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5601 Leverette Ave
B- Composite 69.91
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.1/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.1/10.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0

$95,000

5601 Leverette Ave · Country Club Hills, MO 63136
2 bd · 1.0 ba · 780 sqft · SingleFamily public records · 30 Days on market
Built 1941 4,181 sqft lot $122/sqft · 55% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 2-bedroom, 1-bathroom home sits on a nice, corner lot in a quiet, established neighborhood. The main level features a combination of hardwood floors and luxury laminate, and the interior has been updated with new appliances. The home is very clean and well-maintained throughout, making it an easy move-in for any buyer. The walk-out basement offers additional space that could work for storage, a hobby room, or casual entertaining. Off-street parking is available, and the low-maintenance exterior keeps upkeep manageable. Conveniently located within a reasonable distance of the airport, UMSL, and everyday amenities, this solid starter home would also make a great investment opportunity for those looking to add to their portfolio.

Key facts

  • 4,181 sq ft lot
  • Garage
  • Built 1941

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $95k.

Deal economics

  • At list price, monthly cash flow is $298 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $94k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#491 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+; Watch: health & safety C-, crime F, amenities F.
  • Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $4k of equity ($657 loan paydown + $4k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 11y ago; this cycle's ask has dropped $10k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $20k; list at $95k implies a 375% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $93,575 (1.5% below list)

Questions for the listing agent

  1. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
10.06%
Cash-on-cash
13.45%
DSCR
1.60
GRM
6.9

CMA / ARV

ARV (median comp)
$61,119
List price
$95,000
Delta
55.43%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7439 Embury Ct 0.31mi 2/1.0 792 (+2%) 2mo $69,000 $87 82
7521 Chandler Ave 0.27mi 2/1.0 772 (-1%) 7mo $76,400 $99 80
7431 Esterbrook Dr 0.30mi 3/1.0 (+1) 792 (+2%) 2mo $110,000 $139 77
5636 Sunbury Ave 0.15mi 2/1.0 870 (+12%) 3mo $74,900 $86 71
7421 Pleaseway Dr 0.13mi 2/1.0 873 (+12%) 8mo $60,000 $69 67
2604 Avie Dr 0.53mi 2/1.0 825 (+6%) 3mo $99,900 $121 63
8320 Lucas And Hunt Rd 0.36mi 2/2.0 720 (-8%) 5mo $60,000 $83 62
8339 Eton Pl 0.70mi 2/1.0 750 (-4%) 3mo $22,500 $30 59
7443 Embury Ct 0.28mi 3/1.0 (+1) 874 (+12%) 6mo $59,999 $69 57
8340 Eton Pl 0.72mi 2/1.0 750 (-4%) 8mo $50,000 $67 54
5544 Sapphire Ave 0.41mi 3/1.0 (+1) 888 (+14%) 3mo $115,000 $130 50
7121 Lamont Dr 0.72mi 2/1.0 716 (-8%) 9mo $50,000 $70 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
23.1%
Equity multiple
2.38×
Total profit
$36,771
Equity at exit
$47,005
10-year hold
IRR
24.3%
Equity multiple
4.88×
Total profit
$103,151
Equity at exit
$75,968

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
372
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,150 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$72 /mo · $868/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$298

Break-even live

Break-even rent $772
Max offer price $95,000
Occupancy floor 69%

Sensitivity live

Price -10% $352 -5% $325 +0% $298 +5% $271 +10% $244
Rent -10% $207 -5% $253 +0% $298 +5% $343 +10% $389
Rate -1.0pp $346 -0.5pp $322 base $298 +0.5pp $273 +1.0pp $248

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5600 Gatesworth Ave Saint Louis, MO 2.0 1.0 672 $1,095 $1.63 5d 1 0.09mi
7420 Pleaseway Dr Saint Louis, MO 2.0 1.0 952 $1,250 $1.31 22d 1 0.15mi
7414 Pleaseway Dr Saint Louis, MO 2.0 1.0 768 $1,100 $1.43 44d 1 0.17mi
5613 Statler Ave Saint Louis, MO 2.0 1.0 864 $1,300 $1.50 5d 1 0.17mi
5636 Statler Ave Saint Louis, MO 1.0 1.0 777 $1,200 $1.54 24d 1 0.21mi
7516 Chandler Ave Saint Louis, MO 1.0 1.0 728 $1,000 $1.37 44d 1 0.26mi
7441 Calvin Ave Saint Louis, MO 3.0 1.0 1068 $1,350 $1.26 13d 1 0.27mi
7426 Calvin Ave Saint Louis, MO 2.0 1.0 1100 $1,125 $1.02 18d 1 0.28mi
7431 Esterbrook Dr Saint Louis, MO 2.0 1.0 792 $1,350 $1.70 44d 1 0.30mi
5640 Sapphire Ave Saint Louis, MO 2.0 1.0 900 $1,100 $1.22 44d 1 0.41mi
7315 Albright Ave Saint Louis, MO 3.0 1.0 888 $1,150 $1.30 44d 1 0.43mi
7304 Albright Ave Saint Louis, MO 2.0 1.0 800 $1,100 $1.38 44d 1 0.47mi
7218 Albright Ave Saint Louis, MO 2.0 1.0 1100 $980 $0.89 24d 1 0.52mi
2623 Avie Dr Saint Louis, MO 3.0 2.0 921 $1,350 $1.47 44d 1 0.56mi
7205 Calvin Ave Saint Louis, MO 3.0 1.0 832 $750 $0.90 44d 1 0.59mi
5615 Beldon Dr Saint Louis, MO 2.0 1.0 850 $950 $1.12 44d 1 0.60mi
5516 Fairridge Ct Saint Louis, MO 2.0 1.0 1110 $995 $0.90 24d 1 0.64mi
7142 Lamont Dr Saint Louis, MO 2.0 1.0 750 $1,100 $1.47 18d 1 0.68mi
8347 Eton Pl Saint Louis, MO 2.0 1.0 750 $1,075 $1.43 44d 1 0.72mi
2527 Switzer Ave Saint Louis, MO 3.0 1.0 888 $1,135 $1.28 17d 1 0.73mi
8344 Eton Pl Saint Louis, MO 2.0 1.0 750 $895 $1.19 4d 1 0.74mi
2427 Switzer Ave Saint Louis, MO 3.0 1.0 1008 $1,300 $1.29 44d 1 0.81mi
2617 Hord Ave Saint Louis, MO 2.0 1.0 800 $775 $0.97 4d 1 0.81mi
7030 Emma Ave Saint Louis, MO 2.0 1.0 801 $1,350 $1.69 44d 1 0.83mi
5225 Fletcher St Saint Louis, MO 3.0 2.0 918 $1,295 $1.41 24d 1 0.84mi
7131 Garesche Ave Saint Louis, MO 2.0 1.0 918 $1,090 $1.19 4d 1 0.84mi
2415 Shirley Ave Saint Louis, MO 3.0 1.0 990 $1,450 $1.46 24d 1 0.88mi
5637 Jennings Station Rd Saint Louis, MO 3.0 1.0 1116 $895 $0.80 44d 1 0.88mi
8908 Scottdale Ave Jennings, MO 2.0 1.0 790 $1,000 $1.27 44d 1 0.88mi
5830 Bermuda Dr Unit 30B St. Louis, MO 2.0 1.0 900 $895 $0.99 24d 1 0.89mi
5830 Bermuda Dr Unit 34C St. Louis, MO 2.0 1.0 850 $895 $1.05 44d 1 0.89mi
7024 Idlewild Ave Saint Louis, MO 2.0 1.0 588 $995 $1.69 44d 1 0.92mi
7036 Garesche Ave Saint Louis, MO 2.0 1.0 864 $950 $1.10 18d 1 0.94mi
7160 Beulah Ave Saint Louis, MO 2.0 1.0 784 $1,059 $1.35 44d 1 0.94mi
8720 Akins Dr Saint Louis, MO 2.0 1.0 1012 $1,150 $1.14 24d 1 0.97mi
7816 Dartmoor Dr Saint Louis, MO 3.0 1.0 950 $1,195 $1.26 44d 1 1.02mi
3 Pohlman Ln Saint Louis, MO 2.0 1.0 704 $1,000 $1.42 17d 1 1.04mi
5900 Sheriton Dr Saint Louis, MO 3.0 1.0 864 $1,050 $1.22 24d 1 1.08mi
5635 Hodiamont Ave Saint Louis, MO 2.0 1.0 580 $899 $1.55 21d 1 1.08mi
6188 Dupree Ave Saint Louis, MO 3.0 1.5 972 $1,300 $1.34 44d 1 1.13mi

Listing history 8 events

  1. 2026-04-28
    price $95,000 741-char remark
    Show marketing remark (741 chars)

    This 2-bedroom, 1-bathroom home sits on a nice, corner lot in a quiet, established neighborhood. The main level features a combination of hardwood floors and luxury laminate, and the interior has been updated with new appliances. The home is very clean and well-maintained throughout, making it an easy move-in for any buyer. The walk-out basement offers additional space that could work for storage, a hobby room, or casual entertaining. Off-street parking is available, and the low-maintenance exterior keeps upkeep manageable. Conveniently located within a reasonable distance of the airport, UMSL, and everyday amenities, this solid starter home would also make a great investment opportunity for those looking to add to their portfolio.

  2. 2026-04-22
    listed $105,000 Active 741-char remark
    Show marketing remark (741 chars)

    This 2-bedroom, 1-bathroom home sits on a nice, corner lot in a quiet, established neighborhood. The main level features a combination of hardwood floors and luxury laminate, and the interior has been updated with new appliances. The home is very clean and well-maintained throughout, making it an easy move-in for any buyer. The walk-out basement offers additional space that could work for storage, a hobby room, or casual entertaining. Off-street parking is available, and the low-maintenance exterior keeps upkeep manageable. Conveniently located within a reasonable distance of the airport, UMSL, and everyday amenities, this solid starter home would also make a great investment opportunity for those looking to add to their portfolio.

  3. 2026-04-22
    historical $105,000 741-char remark
    Show marketing remark (741 chars)

    This 2-bedroom, 1-bathroom home sits on a nice, corner lot in a quiet, established neighborhood. The main level features a combination of hardwood floors and luxury laminate, and the interior has been updated with new appliances. The home is very clean and well-maintained throughout, making it an easy move-in for any buyer. The walk-out basement offers additional space that could work for storage, a hobby room, or casual entertaining. Off-street parking is available, and the low-maintenance exterior keeps upkeep manageable. Conveniently located within a reasonable distance of the airport, UMSL, and everyday amenities, this solid starter home would also make a great investment opportunity for those looking to add to their portfolio.

  4. 2025-11-05
    listed $125,000 Active
  5. 2015-06-04
    soldstatus $20,000
  6. 2015-06-02
    soldstatus Closed
  7. 2015-05-06
    historical
  8. 2015-04-09
    listed $25,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$868 · $72/mo
Projected year-2 tax
$922 · $77/mo
Expected delta
+$54/yr (+$4/mo · 6.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,794
− Mortgage interest
−$5,321
− Property taxes
−$868
− Insurance
−$475
− Repairs & maintenance
−$1,104
− Management
−$1,104
− Depreciation
−$2,764
Taxable income
$2,160
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$518
After-tax cash flow
$3,058/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jennings
NCES district ID
2916290
Math proficiency
8% ▼ -16.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$30,595
Composite
11.04/100
National rank
#9739
State rank
#315 of 324 in MO

Livability — Country Club Hills

Score
60/100
State rank
#491
US rank
#19080

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing B- Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Country Club Hills, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+266.8% since first listed
8 events — show timeline
  • 2026-04-28 Price Changed $95,000 MARIS as Distributed by MLS Grid
  • 2026-04-22 Listed $105,000 MARIS as Distributed by MLS Grid
  • 2026-04-22 Coming Soon $105,000 MARIS as Distributed by MLS Grid
  • 2025-11-05 Listed $125,000 MARIS as Distributed by MLS Grid
  • 2015-06-04 Sold (Public Records) $20,000 Public Records
  • 2015-06-02 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2015-05-06 Delisted MARIS as Distributed by MLS Grid
  • 2015-04-09 Listed $25,900 MARIS as Distributed by MLS Grid

Property tax history

-2.2%/yr

Latest (2022): $868 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…