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3791 River Dr
D Composite 43.03
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.7/30.0
  • Schools +3.7/10.0
  • Livability +3.6/5.0
  • DSCR +3.1/10.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$285,000

3791 River Dr · Lilburn, GA 30044
3 bd · 2.5 ba · 1,560 sqft · SingleFamily public records · 22 Days on market
Built 1953 0.57 ac lot $183/sqft · 24% below area Est $374k · 24% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom home ideally located in a prime area with access to highly rated schools. This inviting property offers a comfortable and functional layout, perfect for both everyday living and entertaining. Enjoy a spacious living area filled with natural light, well-sized bedrooms, and a warm, welcoming atmosphere throughout. Situated in a highly convenient location, you'll be just minutes from shopping, dining, parks, and major highways-making commuting and daily errands effortless. Offering the perfect blend of comfort, convenience, and community, this home is a great opportunity for both investors and first-time homebuyers. Don't miss your chance to make it yours!

Key facts

  • Highly rated schools
  • Spacious living area
  • Natural light

Tags

HIGHLY RATED SCHOOLSSPACIOUS LIVING AREANATURAL LIGHTCONVENIENT LOCATIONMINUTES FROM SHOPPINGMINUTES FROM DINING

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community:

Exterior

  • Parking:
  • Security:
  • Utilities: Public water; Septic tank; Electricity (110 volts); Natural gas available; Electricity available
  • Home design: Two levels; Resale property
  • Construction: Aluminum siding; Shingle roof; Block foundation
  • Exterior features: Asphalt road access

Interior

  • Kitchen: Electric range; Refrigerator; Breakfast bar
  • Bedrooms: Three upstairs bedrooms; Other bedroom features
  • Flooring: Hardwood floors
  • Bathrooms: Two full bathrooms; One half bathroom (main level)
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: One brick fireplace; Bay window(s); Other interior features
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $-134 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $261k (8.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (23.5% below list).
  • Recommended offer: $218k (23.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 3.4% in Lilburn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#61 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, amenities B; Watch: commute F.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Knight Elementary School (math 53% / reading 53%, grade C, #215 of 1,228 statewide, top 18%, 869 students, 64% FRL); Trickum Middle School (math 32% / reading 41%, grade F, #167 of 470 statewide, top 38%, 2,148 students, 52% FRL); Parkview High School (math 17% / reading 22%, grade F, #243 of 424 statewide, top 59%, 3,262 students, 45% FRL).
  • Market conditions: Rents soft (-2.8%/yr); 405 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; list at $285k implies a 128% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,002 (23.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.73%
Cash-on-cash
-2.02%
DSCR
0.91
GRM
10.9

CMA / ARV

ARV (median comp)
$374,160
List price
$285,000
Delta
-23.83%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
421 Princeton Way 0.26mi 3/2.0 1,768 (+13%) 2mo $385,000 $218 62
3670 Sugarbrook Dr 0.68mi 3/2.0 1,472 (-6%) 3mo $329,900 $224 54
361 Princeton Way 0.32mi 3/2.5 1,778 (+14%) 10mo $415,000 $233 54
176 Resthaven Dr 0.70mi 3/2.0 1,590 (+2%) 18mo $350,000 $220 47
402 Princeton Way 0.31mi 4/2.0 (+1) 1,772 (+14%) 12mo $330,000 $186 46
167 Lester Rd SW 0.58mi 3/2.0 1,356 (-13%) 5mo $300,000 $221 45
3594 Vinyard Way 0.65mi 3/2.0 1,752 (+12%) 12mo $380,000 $217 37
686 Ludlow Ln 0.72mi 3/2.0 1,375 (-12%) 18mo $320,000 $233 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-22.9%
Equity multiple
0.23×
Total profit
$-61,164
Equity at exit
$42,494
10-year hold
IRR
-26.9%
Equity multiple
-0.12×
Total profit
$-89,117
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30044

Rents YoY
-2.8%
Active inventory
405
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,180 high interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$243 /mo · $2,919/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$458
Net cashflow
$-134

Break-even live

Break-even rent $2,350
Max offer price $261,268
Occupancy floor

Sensitivity live

Price -10% $27 -5% $-54 +0% $-134 +5% $-215 +10% $-296
Rent -10% $-307 -5% $-220 +0% $-134 +5% $-48 +10% $38
Rate -1.0pp $9 -0.5pp $-62 base $-134 +0.5pp $-208 +1.0pp $-283

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3876 Brookshire Pl Lawrenceville, GA 4.0 3.0 1800 $2,045 $1.14 26d 1 0.43mi
3886 Brookshire Pl Lawrenceville, GA 4.0 2.0 1800 $2,065 $1.15 26d 1 0.43mi
3748 Jackson Bluff Dr Lawrenceville, GA 4.0 2.5 1987 $2,600 $1.31 20d 1 0.78mi
3564 Manchester Dr Lawrenceville, GA 3.0 2.5 2000 $1,995 $1.00 14d 1 0.97mi
886 Killian Hill Rd SW Lilburn, GA 4.0 3.5 1767 $2,599 $1.47 24d 1 1.25mi
4412 Bryant Dr SW Lilburn, GA 3.0 2.0 1248 $1,200 $0.96 26d 1 1.27mi
798 Brownlee Ln Lawrenceville, GA 3.0 2.0 1840 $2,350 $1.28 19d 1 1.36mi
327 Cashes Ct Lilburn, GA 3.0 2.5 1790 $2,200 $1.23 45d 1 1.39mi
156 Bethesda Church Rd Lawrenceville, GA 1.0–3.0 1.0–2.0 1183 $2,170 $1.83 0d 9 1.41mi
3497 Hidden Valley Cir Unit 1 Lawrenceville, GA 3.0 3.5 2000 $2,500 $1.25 45d 1 1.45mi
3597 Hidden Valley Cir Lawrenceville, GA 3.0 3.5 1979 $2,400 $1.21 26d 1 1.47mi
3498 Hidden Valley Cir Lawrenceville, GA 3.0 3.5 1742 $2,250 $1.29 0d 1 1.47mi

Listing history 4 events

  1. 2026-05-03
    listed $285,000 New 683-char remark
    Show marketing remark (683 chars)

    Charming 3-bedroom home ideally located in a prime area with access to highly rated schools. This inviting property offers a comfortable and functional layout, perfect for both everyday living and entertaining. Enjoy a spacious living area filled with natural light, well-sized bedrooms, and a warm, welcoming atmosphere throughout. Situated in a highly convenient location, you'll be just minutes from shopping, dining, parks, and major highways-making commuting and daily errands effortless. Offering the perfect blend of comfort, convenience, and community, this home is a great opportunity for both investors and first-time homebuyers. Don't miss your chance to make it yours!

  2. 2026-05-03
    listed $285,000 Active 701-char remark
    Show marketing remark (683 chars)

    Charming 3-bedroom home ideally located in a prime area with access to highly rated schools. This inviting property offers a comfortable and functional layout, perfect for both everyday living and entertaining. Enjoy a spacious living area filled with natural light, well-sized bedrooms, and a warm, welcoming atmosphere throughout. Situated in a highly convenient location, you'll be just minutes from shopping, dining, parks, and major highways-making commuting and daily errands effortless. Offering the perfect blend of comfort, convenience, and community, this home is a great opportunity for both investors and first-time homebuyers. Don't miss your chance to make it yours!

  3. 2020-05-18
    soldstatus $125,000
  4. 1992-08-31
    soldstatus $27,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,919 · $243/mo
Projected year-2 tax
$2,919 · $243/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 22% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,160
− Mortgage interest
−$15,964
− Property taxes
−$2,919
− Insurance
−$1,425
− Repairs & maintenance
−$2,093
− Management
−$2,093
− Depreciation
−$8,291
Taxable loss
−$6,625
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,590
After-tax cash flow
$-22/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Lilburn

Score
72/100
State rank
#61
US rank
#5949

Category grades

Amenities B Commute F Cost of living A Crime B- Employment C Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
City population
70,121
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
101,475
Household income
$77,321
Rent vs Own
38.1% rent · 61.9% own
Severe rent burden
3075.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
Hispanic / Latino 32% Black 28% White 21% Asian 14% Two or more races 12%
Hispanic origin (detail)
Mexican 13% Puerto Rican 2% Dominican 2%
Common ancestry
Slovak 1% Romanian 1% Italian 1%
Foreign-born
34% · Canada, Vietnam, Jamaica
Languages at home
54% English-only · Spanish 30% Vietnamese 5% Other Indo-European 3%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -304.00%
Current HPI
241.2788
Rent YoY
▼ -2.78%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+955.6% since first listed
6 events — show timeline
  • 2026-05-27 Pending GAMLS
  • 2026-05-27 Pending FMLS
  • 2026-05-03 Listed $285,000 FMLS
  • 2026-05-03 Listed $285,000 GAMLS
  • 2020-05-18 Sold (Public Records) $125,000 Public Records
  • 1992-08-31 Sold (Public Records) $27,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $2,919 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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