114 Victoria Pl · Syracuse, NY 13210

$315,000

3 bd · 1.5 ba · 1,897 sqft · SingleFamily public records · 19 Days on market

Built 1917 4,200 sqft lot $166/sqft · 14% below area Est $368k · 14% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.9/15.0
• Cash flow +7.8/30.0
• Rent growth +5.0/5.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• DSCR +1.9/10.0
• Schools +1.8/10.0
• 1% rule +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

Key facts

• Complete remodel
• Entertainment
• Refinished flooring

Tags

• LOCAL SHOPS
• RESTAURANTS
• ENTERTAINMENT
• COMPLETE REMODEL
• NEW ROOF
• REFINISHED FLOORING

Property features AI

Exterior

• Parking: Detached garage; 1 garage space
• Utilities: Public water (connected); Sewer connected
• Home design: 2-story home; Resale property
• Construction: Wood siding; Block foundation; Existing (previously built)
• Exterior features: Gravel driveway; City street frontage; Rectangular residential lot (40 x 105)

Interior

• Kitchen: Electric cooktop; Refrigerator
• Bedrooms: 2 main-level bedrooms
• Flooring: Hardwood; Varies
• Bathrooms: 2 full bathrooms total (1 on the main level)
• Heating & cooling: Gas forced-air heating
• Interior features: Eat-in kitchen; Bedroom on main level; Full basement
• Laundry & utility: Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $315k.

Deal economics

• At list price, monthly cash flow is $-410 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $243k (23.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (36.8% below list).
• Recommended offer: $199k (36.8% below list) — sets the bar for 1% rule.
• Cap rate 4.9% vs local median 8.2% in Syracuse — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 77/100 on livability (#187 in NY, #2,869 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, crime F, employment D-.
• Syracuse City School District (urban): math 18% / reading 26% proficiency, ranked #590 of 590 in NY (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+11.2%/yr); 58 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
• At $1,990/mo this rent would consume 57% of the median local household income ($42k/yr) (locally 2307% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $185k; list at $315k implies a 70% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1917 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $198,958 (36.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1917 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.63% ✗
• Cap rate: 4.94%
• Cash-on-cash: -4.83%
• DSCR: 0.79
• GRM: 13.2

CMA / ARV

• ARV (median comp): $367,632
• List price: $315,000
• Delta: -7.79%
• Verdict: FAIR
• Comps: 20 within 2.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
770 Westmoreland Ave	0.19mi	3/2.0	2,028 (+7%)	4mo	$250,000	$123	75
415 Greenwood Pl	0.18mi	4/1.5 (+1)	1,711 (-10%)	2mo	$235,000	$137	68
326 Scott Ave	0.58mi	3/1.5	1,840 (-3%)	0mo	$363,000	$197	68
124 Cumberland Ave	0.34mi	4/1.5 (+1)	2,041 (+8%)	5mo	$158,000	$77	63
109 Avondale Pl	0.15mi	4/1.5 (+1)	2,154 (+14%)	4mo	$282,500	$131	62
538 Cumberland Ave	0.42mi	4/2.0 (+1)	2,079 (+10%)	1mo	$195,000	$94	57
725 Fellows Ave	0.62mi	3/2.5	1,814 (-4%)	5mo	$270,000	$149	56
1022 Westcott St	0.53mi	4/1.5 (+1)	1,739 (-8%)	1mo	$287,000	$165	56
306 Allen St	0.44mi	4/1.0 (+1)	2,100 (+11%)	1mo	$260,000	$124	54
248 Scottholm Ter	0.37mi	4/2.0 (+1)	2,172 (+14%)	5mo	$323,000	$149	47
2429 E Fayette St	0.70mi	4/2.0 (+1)	1,742 (-8%)	4mo	$190,000	$109	44
1128 Westcott St	0.66mi	4/1.5 (+1)	1,624 (-14%)	3mo	$288,000	$177	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -21.0%
• Equity multiple: 0.24×
• Total profit: $-66,749
• Equity at exit: $46,968

10-year hold

• IRR: -6.6%
• Equity multiple: 0.50×
• Total profit: $-44,280
• Equity at exit: $27,235

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 13210

• Home prices YoY: -9.0%
• Rents YoY: 11.2%
• Active inventory: 58
• Price-to-rent: 13.2×

Monthly cashflow live

• Estimated rent: $1,990 high
• Mortgage (P&I): −$1,652
• Tax from tax record: −$143 /mo · $1,720/yr
• Insurance: −$131
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$418
• Net cashflow: $-410

Break-even live

Break-even rent $2,509

Max offer price $242,524

Occupancy floor —

Sensitivity live

Price	-10% $-232	-5% $-321	+0% $-410	+5% $-499	+10% $-589
Rent	-10% $-567	-5% $-489	+0% $-410	+5% $-332	+10% $-253
Rate	-1.0pp $-252	-0.5pp $-330	base $-410	+0.5pp $-492	+1.0pp $-575

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,750
• Closing costs: $9,450
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
205 Fellows Ave Unit 1 Syracuse, NY	3.0	1.0	1638	$1,800	$1.10	22d	1	0.15mi
942 Euclid Ave Syracuse, NY	3.0	1.0	2572	$1,800	$0.70	22d	1	0.30mi
501 Clarendon St Syracuse, NY	3.0	1.0	2516	$1,800	$0.72	22d	1	0.31mi
620 Euclid Ave Apt 1 Syracuse, NY	3.0	1.0	1248	$1,700	$1.36	44d	1	0.42mi
922 Westcott St Syracuse, NY	4.0	2.0	1700	$2,000	$1.18	22d	1	0.44mi
409 Westmoreland Ave Unit 9 Syracuse, NY	3.0	1.0	2480	$2,200	$0.89	44d	1	0.45mi
953-55 Westcott St Unit 955 Syracuse, NY	3.0	1.0	1286	$1,500	$1.17	44d	1	0.49mi
1108 Madison St Unit 2 Syracuse, NY	3.0	1.5	1580	$2,080	$1.32	44d	1	0.64mi
108 Harrington Rd Syracuse, NY	3.0	2.0	1800	$2,600	$1.44	14d	1	0.80mi
1607 Burnet Ave Unit 1 Syracuse, NY	3.0	1.0	2538	$1,650	$0.65	22d	1	1.09mi
112 Gale Ave Unit 1 Syracuse, NY	2.0	1.0	1848	$1,400	$0.76	44d	1	1.10mi
215 Locksley Rd Syracuse, NY	4.0	3.5	2352	$4,300	$1.83	14d	1	1.15mi
259 Robert Dr Syracuse, NY	3.0	1.5	1350	$699	$0.52	44d	1	1.26mi
60 Presidential Plz Syracuse, NY	1.0–2.0	1.0–1.5	970	$1,315	$1.36	44d	1	1.32mi

Listing history 22 events

1. 2026-06-21
   days on market $315,000 Active 19 DOM
2. 2026-06-18
   days on market $315,000 Active 16 DOM
3. 2026-06-17
   days on market $315,000 Active 15 DOM
4. 2026-06-16
   days on market $315,000 Active 14 DOM
5. 2026-06-15
   days on market $315,000 Active 13 DOM
6. 2026-06-14
   days on market $315,000 Active 11 DOM
7. 2026-06-13
   days on market $315,000 Active 10 DOM
8. 2026-06-10
   days on market $315,000 Active 8 DOM
9. 2026-06-09
   days on market $315,000 Active 7 DOM
10. 2026-06-08
    days on market $315,000 Active 6 DOM
11. 2026-06-07
    days on market $315,000 Active 5 DOM
12. 2026-06-05
    pricedays on marketlisting id $315,000 Active 2 DOM
13. 2026-05-30
    days on market $339,000 Active 83 DOM
14. 2026-04-12
    price $339,000 633-char remark
15. 2026-03-08
    listed $339,900 Active 633-char remark
16. 2024-04-26
    soldstatus $185,000 Closed 1023-char remark

    Show marketing remark (1023 chars)

    Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

17. 2024-01-30
    status Pending 1023-char remark

    Show marketing remark (1023 chars)

    Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

18. 2023-10-24
    price $185,000 1023-char remark

    Show marketing remark (1023 chars)

    Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

19. 2023-10-24
    status Active 1023-char remark

    Show marketing remark (1023 chars)

    Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

20. 2023-08-09
    status Under Contract- Do Not Show 1023-char remark

    Show marketing remark (1023 chars)

    Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

21. 2023-08-03
    historical Continue to Show- Under Contract 1023-char remark

    Show marketing remark (1023 chars)

    Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

22. 2023-07-24
    listed $175,000 Active 1023-char remark

    Show marketing remark (1023 chars)

    Interested in revitalizing a Grand House in the desired "Westcott Nation"? This house can be a beautiful home once again. Family owned for 100+ years. There are three floors of living, first and second floor ceiling heights stand at a regal 9 feet high. There are two woodburning fireplaces, one in the Livingroom on the first level and one located in the huge primary bedroom on the second level. There is detail and natural wood throughout the house. There is a Large formal dining room and kitchen on the first level. There is another Large Bedroom, second Kitchen and Full Bath on the second level. Walk up the staircases to the Third level with a third bedroom and possibly fourth or keep the sizable storage room. The property is a minute walk to the heart of Westcott Street to enjoy the vast selection of food, drinks and entertainment. This renovation project would most likely pay you back with a beautiful home when completed. Purchase of this property will require rehab loan or cash to complete sale.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $1,720 · $143/mo
• Projected year-2 tax: $3,522 · $293/mo
• Expected delta: +$1,802/yr (+$150/mo · 104.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,875
• − Mortgage interest: −$17,645
• − Property taxes: −$1,720
• − Insurance: −$2,242
• − Repairs & maintenance: −$1,910
• − Management: −$1,910
• − Depreciation: −$9,164
• Taxable loss: −$10,715
• Est. tax savings @ 24.0%: +$2,572
• After-tax cash flow: $-2,352/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Syracuse City School District
• NCES district ID: 3628590
• Math proficiency: 18% ▼ -5.00%
• Reading proficiency: 26% ▬ 0.00%
• Median HH income: $32,097
• Composite: 17.83/100
• National rank: #9007
• State rank: #590 of 590 in NY

Livability — Syracuse

• Score: 77/100
• State rank: #187
• US rank: #2869

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Syracuse, NY
• County: Onondaga County · 247,257 people
• City population: 152,627
• Metro: Syracuse, NY
• Population (ZIP): 19,803
• Household income: $41,738
• Rent vs Own: 70.6% rent · 29.4% own
• Severe rent burden: 2307.0

Population outlook (Onondaga County) Hauer SSP2

• Today (2025): 467,894 people
• By 2030: 463,381 · -1.0%
• By 2040: 447,697 · -4.3%
• By 2050: 426,399 · -8.9%
• By 2075: 373,661 · -20.1%
• By 2100: 307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 58% Black 18% Asian 9% Hispanic / Latino 9% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 3% Lithuanian 3% Italian 2%
• Foreign-born: 18% · China, Canada, South Korea
• Languages at home: 78% English-only · Chinese 5% Spanish 4% Other Indo-European 2%

Political lean MEDSL · Onondaga

• 2024 margin: D (+17.3) · D 58.6% · R 41.4%
• 2008→2024 swing: -3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
• All cycles: 2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -37.59%
• Current HPI: 378.0277
• Rent YoY: ▲ 11.18%
• Metro: Syracuse, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+80.0% since first listed

11 events — show timeline

• 2026-06-02 Listed $315,000 CNYIS
• 2026-05-30 Listing Removed — CNYIS
• 2026-04-12 Price Changed $339,000 CNYIS
• 2026-03-08 Listed $339,900 CNYIS
• 2024-04-26 Sold (MLS) $185,000 CNYIS
• 2024-01-30 Pending — CNYIS
• 2023-10-24 Price Changed $185,000 CNYIS
• 2023-10-24 Relisted — CNYIS
• 2023-08-09 Pending — CNYIS
• 2023-08-03 Contingent — CNYIS
• 2023-07-24 Listed $175,000 CNYIS

Property tax history

+0.2%/yr

Latest (2025): $1,720 · -1.7% YoY. Source: county tax records.