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6660 Devander Dr 🏷️ Likely Rental
B Composite 70.08
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.0/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$84,900

6660 Devander Dr · Mobile, AL 36608
3 bd · 2.0 ba · 1,368 sqft · SingleFamily public records · 1 Days on market
Built 2012 0.25 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great investment opportunity! This is a rental property that is currently tenant occupied. This recently upgraded home is currently rented at $1065/month and is scheduled to increase to $1165 in April 2024. Brand new HVAC system was added last year. Please do not disturb the tenants. This property is being sold individually, but could potentially be included as part of a package to include MLS #'s 7351203, 7351183, 7351172, 7351169. All Information provided is deemed reliable but not guaranteed. Buyer or Buyer’s Agent to verify all information.

Key facts

  • Open floor plan
  • Private backyard
  • 0.25 acre lot

Tags

OPEN FLOOR PLANPRIVATE BACKYARDSEPARATE LAUNDRY ROOMCENTRAL HEATING AND AIR

Property features AI

Finance

  • Other: Located in West Park Manor subdivision; Address: 6660 Devander Dr, Mobile, AL 36608; Directions available

Exterior

  • Parking: Driveway
  • Utilities: Electricity available; 110 Volt and 220 Volt service; Public sewer
  • Home design: Single family residence; Residential property; View available
  • Construction: Brick front and wood siding; Slab foundation; Composition roof
  • Exterior features: No notable exterior features listed; No fencing

Interior

  • Kitchen: Electric range; Range hood
  • Bedrooms: 4 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Other interior features
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $84,900 price doesn't fit this home's estimated sale value (~$199,728) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $526 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Cap rate 13.7% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
  • Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: John Will Elementary School (math 4% / reading 21%, grade F, #534 of 627 statewide, top 85%, 509 students, 89% FRL); Mattie T Blount High School (math 2% / reading 3%, grade F, #291 of 305 statewide, top 100%, 1,176 students, 86% FRL) — zoned schools average 87% FRL vs 67% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 8% at this address vs 27% district-wide (-20 pts) — the specific schools serving this property underperform the Mobile County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+6.2%/yr); 338 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 6.2% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $61k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $84,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.65%
Cap rate
13.73%
Cash-on-cash
26.57%
DSCR
2.18
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$199,728
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6660 Devander Dr 0.00mi 4/1.0 (+1) 1,368 (0%) 0mo $72,500 $53 91
1142 Athey Rd 0.27mi 3/2.0 1,404 (+3%) 7mo $210,000 $150 77
1150 Athey Rd 0.26mi 3/2.0 1,404 (+3%) 8mo $205,000 $146 77
6558 Athey Ct 0.23mi 3/1.5 1,264 (-8%) 0mo $157,000 $124 74
1302 Best Dr 0.16mi 4/2.0 (+1) 1,340 (-2%) 15mo $115,000 $86 72
1059 Greenway Dr W 0.47mi 3/2.0 1,332 (-3%) 4mo $165,000 $124 70
6759 Overlook Rd 0.39mi 4/2.0 (+1) 1,303 (-5%) 1mo $206,500 $158 68
1350 Athey Rd 0.24mi 4/2.0 (+1) 1,162 (-15%) 8mo $187,500 $161 52
1108 Middle Ring Rd 0.46mi 3/2.0 1,222 (-11%) 10mo $180,000 $147 52
6414 Felhorn Rd N 0.71mi 3/2.0 1,320 (-4%) 11mo $115,000 $87 52
1356 Middle Ring Rd 0.49mi 3/2.0 1,195 (-13%) 9mo $145,000 $121 49
1354 Athey Rd 0.24mi 4/2.0 (+1) 1,162 (-15%) 14mo $185,000 $159 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.15% rent growth · sell at horizon

5-year hold
IRR
23.9%
Equity multiple
2.02×
Total profit
$24,358
Equity at exit
$12,659
10-year hold
IRR
33.7%
Equity multiple
4.55×
Total profit
$84,457
Equity at exit
$7,341

Cash invested: $23,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36608

Rents YoY
6.2%
Active inventory
338
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,398 high interval (Pro) →
Mortgage (P&I)
$445
Tax from tax record
$97 /mo · $1,167/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$294
Net cashflow
$526

Break-even live

Break-even rent $731
Max offer price $84,900
Occupancy floor 57%

Sensitivity live

Price -10% $575 -5% $550 +0% $526 +5% $502 +10% $478
Rent -10% $416 -5% $471 +0% $526 +5% $582 +10% $637
Rate -1.0pp $569 -0.5pp $548 base $526 +0.5pp $504 +1.0pp $482

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,225
Closing costs
$2,547
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1257 Devander Dr Mobile, AL 3.0 1.0 1144 $1,200 $1.05 44d 1 0.07mi
1253 Athey Rd Mobile, AL 3.0 2.0 1100 $1,500 $1.36 14d 1 0.17mi
6807 Victor Rd Mobile, AL 3.0 1.0 1100 $1,350 $1.23 44d 1 0.21mi
1165 Barker Dr W Mobile, AL 3.0 1.0 900 $950 $1.06 21d 1 0.24mi
1255 Amelia Ave Mobile, AL 3.0 1.0 1000 $1,400 $1.40 44d 1 0.27mi
1305 Middle Ring Rd Mobile, AL 3.0 1.0 1100 $1,400 $1.27 44d 1 0.41mi
6725 Zeigler Blvd Mobile, AL 1.0–2.0 1.0 850 $1,282 $1.51 14d 7 0.46mi
1728 Tew Dr Mobile, AL 2.0 1.0 912 $995 $1.09 44d 1 0.95mi
1746 Cody Rd N Mobile, AL 3.0 2.0 1152 $1,200 $1.04 14d 1 0.96mi
5904 Saint Gallen Ave S Unit 1043743P Mobile, AL 4.0 2.0 1496 $3,719 $2.49 21d 1 1.07mi
5855 Woodvale Dr Mobile, AL 3.0 1.5 1712 $1,350 $0.79 21d 1 1.15mi
912 Wendover Rd Unit 1043703P Mobile, AL 4.0 2.5 1496 $3,190 $2.13 21d 1 1.29mi
5751 Overlook Rd Unit A2 Mobile, AL 2.0 1.0 890 $850 $0.96 21d 1 1.42mi

Listing history 2 events

  1. 2026-06-05
    remarks 390-char remark
  2. 2026-06-05
    listed $84,900 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,167 · $97/mo
Projected year-2 tax
$1,167 · $97/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,774
− Mortgage interest
−$4,756
− Property taxes
−$1,167
− Insurance
−$424
− Repairs & maintenance
−$1,342
− Management
−$1,342
− Depreciation
−$2,470
Taxable income
$5,273
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,266
After-tax cash flow
$5,052/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mobile County
NCES district ID
0102370
Math proficiency
15% ▼ -28.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$42,455
Composite
22.9/100
National rank
#8002
State rank
#81 of 129 in AL

Livability — Mobile

Score
75/100
State rank
#20
US rank
#4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mobile, AL
County
Mobile County · 246,577 people
City population
205,729
Metro
Mobile, AL
Population (ZIP)
38,890
Household income
$61,146
Rent vs Own
45.8% rent · 54.2% own
Severe rent burden
1823.0

Population outlook (Mobile County) Hauer SSP2

Today (2025)
415,303 people
By 2030
411,755 · -0.9%
By 2040
399,670 · -3.8%
By 2050
382,616 · -7.9%
By 2075
337,353 · -18.8%
By 2100
283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 56% Black 35% Two or more races 4% Hispanic / Latino 4% Asian 2%
Common ancestry
Lithuanian 3% Italian 2% Slovak 2%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 2% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mobile

2024 margin
R (+16.4) · D 41.3% · R 57.7%
2008→2024 swing
-7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
All cycles
2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -224.52%
Current HPI
198.9469
Rent YoY
▲ 6.15%
Metro
Mobile, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+161.2% since first listed
10 events — show timeline
  • 2026-06-04 Pending GCMLS AL
  • 2026-06-04 Listed $84,900 GCMLS AL
  • 2024-05-22 Sold (MLS) $61,250 GCMLS AL
  • 2024-04-24 Pending GCMLS AL
  • 2024-04-18 Relisted GCMLS AL
  • 2024-03-14 Pending GCMLS AL
  • 2024-03-12 Listed $65,000 GCMLS AL
  • 2020-05-20 Sold (Public Records) $115,000 Public Records
  • 2019-08-02 Sold (Public Records) $137,900 Public Records
  • 2018-10-29 Sold (Public Records) $32,500 Public Records

Property tax history

+12.1%/yr

Latest (2025): $1,167 · +5.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…