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9 Chamiso Dr
D+ Composite 47.24
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.8/30.0
  • Appreciation +5.2/10.0
  • Schools +4.6/10.0
  • DSCR +2.8/10.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0

$895,000

9 Chamiso Dr · Los Alamos, CA 93440
4 bd · 3.0 ba · 2,714 sqft · SingleFamily public records · 208 Days on market
Built 2005 6,534 sqft lot Est $1113k · 20% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

Key facts

  • Flexible floor plan
  • Stunning views
  • Gourmet kitchen

Tags

STUNNING VIEWSGOURMET KITCHENGRANITE COUNTERTOPSFLEXIBLE FLOOR PLANPRIVATE UPSTAIRS PRIMARY SUITEFENCED BACKYARD

Property features AI

Finance

  • Other: Pets allowed
  • HOA & community: Homeowner association present; Association maintains common areas; Community play area

Exterior

  • Parking: 2 garage spaces
  • Utilities: Public water and sewer (standard connections implied)
  • Home design: Attached home; Two-story; Property subtype: Home/Estate; Property in good condition; One building
  • Construction: Stucco construction; Composition roof; Slab foundation; Built as part of a development with vineyard views
  • Exterior features: Level lot; Mountain views; Play area (community amenity)

Interior

  • Kitchen: Refrigerator; Built-in gas range; Dishwasher; Garbage disposal
  • Bedrooms: Primary bedroom; Ground-floor bedroom
  • Flooring: Laminate; Carpet; Tile
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central air conditioning; Forced-air heating
  • Interior features: Fireplaces in the primary bedroom and family room; Laundry room with gas hookup
  • Laundry & utility: Gas hookup in laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $895k.

Deal economics

  • At list price, monthly cash flow is $-575 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $793k (11.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $650k (27.4% below list).
  • Recommended offer: $650k (27.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.5% in Los Alamos — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 52/100 on livability (#1,007 in CA) — a working-class tenant base; expect higher turnover. Strengths: crime A+, employment A+; Watch: schools F, amenities F, commute F.
  • Orcutt Union Elementary (suburban): math 44% / reading 54% proficiency, ranked #414 of 1,400 in CA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 41 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 719 units permitted in Santa Barbara County in 2024 (217 in 5+ unit buildings).

Forward outlook

  • In year one you build about $10k of equity ($6k loan paydown + $4k appreciation (0.4% local appreciation)).
  • Santa Barbara County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 5, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 208 days — a 12% lower offer ($788k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 10y ago; this cycle's ask has dropped $64k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $649k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $650,000 (27.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 208 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.52%
Cash-on-cash
-2.75%
DSCR
0.88
GRM
11.5

CMA / ARV

ARV (on-the-fly)
$1,112,740
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3 Chamiso Dr 0.04mi 4/3.0 2,714 (0%) 3mo $955,000 $352 96
25 Chamiso Dr 0.10mi 4/3.0 2,714 (0%) 6mo $960,000 $354 90
13 Chamiso Dr 0.03mi 4/2.5 2,807 (+3%) 15mo $1,150,000 $410 79
95 St Joseph St 0.19mi 3/2.5 (-1) 2,491 (-8%) 2mo $2,325,000 $933 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.44% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.6%
Equity multiple
0.82×
Total profit
$-44,334
Equity at exit
$279,717
10-year hold
IRR
1.8%
Equity multiple
1.21×
Total profit
$52,355
Equity at exit
$352,502

Cash invested: $250,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93440

Home prices YoY
0.1%
Active inventory
41
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$6,500 medium interval (Pro) →
Mortgage (P&I)
$4,693
Tax from tax record
$643 /mo · $7,720/yr
Insurance
$373
HOA
$0
Vacancy / Maint / Mgmt
$1,365
Net cashflow
$-575

Break-even live

Break-even rent $7,228
Max offer price $793,470
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$223,750
Closing costs
$26,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
370 Main St Los Alamos, CA 4.0 3.5 2694 $6,500 $2.41 14d 1 0.39mi

Listing history 45 events

  1. 2026-06-18
    days on market $895,000 Active 208 DOM
  2. 2026-06-17
    days on market $895,000 Active 207 DOM
  3. 2026-06-16
    days on market $895,000 Active 206 DOM
  4. 2026-06-15
    days on market $895,000 Active 205 DOM
  5. 2026-06-14
    days on market $895,000 Active 203 DOM
  6. 2026-06-13
    days on market $895,000 Active 202 DOM
  7. 2026-06-10
    days on market $895,000 Active 200 DOM
  8. 2026-06-09
    days on market $895,000 Active 199 DOM
  9. 2026-06-08
    days on market $895,000 Active 198 DOM
  10. 2026-06-07
    days on market $895,000 Active 197 DOM
  11. 2026-06-05
    days on market $895,000 Active 194 DOM
  12. 2026-06-03
    days on market $895,000 Active 193 DOM
  13. 2026-06-02
    days on market $895,000 Active 192 DOM
  14. 2026-06-01
    days on market $895,000 Active 191 DOM
  15. 2026-05-31
    days on market $895,000 Active 190 DOM
  16. 2026-05-30
    days on market $895,000 Active 189 DOM
  17. 2026-05-03
    price $909,000
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  18. 2026-05-03
    price $909,000 1209-char remark
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  19. 2026-04-07
    historical
  20. 2026-04-02
    price $919,000
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  21. 2026-04-02
    price $919,000 1209-char remark
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  22. 2026-02-06
    price $929,000 1209-char remark
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  23. 2026-02-06
    price $929,000
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  24. 2026-02-06
    price $929,000
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  25. 2026-01-19
    price $939,000 1209-char remark
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  26. 2026-01-19
    price $939,000
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  27. 2026-01-19
    price $939,000
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  28. 2025-11-29
    listed $959,000 Active
  29. 2025-11-22
    listed $959,000 Active
  30. 2025-11-21
    listed $959,000 Active 1209-char remark
    Show marketing remark (1209 chars)

    Enjoy stunning views from this beautifully updated 4BD/3BA Los Alamos home, offering the perfect blend of space, comfort, and wine country living. Fresh interior and exterior paint and pretty new carpet in all bedrooms create a clean, move-in-ready feel. The gourmet kitchen features granite countertops, generous cabinetry, and an open layout flowing into a bright great room with cathedral ceilings, a cozy fireplace, and vineyard views. The flexible floor plan includes a convenient downstairs bedroom and bath, ideal for guests or multi-generational living. The private upstairs primary suite offers a sitting or office area, fireplace, walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. Two additional bedrooms, a full bath, and a central laundry room complete the upper level. The fenced backyard with raised garden beds is perfect for entertaining, relaxing, or enjoying your own wine country oasis. Located just blocks from Bell Street's restaurants, tasting rooms, and shops, and a short drive to Los Olivos, Santa Ynez, and the Santa Barbara coastline. This home shows like sparkly new and is an exceptional deal for a country retreat in desirable Los Alamos.

  31. 2021-01-08
    soldstatus $649,000
  32. 2021-01-08
    soldstatus $644,500
  33. 2021-01-04
    listed $649,000
  34. 2019-09-30
    historical
  35. 2019-09-30
    historical
  36. 2019-08-25
    listed $649,000 Active
  37. 2019-08-24
    listed $649,000 Active
  38. 2017-04-27
    historical
  39. 2017-04-25
    listed $659,000 Active
  40. 2016-12-30
    soldstatus $455,000
  41. 2016-12-30
    soldstatus $455,000 Closed
  42. 2016-12-30
    soldstatus $455,000
  43. 2016-08-15
    historical Contingent
  44. 2016-02-24
    listed $449,000 Active
  45. 2016-02-23
    listed $455,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$7,720 · $643/mo
Projected year-2 tax
$7,720 · $643/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥89°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$78,000
− Mortgage interest
−$50,134
− Property taxes
−$7,720
− Insurance
−$4,475
− Repairs & maintenance
−$6,240
− Management
−$6,240
− Depreciation
−$26,036
Taxable loss
−$22,845
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,483
After-tax cash flow
$-1,414/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orcutt Union Elementary
NCES district ID
0628710
Math proficiency
44% ▼ -1.00%
Reading proficiency
54% ▲ 2.00%
Median HH income
$70,564
Composite
45.96/100
National rank
#5530
State rank
#414 of 1400 in CA

Livability — Los Alamos

Score
52/100
State rank
#1007
US rank
#24871

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing B- Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Los Alamos, CA
Population (ZIP)
896

Population outlook (Santa Barbara County) Hauer SSP2

Today (2025)
484,679 people
By 2030
505,323 · +4.3%
By 2040
545,783 · +12.6%
By 2050
584,263 · +20.5%
By 2075
682,586 · +40.8%
By 2100
723,188 · +49.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 8% Black 7% Two or more races 5% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Russian 13% Serbian 7% German 5%
Foreign-born
21% · Canada, Jamaica
Languages at home
89% English-only · Spanish 11%

Political lean MEDSL · Santa Barbara

2024 margin
Strong D (+26.7) · D 61.8% · R 35.1% · Other 3.1%
2008→2024 swing
+3.8pp toward D · 2008: 22.9pp · 2024: 26.7pp
All cycles
2024: D+26.7 2020: D+32.1 2016: D+28.2 2012: D+17.1 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.44%
Current HPI
320.7938
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+99.8% since first listed
29 events — show timeline
  • 2026-05-03 Price Changed $909,000 SBMLS
  • 2026-05-03 Price Changed $909,000 NSBCRMLS
  • 2026-04-07 Listing Removed CRMLS
  • 2026-04-02 Price Changed $919,000 SBMLS
  • 2026-04-02 Price Changed $919,000 NSBCRMLS
  • 2026-02-06 Price Changed $929,000 NSBCRMLS
  • 2026-02-06 Price Changed $929,000 CRMLS
  • 2026-02-06 Price Changed $929,000 SBMLS
  • 2026-01-19 Price Changed $939,000 NSBCRMLS
  • 2026-01-19 Price Changed $939,000 CRMLS
  • 2026-01-19 Price Changed $939,000 SBMLS
  • 2025-11-29 Listed $959,000 CRMLS
  • 2025-11-22 Listed $959,000 SBMLS
  • 2025-11-21 Listed $959,000 NSBCRMLS
  • 2021-01-08 Sold (Public Records) $644,500 Public Records
  • 2021-01-08 Sold (MLS) $649,000 NSBCRMLS
  • 2021-01-04 Listed $649,000 NSBCRMLS
  • 2019-09-30 Listing Removed SBMLS
  • 2019-09-30 Listing Removed NSBCRMLS
  • 2019-08-25 Listed $649,000 NSBCRMLS
  • 2019-08-24 Listed $649,000 SBMLS
  • 2017-04-27 Listing Removed NSBCRMLS
  • 2017-04-25 Listed $659,000 NSBCRMLS
  • 2016-12-30 Sold (Public Records) $455,000 Public Records
  • 2016-12-30 Sold (MLS) $455,000 SBMLS
  • 2016-12-30 Sold (MLS) $455,000 NSBCRMLS
  • 2016-08-15 Contingent SBMLS
  • 2016-02-24 Listed $449,000 SBMLS
  • 2016-02-23 Listed $455,000 NSBCRMLS

Property tax history

+1.3%/yr

Latest (2025): $7,720 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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