None · Peppermill Village, MD 20743

$245,000

4 bd · 1.0 ba · 700 sqft · SingleFamily public records · 55 Days on market

Built 1956 3,920 sqft lot $350/sqft · 30% below area Est $348k · 30% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.1/30.0
• ARV discount +15.0/15.0
• DSCR +5.3/10.0
• 1% rule +4.6/10.0
• Rent growth +4.0/5.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks

Great opportunity for investors or first-time buyers! This property is full of potential and ready for your personal touch. Whether you're looking to renovate, customize, or create your dream space, this home offers a solid foundation to bring your vision to life. Sold AS-IS—bring your style, creativity, and imagination to unlock its full charm and value. ”

Key facts

• 3,920 sq ft lot
• Built 1956
• Listed 54 days

Property features AI

Finance

• Other: Finished above-grade area estimated at 700; Land assessed (data available)
• Financial info: Fee simple ownership; Property condition listed as below average and in need of major rehab

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; Electric available (150 amp); Natural gas available; Phone service available; Electric hot water
• Home design: Detached property; Entry level at grade (level 0)
• Construction: Shake siding and vinyl siding; Concrete perimeter foundation; Building not winterized; Above-grade structure
• Exterior features: Outside city limits; Not in a federal flood zone; Ground rent paid annually

Interior

• Bedrooms: Four bedrooms on the main level
• Bathrooms: Two full bathrooms (both on the main level)
• Heating & cooling: 90% forced air heating; Central air conditioning
• Interior features: Open floor plan; Drywall walls and ceilings; Not furnished
• Laundry & utility: Washer and dryer in unit

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $245k.

Deal economics

• At list price, monthly cash flow is $172 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $234k (4.4% below list).
• Recommended offer: $234k (4.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#142 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A; Watch: health & safety C-, amenities F, cost of living F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+5.9%/yr); 215 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 37% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $32k; list at $245k implies a 666% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $234,294 (4.4% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.14%
• Cash-on-cash: 3.01%
• DSCR: 1.13
• GRM: 8.7

CMA / ARV

• ARV (median comp): $347,820
• List price: $245,000
• Delta: -29.56%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6702 Blacklog St	0.09mi	4/2.0	720 (+3%)	12mo	$373,000	$518	77
6707 Drylog St	0.16mi	3/1.5 (-1)	700 (0%)	15mo	$345,000	$493	73
301 Goldleaf Ave	0.08mi	4/2.0	750 (+7%)	18mo	$345,000	$460	65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.9% rent growth · sell at horizon

5-year hold

• IRR: -8.4%
• Equity multiple: 0.68×
• Total profit: $-21,684
• Equity at exit: $36,530

10-year hold

• IRR: 4.6%
• Equity multiple: 1.38×
• Total profit: $25,970
• Equity at exit: $21,183

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20743

• Rents YoY: 5.9%
• Active inventory: 215
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,343 medium
• Mortgage (P&I): −$1,285
• Tax from tax record: −$292 /mo · $3,504/yr
• Insurance: −$102
• HOA: −$0
• Vacancy / Maint / Mgmt: −$492
• Net cashflow: $172

Break-even live

Break-even rent $2,125

Max offer price $245,000

Occupancy floor 88%

Sensitivity live

Price	-10% $311	-5% $241	+0% $172	+5% $103	+10% $33
Rent	-10% $-13	-5% $79	+0% $172	+5% $265	+10% $357
Rate	-1.0pp $295	-0.5pp $234	base $172	+0.5pp $109	+1.0pp $44

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6207 Old Central Ave Unit b1 Capitol Heights, MD	3.0	3.0	350	$1,000	$2.86	44d	1	0.81mi
323 62nd St NE Washington, DC	1.0–3.0	1.0–2.0	908	$2,435	$2.68	25d	1	1.08mi
8100 Gibbs Way Hyattsville, MD	1.0–3.0	1.0–2.5	1082	$2,810	$2.60	0d	55	1.34mi

Listing history 26 events

1. 2026-06-21
   days on market $245,000 Active 55 DOM
2. 2026-06-18
   days on market $245,000 Active 52 DOM
3. 2026-06-17
   days on market $245,000 Active 51 DOM
4. 2026-06-16
   days on market $245,000 Active 50 DOM
5. 2026-06-15
   days on market $245,000 Active 49 DOM
6. 2026-06-13
   days on market $245,000 Active 47 DOM
7. 2026-06-10
   days on market $245,000 Active 43 DOM
8. 2026-06-08
   days on market $245,000 Active 42 DOM
9. 2026-06-07
   days on market $245,000 Active 41 DOM
10. 2026-06-04
    days on market $245,000 Active 38 DOM
11. 2026-06-03
    days on market $245,000 Active 37 DOM
12. 2026-06-02
    days on market $245,000 Active 36 DOM
13. 2026-06-01
    days on market $245,000 Active 35 DOM
14. 2026-05-31
    days on market $245,000 Active 34 DOM
15. 2026-04-27
    listed $245,000 Active 371-char remark
16. 2026-03-19
    historical
17. 2026-02-13
    historical Active Under Contract
18. 2026-01-20
    price $239,000
19. 2025-11-13
    price $255,000
20. 2025-10-23
    listed $269,900 Active
21. 2025-10-23
    historical
22. 2001-07-31
    soldstatus $32,000
23. 2001-04-25
    soldstatus $25,750
24. 2001-03-28
    historical
25. 2000-05-19
    listed $25,000
26. 1974-07-30
    soldstatus $18,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,504 · $292/mo
• Projected year-2 tax: $3,504 · $292/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,115
• − Mortgage interest: −$13,724
• − Property taxes: −$3,504
• − Insurance: −$1,225
• − Repairs & maintenance: −$2,249
• − Management: −$2,249
• − Depreciation: −$7,127
• Taxable loss: −$1,964
• Est. tax savings @ 24.0%: +$471
• After-tax cash flow: $2,535/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Peppermill Village

• Score: 72/100
• State rank: #142
• US rank: #6113

Category grades

Amenities F Commute A+ Cost of living F Crime C+ Employment A Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Peppermill Village, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 41,093
• Household income: $76,466
• Rent vs Own: 33.9% rent · 66.1% own
• Severe rent burden: 1418.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (78%)
• Race & ethnicity: Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Foreign-born: 16% · Canada
• Languages at home: 81% English-only · Spanish 13% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -311.97%
• Current HPI: 335.5152
• Rent YoY: ▲ 5.90%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+1224.3% since first listed

12 events — show timeline

• 2026-04-27 Listed $245,000 BRIGHT MLS
• 2026-03-19 Listing Removed — BRIGHT MLS
• 2026-02-13 Contingent — BRIGHT MLS
• 2026-01-20 Price Changed $239,000 BRIGHT MLS
• 2025-11-13 Price Changed $255,000 BRIGHT MLS
• 2025-10-23 Listed $269,900 BRIGHT MLS
• 2025-10-23 Coming Soon — BRIGHT MLS
• 2001-07-31 Sold (Public Records) $32,000 Public Records
• 2001-04-25 Sold (MLS) $25,750 MRIS
• 2001-03-28 Delisted — MRIS
• 2000-05-19 Listed $25,000 MRIS
• 1974-07-30 Sold (Public Records) $18,500 Public Records

Property tax history

+8.6%/yr

Latest (2025): $3,504 · +5.5% YoY. Source: county tax records.