3791 River Dr · Lilburn, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.7/30.0
- Schools +3.7/10.0
- Livability +3.6/5.0
- DSCR +3.1/10.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$285,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3-bedroom home ideally located in a prime area with access to highly rated schools. This inviting property offers a comfortable and functional layout, perfect for both everyday living and entertaining. Enjoy a spacious living area filled with natural light, well-sized bedrooms, and a warm, welcoming atmosphere throughout. Situated in a highly convenient location, you'll be just minutes from shopping, dining, parks, and major highways-making commuting and daily errands effortless. Offering the perfect blend of comfort, convenience, and community, this home is a great opportunity for both investors and first-time homebuyers. Don't miss your chance to make it yours!
Key facts
- Highly rated schools
- Spacious living area
- Natural light
Tags
Property features AI
Finance
- Other:
- Financial info:
- HOA & community:
Exterior
- Parking:
- Security:
- Utilities: Public water; Septic tank; Electricity (110 volts); Natural gas available; Electricity available
- Home design: Two levels; Resale property
- Construction: Aluminum siding; Shingle roof; Block foundation
- Exterior features: Asphalt road access
Interior
- Kitchen: Electric range; Refrigerator; Breakfast bar
- Bedrooms: Three upstairs bedrooms; Other bedroom features
- Flooring: Hardwood floors
- Bathrooms: Two full bathrooms; One half bathroom (main level)
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: One brick fireplace; Bay window(s); Other interior features
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $285k.
Deal economics
- At list price, monthly cash flow is $-134 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $261k (8.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (23.5% below list).
- Recommended offer: $218k (23.5% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 3.4% in Lilburn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#61 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, amenities B; Watch: commute F.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Knight Elementary School (math 53% / reading 53%, grade C, #215 of 1,228 statewide, top 18%, 869 students, 64% FRL); Trickum Middle School (math 32% / reading 41%, grade F, #167 of 470 statewide, top 38%, 2,148 students, 52% FRL); Parkview High School (math 17% / reading 22%, grade F, #243 of 424 statewide, top 59%, 3,262 students, 45% FRL).
- Market conditions: Rents soft (-2.8%/yr); 405 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
- This rent runs 34% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $125k; list at $285k implies a 128% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 5.73%
- Cash-on-cash
- -2.02%
- DSCR
- 0.91
- GRM
- 10.9
CMA / ARV
- ARV (median comp)
- $374,160
- List price
- $285,000
- Delta
- -23.83%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 421 Princeton Way | 0.26mi | 3/2.0 | 1,768 (+13%) | 2mo | $385,000 | $218 | 62 |
| 3670 Sugarbrook Dr | 0.68mi | 3/2.0 | 1,472 (-6%) | 3mo | $329,900 | $224 | 54 |
| 361 Princeton Way | 0.32mi | 3/2.5 | 1,778 (+14%) | 10mo | $415,000 | $233 | 54 |
| 176 Resthaven Dr | 0.70mi | 3/2.0 | 1,590 (+2%) | 18mo | $350,000 | $220 | 47 |
| 402 Princeton Way | 0.31mi | 4/2.0 (+1) | 1,772 (+14%) | 12mo | $330,000 | $186 | 46 |
| 167 Lester Rd SW | 0.58mi | 3/2.0 | 1,356 (-13%) | 5mo | $300,000 | $221 | 45 |
| 3594 Vinyard Way | 0.65mi | 3/2.0 | 1,752 (+12%) | 12mo | $380,000 | $217 | 37 |
| 686 Ludlow Ln | 0.72mi | 3/2.0 | 1,375 (-12%) | 18mo | $320,000 | $233 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.9%
- Equity multiple
- 0.23×
- Total profit
- $-61,164
- Equity at exit
- $42,494
- IRR
- -26.9%
- Equity multiple
- -0.12×
- Total profit
- $-89,117
- Equity at exit
- $24,642
Cash invested: $79,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30044
- Rents YoY
- -2.8%
- Active inventory
- 405
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $2,180 high interval (Pro) →
- Mortgage (P&I)
- −$1,495
- Tax from tax record
- −$243 /mo · $2,919/yr
- Insurance
- −$119
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$458
- Net cashflow
- $-134
Break-even live
Sensitivity live
| Price | -10% $27 | -5% $-54 | +0% $-134 | +5% $-215 | +10% $-296 |
|---|---|---|---|---|---|
| Rent | -10% $-307 | -5% $-220 | +0% $-134 | +5% $-48 | +10% $38 |
| Rate | -1.0pp $9 | -0.5pp $-62 | base $-134 | +0.5pp $-208 | +1.0pp $-283 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $71,250
- Closing costs
- $8,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3876 Brookshire Pl Lawrenceville, GA | 4.0 | 3.0 | 1800 | $2,045 | $1.14 | 26d | 1 | 0.43mi |
| 3886 Brookshire Pl Lawrenceville, GA | 4.0 | 2.0 | 1800 | $2,065 | $1.15 | 26d | 1 | 0.43mi |
| 3748 Jackson Bluff Dr Lawrenceville, GA | 4.0 | 2.5 | 1987 | $2,600 | $1.31 | 20d | 1 | 0.78mi |
| 3564 Manchester Dr Lawrenceville, GA | 3.0 | 2.5 | 2000 | $1,995 | $1.00 | 14d | 1 | 0.97mi |
| 886 Killian Hill Rd SW Lilburn, GA | 4.0 | 3.5 | 1767 | $2,599 | $1.47 | 24d | 1 | 1.25mi |
| 4412 Bryant Dr SW Lilburn, GA | 3.0 | 2.0 | 1248 | $1,200 | $0.96 | 26d | 1 | 1.27mi |
| 798 Brownlee Ln Lawrenceville, GA | 3.0 | 2.0 | 1840 | $2,350 | $1.28 | 19d | 1 | 1.36mi |
| 327 Cashes Ct Lilburn, GA | 3.0 | 2.5 | 1790 | $2,200 | $1.23 | 45d | 1 | 1.39mi |
| 156 Bethesda Church Rd Lawrenceville, GA | 1.0–3.0 | 1.0–2.0 | 1183 | $2,170 | $1.83 | 0d | 9 | 1.41mi |
| 3497 Hidden Valley Cir Unit 1 Lawrenceville, GA | 3.0 | 3.5 | 2000 | $2,500 | $1.25 | 45d | 1 | 1.45mi |
| 3597 Hidden Valley Cir Lawrenceville, GA | 3.0 | 3.5 | 1979 | $2,400 | $1.21 | 26d | 1 | 1.47mi |
| 3498 Hidden Valley Cir Lawrenceville, GA | 3.0 | 3.5 | 1742 | $2,250 | $1.29 | 0d | 1 | 1.47mi |
Listing history 4 events
-
2026-05-03$285,000 New 683-char remark
Show marketing remark (683 chars)
Charming 3-bedroom home ideally located in a prime area with access to highly rated schools. This inviting property offers a comfortable and functional layout, perfect for both everyday living and entertaining. Enjoy a spacious living area filled with natural light, well-sized bedrooms, and a warm, welcoming atmosphere throughout. Situated in a highly convenient location, you'll be just minutes from shopping, dining, parks, and major highways-making commuting and daily errands effortless. Offering the perfect blend of comfort, convenience, and community, this home is a great opportunity for both investors and first-time homebuyers. Don't miss your chance to make it yours!
-
2026-05-03$285,000 Active 701-char remark
Show marketing remark (683 chars)
Charming 3-bedroom home ideally located in a prime area with access to highly rated schools. This inviting property offers a comfortable and functional layout, perfect for both everyday living and entertaining. Enjoy a spacious living area filled with natural light, well-sized bedrooms, and a warm, welcoming atmosphere throughout. Situated in a highly convenient location, you'll be just minutes from shopping, dining, parks, and major highways-making commuting and daily errands effortless. Offering the perfect blend of comfort, convenience, and community, this home is a great opportunity for both investors and first-time homebuyers. Don't miss your chance to make it yours!
-
2020-05-18soldstatus $125,000
-
1992-08-31soldstatus $27,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,919 · $243/mo
- Projected year-2 tax
- $2,919 · $243/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 22% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,160
- − Mortgage interest
- −$15,964
- − Property taxes
- −$2,919
- − Insurance
- −$1,425
- − Repairs & maintenance
- −$2,093
- − Management
- −$2,093
- − Depreciation
- −$8,291
- Taxable loss
- −$6,625
- Est. tax savings @ 24.0%
- +$1,590
- After-tax cash flow
- $-22/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Lilburn
- Score
- 72/100
- State rank
- #61
- US rank
- #5949
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gwinnett County · 952,346 people
- City population
- 70,121
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 101,475
- Household income
- $77,321
- Rent vs Own
- Severe rent burden
- 3075.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- Hispanic / Latino 32% Black 28% White 21% Asian 14% Two or more races 12%
- Hispanic origin (detail)
- Mexican 13% Puerto Rican 2% Dominican 2%
- Common ancestry
- Slovak 1% Romanian 1% Italian 1%
- Foreign-born
- 34% · Canada, Vietnam, Jamaica
- Languages at home
- 54% English-only · Spanish 30% Vietnamese 5% Other Indo-European 3%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -304.00%
- Current HPI
- 241.2788
- Rent YoY
- ▼ -2.78%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+955.6% since first listed6 events — show timeline
- 2026-05-27 Pending — GAMLS
- 2026-05-27 Pending — FMLS
- 2026-05-03 Listed $285,000 FMLS
- 2026-05-03 Listed $285,000 GAMLS
- 2020-05-18 Sold (Public Records) $125,000 Public Records
- 1992-08-31 Sold (Public Records) $27,000 Public Records
Property tax history
+2.7%/yrLatest (2025): $2,919 · -0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…