314 W Church St · Sheridan, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 19.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.5/30.0
- ARV discount +8.5/15.0
- Livability +3.4/5.0
- Schools +3.2/10.0
- 1% rule +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
- Appreciation +0.0/10.0
$154,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Adorable home located in town. This property has so many perks. Remodeled and updated less than 5 years ago, outdoor fenced area for your dogs, covered parking and so much more! Call today for a showing.
Key facts
- Move-in ready
- Recent updates
- Local schools
Tags
Property features AI
Finance
- HOA & community: No-fee area amenities
Exterior
- Parking: Carport
- Utilities: Public sewer; Public water; Municipal electric (Entergy); Natural gas
- Home design: Brick and metal/vinyl siding exterior
- Construction: Crawl space foundation; Architectural shingle roof
- Exterior features: Front porch; Fully fenced yard; Wood fence; Level lot; Paved road access; Located inside city limits
Interior
- Kitchen: Free-standing stove; Gas range; Dishwasher
- Flooring: Carpet; Luxury vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Central gas heating; Central gas cooling
- Interior features: Washer connection; Gas water heater; Ceiling fans; Walk-in shower; Sheetrock walls/ceilings
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $154k.
Deal economics
- At list price, monthly cash flow is $-135 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $134k (12.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $118k (23.6% below list).
- Recommended offer: $118k (23.6% below list) — sets the bar for 1% rule.
- Cap rate 5.2% vs local median 3.7% in Sheridan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#85 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment C-, crime D, amenities F.
- Sheridan School District (town): math 36% / reading 38% proficiency, ranked #89 of 238 in AR (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sheridan Elementary School (596 students, 47% FRL); Sheridan Middle School (math 40% / reading 44%, grade D-, #78 of 201 statewide, top 40%, 609 students, 42% FRL); Sheridan High School (math 26% / reading 36%, grade F, #131 of 292 statewide, top 45%, 1,271 students, 35% FRL) — zoned schools at 41% FRL track the district average.
- Market conditions: 142 active listings in the ZIP; 28 units permitted in Grant County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Grant County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 5.24%
- Cash-on-cash
- -3.76%
- DSCR
- 0.83
- GRM
- 10.9
CMA / ARV
- ARV (median comp)
- $157,588
- List price
- $154,000
- Delta
- -2.28%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 801 N Arch St | 0.35mi | 2/2.0 (-1) | 1,092 (+2%) | 0mo | $160,000 | $147 | 71 |
| 220 W Vine | 0.16mi | 2/1.0 (-1) | 1,036 (-3%) | 19mo | $124,900 | $121 | 67 |
| 106 E Mockingbird Ln | 0.55mi | 3/1.5 | 1,050 (-2%) | 5mo | $129,900 | $124 | 66 |
| 501 N Main St | 0.25mi | 3/2.0 | 1,200 (+13%) | 14mo | $181,000 | $151 | 52 |
| 701 N Rose | 0.27mi | 2/1.0 (-1) | 912 (-14%) | 9mo | $20,000 | $22 | 51 |
| 206 E Gum St | 0.48mi | 2/1.0 (-1) | 980 (-8%) | 11mo | $117,500 | $120 | 50 |
| 222 W 8th | 0.35mi | 2/1.0 (-1) | 928 (-13%) | 10mo | $93,500 | $101 | 49 |
| 10 Robin Ln | 0.64mi | 3/1.0 | 1,008 (-5%) | 15mo | $135,000 | $134 | 49 |
| 8 Jaki Ln | 0.52mi | 3/2.0 | 1,129 (+6%) | 20mo | $169,900 | $150 | 45 |
| 117 S Briarwood | 0.65mi | 3/1.0 | 1,202 (+13%) | 8mo | $168,000 | $140 | 42 |
| 36 Ridgeway Dr | 0.59mi | 3/2.0 | 1,220 (+14%) | 11mo | $185,000 | $152 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -22.6%
- Equity multiple
- 0.22×
- Total profit
- $-33,536
- Equity at exit
- $22,962
- IRR
- -16.8%
- Equity multiple
- 0.07×
- Total profit
- $-40,204
- Equity at exit
- $13,315
Cash invested: $43,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72150
- Home prices YoY
- -18.1%
- Active inventory
- 142
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,176 medium interval (Pro) →
- Mortgage (P&I)
- −$808
- Tax est. 1.5%
- −$192 /mo · $2,310/yr
- Insurance
- −$64
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$247
- Net cashflow
- $-135
Break-even live
Sensitivity live
| Price | -10% $-29 | -5% $-82 | +0% $-135 | +5% $-188 | +10% $-241 |
|---|---|---|---|---|---|
| Rent | -10% $-228 | -5% $-181 | +0% $-135 | +5% $-89 | +10% $-42 |
| Rate | -1.0pp $-57 | -0.5pp $-96 | base $-135 | +0.5pp $-175 | +1.0pp $-216 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,500
- Closing costs
- $4,620
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 24 events
-
2026-05-17status Under Contract 350-char remark
-
2026-05-15$154,000 New Listing 350-char remark
-
2022-12-07soldstatus $130,000
-
2022-11-30soldstatus $130,000 Sold 203-char remark
Show marketing remark (203 chars)
Adorable home located in town. This property has so many perks. Remodeled and updated less than 5 years ago, outdoor fenced area for your dogs, covered parking and so much more! Call today for a showing.
-
2022-11-07status Under Contract 203-char remark
Show marketing remark (203 chars)
Adorable home located in town. This property has so many perks. Remodeled and updated less than 5 years ago, outdoor fenced area for your dogs, covered parking and so much more! Call today for a showing.
-
2022-10-31$134,900 New Listing 203-char remark
Show marketing remark (203 chars)
Adorable home located in town. This property has so many perks. Remodeled and updated less than 5 years ago, outdoor fenced area for your dogs, covered parking and so much more! Call today for a showing.
-
2021-02-13price $112,000
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2021-02-13price $114,000
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2021-02-12historical
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2021-02-12status Price Change
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2021-02-12soldstatus $114,000 Sold
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2021-01-26historical
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2021-01-05status Under Contract
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2020-12-30historical Take Backups
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2020-12-28$112,000 New Listing
Show marketing remark (421 chars)
Such a cute affordable home in Sheridan * fenced area for kids and doggies * this home was remolded 4 years ago and had new wiring, new plumbing, new sheetrock, new light fixtures, new plumbing fixtures, new appliances, new flooring, fresh paint, new siding, new shower, professionally leveled and insulation added then * lots of can lighting * electric fireplace * in great condition * storage building does not convey *
-
2017-02-03historical
-
2016-09-16$99,900 New Listing
-
2016-01-29soldstatus $32,555 Sold
-
2016-01-07status Under Contract
-
2015-12-30price $32,555
-
2015-11-19price $34,468
-
2015-10-14price $36,900
-
2015-09-02$38,296 New Listing
-
2009-02-25soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,115
- − Mortgage interest
- −$8,626
- − Property taxes
- −$2,310
- − Insurance
- −$770
- − Repairs & maintenance
- −$1,129
- − Management
- −$1,129
- − Depreciation
- −$4,480
- Taxable loss
- −$4,330
- Est. tax savings @ 24.0%
- +$1,039
- After-tax cash flow
- $-581/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sheridan School District
- NCES district ID
- 0500015
- Math proficiency
- 36% ▼ -16.00%
- Reading proficiency
- 38% ▼ -9.00%
- Median HH income
- $49,974
- Composite
- 32.0/100
- National rank
- #5831
- State rank
- #89 of 238 in AR
Livability — Sheridan
- Score
- 68/100
- State rank
- #85
- US rank
- #9469
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sheridan, AR
- City population
- 12,476
- Population (ZIP)
- 12,476
Population outlook (Grant County) Hauer SSP2
- Today (2025)
- 18,477 people
- By 2030
- 18,551 · +0.4%
- By 2040
- 18,442 · -0.2%
- By 2050
- 17,901 · -3.1%
- By 2075
- 16,240 · -12.1%
- By 2100
- 13,761 · -25.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 5% Hispanic / Latino 3% Black 2%
- Common ancestry
- Lithuanian 1% Iranian 1% Serbian 1%
- Foreign-born
- 1% · Canada, China
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Grant
- 2024 margin
- Solid R (+68.9) · D 14.8% · R 83.6% · Other 1.6%
- 2008→2024 swing
- -17.9pp toward R · 2008: -51.0pp · 2024: -68.9pp
- All cycles
- 2024: R+68.9 2020: R+67.4 2016: R+54.7 2012: R+51.9 2008: R+51.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -37.06%
- Current HPI
- 167.1638
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
||
Price history
+205.0% since first listed25 events — show timeline
- 2026-06-16 Sold (MLS) $152,500 CARMLS
- 2026-05-17 Pending — CARMLS
- 2026-05-15 Listed $154,000 CARMLS
- 2022-12-07 Sold (Public Records) $130,000 Public Records
- 2022-11-30 Sold (MLS) $130,000 CARMLS
- 2022-11-07 Pending — CARMLS
- 2022-10-31 Listed $134,900 CARMLS
- 2021-02-13 Price Changed $112,000 CARMLS
- 2021-02-13 Price Changed $114,000 CARMLS
- 2021-02-12 Listing Removed — CARMLS
- 2021-02-12 Relisted — CARMLS
- 2021-02-12 Sold (MLS) $114,000 CARMLS
- 2021-01-26 Listing Removed — CARMLS
- 2021-01-05 Pending — CARMLS
- 2020-12-30 Contingent — CARMLS
- 2020-12-28 Listed $112,000 CARMLS
- 2017-02-03 Listing Removed — CARMLS
- 2016-09-16 Listed $99,900 CARMLS
- 2016-01-29 Sold (MLS) $32,555 CARMLS
- 2016-01-07 Pending — CARMLS
- 2015-12-30 Price Changed $32,555 CARMLS
- 2015-11-19 Price Changed $34,468 CARMLS
- 2015-10-14 Price Changed $36,900 CARMLS
- 2015-09-02 Listed $38,296 CARMLS
- 2009-02-25 Sold (Public Records) $50,000 Public Records
Property tax history
-12.4%/yrLatest (2025): $90 · -43.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…