None · Dacula, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 20.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.3/30.0
- ARV discount +13.0/15.0
- DSCR +5.4/10.0
- Schools +3.7/10.0
- Rent growth +3.5/5.0
- 1% rule +3.3/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$295,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Make an offer! This home is being sold as-is. It's an excellent opportunity for investors, or buyers looking to make this home their own. NO HOA, private wooded lot, established community.
Key facts
- Private wooded lot
- 0.44 acre lot
- Parking
Tags
Property features AI
Exterior
- Parking: Covered parking for 1 vehicle
- Utilities: Public water; Septic tank; Electric service available; Natural gas available; Cable available; Phone service available; Water service available
- Home design: Two levels; Fee simple ownership; Frame construction; Metal roof
- Construction: Frame construction; Metal roof; Crawl space foundation
- Exterior features: Glass-enclosed patio/porch; Exterior storage
Interior
- Kitchen: Eat-in kitchen with stained cabinets and laminate counters; Dishwasher; Electric oven; Refrigerator
- Bedrooms: Two main-level bedrooms; Two upper-level bedrooms; Master bedroom on main level
- Flooring: Carpet
- Bathrooms: Two full bathrooms; One full bathroom on the main level; One full bathroom on the upper level; Master bath with tub/shower combo
- Heating & cooling: Forced air heating (natural gas); Central air conditioning; Ceiling fan(s)
- Interior features: One fireplace located in the family room; No shared/common walls; Accessible approach with ramp; Storage on the exterior; Crawl space basement; Property listed as fixer
- Laundry & utility: Main-level laundry room; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $295k.
Deal economics
- At list price, monthly cash flow is $218 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $245k (16.8% below list).
- Recommended offer: $245k (16.8% below list) — sets the bar for 1% rule.
- Cap rate 7.2% vs local median 4.1% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Dacula Elementary School (math 46% / reading 42%, grade F, #356 of 1,228 statewide, top 30%, 1,188 students, 56% FRL); Dacula Middle School (math 31% / reading 44%, grade F, #162 of 470 statewide, top 35%, 1,839 students, 58% FRL); Dacula High School (math 12% / reading 15%, grade F, #325 of 424 statewide, top 78%, 2,498 students, 51% FRL).
- Market conditions: Rents rising fast (+4.1%/yr); 643 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 7.18%
- Cash-on-cash
- 3.17%
- DSCR
- 1.14
- GRM
- 10.0
CMA / ARV
- ARV (median comp)
- $336,099
- List price
- $295,000
- Delta
- -12.23%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2538 Forest Dale Dr | 0.05mi | 4/2.5 (+1) | 1,860 (-7%) | 3mo | $302,000 | $162 | 76 |
| 2490 Fortune Dr | 0.46mi | 4/3.0 (+1) | 2,031 (+2%) | 2mo | $375,000 | $185 | 66 |
| 1914 William Glen St | 0.41mi | 3/2.5 | 1,883 (-6%) | 6mo | $425,000 | $226 | 64 |
| 2516 Briar Valley Way | 0.74mi | 3/2.0 | 1,992 (-0%) | 3mo | $369,000 | $185 | 63 |
| 490 Tanner Rd | 0.38mi | 3/2.0 | 1,821 (-9%) | 6mo | $389,000 | $214 | 62 |
| 2612 Spring St | 0.33mi | 3/2.5 | 1,813 (-9%) | 7mo | $295,000 | $163 | 62 |
| 2540 Fortune Dr | 0.40mi | 3/2.5 | 1,705 (-15%) | 4mo | $353,000 | $207 | 51 |
| 450 Charlyne Way | 0.60mi | 4/3.0 (+1) | 2,154 (+8%) | 2mo | $389,000 | $181 | 48 |
| 2328 Argento Cir | 0.73mi | 4/2.0 (+1) | 1,827 (-9%) | 6mo | $395,990 | $217 | 42 |
| 2249 Argento Cir | 0.75mi | 4/3.0 (+1) | 2,174 (+9%) | 2mo | $421,990 | $194 | 40 |
| 2309 Argento Cir | 0.70mi | 4/2.5 (+1) | 2,279 (+14%) | 7mo | $408,000 | $179 | 31 |
| 2269 Argento Cir | 0.73mi | 4/2.5 (+1) | 2,279 (+14%) | 7mo | $410,000 | $180 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.06% rent growth · sell at horizon
- IRR
- -10.4%
- Equity multiple
- 0.62×
- Total profit
- $-31,432
- Equity at exit
- $43,985
- IRR
- 0.2%
- Equity multiple
- 1.01×
- Total profit
- $950
- Equity at exit
- $25,506
Cash invested: $82,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30019
- Rents YoY
- 4.1%
- Active inventory
- 643
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $2,453 high interval (Pro) →
- Mortgage (P&I)
- −$1,547
- Tax from tax record
- −$50 /mo · $601/yr
- Insurance
- −$123
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$515
- Net cashflow
- $218
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,750
- Closing costs
- $8,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2705 Dacula Cove Cir Dacula, GA | 2.0 | 1.5 | 1752 | $1,800 | $1.03 | 22d | 1 | 0.32mi |
| 537 Eastside Dr Dacula, GA | 3.0 | 2.0 | 1400 | $2,199 | $1.57 | 24d | 1 | 0.48mi |
| 2794 Misty Ct Dacula, GA | 3.0 | 2.5 | 1497 | $2,395 | $1.60 | 3d | 1 | 0.53mi |
| 2768 Majestic Cir Dacula, GA | 3.0 | 2.0 | 1530 | $2,200 | $1.44 | 24d | 1 | 0.68mi |
| 2517 Briar Valley Way Dacula, GA | 3.0 | 2.0 | 1689 | $700 | $0.41 | 24d | 1 | 0.76mi |
| 2237 Alton Frank Way Dacula, GA | 3.0 | 2.0 | 1588 | $1,995 | $1.26 | 44d | 1 | 0.77mi |
| 2230 Village Trail Ct Dacula, GA | 4.0 | 2.5 | 2112 | $2,300 | $1.09 | 44d | 1 | 1.26mi |
| 2595 Freemans Walk Dr Dacula, GA | 3.0 | 2.0 | 1735 | $2,250 | $1.30 | 24d | 1 | 1.28mi |
| 2441 Melton Common Dr Dacula, GA | 4.0 | 3.0 | 2712 | $2,600 | $0.96 | 24d | 1 | 1.31mi |
Listing history 2 events
-
2026-05-10$295,000 New 188-char remark
Show marketing remark (188 chars)
Make an offer! This home is being sold as-is. It's an excellent opportunity for investors, or buyers looking to make this home their own. NO HOA, private wooded lot, established community.
-
2026-05-06$295,000 Active 194-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $601 · $50/mo
- Projected year-2 tax
- $2,714 · $226/mo
- Expected delta
- +$2,113/yr (+$176/mo · 351.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,438
- − Mortgage interest
- −$16,525
- − Property taxes
- −$601
- − Insurance
- −$1,475
- − Repairs & maintenance
- −$2,355
- − Management
- −$2,355
- − Depreciation
- −$8,582
- Taxable loss
- −$2,454
- Est. tax savings @ 24.0%
- +$589
- After-tax cash flow
- $3,205/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Dacula
- Score
- 65/100
- State rank
- #211
- US rank
- #12728
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dacula, GA
- County
- Gwinnett County · 952,346 people
- City population
- 51,162
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 51,162
- Household income
- $116,583
- Rent vs Own
- Severe rent burden
- 630.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2%
- Common ancestry
- Hispanic 3% Italian 2% Romanian 2%
- Foreign-born
- 16% · Canada, Vietnam, Jamaica
- Languages at home
- 78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -155.48%
- Current HPI
- 212.925
- Rent YoY
- ▲ 4.06%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+0.0% since first listed4 events — show timeline
- 2026-05-20 Pending — GAMLS
- 2026-05-20 Pending — FMLS
- 2026-05-10 Listed $295,000 GAMLS
- 2026-05-06 Listed $295,000 FMLS
Property tax history
+0.8%/yrLatest (2025): $601 · +42.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…