8 Running Bear Ln · Towamensing Trails, PA 18210

$230,000

3 bd · 1.5 ba · 960 sqft · SingleFamily public records · 8 Days on market

Built 1990 0.29 ac lot Est $170k · 35% over $38/mo HOA · 1% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.1/30.0
• DSCR +9.4/10.0
• 1% rule +7.0/10.0
• Appreciation +3.6/10.0
• Schools +3.1/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

Key facts

• Cozy pellet stove
• Natural sunlight
• Vaulted ceilings

Tags

• EXPANSIVE FRONT PORCH
• VAULTED CEILINGS
• LARGE BEAMS
• NATURAL SUNLIGHT
• COZY PELLET STOVE
• STRIKING STONE SURROUND

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $230k.

Deal economics

• At list price, monthly cash flow is $652 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $230k).
• Cap rate 9.7% vs local median 3.8% in Towamensing Trails — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#1,361 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B+; Watch: health & safety D, amenities F, commute F.
• Jim Thorpe Area SD (rural): math 25% / reading 47% proficiency, ranked #394 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 453 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-2.9% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $230,000

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 9.69%
• Cash-on-cash: 12.15%
• DSCR: 1.54
• GRM: 7.0

CMA / ARV

• ARV (on-the-fly): $169,920
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
32 Osage Trl	0.06mi	2/1.0 (-1)	960 (0%)	18mo	$170,000	$177	75
354 Old Stage Rd	0.47mi	3/1.0	960 (0%)	9mo	$225,000	$234	68
119 Hunt Trl	0.67mi	3/1.0	960 (0%)	10mo	$160,000	$167	58
28 Lang Ln	0.57mi	3/2.0	1,044 (+9%)	11mo	$283,500	$272	47
40 Nosirrah Rd	0.67mi	3/1.0	816 (-15%)	18mo	$107,900	$132	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 2.1%
• Equity multiple: 1.08×
• Total profit: $5,348
• Equity at exit: $35,453

10-year hold

• IRR: 11.5%
• Equity multiple: 1.92×
• Total profit: $59,057
• Equity at exit: $21,883

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18210

• Home prices YoY: -1.4%
• Active inventory: 453
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $2,750 medium
• Mortgage (P&I): −$1,206
• Tax from tax record: −$180 /mo · $2,166/yr
• Insurance: −$96
• HOA: −$38
• Vacancy / Maint / Mgmt: −$578
• Net cashflow: $652

Break-even live

Break-even rent $1,925

Max offer price $230,000

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,500
• Closing costs: $6,900
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
20 Iowa Rd Albrightsville, PA	3.0	1.0	930	$2,750	$2.96	23d	1	0.91mi

HOA detail

• Monthly dues: $38 · $456/yr
• Likely covers: poolsecurity

Listing history 19 events

1. 2026-04-20
   soldstatus $230,000
2. 2026-04-09
   soldstatus $230,000 Closed 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

3. 2026-04-09
   soldstatus $230,000 Closed 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

4. 2026-03-03
   status Pending

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

5. 2026-03-03
   status Pending 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

6. 2026-03-03
   status Pending 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

7. 2026-02-23
   listed $230,000 Active

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

8. 2026-02-23
   listed $230,000 Active 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

9. 2026-02-23
   listed $230,000 Active 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this charming chalet, surrounded by nature's beauty of trees and the songs of the birds. Enjoy your early morning coffee or relax for a cozy night on your expansive front porch. Step inside to the gorgeous, vaulted ceilings highlighting the large beams and beautiful windows that flood the home with natural sunlight and beautiful view. Two sliding doors open up your living room centered around a cozy pellet stove with a striking stone surround. The kitchen features a newly updated countertop and sink, with an eat-in kitchen. The main level offers 2 bedrooms with a full bath and easy access laundry. The upper level overlooks the main level and features the master suite with walk-in closet and jetted tub. This home has much to love and has major improvements done. Including a new septic pump (2025), and new roof with spouting (2024). Detached 1-car garage for convenient parking or additional storage. In the community of Mt. Pocahontas, offering a clubhouse, outdoor pool, playground, basketball/tennis courts and baseball field; with security. Conveniently located near PA turnpike and I-80, and proximity to major Pocono resorts. Low taxes! Whether you are looking for your new home or a weekend getaway, schedule your own tour today!

10. 2025-11-04
    price $244,000
11. 2025-08-29
    price $249,500
12. 2025-07-29
    listed $252,000 Active
13. 2012-04-04
    soldstatus $94,500
14. 2012-04-03
    soldstatus $99,900
15. 2012-04-03
    soldstatus $94,500
16. 2011-09-24
    listed $99,900
17. 2011-09-24
    listed $99,900
18. 2011-06-06
    listed $124,900
19. 1997-02-20
    soldstatus $47,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,166 · $180/mo
• Projected year-2 tax: $2,900 · $242/mo
• Expected delta: +$734/yr (+$61/mo · 33.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,000
• − Mortgage interest: −$12,884
• − Property taxes: −$2,166
• − Insurance: −$1,150
• − Repairs & maintenance: −$2,640
• − Management: −$2,640
• − HOA: −$456
• − Depreciation: −$6,691
• Taxable income: $4,374
• Est. tax owed @ 24.0%: −$1,050
• After-tax cash flow: $6,775/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jim Thorpe Area SD
• NCES district ID: 4212540
• Math proficiency: 25% ▼ -12.00%
• Reading proficiency: 47% ▼ -11.00%
• Median HH income: $53,476
• Composite: 31.42/100
• National rank: #5988
• State rank: #394 of 539 in PA

Livability — Towamensing Trails

• Score: 62/100
• State rank: #1361
• US rank: #16977

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing B+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 7,879
• Population (ZIP): 7,879

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 22% Two or more races 11% Black 6% Native American 1% Asian 1%
• Hispanic origin (detail): Puerto Rican 12% Cuban 2% Dominican 1%
• Common ancestry: Romanian 8% Russian 4% Iranian 2%
• Foreign-born: 12% · Canada
• Languages at home: 81% English-only · Spanish 10% Russian/Polish/Slavic 7% Other Indo-European 1%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.89%
• Current HPI: 203.8099
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+389.4% since first listed

19 events — show timeline

• 2026-04-20 Sold (Public Records) $230,000 Public Records
• 2026-04-09 Sold (MLS) $230,000 BRIGHT MLS
• 2026-04-09 Sold (MLS) $230,000 GLVRMLS
• 2026-03-03 Pending — PMAR
• 2026-03-03 Pending — BRIGHT MLS
• 2026-03-03 Pending — GLVRMLS
• 2026-02-23 Listed $230,000 PMAR
• 2026-02-23 Listed $230,000 BRIGHT MLS
• 2026-02-23 Listed $230,000 GLVRMLS
• 2025-11-04 Price Changed $244,000 PMAR
• 2025-08-29 Price Changed $249,500 PMAR
• 2025-07-29 Listed $252,000 PMAR
• 2012-04-04 Sold (Public Records) $94,500 Public Records
• 2012-04-03 Sold (MLS) $94,500 PMAR
• 2012-04-03 Sold (MLS) $99,900 BRIGHT MLS
• 2011-09-24 Listed $99,900 PMAR
• 2011-09-24 Listed $99,900 BRIGHT MLS
• 2011-06-06 Listed $124,900 PMAR
• 1997-02-20 Sold (Public Records) $47,000 Public Records

Property tax history

+1.7%/yr

Latest (2026): $2,166 · +5.4% YoY. Source: county tax records.