mo · 44.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,345
− Mortgage interest
−$2,801
− Property taxes
−$311
− Insurance
−$250
− Repairs & maintenance
−$908
− Management
−$908
− Depreciation
−$1,455
Taxable income
$4,714
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,131
After-tax cash flow
$4,124/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sulphur
NCES district ID
4029160
Math proficiency
30% ▼ -11.00%
Reading proficiency
32% ▼ -9.00%
Median HH income
$44,116
Composite
26.47/100
National rank
#7214
State rank
#56 of 270 in OK

Livability — Sulphur

Score
68/100
State rank
#60
US rank
#9249

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C- Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, OK
City population
8,504
Population (ZIP)
8,504

Population outlook (Murray County) Hauer SSP2

Today (2025)
14,976 people
By 2030
15,487 · +3.4%
By 2040
16,455 · +9.9%
By 2050
17,308 · +15.6%
By 2075
19,421 · +29.7%
By 2100
20,335 · +35.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 14% Native American 12% Hispanic / Latino 8%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 4% Portuguese 2% Italian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Murray

2024 margin
Solid R (+61.3) · D 18.4% · R 79.7% · Other 2.0%
2008→2024 swing
-21.0pp toward R · 2008: -40.4pp · 2024: -61.3pp
All cycles
2024: R+61.3 2020: R+58.6 2016: R+55.9 2012: R+40.1 2008: R+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.90%
Current HPI
331.8646
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

-7.4% since first listed
13 events — show timeline
  • 2026-02-06 Listed $50,000 MLSOK
  • 2025-12-31 Listing Removed MLSOK
  • 2025-06-06 Listed $50,000 MLSOK
  • 2025-05-07 Listing Removed MLSOK
  • 2024-11-13 Listed $50,000 MLSOK
  • 2021-07-28 Listing Removed MLS Technology, Inc.
  • 2021-06-17 Price Changed $275,000 MLS Technology, Inc.
  • 2020-11-09 Listed $215,000 MLS Technology, Inc.
  • 2018-01-09 Listing Removed MLSOK
  • 2017-06-22 Listed $65,000 MLSOK
  • 2017-04-12 Listing Removed MLSOK
  • 2016-05-12 Listed $65,000 MLSOK
  • 2000-05-12 Sold (Public Records) $54,000 Public Records

Property tax history

+5.4%/yr

Latest (2025): $311 · +5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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