1111 Ledgestone Ln · Branson, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- ARV discount +11.0/15.0
- DSCR +5.8/10.0
- 1% rule +4.2/10.0
- Appreciation +3.9/10.0
- Livability +3.9/5.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$535,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge
Key facts
- Gated community
- Hardwood flooring
- Walk-out basement
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath other listed at $535k.
Deal economics
- At list price, monthly cash flow is $506 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $490k (8.4% below list).
- Recommended offer: $471k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 2.5% in Branson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#32 in MO, #2,940 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: employment C-, crime F.
- Reeds Spring R-IV (rural): math 34% / reading 42% proficiency, ranked #182 of 324 in MO (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 341 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 191 units permitted in Stone County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-2.2%/yr); year-one equity from $4k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Stone County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 138 days — a 12% lower offer ($471k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago; this cycle's ask has dropped $40k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $183k; list at $535k implies a 192% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 7.43%
- Cash-on-cash
- 4.06%
- DSCR
- 1.18
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $579,539
- List price
- $535,000
- Delta
- -7.69%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-2.17% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.0%
- Equity multiple
- 0.76×
- Total profit
- $-35,861
- Equity at exit
- $99,670
- IRR
- 2.2%
- Equity multiple
- 1.18×
- Total profit
- $26,312
- Equity at exit
- $81,174
Cash invested: $149,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 65737
- Home prices YoY
- -0.9%
- Active inventory
- 341
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $4,900 medium interval (Pro) →
- Mortgage (P&I)
- −$2,806
- Tax from tax record
- −$163 /mo · $1,956/yr
- Insurance
- −$223
- HOA
- −$173
- Vacancy / Maint / Mgmt
- −$1,029
- Net cashflow
- $506
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $133,750
- Closing costs
- $16,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5558 State Highway 265 Unit 5BR Branson, MO | 5.0 | 2.0 | 3500 | $4,900 | $1.40 | 44d | 1 | 1.45mi |
HOA detail
- Monthly dues
- $173 · $2,076/yr
- Likely covers
- watergaslandscapingpoolsecurity
Listing history 27 events
-
2026-06-19days on market $535,000 Active 138 DOM
-
2026-06-18days on market $535,000 Active 137 DOM
-
2026-06-17days on market $535,000 Active 136 DOM
-
2026-06-16days on market $535,000 Active 135 DOM
-
2026-06-15days on market $535,000 Active 134 DOM
-
2026-06-14days on market $535,000 Active 132 DOM
-
2026-06-12pricedays on market $535,000 Active 131 DOM
-
2026-06-09days on market $549,000 Active 128 DOM
-
2026-06-08days on market $549,000 Active 127 DOM
-
2026-06-07days on market $549,000 Active 126 DOM
-
2026-06-05days on market $549,000 Active 123 DOM
-
2026-06-03days on market $549,000 Active 122 DOM
-
2026-06-02days on market $549,000 Active 121 DOM
-
2026-06-01days on market $549,000 Active 120 DOM
-
2026-05-31days on market $549,000 Active 119 DOM
-
2026-05-30days on market $549,000 Active 118 DOM
-
2026-04-30price $549,000 1976-char remark
Show marketing remark (1976 chars)
Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge
-
2026-03-22price $559,000 1976-char remark
Show marketing remark (1976 chars)
Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge
-
2026-03-14price $565,000 1976-char remark
Show marketing remark (1976 chars)
Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge
-
2026-02-01$575,000 Active 1976-char remark
Show marketing remark (1976 chars)
Welcome to 1111 Ledgestone Lane, a rare opportunity in the prestigious gated community of Stonebridge Village. This custom, superior-built home features brick & stone construction and a walk-out basement, offering exceptional craftsmanship and thoughtful design. A fully fenced backyard is a true rarity in Stonebridge, making this property appealing for pet lovers. Inside, you'll find beautiful hardwood flooring, Dakota cabinetry, Granite Countertops, appliances included, a bright breakfast nook, formal dining, and an inviting living area with a corner remote-start gas fireplace. The sunroom (a seller's favorite) provides year-round enjoyment and brings the outdoors in with peaceful views. The primary suite offers a spacious layout for your furniture preference and deep walk-in closet, jetted tub, and excellent functionality. Beautiful windows allow natural light throughout. The lower level is incredibly versatile with a large recreation area, pool table that conveys, two bedrooms, a full bath, office or hobby space, and a workshop/storage area. A walk-out entrance to the covered lower level deck allows more enjoyment of the fenced back yard. Plus 2 bonus rooms has 2nd walk out door and plumbing for a future kitchen or apartment-style living quarters. The possibilities here are truly limitless. Outdoor living is enhanced with a deck and patio on each level, low-maintenance landscaping, sprinklers front and rear, and an extra-wide, deep garage, water softener & newer HWH. Conveniently located just minutes from Branson, Silver Dollar City, shopping, dining, and everyday essentials, this home offers the perfect blend of luxury, lifestyle, and location. Enjoy resort-style living with top-tier amenities including an award-winning 18-hole golf course, Ledgestone Restaurant, three pools, clubhouse and banquet facilities, tennis and pickleball courts, walking trails, stocked fishing ponds, and more. Embrace lifestyle living at Stonebridge
-
2018-11-21soldstatus 823-char remark
Show marketing remark (823 chars)
Good Life at StoneBridge Village in this custom home with a very private back yard, sun room and deck that backs to trees and common area. The home features beautiful hardwood flooring, Dakota cabinetry, nice breakfast nook with natural light. Formal dining room open to living area with corner remote start gas fire place. Lower level w/ extra office & spacious recreational room, Plus bonus room could be a kitchen- plumbing already there, with a separate entrance & Workshop. Extra wide & deep garage. Water fountain in front auto fills from sprinkler system. Level lot and so easy to care for! New shingles in 2017. Owners love the resort lifestyle included at no costs: clubhouse, fitness ctr, tennis and basketball courts, 3 pools and LedgeStone Golf Course access & activities at reduced fee.
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2018-11-21soldstatus
Show marketing remark (823 chars)
Good Life at StoneBridge Village in this custom home with a very private back yard, sun room and deck that backs to trees and common area. The home features beautiful hardwood flooring, Dakota cabinetry, nice breakfast nook with natural light. Formal dining room open to living area with corner remote start gas fire place. Lower level w/ extra office & spacious recreational room, Plus bonus room could be a kitchen- plumbing already there, with a separate entrance & Workshop. Extra wide & deep garage. Water fountain in front auto fills from sprinkler system. Level lot and so easy to care for! New shingles in 2017. Owners love the resort lifestyle included at no costs: clubhouse, fitness ctr, tennis and basketball courts, 3 pools and LedgeStone Golf Course access & activities at reduced fee.
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2018-05-25$289,500 823-char remark
Show marketing remark (823 chars)
Good Life at StoneBridge Village in this custom home with a very private back yard, sun room and deck that backs to trees and common area. The home features beautiful hardwood flooring, Dakota cabinetry, nice breakfast nook with natural light. Formal dining room open to living area with corner remote start gas fire place. Lower level w/ extra office & spacious recreational room, Plus bonus room could be a kitchen- plumbing already there, with a separate entrance & Workshop. Extra wide & deep garage. Water fountain in front auto fills from sprinkler system. Level lot and so easy to care for! New shingles in 2017. Owners love the resort lifestyle included at no costs: clubhouse, fitness ctr, tennis and basketball courts, 3 pools and LedgeStone Golf Course access & activities at reduced fee.
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2017-03-21$289,500
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2003-07-01soldstatus $183,000
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2003-07-01soldstatus $183,000
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1996-03-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,956 · $163/mo
- Projected year-2 tax
- $5,190 · $432/mo
- Expected delta
- +$3,233/yr (+$269/mo · 165.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $58,800
- − Mortgage interest
- −$29,968
- − Property taxes
- −$1,956
- − Insurance
- −$2,675
- − Repairs & maintenance
- −$4,704
- − Management
- −$4,704
- − HOA
- −$2,076
- − Depreciation
- −$15,564
- Taxable loss
- −$2,847
- Est. tax savings @ 24.0%
- +$683
- After-tax cash flow
- $6,761/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Reeds Spring R-IV
- NCES district ID
- 2926160
- Math proficiency
- 34% ▼ -3.00%
- Reading proficiency
- 42% ▼ -1.00%
- Median HH income
- $42,158
- Composite
- 32.06/100
- National rank
- #5819
- State rank
- #182 of 324 in MO
Livability — Branson
- Score
- 77/100
- State rank
- #32
- US rank
- #2940
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 28,460
- Population (ZIP)
- 8,279
Population outlook (Stone County) Hauer SSP2
- Today (2025)
- 28,147 people
- By 2030
- 26,405 · -6.2%
- By 2040
- 22,762 · -19.1%
- By 2050
- 19,706 · -30.0%
- By 2075
- 14,742 · -47.6%
- By 2100
- 10,832 · -61.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Hispanic / Latino 6% Two or more races 5%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Lithuanian 5% Slovak 4% Iranian 3%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 97% English-only · Spanish 3%
Political lean MEDSL · Stone
- 2024 margin
- Solid R (+61.4) · D 18.9% · R 80.3%
- 2008→2024 swing
- -24.1pp toward R · 2008: -37.3pp · 2024: -61.4pp
- All cycles
- 2024: R+61.4 2020: R+61.1 2016: R+62.1 2012: R+49.2 2008: R+37.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -2.17%
- Current HPI
- 239.032
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+200.0% since first listed11 events — show timeline
- 2026-04-30 Price Changed $549,000 SOMO
- 2026-03-22 Price Changed $559,000 SOMO
- 2026-03-14 Price Changed $565,000 SOMO
- 2026-02-01 Listed $575,000 SOMO
- 2018-11-21 Sold (Public Records) — Public Records
- 2018-11-21 Sold (MLS) — SOMO
- 2018-05-25 Listed $289,500 SOMO
- 2017-03-21 Listed $289,500 SOMO
- 2003-07-01 Sold (Public Records) $183,000 Public Records
- 2003-07-01 Sold (Public Records) $183,000 Public Records
- 1996-03-01 Sold (Public Records) — Public Records
Property tax history
+1.5%/yrLatest (2025): $1,956 · -0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…