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22216 Parrotts Fry #13
D+ Composite 49.83
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$15,000

22216 Parrotts Fry #13 · Columbia, CA 95370
2 bd · 1.0 ba · 1,200 sqft · Manufactured public records · 94 Days on market
Built 1962 Est $22k · 31% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Vintage Mobile Home in 55+ Community Welcome to this cozy and well-maintained 1 bed, 1 bath vintage mobile home located in a peaceful senior park. Enjoy fresh interior and exterior paint and stylish luxury vinyl flooring throughout. Nestled in a beautifully landscaped, walkable community, this home offers both comfort and convenience. Ideally situated between downtown Sonora and historic Columbia, you’ll have easy access to shopping, dining, and local attractions.

Key facts

  • Close to post office
  • Built 1962
  • Listed 94 days

Tags

WASHER AND DRYER ON SITECLOSE TO POST OFFICENEAR EVERYDAY CONVENIENCES

Property features AI

Finance

  • HOA & community: Located in Gold Rush Mobile Home Park; Senior community; Community laundry available

Exterior

  • Parking: Assigned parking
  • Utilities: Private water source
  • Home design: Manufactured in park (mobile home); Single-wide body type
  • Construction: Aluminum siding
  • Exterior features: Level lot; Exterior storage area

Interior

  • Kitchen: Free-standing range; Refrigerator
  • Bedrooms: Total rooms: 3
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Heating via fireplace(s); Wall/window cooling unit(s)
  • Interior features: No additional rooms; Main entry at street level; Free-standing fireplace; Storage area (exterior storage)
  • Laundry & utility: Laundry in park

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $15k.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $15k).
  • Recommended offer: $14k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 51/100 on livability (#1,080 in CA) — a working-class tenant base; expect higher turnover. Strengths: crime A-, housing B; Watch: schools D+, amenities F, commute F.
  • Columbia Union (rural): math 22% / reading 31% proficiency, ranked #383 of 517 in CA (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 301 active listings in the ZIP; 60 units permitted in Tuolumne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $104 of loan paydown is wiped out by about $450 of value loss. Plan a longer hold.
  • Tuolumne County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($14k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago; this cycle's ask has dropped $4k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 6→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $13,650 (9.0% below list)

Questions for the listing agent

  1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
11.33%
Cap rate
106.63%
Cash-on-cash
358.36%
DSCR
16.94
GRM
0.7

CMA / ARV

ARV (on-the-fly)
$21,600
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
22217 Parrotts Ferry Rd #35 #35 0.12mi 2/2.0 1,056 (-12%) 6mo $19,000 $18 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
19.45×
Total profit
$77,470
Equity at exit
$2,237
10-year hold
IRR
Equity multiple
41.57×
Total profit
$170,390
Equity at exit
$1,297

Cash invested: $4,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95370

Active inventory
301
Price-to-rent
0.7×

Monthly cashflow live

Estimated rent
$1,700 medium interval (Pro) →
Mortgage (P&I)
$79
Tax from tax record
$4 /mo · $46/yr
Insurance
$6
HOA
$0
Vacancy / Maint / Mgmt
$357
Net cashflow
$1,254

Break-even live

Break-even rent $112
Max offer price $15,000
Occupancy floor 21%

Sensitivity live

Price -10% $1,263 -5% $1,258 +0% $1,254 +5% $1,250 +10% $1,246
Rent -10% $1,120 -5% $1,187 +0% $1,254 +5% $1,321 +10% $1,389
Rate -1.0pp $1,262 -0.5pp $1,258 base $1,254 +0.5pp $1,250 +1.0pp $1,246

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$3,750
Closing costs
$450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-21
    days on market $15,000 Active 94 DOM
  2. 2026-06-19
    days on market $15,000 Active 92 DOM
  3. 2026-06-18
    days on market $15,000 Active 91 DOM
  4. 2026-06-17
    days on market $15,000 Active 90 DOM
  5. 2026-06-16
    days on market $15,000 Active 89 DOM
  6. 2026-06-15
    days on market $15,000 Active 88 DOM
  7. 2026-06-14
    days on market $15,000 Active 86 DOM
  8. 2026-06-12
    days on market $15,000 Active 85 DOM
  9. 2026-06-10
    days on market $15,000 Active 83 DOM
  10. 2026-06-09
    days on market $15,000 Active 82 DOM
  11. 2026-06-08
    days on market $15,000 Active 81 DOM
  12. 2026-06-07
    days on market $15,000 Active 80 DOM
  13. 2026-06-05
    days on market $15,000 Active 77 DOM
  14. 2026-06-03
    days on market $15,000 Active 76 DOM
  15. 2026-06-02
    days on market $15,000 Active 75 DOM
  16. 2026-06-01
    days on market $15,000 Active 74 DOM
  17. 2026-05-31
    days on market $15,000 Active 73 DOM
  18. 2026-05-30
    days on market $15,000 Active 72 DOM
  19. 2026-05-20
    status Active
  20. 2026-04-23
    status Pending
  21. 2026-03-12
    price $15,000
  22. 2026-02-20
    listed $19,500 Active
  23. 2025-07-02
    soldstatus $15,000 Closed 484-char remark
    Show marketing remark (484 chars)

    Charming Vintage Mobile Home in 55+ Community Welcome to this cozy and well-maintained 1 bed, 1 bath vintage mobile home located in a peaceful senior park. Enjoy fresh interior and exterior paint and stylish luxury vinyl flooring throughout. Nestled in a beautifully landscaped, walkable community, this home offers both comfort and convenience. Ideally situated between downtown Sonora and historic Columbia, you’ll have easy access to shopping, dining, and local attractions.

  24. 2025-06-17
    status Pending 484-char remark
    Show marketing remark (484 chars)

    Charming Vintage Mobile Home in 55+ Community Welcome to this cozy and well-maintained 1 bed, 1 bath vintage mobile home located in a peaceful senior park. Enjoy fresh interior and exterior paint and stylish luxury vinyl flooring throughout. Nestled in a beautifully landscaped, walkable community, this home offers both comfort and convenience. Ideally situated between downtown Sonora and historic Columbia, you’ll have easy access to shopping, dining, and local attractions.

  25. 2025-05-31
    price $18,500 484-char remark
    Show marketing remark (484 chars)

    Charming Vintage Mobile Home in 55+ Community Welcome to this cozy and well-maintained 1 bed, 1 bath vintage mobile home located in a peaceful senior park. Enjoy fresh interior and exterior paint and stylish luxury vinyl flooring throughout. Nestled in a beautifully landscaped, walkable community, this home offers both comfort and convenience. Ideally situated between downtown Sonora and historic Columbia, you’ll have easy access to shopping, dining, and local attractions.

  26. 2025-04-21
    listed $22,000 Active 484-char remark
    Show marketing remark (484 chars)

    Charming Vintage Mobile Home in 55+ Community Welcome to this cozy and well-maintained 1 bed, 1 bath vintage mobile home located in a peaceful senior park. Enjoy fresh interior and exterior paint and stylish luxury vinyl flooring throughout. Nestled in a beautifully landscaped, walkable community, this home offers both comfort and convenience. Ideally situated between downtown Sonora and historic Columbia, you’ll have easy access to shopping, dining, and local attractions.

  27. 2018-08-31
    soldstatus $11,500 484-char remark
    Show marketing remark (484 chars)

    Welcome to Gold Rush Mobile Home Park, a quiet rent controlled Senior Park. Your 1962 Belvedere is a trip in the time machine. Bring your creativity and make it your private hide away. New carpet. New kitchen stove. Loads of built in cabinets. Conveniently located near fishing, flying and the Farmery (Market). Walk to the fascinating historic Columbia State Park. Storage and RV/Boat parking in storage lot available for rent. Coin laundry and clothes lines available on the campus.

  28. 2018-07-23
    listed $14,990 484-char remark
    Show marketing remark (484 chars)

    Welcome to Gold Rush Mobile Home Park, a quiet rent controlled Senior Park. Your 1962 Belvedere is a trip in the time machine. Bring your creativity and make it your private hide away. New carpet. New kitchen stove. Loads of built in cabinets. Conveniently located near fishing, flying and the Farmery (Market). Walk to the fascinating historic Columbia State Park. Storage and RV/Boat parking in storage lot available for rent. Coin laundry and clothes lines available on the campus.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$46 · $4/mo
Projected year-2 tax
$114 · $10/mo
Expected delta
+$68/yr (+$6/mo · 146.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 28 unhealthy d/yr today · 33 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,400
− Mortgage interest
−$840
− Property taxes
−$46
− Insurance
−$75
− Repairs & maintenance
−$1,632
− Management
−$1,632
− Depreciation
−$436
Taxable income
$15,738
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,777
After-tax cash flow
$11,274/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia Union
NCES district ID
0609480
Math proficiency
22% ▼ -10.00%
Reading proficiency
31% ▼ -10.00%
Median HH income
$45,469
Composite
22.83/100
National rank
#8013
State rank
#383 of 517 in CA

Livability — Columbia

Score
51/100
State rank
#1080
US rank
#25332

Category grades

Amenities F Commute F Cost of living F Crime A- Employment F Housing B Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbia, CA
Population (ZIP)
28,373

Population outlook (Tuolumne County) Hauer SSP2

Today (2025)
50,349 people
By 2030
48,708 · -3.3%
By 2040
45,284 · -10.1%
By 2050
42,575 · -15.4%
By 2075
36,827 · -26.9%
By 2100
30,369 · -39.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 11% Two or more races 9% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 1%
Common ancestry
Italian 5% Russian 4% Slovak 3%
Foreign-born
5% · Canada
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Tuolumne

2024 margin
Strong R (+21.9) · D 37.9% · R 59.7% · Other 2.4%
2008→2024 swing
-9.2pp toward R · 2008: -12.7pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.8 2016: R+20.9 2012: R+15.9 2008: R+12.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -322.67%
Current HPI
130.9637
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+0.1% since first listed
10 events — show timeline
  • 2026-05-20 Relisted bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-04-23 Pending bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-03-12 Price Changed $15,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-02-20 Listed $19,500 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-07-02 Sold (MLS) $15,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-06-17 Pending bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-05-31 Price Changed $18,500 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-04-21 Listed $22,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2018-08-31 Sold (MLS) $11,500 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2018-07-23 Listed $14,990 bridgeMLS, Bay East AOR, or Contra Costa AOR

Property tax history

+3.1%/yr

Latest (2025): $46 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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