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3825 Valley Blvd #46
B Composite 73.69
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +14.9/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Schools +3.5/10.0
  • Livability +2.9/5.0
  • Rent growth +2.6/5.0
  • Appreciation +2.5/10.0
  • Manufactured-home adj. -6.4

$69,888

3825 Valley Blvd #46 · Pomona, CA 91789
1 bd · 1.0 ba · 576 sqft · Manufactured · 125 Days on market
Manufactured home Built 1973 Good condition $121/sqft · 16% below area Est $84k · 16% under ↓ 22% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Prime Walnut Mobile Home – Endless Potential! Move-in ready 1973 Skyline with 1 bedroom, 1 bath, and a bright, open layout. Features laminated floors, built-in stovetop, in-wall oven, refrigerator, and an outside shed for extra storage. Enjoy the community pool and on-site laundry, all in a prime location with easy access to Highways 57, 60, and 71 for OC, LA, or Inland Empire commutes. Close to Cal Poly, Mt. SAC, shopping, dining favorites like IN-N-OUT, Chipotle, Chick-fil-A, Pollo Loco, and more. Public transport and supermarkets just minutes away. Act fast—this home won’t last long! Schedule your showing today.

Key facts

  • On site laundry
  • Built in stovetop
  • Community pool

Tags

MOVE IN READYLAMINATED FLOORSBUILT IN STOVETOPIN WALL OVENCOMMUNITY POOLON SITE LAUNDRY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $70k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
  • Cap rate 24.7% vs local median 2.8% in Pomona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#676 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+; Watch: crime F, amenities F, cost of living F.
  • Pomona Unified (suburban): math 12% / reading 31% proficiency, ranked #444 of 517 in CA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Kellogg Polytechnic Elementary (430 students, 92% FRL); Marshall Middle (440 students, 97% FRL); Ganesha High (math 22% / reading 47%, grade F, #618 of 1,170 statewide, top 56%, 936 students, 96% FRL) — zoned schools average 95% FRL vs 73% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 34% at this address vs 22% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Pomona Unified average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents flat; 158 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.3% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,501 (12.0% below list)

Questions for the listing agent

  1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.81%
Cap rate
24.67%
Cash-on-cash
65.63%
DSCR
3.92
GRM
3.0

CMA / ARV

ARV (median comp)
$83,655
List price
$69,888
Delta
-16.46%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3825 Valley Blvd #55 0.05mi 1/1.0 560 (-3%) 7mo $74,000 $132 87
3825 VALLEY Blvd #11 0.02mi 2/1.0 (+1) 660 (+15%) 10mo $95,000 $144 61
3825 VALLEY Blvd #44 0.00mi 1/1.0 480 (-17%) 21mo $89,950 $187 58
3825 Valley Blvd #30 0.05mi 2/2.0 (+1) 690 (+20%) 12mo $150,000 $217 53
3825 Valley Blvd #41 0.05mi 2/1.0 (+1) 672 (+17%) 17mo $99,800 $149 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.35% rent growth · sell at horizon

5-year hold
IRR
61.8%
Equity multiple
3.65×
Total profit
$51,761
Equity at exit
$10,421
10-year hold
IRR
65.5%
Equity multiple
6.78×
Total profit
$113,091
Equity at exit
$6,043

Cash invested: $19,569 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Active competition Active MLS

For sale now
1 active
Median asking
$117,000 ($173/sqft)
Median days on market
180 d
This list price
lowest-priced of the active set
ARV vs active asking
-16.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 91789

Rents YoY
0.3%
Active inventory
158
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,966 medium interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$87 /mo · $1,048/yr
Insurance
$29
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$413
Net cashflow
$1,070

Break-even live

Break-even rent $611
Max offer price $69,888
Occupancy floor 41%

Sensitivity live

Price -10% $1,119 -5% $1,094 +0% $1,070 +5% $1,046 +10% $1,022
Rent -10% $915 -5% $993 +0% $1,070 +5% $1,148 +10% $1,226
Rate -1.0pp $1,105 -0.5pp $1,088 base $1,070 +0.5pp $1,052 +1.0pp $1,034

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,472
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
400 Appian Way Pomona, CA 2.0 1.0–2.0 624 $2,705 $4.33 1d 1 1.30mi

Listing history 45 events

  1. 2026-08-08
    days on market $69,888 Active 125 DOM
  2. 2026-08-06
    days on market $69,888 Active 123 DOM
  3. 2026-08-05
    days on market $69,888 Active 122 DOM
  4. 2026-08-04
    days on market $69,888 Active 121 DOM
  5. 2026-08-03
    price $69,888 Active 120 DOM
  6. 2026-07-14
    days on market $69,990 Active 120 DOM
  7. 2026-07-13
    days on market $69,990 Active 119 DOM
  8. 2026-07-13
    days on market $69,990 Active 118 DOM
  9. 2026-07-11
    days on market $69,990 Active 117 DOM
  10. 2026-07-10
    days on market $69,990 Active 116 DOM
  11. 2026-07-09
    days on market $69,990 Active 115 DOM
  12. 2026-07-07
    days on market $69,990 Active 113 DOM
  13. 2026-07-06
    days on market $69,990 Active 112 DOM
  14. 2026-07-06
    days on market $69,990 Active 111 DOM
  15. 2026-07-05
    days on market $69,990 Active 110 DOM
  16. 2026-07-03
    days on market $69,990 Active 109 DOM
  17. 2026-07-02
    days on market $69,990 Active 108 DOM
  18. 2026-07-01
    days on market $69,990 Active 107 DOM
  19. 2026-06-30
    days on market $69,990 Active 106 DOM
  20. 2026-06-29
    days on market $69,990 Active 105 DOM
  21. 2026-06-28
    days on market $69,990 Active 104 DOM
  22. 2026-06-27
    days on market $69,990 Active 103 DOM
  23. 2026-06-26
    days on market $69,990 Active 102 DOM
  24. 2026-06-24
    days on market $69,990 Active 100 DOM
  25. 2026-06-22
    days on market $69,990 Active 98 DOM
  26. 2026-06-21
    days on market $69,990 Active 97 DOM
  27. 2026-06-18
    days on market $69,990 Active 94 DOM
  28. 2026-06-17
    days on market $69,990 Active 93 DOM
  29. 2026-06-16
    days on market $69,990 Active 92 DOM
  30. 2026-06-15
    days on market $69,990 Active 91 DOM
  31. 2026-06-13
    days on market $69,990 Active 89 DOM
  32. 2026-06-13
    days on market $69,990 Active 88 DOM
  33. 2026-06-09
    days on market $69,990 Active 85 DOM
  34. 2026-06-08
    days on market $69,990 Active 84 DOM
  35. 2026-06-07
    days on market $69,990 Active 83 DOM
  36. 2026-06-04
    days on market $69,990 Active 80 DOM
  37. 2026-06-03
    days on market $69,990 Active 79 DOM
  38. 2026-06-02
    days on market $69,990 Active 78 DOM
  39. 2026-06-01
    days on market $69,990 Active 77 DOM
  40. 2026-05-31
    days on market $69,990 Active 76 DOM
  41. 2026-03-16
    listed $69,990 Active 641-char remark
    Show marketing remark (641 chars)

    Prime Walnut Mobile Home – Endless Potential! Move-in ready 1973 Skyline with 1 bedroom, 1 bath, and a bright, open layout. Features laminated floors, built-in stovetop, in-wall oven, refrigerator, and an outside shed for extra storage. Enjoy the community pool and on-site laundry, all in a prime location with easy access to Highways 57, 60, and 71 for OC, LA, or Inland Empire commutes. Close to Cal Poly, Mt. SAC, shopping, dining favorites like IN-N-OUT, Chipotle, Chick-fil-A, Pollo Loco, and more. Public transport and supermarkets just minutes away. Act fast—this home won’t last long! Schedule your showing today.

  42. 2022-08-19
    soldstatus $85,000 Closed Sale 687-char remark
    Show marketing remark (687 chars)

    * * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!

  43. 2022-08-17
    status Pending Sale 687-char remark
    Show marketing remark (687 chars)

    * * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!

  44. 2022-07-26
    historical Active Under Contract 687-char remark
    Show marketing remark (687 chars)

    * * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!

  45. 2022-06-10
    listed $89,950 Active 687-char remark
    Show marketing remark (687 chars)

    * * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,593
− Mortgage interest
−$3,915
− Property taxes
−$1,048
− Insurance
−$349
− Repairs & maintenance
−$1,887
− Management
−$1,887
− Depreciation
−$2,033
Taxable income
$12,473
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,993
After-tax cash flow
$9,849/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab Est. rehab $2,880–$8,640 screening

This move-in ready mobile home offers a good condition with updated interiors and a prime location. Minor cosmetic updates could further enhance its value.

Value-add opportunities

  • Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace window screens — Screens improve energy efficiency and security
  • Both Install smart home devices — Enhances home automation and energy management

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Kellogg Polytechnic Elementary Middle Marshall Middle High Ganesha High F CA #618/1,170 Nat'l #9,639/17,239

Schools (NCES district)

District
Pomona Unified
NCES district ID
0631320
Math proficiency
12% ▼ -15.00%
Reading proficiency
31% ▼ -10.00%
Median HH income
$54,839
Composite
19.54/100
National rank
#8761
State rank
#444 of 517 in CA
D Composite livability gradescore 58/100

Livability — Pomona

Score
58/100
State rank
#676
US rank
#20782

Category grades

Amenities F Commute A+ Cost of living F Crime F Employment B- Housing B- Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pomona, CA
County
Los Angeles County · 10,940,515 people
City population
152,679
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
40,298
Household income
$125,720
Rent vs Own
17.9% rent · 82.1% own
Severe rent burden
13% of renters

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Asian (67%)
Race & ethnicity
Asian 67% Hispanic / Latino 18% White 9% Two or more races 7% Black 2%
Hispanic origin (detail)
Mexican 15%
Foreign-born
51% · China, South Korea, Canada
Languages at home
33% English-only · Chinese 38% Spanish 9% Tagalog/Filipino 6%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Price history

-22.2% since first listed
5 events — show timeline
  • 2026-03-16 Listed $69,990 CRMLS
  • 2022-08-19 Sold (MLS) $85,000 CRMLS
  • 2022-08-17 Pending CRMLS
  • 2022-07-26 Contingent CRMLS
  • 2022-06-10 Listed $89,950 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…