413 White Steppe Way · Georgetown, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.3/15.0
- Cash flow +7.7/30.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- 1% rule +3.3/10.0
- Schools +2.6/10.0
- DSCR +1.8/10.0
- Rent growth +1.6/5.0
- Appreciation +0.0/10.0
$249,000
413 White Steppe Way · Georgetown, TX 78626
4 bd · 2.5 ba · 1,593 sqft · Townhouse
· 121 Days on market
Built 2021
4,399 sqft lot
Garage
$156/sqft
· 11% below area
Est $279k · 11% under
$208/mo HOA · 10% of rent
↓ 7% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Adorable multilevel 4 bedroom, 2.5 bath townhome is nestled in the Saddlecreek Community. This home offers an open floor plan, with plenty of windows allowing for natural light, beautiful finishes throughout including bright tile and recessed lighting. The kitchen has stainless steel appliances and granite countertops with a large walk-in pantry. All 4 bedrooms are on the second floor. Separate HVAC controls for first and second floor. Outside you will find a covered patio with a large fenced back yard overlooking a scenic backdrop. The community offers a comfortable and inviting club house, state of the art amenity center with pool, walking trails and gym.
Key facts
- Open floor plan
- Covered patio
- Granite countertops
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath townhouse listed at $249k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-289 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $207k (16.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (16.6% below list).
- Recommended offer: $207k (16.8% below list) — sets the bar for cash-flow.
- Cap rate 4.9% vs local median 2.5% in Georgetown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#18 in TX, #1,294 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
- Georgetown ISD (suburban): math 31% / reading 38% proficiency, ranked #474 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: James E Mitchell El (math 28% / reading 30%, grade F, #2,668 of 4,322 statewide, top 63%, 724 students, 49% FRL); James Tippit Middle (math 26% / reading 33%, grade F, #1,077 of 1,662 statewide, top 66%, 628 students, 49% FRL); East View H S (math 23% / reading 32%, grade F, #1,183 of 1,632 statewide, top 73%, 2,075 students, 41% FRL).
- Market conditions: Rents falling (-3.5%/yr); 709 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 53d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 121 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$207,158
(16.8% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 121 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 4.90%
- Cash-on-cash
- -4.98%
- DSCR
- 0.78
- GRM
- 10.0
CMA / ARV
- ARV (median comp)
- $278,965
- List price
- $249,000
- Delta
- -10.74%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 315 Alamar Knot Way #315 | 0.13mi | 4/2.5 | 1,593 (0%) | 3mo | $259,000 | $163 | 91 |
| 303 Alamar Knot Way | 0.13mi | 4/2.5 | 1,566 (-2%) | 6mo | $249,999 | $160 | 86 |
| 306 Alamar Knot Way #187 | 0.15mi | 4/2.5 | 1,604 (+1%) | 14mo | $279,000 | $174 | 80 |
| 130 Yearling Way | 0.20mi | 4/2.5 | 1,526 (-4%) | 13mo | $290,900 | $191 | 72 |
| 512 White Steppe Way | 0.09mi | 3/2.5 (-1) | 1,406 (-12%) | 6mo | $266,500 | $190 | 66 |
| 319 Alamar Knot Way #212 | 0.13mi | 3/2.5 (-1) | 1,406 (-12%) | 5mo | $239,900 | $171 | 65 |
| 206 Marie Way | 0.57mi | 3/2.5 (-1) | 1,791 (+12%) | 1mo | $299,011 | $167 | 47 |
| 125 Verra Way | 0.54mi | 3/2.5 (-1) | 1,791 (+12%) | 3mo | $319,606 | $178 | 47 |
| 113 Verra Way | 0.55mi | 3/2.5 (-1) | 1,791 (+12%) | 3mo | $299,351 | $167 | 46 |
| 115 Verra Way | 0.55mi | 3/2.5 (-1) | 1,803 (+13%) | 3mo | $299,319 | $166 | 45 |
| 204 Marie Way | 0.57mi | 3/2.5 (-1) | 1,803 (+13%) | 2mo | $299,729 | $166 | 44 |
| 310 Marie Way | 0.55mi | 3/2.5 (-1) | 1,791 (+12%) | 7mo | $319,461 | $178 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -28.6%
- Equity multiple
- 0.07×
- Total profit
- $-64,689
- Equity at exit
- $37,127
10-year hold
- IRR
- -48.9%
- Equity multiple
- -0.48×
- Total profit
- $-102,904
- Equity at exit
- $21,529
Cash invested: $69,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 24 active · 3 under contract
- Months of supply
- 14.4 mo (7%/mo absorbed)
- Median asking
- $324,026 ($174/sqft)
- Median days on market
- 120 d
- This list price
- 4% of active listings are priced below it
- ARV vs active asking
- +0.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 78626
- Rents YoY
- -3.5%
- Active inventory
- 709
- Price-to-rent
- 10.0×
Monthly cashflow live
↻
- Estimated rent
- $2,075 high interval (Pro) →
- Mortgage (P&I)
- −$1,306
- Tax est. 1.5%
- −$311 /mo · $3,735/yr
- Insurance
- −$104
- HOA
- −$208
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$436
- Net cashflow
- $-289
Break-even live
Break-even rent
$2,441
Max offer price
$207,158
Occupancy floor
—
Sensitivity live
| Price | -10% $-117 | -5% $-203 | +0% $-289 | +5% $-375 | +10% $-461 |
|---|---|---|---|---|---|
| Rent | -10% $-453 | -5% $-371 | +0% $-289 | +5% $-207 | +10% $-125 |
| Rate | -1.0pp $-164 | -0.5pp $-226 | base $-289 | +0.5pp $-354 | +1.0pp $-419 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,250
- Closing costs
- $7,470
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 420 White Steppe Way Georgetown, TX | 4.0 | 2.5 | 1593 | $1,950 | $1.22 | 73d | 1 | 0.06mi |
| 120 Lasino Dr Georgetown, TX | 3.0 | 2.0 | 1358 | $1,995 | $1.47 | 57d | 1 | 0.10mi |
| 8308 Daisy Cutter Xing Georgetown, TX | 3.0 | 2.5 | 2010 | $2,095 | $1.04 | 24d | 1 | 0.12mi |
| 307 Alamar Knot Way Georgetown, TX | 3.0 | 2.5 | 1336 | $1,990 | $1.49 | 93d | 1 | 0.13mi |
| 331 Alamar Knot Way #208 Georgetown, TX | 3.0 | 2.5 | 1406 | $1,750 | $1.24 | 16d | 1 | 0.15mi |
| 555 White Steppe Way Georgetown, TX | 3.0 | 3.0 | 1406 | $1,795 | $1.28 | 52d | 1 | 0.16mi |
| 148 Yearling Way Georgetown, TX | 3.0 | 2.5 | 1437 | $1,800 | $1.25 | 30d | 1 | 0.22mi |
| 8145 Daisy Cutter Xing Georgetown, TX | 3.0 | 2.5 | 1905 | $2,150 | $1.13 | 93d | 1 | 0.25mi |
| 221 Arabian Colt Dr Georgetown, TX | 3.0 | 2.0 | 1456 | $1,850 | $1.27 | 93d | 1 | 0.29mi |
| 128 Konik Rd Georgetown, TX | 3.0 | 2.0 | 2043 | $2,050 | $1.00 | 21d | 1 | 0.41mi |
| 128 Konik Rd Georgetown, TX | 4.0 | 3.0 | 2043 | $2,050 | $1.00 | 29d | 1 | 0.41mi |
| 312 Gidran Trl Georgetown, TX | 4.0 | 2.0 | 1624 | $2,049 | $1.26 | 65d | 1 | 0.44mi |
| 508 Rearing Mare Pass Georgetown, TX | 3.0 | 2.5 | 1916 | $1,995 | $1.04 | 21d | 1 | 0.46mi |
| 9200 Daisy Cutter Xing Georgetown, TX | 3.0 | 2.0 | 1928 | $2,150 | $1.12 | 9d | 1 | 0.47mi |
| 5132 Vanner Path Georgetown, TX | 3.0 | 2.0 | 1366 | $1,995 | $1.46 | 73d | 1 | 0.48mi |
| 5128 Vanner Path Georgetown, TX | 3.0 | 2.0 | 1532 | $2,130 | $1.39 | 66d | 1 | 0.49mi |
| 1200 Nokota Bnd Georgetown, TX | 3.0 | 2.0 | 1966 | $1,950 | $0.99 | 93d | 1 | 0.51mi |
| 1209 Nokota Bnd Georgetown, TX | 4.0 | 3.0 | 2032 | $2,049 | $1.01 | 37d | 1 | 0.54mi |
| 5121 Vanner Path Georgetown, TX | 3.0 | 2.0 | 1531 | $2,095 | $1.37 | 42d | 1 | 0.54mi |
| 9224 Daisy Cutter Xing Georgetown, TX | 4.0 | 2.0 | 2071 | $2,200 | $1.06 | 65d | 1 | 0.54mi |
| 5205 Saddle Club Dr Georgetown, TX | 3.0 | 2.0 | 1242 | $1,869 | $1.50 | 18d | 1 | 0.57mi |
| 5200 Saddle Club Dr Georgetown, TX | 4.0 | 2.5 | 1981 | $2,309 | $1.17 | 17d | 1 | 0.57mi |
| 604 Bridle Creek Dr Georgetown, TX | 4.0 | 3.0 | 2088 | $2,375 | $1.14 | 73d | 1 | 0.59mi |
| 5121 Saddle Club Dr Georgetown, TX | 3.0 | 2.5 | 1872 | $2,169 | $1.16 | 52d | 1 | 0.60mi |
| 5116 Saddle Club Dr Georgetown, TX | 3.0 | 2.0 | 1498 | $2,069 | $1.38 | 42d | 1 | 0.60mi |
| 3544 Catlett Creek Rd Georgetown, TX | 3.0 | 2.0 | 1242 | $1,859 | $1.50 | 93d | 1 | 0.63mi |
| 804 Bridle Creek Dr Georgetown, TX | 3.0 | 2.0 | 1353 | $1,870 | $1.38 | 93d | 1 | 0.63mi |
| 1012 Paddock Ln Georgetown, TX | 4.0 | 2.0 | 1723 | $2,250 | $1.31 | 25d | 1 | 0.63mi |
| 5002 Saddle Club Dr Georgetown, TX | 3.0 | 2.5 | 1872 | $2,149 | $1.15 | 21d | 1 | 0.64mi |
| 5217 Sidesaddle Dr Georgetown, TX | 4.0 | 2.0 | 1557 | $2,089 | $1.34 | 73d | 1 | 0.65mi |
| 5117 Sidesaddle Dr Georgetown, TX | 3.0 | 2.5 | 1872 | $2,179 | $1.16 | 9d | 1 | 0.67mi |
| 448 English Oak St Georgetown, TX | 4.0 | 3.0 | 2072 | $2,375 | $1.15 | 11d | 1 | 0.69mi |
| 121 Crescent St Georgetown, TX | 3.0 | 2.0 | 1514 | $1,990 | $1.31 | 93d | 1 | 0.72mi |
| 105 Crescent St Georgetown, TX | 3.0 | 2.0 | 1514 | $2,100 | $1.39 | 66d | 1 | 0.74mi |
| 712 Black Alder St Georgetown, TX | 3.0 | 3.0 | 1727 | $2,030 | $1.18 | 42d | 1 | 0.76mi |
| 1208 Fairhaven Gtwy Georgetown, TX | 3.0 | 2.0 | 1566 | $1,975 | $1.26 | 93d | 1 | 0.78mi |
| 109 Schuster Ct Georgetown, TX | 4.0 | 2.0 | 1720 | $2,050 | $1.19 | 24d | 1 | 0.80mi |
| 1121 Fairhaven Gtwy Georgetown, TX | 3.0 | 2.5 | 1845 | $2,000 | $1.08 | 35d | 1 | 0.80mi |
| 812 Black Alder St Georgetown, TX | 4.0 | 3.0 | 2034 | $2,100 | $1.03 | 57d | 1 | 0.80mi |
| 1205 Fairhaven Gtwy Georgetown, TX | 3.0 | 2.5 | 1878 | $2,050 | $1.09 | 32d | 1 | 0.81mi |
Property features AI
Finance
- HOA & community
- Homeowners association (Saddle Creek Condominium Community)Monthly association fee of $208 covering common area maintenance and grounds maintenanceCommunity clubhouse, fitness center, playground, pool, street lights, sidewalks, and trails/paths
Exterior
- Parking
- Attached garageGarage door openerDriveway parkingParking lot accessTotal 2 parking spaces1 covered parking space
- Security
- Smoke detectors
- Utilities
- Electricity connectedWater connected (public)Public sewer
- Home design
- 2-story homeFaces southwestResale propertyHas a view
- Construction
- Built by Pacesetters Home LLCBrick and wood siding with stone veneer exteriorComposition/mixed/shingle roofSlab foundationPublic records indicate year built
- Exterior features
- Private yardCovered front porchPatioBack yard fencingPrivacy wood fenceWater-smart landscapingCommunity pool
Interior
- Kitchen
- DishwasherDisposalGas ovenGas rangeMicrowaveOvenRangeStainless steel appliancesWater purifier (rented)
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Ceiling fansDouble vanity in bathEat-in kitchenGranite countertopsHigh ceilingsInterior stepsKitchen islandOpen floorplanPantryWalk-in closetsBlinds on windows
- Laundry & utility
- Interior laundry roomWasher hookupGas dryer hookup
HOA detail $208/mo · $2,496/yr
- Likely covers
- poolgym
Listing history 50 events
-
2026-08-08days on market $249,000 Active 121 DOM
-
2026-08-06days on market $249,000 Active 119 DOM
-
2026-08-05days on market $249,000 Active 118 DOM
-
2026-08-04days on market $249,000 Active 117 DOM
-
2026-08-03days on market $249,000 Active 116 DOM
-
2026-07-31days on market $249,000 Active 113 DOM
-
2026-07-30days on market $249,000 Active 111 DOM
-
2026-07-28days on market $249,000 Active 110 DOM
-
2026-07-26days on market $249,000 Active 108 DOM
-
2026-07-24days on market $249,000 Active 106 DOM
-
2026-07-23days on market $249,000 Active 105 DOM
-
2026-07-22days on market $249,000 Active 104 DOM
-
2026-07-21days on market $249,000 Active 103 DOM
-
2026-07-20days on market $249,000 Active 102 DOM
-
2026-07-18days on market $249,000 Active 100 DOM
-
2026-07-18days on market $249,000 Active 99 DOM
-
2026-07-16days on market $249,000 Active 98 DOM
-
2026-07-15days on market $249,000 Active 97 DOM
-
2026-07-14days on market $249,000 Active 96 DOM
-
2026-07-13days on market $249,000 Active 95 DOM
-
2026-07-13days on market $249,000 Active 94 DOM
-
2026-07-11days on market $249,000 Active 93 DOM
-
2026-07-10days on market $249,000 Active 92 DOM
-
2026-07-09days on market $249,000 Active 91 DOM
-
2026-07-07days on market $249,000 Active 89 DOM
-
2026-07-06days on market $249,000 Active 88 DOM
-
2026-07-06days on market $249,000 Active 87 DOM
-
2026-07-03days on market $249,000 Active 85 DOM
-
2026-07-02days on market $249,000 Active 84 DOM
-
2026-07-01days on market $249,000 Active 83 DOM
-
2026-06-30days on market $249,000 Active 82 DOM
-
2026-06-29days on market $249,000 Active 81 DOM
-
2026-06-28days on market $249,000 Active 80 DOM
-
2026-06-27days on market $249,000 Active 79 DOM
-
2026-06-26days on market $249,000 Active 78 DOM
-
2026-06-24days on market $249,000 Active 76 DOM
-
2026-06-22days on market $249,000 Active 74 DOM
-
2026-06-21days on market $249,000 Active 73 DOM
-
2026-06-18days on market $249,000 Active 70 DOM
-
2026-06-17days on market $249,000 Active 69 DOM
-
2026-06-16days on market $249,000 Active 68 DOM
-
2026-06-15days on market $249,000 Active 67 DOM
-
2026-06-13days on market $249,000 Active 65 DOM
-
2026-06-09days on market $249,000 Active 61 DOM
-
2026-06-08days on market $249,000 Active 60 DOM
-
2026-06-07days on market $249,000 Active 59 DOM
-
2026-06-03days on market $249,000 Active 55 DOM
-
2026-06-02days on market $249,000 Active 54 DOM
-
2026-06-01days on market $249,000 Active 53 DOM
-
2026-05-31days on market $249,000 Active 52 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,906
- − Mortgage interest
- −$13,948
- − Property taxes
- −$3,735
- − Insurance
- −$1,245
- − Repairs & maintenance
- −$1,992
- − Management
- −$1,992
- − HOA
- −$2,496
- − Depreciation
- −$7,244
- Taxable loss
- −$7,747
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,859
- After-tax cash flow
- $-1,611/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
None rehab
This well-maintained, move-in-ready townhome in the Saddlecreek Community offers an open floor plan, modern finishes, and a large fenced backyard. It is in good condition with minimal repairs needed and several updates that can further increase its value.
Value-add opportunities
- Both Paint interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics. ↑
- Both Replace kitchen faucet — A new faucet can improve the kitchen's functionality and appearance. ↑
- Both Install smart home devices — Smart home devices can increase convenience and add value for both buyers and renters. ↑
- Both Upgrade lighting fixtures — Modern lighting fixtures can enhance the home's ambiance and increase its appeal to potential buyers and renters. ↑
- Both Add outdoor lighting — Well-lit exterior can improve safety and add to the home's curb appeal. ↑
- Both Landscaping improvements — Well-maintained landscaping can enhance the home's curb appeal and add to its overall value. ↑
- Both Install smart thermostat — A smart thermostat can improve energy efficiency and add value for both buyers and renters. ↑
F
Composite school gradezoned avg 26/100
Zoned Schools
Elementary
James E Mitchell El
F
TX #2,668/4,322
Nat'l #27,846/41,679
Middle
George Wagner Middle
F
TX #1,341/1,662
Nat'l #11,105/14,009
High
East View H S
F
TX #1,183/1,632
Nat'l #11,797/17,239
Schools (NCES district)
- District
- Georgetown ISD
- NCES district ID
- 4820600
- Math proficiency
- 31% ▼ -5.00%
- Reading proficiency
- 38% ▼ -8.00%
- Median HH income
- $69,461
- Composite
- 31.77/100
- National rank
- #5897
- State rank
- #474 of 826 in TX
A
Composite livability gradescore 82/100
Livability — Georgetown
- Score
- 82/100
- State rank
- #18
- US rank
- #1294
Category grades
Amenities A+
Commute F
Cost of living B-
Crime B+
Employment A-
Housing A+
Health & safety A+
User ratings B
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Georgetown, TX
- County
- Williamson County · 699,027 people
- City population
- 128,203
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 48,072
- Household income
- $100,431
- Rent vs Own
- Severe rent burden
- 18% of renters
Population outlook (Williamson County) Hauer SSP2
- Today (2025)
- 699,027 people
- By 2030
- 795,537 · +13.8%
- By 2040
- 990,683 · +41.7%
- By 2050
- 1,184,292 · +69.4%
- By 2075
- 1,623,825 · +132.3%
- By 2100
- 1,924,153 · +175.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 53% Hispanic / Latino 33% Two or more races 18% Black 8% Asian 3%
- Hispanic origin (detail)
- Mexican 26% Puerto Rican 2%
- Common ancestry
- Slovak 2% Lithuanian 2% Italian 2%
- Foreign-born
- 13% · Canada, China, Jamaica
- Languages at home
- 75% English-only · Spanish 18% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Williamson
- 2024 margin
- Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
- 2008→2024 swing
- +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
- All cycles
- 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -215.77%
- Current HPI
- 198.0316
- Rent YoY
- ▼ -3.48%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-7.4% since first listed2 events — show timeline
- 2026-05-11 Price Changed $249,000 Unlock MLS
- 2026-04-09 Listed $269,000 Unlock MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…