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4815 Vise Rd
B Composite 73.79
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$124,500

4815 Vise Rd · Pinson, AL 35126
3 bd · 2.0 ba · 1,619 sqft · SingleFamily public records · 146 Days on market
Built 1979 0.52 ac lot $77/sqft · 41% below area Est $212k · 41% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this 3-bedroom, 2-bath home offering a functional layout and comfortable living spaces. The kitchen features ample counter space, providing flexibility for everyday use and entertaining. The interior offers a bright, neutral color palette with a mix of hard-surface flooring and carpet in select areas. The primary bedroom includes a private en-suite bathroom with stand-up shower, while the additional bedrooms feature carpeted floors, ceiling fans, and generous closet space.

Key facts

  • Stand-up shower
  • Ample counter space
  • 0.52 acre lot

Tags

AMPLE COUNTER SPACEPRIVATE EN-SUITE BATHROOMSTAND-UP SHOWERGENEROUS CLOSET SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $124k.

Deal economics

  • At list price, monthly cash flow is $558 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $124k).
  • Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.7% vs local median 5.6% in Pinson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#289 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Pinson Elementary School (801 students, 54% FRL); Rudd Middle School (math 0% / reading 26%, grade F, #214 of 257 statewide, top 83%, 667 students, 61% FRL); Pinson Valley High School (math 6% / reading 17%, grade F, #246 of 305 statewide, top 81%, 1,029 students, 81% FRL) — zoned schools average 66% FRL vs 49% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.6%/yr); 183 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $861 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 1.6% rent growth), your $35k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 146 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 4y ago; this cycle's ask has dropped $68k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $109,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 146 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
11.67%
Cash-on-cash
19.21%
DSCR
1.85
GRM
6.2

CMA / ARV

ARV (median comp)
$211,808
List price
$124,500
Delta
-41.22%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4794 Vise Rd 0.06mi 3/2.5 1,767 (+9%) 2mo $208,000 $118 79
7448 Plantation Rd 0.65mi 3/2.5 1,628 (+1%) 11mo $213,000 $131 57
7505 Aspen Ridge Dr 0.42mi 3/2.5 1,811 (+12%) 2mo $299,900 $166 56
7341 Plantation Rd 0.66mi 3/2.0 1,850 (+14%) 0mo $245,500 $133 45
5162 Lamplighter Dr 0.75mi 3/3.0 1,796 (+11%) 8mo $210,000 $117 36
5795 Henry Black Dr 0.59mi 3/2.0 1,826 (+13%) 24mo $260,000 $142 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.61% rent growth · sell at horizon

5-year hold
IRR
9.6%
Equity multiple
1.37×
Total profit
$13,022
Equity at exit
$18,563
10-year hold
IRR
17.6%
Equity multiple
2.37×
Total profit
$47,720
Equity at exit
$10,764

Cash invested: $34,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35126

Home prices YoY
-22.4%
Rents YoY
1.6%
Active inventory
183
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,687 high interval (Pro) →
Mortgage (P&I)
$653
Tax from tax record
$70 /mo · $835/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$558

Break-even live

Break-even rent $980
Max offer price $124,500
Occupancy floor 62%

Sensitivity live

Price -10% $629 -5% $593 +0% $558 +5% $523 +10% $488
Rent -10% $425 -5% $492 +0% $558 +5% $625 +10% $691
Rate -1.0pp $621 -0.5pp $590 base $558 +0.5pp $526 +1.0pp $493

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,125
Closing costs
$3,735
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4627 Lakes Edge Cv Pinson, AL 3.0 2.0 1262 $1,496 $1.19 25d 1 0.77mi
7304 Plantation Rd Pinson, AL 4.0 2.0 1904 $1,875 $0.98 23d 1 0.81mi
7436 Hitching Post Dr Pinson, AL 3.0 1.0 1980 $1,350 $0.68 17d 1 0.84mi
6937 Brandi Cir Pinson, AL 3.0 2.0 1648 $1,735 $1.05 4d 1 0.91mi
4541 Morgan Dr Pinson, AL 3.0 2.0 1610 $1,795 $1.11 13d 1 1.02mi
6825 Brittany Pl Pinson, AL 3.0 2.0 1232 $1,573 $1.28 25d 1 1.04mi
6916 Brittany Ln Pinson, AL 3.0 2.0 1305 $1,665 $1.28 4d 1 1.08mi
6877 Briarwood Dr Pinson, AL 3.0 2.0 1390 $1,595 $1.15 45d 1 1.31mi
6820 Briarwood Dr Pinson, AL 4.0 3.0 1605 $1,845 $1.15 4d 1 1.41mi
5421 Faucett Rd Pinson, AL 3.0 2.0 1248 $1,195 $0.96 4d 1 1.42mi
5433 Faucett Rd Pinson, AL 3.0 2.0 1148 $1,395 $1.22 12d 1 1.44mi

Listing history 36 events

  1. 2026-06-07
    statusdays on market $124,500 Pending 146 DOM
  2. 2026-06-03
    days on market $124,500 Active 145 DOM
  3. 2026-06-02
    days on market $124,500 Active 144 DOM
  4. 2026-06-01
    days on market $124,500 Active 143 DOM
  5. 2026-05-31
    days on market $124,500 Active 142 DOM
  6. 2026-04-19
    price $124,500 488-char remark
    Show marketing remark (488 chars)

    Welcome to this 3-bedroom, 2-bath home offering a functional layout and comfortable living spaces. The kitchen features ample counter space, providing flexibility for everyday use and entertaining. The interior offers a bright, neutral color palette with a mix of hard-surface flooring and carpet in select areas. The primary bedroom includes a private en-suite bathroom with stand-up shower, while the additional bedrooms feature carpeted floors, ceiling fans, and generous closet space.

  7. 2026-03-27
    price $139,900 488-char remark
    Show marketing remark (488 chars)

    Welcome to this 3-bedroom, 2-bath home offering a functional layout and comfortable living spaces. The kitchen features ample counter space, providing flexibility for everyday use and entertaining. The interior offers a bright, neutral color palette with a mix of hard-surface flooring and carpet in select areas. The primary bedroom includes a private en-suite bathroom with stand-up shower, while the additional bedrooms feature carpeted floors, ceiling fans, and generous closet space.

  8. 2026-02-25
    price $154,900 488-char remark
    Show marketing remark (488 chars)

    Welcome to this 3-bedroom, 2-bath home offering a functional layout and comfortable living spaces. The kitchen features ample counter space, providing flexibility for everyday use and entertaining. The interior offers a bright, neutral color palette with a mix of hard-surface flooring and carpet in select areas. The primary bedroom includes a private en-suite bathroom with stand-up shower, while the additional bedrooms feature carpeted floors, ceiling fans, and generous closet space.

  9. 2026-02-11
    price $172,500 488-char remark
    Show marketing remark (488 chars)

    Welcome to this 3-bedroom, 2-bath home offering a functional layout and comfortable living spaces. The kitchen features ample counter space, providing flexibility for everyday use and entertaining. The interior offers a bright, neutral color palette with a mix of hard-surface flooring and carpet in select areas. The primary bedroom includes a private en-suite bathroom with stand-up shower, while the additional bedrooms feature carpeted floors, ceiling fans, and generous closet space.

  10. 2026-01-07
    listed $192,000 Active 488-char remark
    Show marketing remark (488 chars)

    Welcome to this 3-bedroom, 2-bath home offering a functional layout and comfortable living spaces. The kitchen features ample counter space, providing flexibility for everyday use and entertaining. The interior offers a bright, neutral color palette with a mix of hard-surface flooring and carpet in select areas. The primary bedroom includes a private en-suite bathroom with stand-up shower, while the additional bedrooms feature carpeted floors, ceiling fans, and generous closet space.

  11. 2023-04-28
    soldstatus $165,000
  12. 2023-04-27
    soldstatus $165,000 Sold 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  13. 2023-03-22
    status Pending 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  14. 2023-03-21
    status Active 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  15. 2023-03-13
    status Pending 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  16. 2023-03-07
    status Active 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  17. 2023-03-03
    status Pending 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  18. 2023-03-02
    status Active 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  19. 2023-01-21
    historical 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  20. 2023-01-12
    price $161,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  21. 2022-12-01
    price $172,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  22. 2022-11-10
    price $179,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  23. 2022-09-27
    status Active 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  24. 2022-09-19
    status Pending 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  25. 2022-08-25
    status Active 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  26. 2022-08-11
    status Pending 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  27. 2022-08-04
    price $180,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  28. 2022-07-22
    price $187,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  29. 2022-07-08
    price $190,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  30. 2022-06-24
    price $198,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  31. 2022-06-10
    price $207,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  32. 2022-05-20
    price $214,000 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  33. 2022-05-02
    listed $215,000 Active 446-char remark
    Show marketing remark (446 chars)

    Come see this charming 3 bedroom, 2 bathroom home now on the market! The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Discover a bright interior with neutral floors and plush carpet in all the right places. The main bedroom boasts a private en-suite with dual sinks. Other bedrooms offer plush carpet, ceiling fans, and sizable closets. Lush green landscape surrounds this beautiful house.

  34. 2022-01-03
    soldstatus $164,100
  35. 1997-04-17
    soldstatus $73,400
  36. 1997-02-01
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$835 · $70/mo
Projected year-2 tax
$835 · $70/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,241
− Mortgage interest
−$6,974
− Property taxes
−$835
− Insurance
−$622
− Repairs & maintenance
−$1,619
− Management
−$1,619
− Depreciation
−$3,622
Taxable income
$4,949
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,188
After-tax cash flow
$5,510/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Pinson

Score
60/100
State rank
#289
US rank
#18763

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pinson, AL
County
Jefferson County · 527,445 people
City population
22,599
Metro
Birmingham-Hoover, AL
Population (ZIP)
22,599
Household income
$83,732
Rent vs Own
14.6% rent · 85.4% own
Severe rent burden
267.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 58% Black 28% Hispanic / Latino 8% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Slovak 2% Lithuanian 1% Italian 1%
Foreign-born
5% · Canada, China, Jamaica
Languages at home
92% English-only · Spanish 5% Vietnamese 1% Chinese 0%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.52%
Current HPI
188.6439
Rent YoY
▲ 1.61%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+107.5% since first listed
31 events — show timeline
  • 2026-04-19 Price Changed $124,500 Greater Alabama MLS
  • 2026-03-27 Price Changed $139,900 Greater Alabama MLS
  • 2026-02-25 Price Changed $154,900 Greater Alabama MLS
  • 2026-02-11 Price Changed $172,500 Greater Alabama MLS
  • 2026-01-07 Listed $192,000 Greater Alabama MLS
  • 2023-04-28 Sold (Public Records) $165,000 Public Records
  • 2023-04-27 Sold (MLS) $165,000 Greater Alabama MLS
  • 2023-03-22 Pending Greater Alabama MLS
  • 2023-03-21 Relisted Greater Alabama MLS
  • 2023-03-13 Pending Greater Alabama MLS
  • 2023-03-07 Relisted Greater Alabama MLS
  • 2023-03-03 Pending Greater Alabama MLS
  • 2023-03-02 Relisted Greater Alabama MLS
  • 2023-01-21 Delisted Greater Alabama MLS
  • 2023-01-12 Price Changed $161,000 Greater Alabama MLS
  • 2022-12-01 Price Changed $172,000 Greater Alabama MLS
  • 2022-11-10 Price Changed $179,000 Greater Alabama MLS
  • 2022-09-27 Relisted Greater Alabama MLS
  • 2022-09-19 Pending Greater Alabama MLS
  • 2022-08-25 Relisted Greater Alabama MLS
  • 2022-08-11 Pending Greater Alabama MLS
  • 2022-08-04 Price Changed $180,000 Greater Alabama MLS
  • 2022-07-22 Price Changed $187,000 Greater Alabama MLS
  • 2022-07-08 Price Changed $190,000 Greater Alabama MLS
  • 2022-06-24 Price Changed $198,000 Greater Alabama MLS
  • 2022-06-10 Price Changed $207,000 Greater Alabama MLS
  • 2022-05-20 Price Changed $214,000 Greater Alabama MLS
  • 2022-05-02 Listed $215,000 Greater Alabama MLS
  • 2022-01-03 Sold (Public Records) $164,100 Public Records
  • 1997-04-17 Sold (Public Records) $73,400 Public Records
  • 1997-02-01 Sold (Public Records) $60,000 Public Records

Property tax history

+4.9%/yr

Latest (2025): $835 · -49.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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