4249 Buford Valley Way · Sugar Hill, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.2/30.0
- ARV discount +15.0/15.0
- DSCR +5.4/10.0
- 1% rule +5.1/10.0
- Schools +3.7/10.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Rent growth +2.0/5.0
- Appreciation +0.0/10.0
$231,315
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
The list price is not indicative of seller's final reserve amount. This property is part of an online bidding event; please visit Auction.com to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed.
Key facts
- Built 2005
- Listed 20 days
Property features AI
Finance
- Other: Listing is offered As Is; Financing options include assumable, cash, conventional, FHA, and VA
- HOA & community: Homeowners association present; Association fee covers other items
Exterior
- Parking: More than one parking space per unit
- Utilities: Public water; Public sewer; Other utilities
- Home design: Residential townhouse; Resale property; Built in 2005
- Construction: Brick and vinyl siding exterior; Composition roof; Built 2005
- Exterior features: Level lot; Street lights in the community
Interior
- Kitchen: Other appliances
- Bedrooms: 3 bedrooms total; 1 bedroom on the main level
- Flooring: Other flooring
- Bathrooms: 2 full bathrooms and 1 half bathroom; 1 bathroom on the main level
- Heating & cooling: Electric heating; Electric cooling
- Interior features: Two-level interior; Living area about 1979 (public records); No basement; Other interior features
- Laundry & utility: Other laundry features
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $231k.
Deal economics
- At list price, monthly cash flow is $165 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $231k).
- Recommended offer: $228k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 2.6% in Sugar Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#53 in GA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety D-.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sugar Hill Elementary School (math 55% / reading 56%, grade C, #173 of 1,228 statewide, top 14%, 1,107 students, 44% FRL); Lanier Middle School (math 52% / reading 56%, grade B-, #53 of 470 statewide, top 12%, 1,349 students, 46% FRL); Lanier High School (math 22% / reading 35%, grade F, #149 of 424 statewide, top 35%, 1,853 students, 37% FRL) — zoned schools at 43% FRL track the district average.
- Market conditions: Rents soft (-2.0%/yr); 590 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 20 days — a 2% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.15%
- Cash-on-cash
- 3.05%
- DSCR
- 1.14
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $365,190
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4236 Chatham Ridge Dr | 0.08mi | 3/2.5 | 1,739 (0%) | 21mo | $335,000 | $193 | 78 |
| 4288 Buford Valley Way | 0.06mi | 4/3.5 (+1) | 1,784 (+3%) | 12mo | $345,000 | $193 | 74 |
| 4360 Lanier Park Dr | 0.24mi | 3/2.5 | 1,881 (+8%) | 8mo | $395,000 | $210 | 68 |
| 4321 Lanier Park | 0.21mi | 3/2.5 | 1,836 (+6%) | 18mo | $415,000 | $226 | 66 |
| 1417 Lanier Vista Dr | 0.31mi | 3/2.5 | 1,903 (+9%) | 8mo | $405,000 | $213 | 63 |
| 1427 Lanier Vista Dr | 0.30mi | 3/2.5 | 1,881 (+8%) | 13mo | $399,000 | $212 | 61 |
| 1327 Lanier Vista Dr | 0.32mi | 3/2.5 | 1,891 (+9%) | 14mo | $395,000 | $209 | 59 |
| 1286 Lanier Vista Dr | 0.36mi | 3/2.5 | 1,971 (+13%) | 8mo | $395,000 | $200 | 55 |
| 1436 Lanier Vista Dr | 0.32mi | 3/2.5 | 1,886 (+8%) | 21mo | $415,000 | $220 | 53 |
| 1356 Lanier Vista Dr | 0.34mi | 3/2.5 | 1,886 (+8%) | 22mo | $422,500 | $224 | 52 |
| 4328 Buford Valley Way | 0.06mi | 3/3.5 | 1,989 (+14%) | 23mo | $383,500 | $193 | 50 |
| 4392 Park Vista Ln | 0.30mi | 3/2.5 | 1,988 (+14%) | 21mo | $418,000 | $210 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -15.0%
- Equity multiple
- 0.48×
- Total profit
- $-33,748
- Equity at exit
- $34,490
- IRR
- -12.9%
- Equity multiple
- 0.35×
- Total profit
- $-41,955
- Equity at exit
- $20,000
Cash invested: $64,768 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30518
- Home prices YoY
- -34.7%
- Rents YoY
- -2.0%
- Active inventory
- 590
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,332 high interval (Pro) →
- Mortgage (P&I)
- −$1,213
- Tax from tax record
- −$368 /mo · $4,416/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$490
- Net cashflow
- $165
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,829
- Closing costs
- $6,939
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4457 Frontier Way Sugar Hill, GA | 4.0 | 2.5 | 1590 | $2,200 | $1.38 | 24d | 1 | 0.51mi |
| 4531 S Roberts Dr Buford, GA | 3.0 | 2.0 | 1402 | $2,000 | $1.43 | 43d | 1 | 0.80mi |
| 5440 Howington Ct Buford, GA | 3.0 | 4.0 | 2064 | $2,850 | $1.38 | 46d | 1 | 0.84mi |
| 1851 Satellite Blvd Buford, GA | 1.0–3.0 | 1.0–2.0 | 1116 | $2,700 | $2.42 | 1d | 13 | 0.88mi |
| 4802 Larkin Pass Buford, GA | 3.0 | 3.5 | 2050 | $2,600 | $1.27 | 24d | 1 | 0.95mi |
| 1400 Hidden Circle Dr Sugar Hill, GA | 3.0 | 2.0 | 1224 | $2,300 | $1.88 | 24d | 1 | 1.00mi |
| 4271 Woodward Mill Rd Sugar Hill, GA | 1.0–2.0 | 1.0–2.0 | 1103 | $2,478 | $2.25 | 1d | 20 | 1.00mi |
| 917 Crested Hawk Trl Sugar Hill, GA | 4.0 | 2.5 | 2076 | $2,090 | $1.01 | 2d | 1 | 1.06mi |
| 5209 Riden Ct Buford, GA | 3.0 | 3.5 | 1978 | $2,700 | $1.37 | 5d | 1 | 1.08mi |
| 4754 Highland Ave Unit 1 Sugar Hill, GA | 3.0 | 3.0 | 1954 | $2,500 | $1.28 | 43d | 1 | 1.10mi |
| 16 Twin Branch Rd Buford, GA | 3.0 | 2.0 | 1782 | $1,970 | $1.11 | 2d | 1 | 1.13mi |
| 1391 Pine Acre Dr Sugar Hill, GA | 3.0 | 2.5 | 1874 | $2,050 | $1.09 | 24d | 1 | 1.14mi |
| 856 Woods Chapel Rd Buford, GA | 4.0 | 3.5 | 2092 | $2,900 | $1.39 | 3d | 1 | 1.16mi |
| 3700 Ash Dr Buford, GA | 3.0 | 2.0 | 1250 | $1,799 | $1.44 | 43d | 1 | 1.16mi |
| 3700 Ash Dr Buford, GA | 3.0 | 2.0 | 1250 | $1,699 | $1.36 | 24d | 1 | 1.16mi |
| 3700 Ash Dr Buford, GA | 3.0 | 2.0 | 1250 | $1,599 | $1.28 | 1d | 1 | 1.16mi |
| 4551 High Ridge Ct Sugar Hill, GA | 2.0–3.0 | 2.5 | 1797 | $2,850 | $1.59 | 1d | 82 | 1.29mi |
| 4115 S Lee St Buford, GA | 2.0 | 1.0–2.0 | 997 | $1,640 | $1.64 | 43d | 5 | 1.34mi |
| 1100 Peachtree Industrial Blvd Sugar Hill, GA | 1.0–2.0 | 1.0–2.0 | 1099 | $2,050 | $1.87 | 2d | 11 | 1.42mi |
Listing history 21 events
-
2026-06-13statusdays on market $231,315 Under Contract 20 DOM
-
2026-06-09days on market $231,315 Active 17 DOM
-
2026-06-08days on market $231,315 Active 16 DOM
-
2026-06-07statusdays on market $231,315 Active 15 DOM
-
2026-06-04days on market $231,315 New 12 DOM
-
2026-06-03days on market $231,315 New 11 DOM
-
2026-06-02days on market $231,315 New 10 DOM
-
2026-06-01days on market $231,315 New 9 DOM
-
2026-05-31days on market $231,315 New 8 DOM
-
2026-05-23$231,315 New
-
2026-03-10historical
-
2026-03-03$273,525 New
-
2026-02-25historical
-
2026-02-25historical
-
2026-01-19$100,000 New
-
2022-05-25soldstatus $340,000
-
2022-05-20soldstatus $340,000 Closed
-
2022-05-01status Pending
-
2022-04-23historical Active Under Contract
-
2022-04-16$325,000 Active
-
2004-08-26soldstatus $741,805
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $4,416 · $368/mo
- Projected year-2 tax
- $4,416 · $368/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,980
- − Mortgage interest
- −$12,957
- − Property taxes
- −$4,416
- − Insurance
- −$1,157
- − Repairs & maintenance
- −$2,238
- − Management
- −$2,238
- − Depreciation
- −$6,729
- Taxable loss
- −$1,756
- Est. tax savings @ 24.0%
- +$421
- After-tax cash flow
- $2,397/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Sugar Hill
- Score
- 73/100
- State rank
- #53
- US rank
- #5293
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gwinnett County · 952,346 people
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 57,912
- Household income
- $96,936
- Rent vs Own
- Severe rent burden
- 1302.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 52% Hispanic / Latino 22% Two or more races 16% Black 13% Asian 9%
- Hispanic origin (detail)
- Mexican 14% Puerto Rican 2%
- Common ancestry
- Italian 3% Slovak 2% Romanian 1%
- Foreign-born
- 22% · Canada, South Korea, Vietnam
- Languages at home
- 69% English-only · Spanish 18% Korean 3% Other Indo-European 2%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.45%
- Current HPI
- 251.5141
- Rent YoY
- ▼ -1.98%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-68.8% since first listed12 events — show timeline
- 2026-05-23 Listed $231,315 GAMLS
- 2026-03-10 Listing Removed — GAMLS
- 2026-03-03 Listed $273,525 GAMLS
- 2026-02-25 Coming Soon — GAMLS
- 2026-02-25 Listing Removed — GAMLS
- 2026-01-19 Listed $100,000 GAMLS
- 2022-05-25 Sold (Public Records) $340,000 Public Records
- 2022-05-20 Sold (MLS) $340,000 FMLS
- 2022-05-01 Pending — FMLS
- 2022-04-23 Contingent — FMLS
- 2022-04-16 Listed $325,000 FMLS
- 2004-08-26 Sold (Public Records) $741,805 Public Records
Property tax history
+3.9%/yrLatest (2025): $4,416 · +1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…