1565 M-63 #60 · Benton Harbor, MI 49022

$33,000

2 bd · 1.0 ba · 728 sqft · Manufactured · 16 Days on market

Built 1979 Fair condition 5,000 sqft lot $45/sqft · 51% below area $560/mo HOA · 51% of rent ↓ 7% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.3/30.0
• 1% rule +10.0/10.0
• DSCR +8.3/10.0
• ARV discount +7.5/15.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0
• Schools +0.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

Key facts

• Boat rv storage area
• Large storage shed
• 5,000 sq ft lot

Tags

• LARGE STORAGE SHED
• BOAT RV STORAGE AREA
• VIDEO SECURITY SURVEILLANCE
• MILE AWAY ROCKY GAP BEACH
• 5 MILES FROM DOWNTOWN ST JOE

🏷️ Possibly a rental listed for sale. The $33,000 price doesn't fit this home's estimated sale value (~$67,600) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $33k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $75 ($897/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $33k).
• Recommended offer: $33k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.0% vs local median 7.4% in Benton Harbor — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 55/100 on livability (#671 in MI) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, health & safety A-; Watch: schools F, crime F, amenities F.
• Benton Harbor Area Schools (urban): math 4% / reading 7% proficiency, ranked #732 of 760 in MI (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 89% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 179 active listings in the ZIP; 397 units permitted in Berrien County in 2024 (40 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $228 of loan paydown is wiped out by about $990 of value loss. Plan a longer hold.
• Berrien County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $9k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($33k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask is 18% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: HOA is 51% of rent.

Recommended offer $32,505 (1.5% below list)

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.31% ✓
• Cap rate: 9.01%
• Cash-on-cash: 9.70%
• DSCR: 1.43
• GRM: 2.5

CMA / ARV

• ARV (median comp): $67,600
• List price: $33,000
• Delta: -61.54%
• Verdict: UNDERPRICED
• Comps: 1 within 2.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1565 M-63 #63	0.00mi	2/1.0	747 (+3%)	2mo	$67,600	$90	94

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.6%
• Equity multiple: 0.98×
• Total profit: $-227
• Equity at exit: $4,920

10-year hold

• IRR: 9.9%
• Equity multiple: 1.80×
• Total profit: $7,396
• Equity at exit: $2,853

Cash invested: $9,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 49022

• Active inventory: 179
• Price-to-rent: 2.5×

Monthly cashflow live

• Estimated rent: $1,092 medium
• Mortgage (P&I): −$173
• Tax est. 1.5%: −$41 /mo · $495/yr
• Insurance: −$14
• HOA: −$560
• Vacancy / Maint / Mgmt: −$229
• Net cashflow: $75

Break-even live

Break-even rent $998

Max offer price $33,000

Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $8,250
• Closing costs: $990
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $560 · $6,720/yr
• Likely covers: security

Listing history 41 events

1. 2026-06-19
   days on market $33,000 Active 16 DOM
2. 2026-06-18
   days on market $33,000 Active 15 DOM
3. 2026-06-17
   days on market $33,000 Active 14 DOM
4. 2026-06-16
   days on market $33,000 Active 13 DOM
5. 2026-06-15
   days on market $33,000 Active 12 DOM
6. 2026-06-14
   days on market $33,000 Active 10 DOM
7. 2026-06-13
   days on market $33,000 Active 9 DOM
8. 2026-06-10
   days on market $33,000 Active 7 DOM
9. 2026-06-09
   days on market $33,000 Active 6 DOM
10. 2026-06-08
    days on market $33,000 Active 5 DOM
11. 2026-06-07
    pricedays on marketlisting id $33,000 Active 4 DOM
12. 2026-03-15
    price $26,000 888-char remark

    Show marketing remark (888 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

13. 2026-03-14
    price $26,000 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

14. 2026-03-14
    price $26,000

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

15. 2026-03-11
    price $26,500 888-char remark

    Show marketing remark (888 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

16. 2026-03-10
    price $26,500 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

17. 2026-03-10
    price $26,500

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

18. 2026-02-28
    price $26,800 888-char remark

    Show marketing remark (888 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

19. 2026-02-27
    price $26,800 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

20. 2026-02-27
    price $26,800

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

21. 2026-02-24
    price $26,900 888-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

22. 2026-02-24
    price $26,900 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

23. 2026-02-24
    price $26,900

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

24. 2026-02-16
    price $27,000 888-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

25. 2026-02-16
    price $27,000 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

26. 2026-02-16
    price $27,000

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

27. 2026-02-14
    price $27,200 888-char remark

    Show marketing remark (888 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

28. 2026-02-13
    price $27,200 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

29. 2026-02-13
    price $27,200

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

30. 2026-02-09
    price $27,500 888-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

31. 2026-02-09
    price $27,500 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

32. 2026-02-09
    price $27,500

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

33. 2026-01-31
    price $27,800 888-char remark

    Show marketing remark (888 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

34. 2026-01-30
    price $27,800 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

35. 2026-01-30
    price $27,800

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

36. 2026-01-25
    price $27,900 888-char remark

    Show marketing remark (888 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

37. 2026-01-24
    price $27,900 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

38. 2026-01-24
    price $27,900

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

39. 2025-12-16
    listed $28,000 Active 888-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

40. 2025-12-16
    listed $28,000 Active 894-char remark

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

41. 2025-12-16
    listed $28,000 Active

    Show marketing remark (894 chars)

    RARE OFFERING!!! Grab this nice 2 bedroom 728 square foot Mobile Home/single wide in North Shore Estates, Lot #60 for only $26,000! Everything is in nice working condition and the home just had new windows installed! Includes a large storage shed, situated in a very peaceful setting that backs up to a big beautiful ravine!! The lot lease is $560/month. Must have park approval to live here. Direct access to the new Lakeshore bike/walk path. Boat/RV storage area with gate and video security surveillance. CLUBHOUSE COMING SOON! Lake Michigan is across the street and Rocky Gap Beach is a mile away!! Located only 5 miles from exciting downtown St. Joe with great dining, shopping, entertainment as well as Harbor Shores World Class Resort & Golf Course!! Great for a permanent residence or for a vacation home. Must have park approval & financial approval for all viewings.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥100°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,106
• − Mortgage interest: −$1,849
• − Property taxes: −$495
• − Insurance: −$165
• − Repairs & maintenance: −$1,048
• − Management: −$1,048
• − HOA: −$6,720
• − Depreciation: −$960
• Taxable income: $820
• Est. tax owed @ 24.0%: −$197
• After-tax cash flow: $700/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Cosmetic rehab

This mobile home is in fair condition with cosmetic updates needed to enhance its resale and rental value.

Repairs flagged

• Minor kitchen cabinets — dated and could be replaced
• Minor bathroom fixtures — basic and could be upgraded
• Moderate exterior paint — moderate wear and could be refreshed

Value-add opportunities

• Resale new kitchen cabinets — modernizes the space and adds value
• Resale new bathroom fixtures — modernizes the space and adds value
• Both new flooring — improves aesthetics and adds value
• Both landscaping — enhances curb appeal and adds value

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen cabinets · dated and could be replaced	Minor	$500–3,000
bathroom fixtures · basic and could be upgraded	Minor	$500–3,000
exterior paint · moderate wear and could be refreshed	Moderate	$3,000–15,000
Total estimated repair cost · 3 items		$4,000–21,000

Value-add ROI direction

• Resale new kitchen cabinets — modernizes the space and adds value ↑
• Resale new bathroom fixtures — modernizes the space and adds value ↑
• Both new flooring — improves aesthetics and adds value ↑
• Both landscaping — enhances curb appeal and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Benton Harbor Area Schools
• NCES district ID: 2604830
• Math proficiency: 4% ▬ 0.00%
• Reading proficiency: 7% ▬ 0.00%
• Median HH income: $27,038
• Composite: 7.53/100
• National rank: #14787
• State rank: #732 of 760 in MI

Livability — Benton Harbor

• Score: 55/100
• State rank: #671
• US rank: #23724

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 29,796

Population outlook (Berrien County) Hauer SSP2

• Today (2025): 149,273 people
• By 2030: 145,211 · -2.7%
• By 2040: 135,435 · -9.3%
• By 2050: 125,543 · -15.9%
• By 2075: 103,986 · -30.3%
• By 2100: 82,256 · -44.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: Black 50% White 37% Hispanic / Latino 7% Two or more races 6% Native American 2%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Romanian 1% Lithuanian 1% Slovak 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Berrien

• 2024 margin: Lean R (+7.9) · D 45.4% · R 53.2% · Other 1.4%
• 2008→2024 swing: -13.3pp toward R · 2008: 5.5pp · 2024: -7.9pp
• All cycles: 2024: R+7.9 2020: R+7.4 2016: R+12.7 2012: R+6.6 2008: D+5.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -309.81%
• Current HPI: 209.9723
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

-7.1% since first listed

30 events — show timeline

• 2026-03-15 Price Changed $26,000 MiRealSource-MiMLS
• 2026-03-14 Price Changed $26,000 REALCOMP
• 2026-03-14 Price Changed $26,000 SW Michigan MLS
• 2026-03-11 Price Changed $26,500 MiRealSource-MiMLS
• 2026-03-10 Price Changed $26,500 REALCOMP
• 2026-03-10 Price Changed $26,500 SW Michigan MLS
• 2026-02-28 Price Changed $26,800 MiRealSource-MiMLS
• 2026-02-27 Price Changed $26,800 REALCOMP
• 2026-02-27 Price Changed $26,800 SW Michigan MLS
• 2026-02-24 Price Changed $26,900 MiRealSource-MiMLS
• 2026-02-24 Price Changed $26,900 REALCOMP
• 2026-02-24 Price Changed $26,900 SW Michigan MLS
• 2026-02-16 Price Changed $27,000 MiRealSource-MiMLS
• 2026-02-16 Price Changed $27,000 REALCOMP
• 2026-02-16 Price Changed $27,000 SW Michigan MLS
• 2026-02-14 Price Changed $27,200 MiRealSource-MiMLS
• 2026-02-13 Price Changed $27,200 REALCOMP
• 2026-02-13 Price Changed $27,200 SW Michigan MLS
• 2026-02-09 Price Changed $27,500 MiRealSource-MiMLS
• 2026-02-09 Price Changed $27,500 REALCOMP
• 2026-02-09 Price Changed $27,500 SW Michigan MLS
• 2026-01-31 Price Changed $27,800 MiRealSource-MiMLS
• 2026-01-30 Price Changed $27,800 REALCOMP
• 2026-01-30 Price Changed $27,800 SW Michigan MLS
• 2026-01-25 Price Changed $27,900 MiRealSource-MiMLS
• 2026-01-24 Price Changed $27,900 REALCOMP
• 2026-01-24 Price Changed $27,900 SW Michigan MLS
• 2025-12-16 Listed $28,000 SW Michigan MLS
• 2025-12-16 Listed $28,000 REALCOMP
• 2025-12-16 Listed $28,000 MiRealSource-MiMLS