3825 Valley Blvd #46 · Pomona, CA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 10 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +3.8/5.0
- Livability +2.9/5.0
- Rent growth +2.6/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$69,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Prime Walnut Mobile Home – Endless Potential! Move-in ready 1973 Skyline with 1 bedroom, 1 bath, and a bright, open layout. Features laminated floors, built-in stovetop, in-wall oven, refrigerator, and an outside shed for extra storage. Enjoy the community pool and on-site laundry, all in a prime location with easy access to Highways 57, 60, and 71 for OC, LA, or Inland Empire commutes. Close to Cal Poly, Mt. SAC, shopping, dining favorites like IN-N-OUT, Chipotle, Chick-fil-A, Pollo Loco, and more. Public transport and supermarkets just minutes away. Act fast—this home won’t last long! Schedule your showing today.
Key facts
- On site laundry
- Built in stovetop
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $70k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $2k ($19k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $70k).
- Recommended offer: $64k (9.0% below list) — sets the bar for market timing.
- Cap rate 33.7% vs local median 2.7% in Pomona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#676 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+; Watch: schools D, crime F, amenities F.
- Pomona Unified (suburban): math 12% / reading 31% proficiency, ranked #444 of 517 in CA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 141 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 97 days — a 9% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 97 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.76% ✓
- Cap rate
- 33.67%
- Cash-on-cash
- 97.79%
- DSCR
- 5.35
- GRM
- 2.2
CMA / ARV
- ARV (median comp)
- $93,547
- List price
- $69,990
- Delta
- -25.18%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3825 Valley Blvd #55 | 0.05mi | 1/1.0 | 560 (-3%) | 6mo | $74,000 | $132 | 88 |
| 3825 VALLEY Blvd #11 | 0.02mi | 2/1.0 (+1) | 660 (+15%) | 8mo | $95,000 | $144 | 63 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.35% rent growth · sell at horizon
- IRR
- 95.8%
- Equity multiple
- 5.26×
- Total profit
- $83,573
- Equity at exit
- $10,436
- IRR
- 98.0%
- Equity multiple
- 10.05×
- Total profit
- $177,287
- Equity at exit
- $6,051
Cash invested: $19,597 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91789
- Rents YoY
- 0.3%
- Active inventory
- 141
- Price-to-rent
- 2.2×
Monthly cashflow live
- Estimated rent
- $2,634 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax est. 1.5%
- −$87 /mo · $1,050/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$553
- Net cashflow
- $1,597
Break-even live
Sensitivity live
| Price | -10% $1,645 | -5% $1,621 | +0% $1,597 | +5% $1,573 | +10% $1,549 |
|---|---|---|---|---|---|
| Rent | -10% $1,389 | -5% $1,493 | +0% $1,597 | +5% $1,701 | +10% $1,805 |
| Rate | -1.0pp $1,632 | -0.5pp $1,615 | base $1,597 | +0.5pp $1,579 | +1.0pp $1,560 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,498
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 400 Appian Way Pomona, CA | 2.0 | 1.0–2.0 | 624 | $2,952 | $4.73 | 0d | 1 | 1.30mi |
Listing history 20 events
-
2026-06-21days on market $69,990 Active 97 DOM
-
2026-06-18days on market $69,990 Active 94 DOM
-
2026-06-17days on market $69,990 Active 93 DOM
-
2026-06-16days on market $69,990 Active 92 DOM
-
2026-06-15days on market $69,990 Active 91 DOM
-
2026-06-13days on market $69,990 Active 89 DOM
-
2026-06-13days on market $69,990 Active 88 DOM
-
2026-06-09days on market $69,990 Active 85 DOM
-
2026-06-08days on market $69,990 Active 84 DOM
-
2026-06-07days on market $69,990 Active 83 DOM
-
2026-06-04days on market $69,990 Active 80 DOM
-
2026-06-03days on market $69,990 Active 79 DOM
-
2026-06-02days on market $69,990 Active 78 DOM
-
2026-06-01days on market $69,990 Active 77 DOM
-
2026-05-31days on market $69,990 Active 76 DOM
-
2026-03-16$69,990 Active 641-char remark
Show marketing remark (641 chars)
Prime Walnut Mobile Home – Endless Potential! Move-in ready 1973 Skyline with 1 bedroom, 1 bath, and a bright, open layout. Features laminated floors, built-in stovetop, in-wall oven, refrigerator, and an outside shed for extra storage. Enjoy the community pool and on-site laundry, all in a prime location with easy access to Highways 57, 60, and 71 for OC, LA, or Inland Empire commutes. Close to Cal Poly, Mt. SAC, shopping, dining favorites like IN-N-OUT, Chipotle, Chick-fil-A, Pollo Loco, and more. Public transport and supermarkets just minutes away. Act fast—this home won’t last long! Schedule your showing today.
-
2022-08-19soldstatus $85,000 Closed Sale 687-char remark
Show marketing remark (687 chars)
* * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!
-
2022-08-17status Pending Sale 687-char remark
Show marketing remark (687 chars)
* * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!
-
2022-07-26historical Active Under Contract 687-char remark
Show marketing remark (687 chars)
* * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!
-
2022-06-10$89,950 Active 687-char remark
Show marketing remark (687 chars)
* * Good things do come in small packages * * CUTE AS A BUTTON AND CLEAN AS A WHISTLE * * REMODELED * * Move-in ready! This is the best of the affordable living in WALNUT! Nice area, comfortable living, and beautiful location. Great open floor plan with a very cozy living area! You would be surprised how nice and roomy this home is, with 1 bedroom and 1 full bathroom, freshly painted and new laminate wood floors throughout. . Close to the 10, 57, 71 and 60 Freeways. .. . Just minutes to Cal Poly, Mount Sac. , Claremont Colleges, La Verne University, Western University, this park has it all. You have to see it to appreciate it. .. It is waiting for you to call it HOME!!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,606
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,050
- − Insurance
- −$350
- − Repairs & maintenance
- −$2,528
- − Management
- −$2,528
- − Depreciation
- −$2,036
- Taxable income
- $19,193
- Est. tax owed @ 24.0%
- −$4,606
- After-tax cash flow
- $14,558/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready mobile home offers a good condition with updated interiors and a prime location. Minor cosmetic updates could further enhance its value.
Value-add opportunities
- Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
- Both Replace window screens — Screens improve energy efficiency and security
- Both Install smart home devices — Enhances home automation and energy management
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace window screens — Screens improve energy efficiency and security ↑
- Both Install smart home devices — Enhances home automation and energy management ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pomona Unified
- NCES district ID
- 0631320
- Math proficiency
- 12% ▼ -15.00%
- Reading proficiency
- 31% ▼ -10.00%
- Median HH income
- $54,839
- Composite
- 19.54/100
- National rank
- #8761
- State rank
- #444 of 517 in CA
Livability — Pomona
- Score
- 58/100
- State rank
- #676
- US rank
- #20782
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pomona, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 152,679
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 40,298
- Household income
- $125,720
- Rent vs Own
- Severe rent burden
- 603.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Asian (67%)
- Race & ethnicity
- Asian 67% Hispanic / Latino 18% White 9% Two or more races 7% Black 2%
- Hispanic origin (detail)
- Mexican 15%
- Foreign-born
- 51% · China, South Korea, Canada
- Languages at home
- 33% English-only · Chinese 38% Spanish 9% Tagalog/Filipino 6%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -884.62%
- Current HPI
- 368.0775
- Rent YoY
- ▲ 0.35%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-22.2% since first listed5 events — show timeline
- 2026-03-16 Listed $69,990 CRMLS
- 2022-08-19 Sold (MLS) $85,000 CRMLS
- 2022-08-17 Pending — CRMLS
- 2022-07-26 Contingent — CRMLS
- 2022-06-10 Listed $89,950 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…