CashFlowRE
Sign in Sign up
1111 Ledgestone Ln
C Composite 55.36
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • ARV discount +11.0/15.0
  • DSCR +5.8/10.0
  • 1% rule +4.2/10.0
  • Appreciation +3.9/10.0
  • Livability +3.9/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$535,000

1111 Ledgestone Ln · Branson, MO 65737
4 bd · 3.0 ba · 3,400 sqft · Other · 138 Days on market
Built 2002 1.00 ac lot $157/sqft · 8% below area Est $580k · 8% under $173/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge

Key facts

  • Gated community
  • Hardwood flooring
  • Walk-out basement

Tags

GATED COMMUNITYBRICK AND STONE CONSTRUCTIONWALK-OUT BASEMENTFULLY FENCED BACKYARDHARDWOOD FLOORINGDAKOTA CABINETRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath other listed at $535k.

Deal economics

  • At list price, monthly cash flow is $506 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $490k (8.4% below list).
  • Recommended offer: $471k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 2.5% in Branson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#32 in MO, #2,940 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: employment C-, crime F.
  • Reeds Spring R-IV (rural): math 34% / reading 42% proficiency, ranked #182 of 324 in MO (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 341 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 191 units permitted in Stone County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-2.2%/yr); year-one equity from $4k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Stone County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 138 days — a 12% lower offer ($471k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago; this cycle's ask has dropped $40k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $183k; list at $535k implies a 192% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $470,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.43%
Cash-on-cash
4.06%
DSCR
1.18
GRM
9.1

CMA / ARV

ARV (median comp)
$579,539
List price
$535,000
Delta
-7.69%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-2.17% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.0%
Equity multiple
0.76×
Total profit
$-35,861
Equity at exit
$99,670
10-year hold
IRR
2.2%
Equity multiple
1.18×
Total profit
$26,312
Equity at exit
$81,174

Cash invested: $149,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 65737

Home prices YoY
-0.9%
Active inventory
341
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$4,900 medium interval (Pro) →
Mortgage (P&I)
$2,806
Tax from tax record
$163 /mo · $1,956/yr
Insurance
$223
HOA
$173
Vacancy / Maint / Mgmt
$1,029
Net cashflow
$506

Break-even live

Break-even rent $4,259
Max offer price $535,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$133,750
Closing costs
$16,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5558 State Highway 265 Unit 5BR Branson, MO 5.0 2.0 3500 $4,900 $1.40 44d 1 1.45mi

HOA detail

Monthly dues
$173 · $2,076/yr
Likely covers
watergaslandscapingpoolsecurity

Listing history 27 events

  1. 2026-06-19
    days on market $535,000 Active 138 DOM
  2. 2026-06-18
    days on market $535,000 Active 137 DOM
  3. 2026-06-17
    days on market $535,000 Active 136 DOM
  4. 2026-06-16
    days on market $535,000 Active 135 DOM
  5. 2026-06-15
    days on market $535,000 Active 134 DOM
  6. 2026-06-14
    days on market $535,000 Active 132 DOM
  7. 2026-06-12
    pricedays on market $535,000 Active 131 DOM
  8. 2026-06-09
    days on market $549,000 Active 128 DOM
  9. 2026-06-08
    days on market $549,000 Active 127 DOM
  10. 2026-06-07
    days on market $549,000 Active 126 DOM
  11. 2026-06-05
    days on market $549,000 Active 123 DOM
  12. 2026-06-03
    days on market $549,000 Active 122 DOM
  13. 2026-06-02
    days on market $549,000 Active 121 DOM
  14. 2026-06-01
    days on market $549,000 Active 120 DOM
  15. 2026-05-31
    days on market $549,000 Active 119 DOM
  16. 2026-05-30
    days on market $549,000 Active 118 DOM
  17. 2026-04-30
    price $549,000 1976-char remark
    Show marketing remark (1976 chars)

    Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge

  18. 2026-03-22
    price $559,000 1976-char remark
    Show marketing remark (1976 chars)

    Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge

  19. 2026-03-14
    price $565,000 1976-char remark
    Show marketing remark (1976 chars)

    Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge

  20. 2026-02-01
    listed $575,000 Active 1976-char remark
    Show marketing remark (1976 chars)

    Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge

  21. 2018-11-21
    soldstatus 823-char remark
    Show marketing remark (823 chars)

    Good Life at StoneBridge Village in this custom home with a very private back yard, sun room and deck that backs to trees and common area. The home features beautiful hardwood flooring, Dakota cabinetry, nice breakfast nook with natural light. Formal dining room open to living area with corner remote start gas fire place. Lower level w/ extra office & spacious recreational room, Plus bonus room could be a kitchen- plumbing already there, with a separate entrance & Workshop. Extra wide & deep garage. Water fountain in front auto fills from sprinkler system. Level lot and so easy to care for! New shingles in 2017. Owners love the resort lifestyle included at no costs: clubhouse, fitness ctr, tennis and basketball courts, 3 pools and LedgeStone Golf Course access & activities at reduced fee.

  22. 2018-11-21
    soldstatus
    Show marketing remark (823 chars)

    Good Life at StoneBridge Village in this custom home with a very private back yard, sun room and deck that backs to trees and common area. The home features beautiful hardwood flooring, Dakota cabinetry, nice breakfast nook with natural light. Formal dining room open to living area with corner remote start gas fire place. Lower level w/ extra office & spacious recreational room, Plus bonus room could be a kitchen- plumbing already there, with a separate entrance & Workshop. Extra wide & deep garage. Water fountain in front auto fills from sprinkler system. Level lot and so easy to care for! New shingles in 2017. Owners love the resort lifestyle included at no costs: clubhouse, fitness ctr, tennis and basketball courts, 3 pools and LedgeStone Golf Course access & activities at reduced fee.

  23. 2018-05-25
    listed $289,500 823-char remark
    Show marketing remark (823 chars)

    Good Life at StoneBridge Village in this custom home with a very private back yard, sun room and deck that backs to trees and common area. The home features beautiful hardwood flooring, Dakota cabinetry, nice breakfast nook with natural light. Formal dining room open to living area with corner remote start gas fire place. Lower level w/ extra office & spacious recreational room, Plus bonus room could be a kitchen- plumbing already there, with a separate entrance & Workshop. Extra wide & deep garage. Water fountain in front auto fills from sprinkler system. Level lot and so easy to care for! New shingles in 2017. Owners love the resort lifestyle included at no costs: clubhouse, fitness ctr, tennis and basketball courts, 3 pools and LedgeStone Golf Course access & activities at reduced fee.

  24. 2017-03-21
    listed $289,500
  25. 2003-07-01
    soldstatus $183,000
  26. 2003-07-01
    soldstatus $183,000
  27. 1996-03-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,956 · $163/mo
Projected year-2 tax
$5,190 · $432/mo
Expected delta
+$3,233/yr (+$269/mo · 165.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$58,800
− Mortgage interest
−$29,968
− Property taxes
−$1,956
− Insurance
−$2,675
− Repairs & maintenance
−$4,704
− Management
−$4,704
− HOA
−$2,076
− Depreciation
−$15,564
Taxable loss
−$2,847
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$683
After-tax cash flow
$6,761/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Reeds Spring R-IV
NCES district ID
2926160
Math proficiency
34% ▼ -3.00%
Reading proficiency
42% ▼ -1.00%
Median HH income
$42,158
Composite
32.06/100
National rank
#5819
State rank
#182 of 324 in MO

Livability — Branson

Score
77/100
State rank
#32
US rank
#2940

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
28,460
Population (ZIP)
8,279

Population outlook (Stone County) Hauer SSP2

Today (2025)
28,147 people
By 2030
26,405 · -6.2%
By 2040
22,762 · -19.1%
By 2050
19,706 · -30.0%
By 2075
14,742 · -47.6%
By 2100
10,832 · -61.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 5% Slovak 4% Iranian 3%
Foreign-born
2% · Canada, China
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Stone

2024 margin
Solid R (+61.4) · D 18.9% · R 80.3%
2008→2024 swing
-24.1pp toward R · 2008: -37.3pp · 2024: -61.4pp
All cycles
2024: R+61.4 2020: R+61.1 2016: R+62.1 2012: R+49.2 2008: R+37.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.17%
Current HPI
239.032
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+200.0% since first listed
11 events — show timeline
  • 2026-04-30 Price Changed $549,000 SOMO
  • 2026-03-22 Price Changed $559,000 SOMO
  • 2026-03-14 Price Changed $565,000 SOMO
  • 2026-02-01 Listed $575,000 SOMO
  • 2018-11-21 Sold (Public Records) Public Records
  • 2018-11-21 Sold (MLS) SOMO
  • 2018-05-25 Listed $289,500 SOMO
  • 2017-03-21 Listed $289,500 SOMO
  • 2003-07-01 Sold (Public Records) $183,000 Public Records
  • 2003-07-01 Sold (Public Records) $183,000 Public Records
  • 1996-03-01 Sold (Public Records) Public Records

Property tax history

+1.5%/yr

Latest (2025): $1,956 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…