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4700 Aurora Dr #25
D- Composite 39.64
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.8/30.0
  • DSCR +4.5/10.0
  • 1% rule +4.1/10.0
  • Rent growth +4.0/5.0
  • Schools +3.7/10.0
  • ARV discount +3.5/15.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$359,000

4700 Aurora Dr #25 · San Buenaventura (Ventura), CA 93003
2 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 67 Days on market
Built 1980 3,860 sqft lot $249/sqft · 9% above area Est $330k · 9% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully updated home located in a desirable 55+ community, offering comfort, space, and effortless living. This spacious 2-bedroom, 2-bath residence features approximately 1,440 sq ft of thoughtfully designed living space, highlighted by new flooring, abundant natural light, and soaring ceilings in the living room enhanced by skylights above. The open-concept kitchen includes an island, perfect for cooking, gathering, and entertaining. The expansive primary suite offers a walk-in closet and an easy-access walk-in shower, while the guest bedroom and bath provide comfort and style with recessed lighting, a refinished tub and shower. Additional features include a beautifully refinished hutch in the dinning area, laminate floors throughout, dual pane windows, stylish window shutters, ceiling fans, a dedicated laundry room with folding space, and generous storage throughout. For a peace of mind, the home is seismically braced. Step outside to enjoy a low-maintenance yard with a private patio, citrus fruit trees, spacious storage shed, and a covered carport accommodating two vehicles. Located near Camino Real Park, this home combines functionality, charm, and convenience--an exceptional opportunity you won't want to miss.

Key facts

  • Open-concept kitchen
  • New flooring
  • Natural light

Tags

UPDATED HOMENEW FLOORINGNATURAL LIGHTSOARING CEILINGSSKYLIGHTSOPEN-CONCEPT KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $359k.

Deal economics

  • At list price, monthly cash flow is $101 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $327k (9.0% below list).
  • Recommended offer: $327k (9.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 2.4% in San Buenaventura (Ventura) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Ventura Unified (urban): math 33% / reading 48% proficiency, ranked #218 of 517 in CA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Elmhurst Elementary (math 22% / reading 32%, grade F, #917 of 1,571 statewide, top 60%, 362 students, 68% FRL); Anacapa Middle (math 19% / reading 36%, grade F, #239 of 498 statewide, top 48%, 691 students, 67% FRL); Buena High (math 38% / reading 67%, grade C-, #289 of 1,170 statewide, top 25%, 1,710 students, 53% FRL) — zoned schools average 63% FRL vs 40% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.9%/yr); 91 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,759 units permitted in Ventura County in 2024 (1,196 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Ventura County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($337k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $275k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $326,837 (9.0% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.63%
Cash-on-cash
1.21%
DSCR
1.05
GRM
9.2

CMA / ARV

ARV (median comp)
$330,000
List price
$359,000
Delta
8.79%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4700 Aurora Dr #75 0.10mi 2/2.0 1,440 (0%) 4mo $355,000 $247 92
75 Copland Cir #75 0.21mi 2/2.0 1,440 (0%) 5mo $261,405 $182 86
4700 Aurora Dr #16 0.02mi 2/2.0 1,344 (-7%) 6mo $373,500 $278 83
79 Copland Cir #79 0.25mi 2/2.0 1,440 (0%) 8mo $225,000 $156 82
80 Copland Cir #80 0.27mi 2/2.0 1,440 (0%) 7mo $240,000 $167 81
4700 Aurora Dr #129 0.15mi 2/2.0 1,344 (-7%) 1mo $365,000 $272 81
54 Copland Cir #54 0.19mi 2/2.0 1,344 (-7%) 1mo $345,000 $257 79
4700 Aurora Dr #108 0.09mi 2/2.0 1,248 (-13%) 5mo $309,088 $248 69
24 Debussy Ln #24 0.48mi 2/2.0 1,344 (-7%) 7mo $355,000 $264 61
73 Gay Dr 0.66mi 3/2.0 (+1) 1,440 (0%) 8mo $150,000 $104 58
101 Gay Dr Unit . 0.52mi 3/2.0 (+1) 1,568 (+9%) 2mo $480,000 $306 55
27 Debussy Ln #27 0.52mi 3/2.0 (+1) 1,568 (+9%) 8mo $450,000 $287 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.88% rent growth · sell at horizon

5-year hold
IRR
-11.2%
Equity multiple
0.58×
Total profit
$-41,945
Equity at exit
$53,528
10-year hold
IRR
1.8%
Equity multiple
1.14×
Total profit
$14,381
Equity at exit
$31,040

Cash invested: $100,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93003

Rents YoY
5.9%
Active inventory
91
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$3,268 high interval (Pro) →
Mortgage (P&I)
$1,883
Tax est. 1.5%
$449 /mo · $5,385/yr
Insurance
$150
HOA
$0
Vacancy / Maint / Mgmt
$686
Net cashflow
$101

Break-even live

Break-even rent $3,140
Max offer price $359,000
Occupancy floor 92%

Sensitivity live

Price -10% $349 -5% $225 +0% $101 +5% $-23 +10% $-147
Rent -10% $-157 -5% $-28 +0% $101 +5% $230 +10% $359
Rate -1.0pp $282 -0.5pp $192 base $101 +0.5pp $8 +1.0pp $-87

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$89,750
Closing costs
$10,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4729 Ellington St Ventura, CA 3.0 2.5 1609 $3,800 $2.36 5d 1 0.23mi
4888 Ellington St Ventura, CA 3.0 2.0 1163 $3,650 $3.14 18d 1 0.31mi
848 Weber Cir Ventura, CA 1.0–2.0 1.0–2.0 845 $4,169 $4.93 3d 47 0.35mi
329 Bucknell Ave Ventura, CA 3.0 2.0 1570 $5,000 $3.18 45d 1 0.49mi
3700 Dean Dr Ventura, CA 2.0 2.0 1173 $2,925 $2.49 45d 2 0.61mi
3700 Dean Dr Ventura, CA 2.0 2.0 1178 $2,900 $2.46 5d 2 0.61mi
1212 Chalmette Ave Ventura, CA 2.0 1.0 882 $2,350 $2.66 45d 1 0.78mi
138 S Bryn Mawr St #6 Ventura, CA 3.0 1.5 1255 $2,995 $2.39 16d 1 0.78mi
138 S Bryn Mawr St #6 Ventura, CA 3.0 1.5 1255 $3,250 $2.59 45d 1 0.78mi
930 Pacific Strand Pl Ventura, CA 1.0–2.0 1.0–2.0 946 $3,245 $3.43 4d 11 0.83mi
618 Kirk Ave Unit 618 Ventura, CA 2.0 1.0 910 $2,395 $2.63 25d 1 0.88mi
3364 Preble Ave Ventura, CA 2.0 2.0 930 $2,895 $3.11 45d 1 0.96mi
3438 San Luis St Unit 3438 Ventura, CA 2.0 1.0 950 $2,800 $2.95 25d 1 0.98mi
3357 Rexford St Ventura, CA 2.0 2.0 1050 $2,795 $2.66 45d 1 0.99mi
3357 Rexford St Ventura, CA 2.0 2.0 1050 $2,675 $2.55 4d 1 0.99mi
3357 Rexford St Ventura, CA 2.0 2.0 1050 $2,675 $2.55 5d 1 0.99mi
3351 Rexford St Ventura, CA 2.0 2.0 1050 $2,675 $2.55 5d 1 0.99mi
1300 Saratoga Ave Ventura, CA 2.0 1.0–1.5 918 $2,648 $2.88 23d 2 1.03mi
1300 Saratoga Ave Ventura, CA 2.0–3.0 1.0–2.0 1004 $2,295 $2.29 45d 2 1.03mi
1241 Cypress Point Ln Ventura, CA 1.0–2.0 1.0–2.0 870 $3,186 $3.66 3d 11 1.06mi
1252 San Simeon Ct #6 Ventura, CA 3.0 2.5 1226 $3,400 $2.77 45d 1 1.13mi
309 Agnus Dr Ventura, CA 3.0 2.0 1286 $4,950 $3.85 46d 1 1.25mi
517 Valmore Ave Ventura, CA 3.0 1.5 1225 $3,900 $3.18 5d 1 1.29mi
6073 Woodland St Ventura, CA 2.0 2.0 925 $2,700 $2.92 21d 1 1.29mi
3098 Channel Dr Ventura, CA 2.0 1.0 995 $2,795 $2.81 3d 1 1.36mi
2991 Loma Vista Rd #2 Ventura, CA 2.0 2.0 1200 $2,800 $2.33 25d 1 1.41mi
2991 Loma Vista Rd #2 Ventura, CA 2.0 2.0 1200 $2,800 $2.33 45d 1 1.41mi
6250 Telegraph Rd Ventura, CA 1.0–2.0 1.0–1.5 824 $2,936 $3.56 3d 4 1.42mi
3275 Hilltop Dr Unit 3271 Ventura, CA 2.0 2.0 1440 $3,395 $2.36 16d 1 1.45mi
3115 Foothill Rd Ventura, CA 3.0 2.0 1300 $4,475 $3.44 25d 1 1.47mi

Listing history 22 events

  1. 2026-06-21
    days on market $359,000 Active 67 DOM
  2. 2026-06-18
    days on market $359,000 Active 64 DOM
  3. 2026-06-17
    days on market $359,000 Active 63 DOM
  4. 2026-06-16
    days on market $359,000 Active 62 DOM
  5. 2026-06-15
    days on market $359,000 Active 61 DOM
  6. 2026-06-13
    days on market $359,000 Active 59 DOM
  7. 2026-06-13
    days on market $359,000 Active 58 DOM
  8. 2026-06-10
    days on market $359,000 Active 56 DOM
  9. 2026-06-09
    days on market $359,000 Active 55 DOM
  10. 2026-06-08
    days on market $359,000 Active 54 DOM
  11. 2026-06-07
    days on market $359,000 Active 53 DOM
  12. 2026-06-05
    days on market $359,000 Active 50 DOM
  13. 2026-06-03
    days on market $359,000 Active 49 DOM
  14. 2026-06-02
    days on market $359,000 Active 48 DOM
  15. 2026-06-02
    price $359,000 Active 47 DOM
  16. 2026-05-31
    days on market $364,900 Active 47 DOM
  17. 2026-04-14
    listed $364,900 Active 1255-char remark
    Show marketing remark (1255 chars)

    Welcome to this beautifully updated home located in a desirable 55+ community, offering comfort, space, and effortless living. This spacious 2-bedroom, 2-bath residence features approximately 1,440 sq ft of thoughtfully designed living space, highlighted by new flooring, abundant natural light, and soaring ceilings in the living room enhanced by skylights above. The open-concept kitchen includes an island, perfect for cooking, gathering, and entertaining. The expansive primary suite offers a walk-in closet and an easy-access walk-in shower, while the guest bedroom and bath provide comfort and style with recessed lighting, a refinished tub and shower. Additional features include a beautifully refinished hutch in the dinning area, laminate floors throughout, dual pane windows, stylish window shutters, ceiling fans, a dedicated laundry room with folding space, and generous storage throughout. For a peace of mind, the home is seismically braced. Step outside to enjoy a low-maintenance yard with a private patio, citrus fruit trees, spacious storage shed, and a covered carport accommodating two vehicles. Located near Camino Real Park, this home combines functionality, charm, and convenience--an exceptional opportunity you won't want to miss.

  18. 2018-11-02
    soldstatus $275,000 Closed 700-char remark
    Show marketing remark (700 chars)

    Designer's Own beautifully appointed Manufactured Home located at the sought after Senior 55+ Patrician MHP community. A light filled home with upgrades that include Plantation Shutters throughout, skylights, newer A/C for warmer days, a large walk-in shower and fresh paint throughout. Outdoors includes a lush and private outdoor space, with new lattice privacy fence at back. Just a short stroll to a Tennis Club and walking trails at neighboring Camino Real Park. Clubhouse offering many amenities including an outdoor heated pool and spa. Just blocks from the Pacific View Mall, Lowe's, Trader Joe's, Restaurants, Medical Facilities, Historic Downtown, Beaches, Harbor and Fwy's 101 & 126.

  19. 2018-10-29
    status Pending 700-char remark
    Show marketing remark (700 chars)

    Designer's Own beautifully appointed Manufactured Home located at the sought after Senior 55+ Patrician MHP community. A light filled home with upgrades that include Plantation Shutters throughout, skylights, newer A/C for warmer days, a large walk-in shower and fresh paint throughout. Outdoors includes a lush and private outdoor space, with new lattice privacy fence at back. Just a short stroll to a Tennis Club and walking trails at neighboring Camino Real Park. Clubhouse offering many amenities including an outdoor heated pool and spa. Just blocks from the Pacific View Mall, Lowe's, Trader Joe's, Restaurants, Medical Facilities, Historic Downtown, Beaches, Harbor and Fwy's 101 & 126.

  20. 2018-10-16
    status Backup Offers Accepted 700-char remark
    Show marketing remark (700 chars)

    Designer's Own beautifully appointed Manufactured Home located at the sought after Senior 55+ Patrician MHP community. A light filled home with upgrades that include Plantation Shutters throughout, skylights, newer A/C for warmer days, a large walk-in shower and fresh paint throughout. Outdoors includes a lush and private outdoor space, with new lattice privacy fence at back. Just a short stroll to a Tennis Club and walking trails at neighboring Camino Real Park. Clubhouse offering many amenities including an outdoor heated pool and spa. Just blocks from the Pacific View Mall, Lowe's, Trader Joe's, Restaurants, Medical Facilities, Historic Downtown, Beaches, Harbor and Fwy's 101 & 126.

  21. 2018-09-17
    listed $285,000 Active 700-char remark
    Show marketing remark (700 chars)

    Designer's Own beautifully appointed Manufactured Home located at the sought after Senior 55+ Patrician MHP community. A light filled home with upgrades that include Plantation Shutters throughout, skylights, newer A/C for warmer days, a large walk-in shower and fresh paint throughout. Outdoors includes a lush and private outdoor space, with new lattice privacy fence at back. Just a short stroll to a Tennis Club and walking trails at neighboring Camino Real Park. Clubhouse offering many amenities including an outdoor heated pool and spa. Just blocks from the Pacific View Mall, Lowe's, Trader Joe's, Restaurants, Medical Facilities, Historic Downtown, Beaches, Harbor and Fwy's 101 & 126.

  22. 2002-08-05
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥85°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,220
− Mortgage interest
−$20,110
− Property taxes
−$5,385
− Insurance
−$1,795
− Repairs & maintenance
−$3,138
− Management
−$3,138
− Depreciation
−$10,444
Taxable loss
−$4,788
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,149
After-tax cash flow
$2,362/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ventura Unified
NCES district ID
0640980
Math proficiency
33% ▼ -11.00%
Reading proficiency
48% ▼ -7.00%
Median HH income
$67,362
Composite
36.51/100
National rank
#4646
State rank
#218 of 517 in CA

Livability — San Buenaventura (Ventura)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
San Buenaventura (Ventura), CA
County
Ventura County · 829,955 people
City population
83,837
Metro
Oxnard-Thousand Oaks-Ventura, CA
Population (ZIP)
52,906
Household income
$103,761
Rent vs Own
41.5% rent · 58.5% own
Severe rent burden
2414.0

Population outlook (Ventura County) Hauer SSP2

Today (2025)
895,754 people
By 2030
912,134 · +1.8%
By 2040
931,454 · +4.0%
By 2050
934,609 · +4.3%
By 2075
924,899 · +3.3%
By 2100
864,712 · -3.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 57% Hispanic / Latino 33% Two or more races 15% Asian 4% Black 1%
Hispanic origin (detail)
Mexican 27%
Common ancestry
Lithuanian 3% Italian 2% Slovak 2%
Foreign-born
12% · Canada, Jamaica, China
Languages at home
78% English-only · Spanish 17% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Ventura

2024 margin
D (+15.1) · D 56.1% · R 41.0% · Other 2.9%
2008→2024 swing
+2.8pp toward D · 2008: 12.3pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+21.1 2016: D+16.8 2012: D+5.3 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1074.56%
Current HPI
308.6282
Rent YoY
▲ 5.88%
Metro
Oxnard-Thousand Oaks-Ventura, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+28.0% since first listed
6 events — show timeline
  • 2026-04-14 Listed $364,900 CRMLS
  • 2018-11-02 Sold (MLS) $275,000 CRMLS
  • 2018-10-29 Pending CRMLS
  • 2018-10-16 Pending CRMLS
  • 2018-09-17 Listed $285,000 CRMLS
  • 2002-08-05 Listed CRMLS

Property tax history

+0.5%/yr

Latest (2025): $264 · +5.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…