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4249 Buford Valley Way
C- Composite 54.43
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.4/10.0
  • 1% rule +5.1/10.0
  • Schools +3.7/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$231,315

4249 Buford Valley Way · Sugar Hill, GA 30518
3 bd · 2.5 ba · 1,739 sqft · Townhouse public records · 20 Days on market
Built 2005 3,049 sqft lot Est $365k · 37% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

The list price is not indicative of seller's final reserve amount. This property is part of an online bidding event; please visit Auction.com to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed.

Key facts

  • Built 2005
  • Listed 20 days

Property features AI

Finance

  • Other: Listing is offered As Is; Financing options include assumable, cash, conventional, FHA, and VA
  • HOA & community: Homeowners association present; Association fee covers other items

Exterior

  • Parking: More than one parking space per unit
  • Utilities: Public water; Public sewer; Other utilities
  • Home design: Residential townhouse; Resale property; Built in 2005
  • Construction: Brick and vinyl siding exterior; Composition roof; Built 2005
  • Exterior features: Level lot; Street lights in the community

Interior

  • Kitchen: Other appliances
  • Bedrooms: 3 bedrooms total; 1 bedroom on the main level
  • Flooring: Other flooring
  • Bathrooms: 2 full bathrooms and 1 half bathroom; 1 bathroom on the main level
  • Heating & cooling: Electric heating; Electric cooling
  • Interior features: Two-level interior; Living area about 1979 (public records); No basement; Other interior features
  • Laundry & utility: Other laundry features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $231k.

Deal economics

  • At list price, monthly cash flow is $165 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $231k).
  • Recommended offer: $228k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.1% vs local median 2.6% in Sugar Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#53 in GA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sugar Hill Elementary School (math 55% / reading 56%, grade C, #173 of 1,228 statewide, top 14%, 1,107 students, 44% FRL); Lanier Middle School (math 52% / reading 56%, grade B-, #53 of 470 statewide, top 12%, 1,349 students, 46% FRL); Lanier High School (math 22% / reading 35%, grade F, #149 of 424 statewide, top 35%, 1,853 students, 37% FRL) — zoned schools at 43% FRL track the district average.
  • Market conditions: Rents soft (-2.0%/yr); 590 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $227,845 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.15%
Cash-on-cash
3.05%
DSCR
1.14
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$365,190
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4236 Chatham Ridge Dr 0.08mi 3/2.5 1,739 (0%) 21mo $335,000 $193 78
4288 Buford Valley Way 0.06mi 4/3.5 (+1) 1,784 (+3%) 12mo $345,000 $193 74
4360 Lanier Park Dr 0.24mi 3/2.5 1,881 (+8%) 8mo $395,000 $210 68
4321 Lanier Park 0.21mi 3/2.5 1,836 (+6%) 18mo $415,000 $226 66
1417 Lanier Vista Dr 0.31mi 3/2.5 1,903 (+9%) 8mo $405,000 $213 63
1427 Lanier Vista Dr 0.30mi 3/2.5 1,881 (+8%) 13mo $399,000 $212 61
1327 Lanier Vista Dr 0.32mi 3/2.5 1,891 (+9%) 14mo $395,000 $209 59
1286 Lanier Vista Dr 0.36mi 3/2.5 1,971 (+13%) 8mo $395,000 $200 55
1436 Lanier Vista Dr 0.32mi 3/2.5 1,886 (+8%) 21mo $415,000 $220 53
1356 Lanier Vista Dr 0.34mi 3/2.5 1,886 (+8%) 22mo $422,500 $224 52
4328 Buford Valley Way 0.06mi 3/3.5 1,989 (+14%) 23mo $383,500 $193 50
4392 Park Vista Ln 0.30mi 3/2.5 1,988 (+14%) 21mo $418,000 $210 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-15.0%
Equity multiple
0.48×
Total profit
$-33,748
Equity at exit
$34,490
10-year hold
IRR
-12.9%
Equity multiple
0.35×
Total profit
$-41,955
Equity at exit
$20,000

Cash invested: $64,768 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30518

Home prices YoY
-34.7%
Rents YoY
-2.0%
Active inventory
590
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,332 high interval (Pro) →
Mortgage (P&I)
$1,213
Tax from tax record
$368 /mo · $4,416/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$490
Net cashflow
$165

Break-even live

Break-even rent $2,123
Max offer price $231,315
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,829
Closing costs
$6,939
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4457 Frontier Way Sugar Hill, GA 4.0 2.5 1590 $2,200 $1.38 24d 1 0.51mi
4531 S Roberts Dr Buford, GA 3.0 2.0 1402 $2,000 $1.43 43d 1 0.80mi
5440 Howington Ct Buford, GA 3.0 4.0 2064 $2,850 $1.38 46d 1 0.84mi
1851 Satellite Blvd Buford, GA 1.0–3.0 1.0–2.0 1116 $2,700 $2.42 1d 13 0.88mi
4802 Larkin Pass Buford, GA 3.0 3.5 2050 $2,600 $1.27 24d 1 0.95mi
1400 Hidden Circle Dr Sugar Hill, GA 3.0 2.0 1224 $2,300 $1.88 24d 1 1.00mi
4271 Woodward Mill Rd Sugar Hill, GA 1.0–2.0 1.0–2.0 1103 $2,478 $2.25 1d 20 1.00mi
917 Crested Hawk Trl Sugar Hill, GA 4.0 2.5 2076 $2,090 $1.01 2d 1 1.06mi
5209 Riden Ct Buford, GA 3.0 3.5 1978 $2,700 $1.37 5d 1 1.08mi
4754 Highland Ave Unit 1 Sugar Hill, GA 3.0 3.0 1954 $2,500 $1.28 43d 1 1.10mi
16 Twin Branch Rd Buford, GA 3.0 2.0 1782 $1,970 $1.11 2d 1 1.13mi
1391 Pine Acre Dr Sugar Hill, GA 3.0 2.5 1874 $2,050 $1.09 24d 1 1.14mi
856 Woods Chapel Rd Buford, GA 4.0 3.5 2092 $2,900 $1.39 3d 1 1.16mi
3700 Ash Dr Buford, GA 3.0 2.0 1250 $1,799 $1.44 43d 1 1.16mi
3700 Ash Dr Buford, GA 3.0 2.0 1250 $1,699 $1.36 24d 1 1.16mi
3700 Ash Dr Buford, GA 3.0 2.0 1250 $1,599 $1.28 1d 1 1.16mi
4551 High Ridge Ct Sugar Hill, GA 2.0–3.0 2.5 1797 $2,850 $1.59 1d 82 1.29mi
4115 S Lee St Buford, GA 2.0 1.0–2.0 997 $1,640 $1.64 43d 5 1.34mi
1100 Peachtree Industrial Blvd Sugar Hill, GA 1.0–2.0 1.0–2.0 1099 $2,050 $1.87 2d 11 1.42mi

Listing history 21 events

  1. 2026-06-13
    statusdays on market $231,315 Under Contract 20 DOM
  2. 2026-06-09
    days on market $231,315 Active 17 DOM
  3. 2026-06-08
    days on market $231,315 Active 16 DOM
  4. 2026-06-07
    statusdays on market $231,315 Active 15 DOM
  5. 2026-06-04
    days on market $231,315 New 12 DOM
  6. 2026-06-03
    days on market $231,315 New 11 DOM
  7. 2026-06-02
    days on market $231,315 New 10 DOM
  8. 2026-06-01
    days on market $231,315 New 9 DOM
  9. 2026-05-31
    days on market $231,315 New 8 DOM
  10. 2026-05-23
    listed $231,315 New
  11. 2026-03-10
    historical
  12. 2026-03-03
    listed $273,525 New
  13. 2026-02-25
    historical
  14. 2026-02-25
    historical
  15. 2026-01-19
    listed $100,000 New
  16. 2022-05-25
    soldstatus $340,000
  17. 2022-05-20
    soldstatus $340,000 Closed
  18. 2022-05-01
    status Pending
  19. 2022-04-23
    historical Active Under Contract
  20. 2022-04-16
    listed $325,000 Active
  21. 2004-08-26
    soldstatus $741,805

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,416 · $368/mo
Projected year-2 tax
$4,416 · $368/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,980
− Mortgage interest
−$12,957
− Property taxes
−$4,416
− Insurance
−$1,157
− Repairs & maintenance
−$2,238
− Management
−$2,238
− Depreciation
−$6,729
Taxable loss
−$1,756
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$421
After-tax cash flow
$2,397/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Sugar Hill

Score
73/100
State rank
#53
US rank
#5293

Category grades

Amenities F Commute F Cost of living B- Crime A- Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
57,912
Household income
$96,936
Rent vs Own
24.4% rent · 75.6% own
Severe rent burden
1302.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 52% Hispanic / Latino 22% Two or more races 16% Black 13% Asian 9%
Hispanic origin (detail)
Mexican 14% Puerto Rican 2%
Common ancestry
Italian 3% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, South Korea, Vietnam
Languages at home
69% English-only · Spanish 18% Korean 3% Other Indo-European 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.45%
Current HPI
251.5141
Rent YoY
▼ -1.98%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-68.8% since first listed
12 events — show timeline
  • 2026-05-23 Listed $231,315 GAMLS
  • 2026-03-10 Listing Removed GAMLS
  • 2026-03-03 Listed $273,525 GAMLS
  • 2026-02-25 Coming Soon GAMLS
  • 2026-02-25 Listing Removed GAMLS
  • 2026-01-19 Listed $100,000 GAMLS
  • 2022-05-25 Sold (Public Records) $340,000 Public Records
  • 2022-05-20 Sold (MLS) $340,000 FMLS
  • 2022-05-01 Pending FMLS
  • 2022-04-23 Contingent FMLS
  • 2022-04-16 Listed $325,000 FMLS
  • 2004-08-26 Sold (Public Records) $741,805 Public Records

Property tax history

+3.9%/yr

Latest (2025): $4,416 · +1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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