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9755 State Route 171
D Composite 44.34
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.8/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.0/10.0
  • Schools +3.6/10.0
  • DSCR +3.5/10.0
  • 1% rule +3.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$259,000

9755 State Route 171 · Herrick, PA 18470
4 bd · 1.0 ba · 1,955 sqft · SingleFamily · 32 Days on market
Built 1900 29 ac lot $132/sqft · 55% below area ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

EXPERIENCE THE BEAUTY OF COUNTRY LIVING ON THIS STUNNING 30+ ACRE PROPERTY, FEATURING A COUNTRY FOUR-BEDROOM, ONE AND A HALF BATH FARMHOUSE WITH MULTIPLE OUTBUILDINGS AND A ONE-CAR GARAGE. IDEAL FOR FARMING, RAISING HORSES, OR HUNTING, THIS PROPERTY OFFERS LOW TAXES, GREAT SCHOOLS AND EASY ACCESS TO SHOPPING AND ENTERTAINMENT. NESTLED IN A PEACEFUL AND QUIET LOCATION, IT PROVIDES CONVENIENT ACCESS TO ELK MOUNTAIN FOR SKIING, AS WELL AS THE D & H RAILS AND TRAILS FOR HIKING, SNOWMOBILING, SIDE-BY-SIDE ATV EXCURSIONS AND JOYRIDING. THIS PROPERTY'S LOCATION HAS MANY STATE LAKES NEARBY FOR FISHING AND BOATING, THIS PROPERTY IS PERFECT FOR OUTDOOR ENTHUSIASTS. SELLER WILL BE SUBDIVIDING APPROXIMATELY 1.49 ACRES FROM EXISTING PARCEL PRIOR TO CLOSE. YIELDING APPROXIMATELY 30 ACRES +/- . DON'T MISS OUT ON THIS INCREDIBLE OPPORTUNITY--SCHEDULE AN APPOINTMENT TODAY TO SEE THIS GORGEOUS PROPERTY FOR YOURSELF!

Key facts

  • One car garage
  • Country farmhouse
  • Peaceful location

Tags

30 ACRE PROPERTYCOUNTRY FARMHOUSEONE CAR GARAGELOW TAXESEASY ACCESS TO SHOPPINGPEACEFUL LOCATION

Property features AI

Finance

  • Other: Lot features include cleared areas, pasture, level front yard on a corner lot; Road frontage on a state road with paved surface; Lot dimensions 1315 x 1347 x 649 x 1304 (29.17 acres)

Exterior

  • Parking: Has garage (1 garage space); Garage faces side; Off-street parking
  • Utilities: Well water; Septic system; Electricity connected (100 Amp service); Propane; Water connected; Sewer connected
  • Home design: Single-family residence (Residential); Built in 1900
  • Construction: Aluminum siding; Concrete perimeter foundation; Year built 1900
  • Exterior features: Garden; Horses allowed; Shed(s); Asphalt and fiberglass roof

Interior

  • Kitchen: No appliances listed
  • Bedrooms: 4 bedrooms (one 12 x 12, one 18 x 12, one 20 x 12, one 10 x 12)
  • Flooring: Carpet; Linoleum; Hardwood
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Wood stove; Propane heating; Ceiling fans for cooling
  • Interior features: Ceiling fans; High-speed internet; Pantry; Crawl opening to attic; Has basement (concrete, sump pump, unfinished, heated)
  • Laundry & utility: Main-level laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $259k.

Deal economics

  • At list price, monthly cash flow is $-72 ($-858/yr) — negative.
  • To cash-flow at today's rent, offer at most $249k (4.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (16.0% below list).
  • Recommended offer: $218k (16.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Forest City Regional SD (suburban): math 34% / reading 51% proficiency, ranked #308 of 539 in PA (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Forest City Regional El Sch (math 27% / reading 52%, grade F, #947 of 1,518 statewide, top 65%, 434 students, 55% FRL); Forest City Regional Hs (math 42% / reading 52%, grade D-, #167 of 437 statewide, top 39%, 327 students, 85% FRL) — zoned schools average 70% FRL vs 43% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 31 active listings in the ZIP; 80 units permitted in Susquehanna County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($2k loan paydown + $11k appreciation (4.1% local appreciation)).
  • Susquehanna County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.1% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $217,515 (16.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.96%
Cash-on-cash
-1.18%
DSCR
0.95
GRM
9.9

CMA / ARV

ARV (median comp)
$573,118
List price
$259,000
Delta
-54.81%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9755 State Route 171 0.00mi 4/1.5 1,955 (0%) 18mo $235,000 $120 83
1715 Svecz Rd 0.59mi 5/2.5 (+1) 2,056 (+5%) 20mo $830,000 $404 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.1% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.5%
Equity multiple
1.58×
Total profit
$42,036
Equity at exit
$132,796
10-year hold
IRR
11.4%
Equity multiple
2.90×
Total profit
$138,016
Equity at exit
$218,386

Cash invested: $72,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18470

Home prices YoY
2.4%
Active inventory
31
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,175 medium interval (Pro) →
Mortgage (P&I)
$1,358
Tax est. 1.5%
$324 /mo · $3,885/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$457
Net cashflow
$-72

Break-even live

Break-even rent $2,266
Max offer price $248,651
Occupancy floor 98%

Sensitivity live

Price -10% $107 -5% $18 +0% $-72 +5% $-161 +10% $-251
Rent -10% $-243 -5% $-157 +0% $-72 +5% $14 +10% $100
Rate -1.0pp $59 -0.5pp $-6 base $-72 +0.5pp $-139 +1.0pp $-207

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,750
Closing costs
$7,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-16
    status $259,000 Pending 32 DOM
  2. 2026-06-16
    days on market $259,000 Active 32 DOM
  3. 2026-06-15
    days on market $259,000 Active 31 DOM
  4. 2026-06-14
    days on market $259,000 Active 29 DOM
  5. 2026-06-13
    days on market $259,000 Active 28 DOM
  6. 2026-06-10
    days on market $259,000 Active 26 DOM
  7. 2026-06-09
    days on market $259,000 Active 25 DOM
  8. 2026-06-08
    days on market $259,000 Active 24 DOM
  9. 2026-06-07
    days on market $259,000 Active 23 DOM
  10. 2026-06-03
    days on market $259,000 Active 19 DOM
  11. 2026-06-02
    days on market $259,000 Active 18 DOM
  12. 2026-06-01
    days on market $259,000 Active 17 DOM
  13. 2026-05-31
    days on market $259,000 Active 16 DOM
  14. 2026-05-30
    days on market $259,000 Active 15 DOM
  15. 2026-05-15
    listed $259,000 Active 753-char remark
  16. 2025-11-05
    status Pending
  17. 2025-10-31
    price $259,000
  18. 2025-07-28
    listed $299,000 Active
  19. 2025-01-04
    soldstatus $235,000 Closed
    Show marketing remark (915 chars)

    EXPERIENCE THE BEAUTY OF COUNTRY LIVING ON THIS STUNNING 30+ ACRE PROPERTY, FEATURING A COUNTRY FOUR-BEDROOM, ONE AND A HALF BATH FARMHOUSE WITH MULTIPLE OUTBUILDINGS AND A ONE-CAR GARAGE. IDEAL FOR FARMING, RAISING HORSES, OR HUNTING, THIS PROPERTY OFFERS LOW TAXES, GREAT SCHOOLS AND EASY ACCESS TO SHOPPING AND ENTERTAINMENT. NESTLED IN A PEACEFUL AND QUIET LOCATION, IT PROVIDES CONVENIENT ACCESS TO ELK MOUNTAIN FOR SKIING, AS WELL AS THE D & H RAILS AND TRAILS FOR HIKING, SNOWMOBILING, SIDE-BY-SIDE ATV EXCURSIONS AND JOYRIDING. THIS PROPERTY'S LOCATION HAS MANY STATE LAKES NEARBY FOR FISHING AND BOATING, THIS PROPERTY IS PERFECT FOR OUTDOOR ENTHUSIASTS. SELLER WILL BE SUBDIVIDING APPROXIMATELY 1.49 ACRES FROM EXISTING PARCEL PRIOR TO CLOSE. YIELDING APPROXIMATELY 30 ACRES +/- . DON'T MISS OUT ON THIS INCREDIBLE OPPORTUNITY--SCHEDULE AN APPOINTMENT TODAY TO SEE THIS GORGEOUS PROPERTY FOR YOURSELF!

  20. 2024-10-12
    status Pending
    Show marketing remark (915 chars)

    EXPERIENCE THE BEAUTY OF COUNTRY LIVING ON THIS STUNNING 30+ ACRE PROPERTY, FEATURING A COUNTRY FOUR-BEDROOM, ONE AND A HALF BATH FARMHOUSE WITH MULTIPLE OUTBUILDINGS AND A ONE-CAR GARAGE. IDEAL FOR FARMING, RAISING HORSES, OR HUNTING, THIS PROPERTY OFFERS LOW TAXES, GREAT SCHOOLS AND EASY ACCESS TO SHOPPING AND ENTERTAINMENT. NESTLED IN A PEACEFUL AND QUIET LOCATION, IT PROVIDES CONVENIENT ACCESS TO ELK MOUNTAIN FOR SKIING, AS WELL AS THE D & H RAILS AND TRAILS FOR HIKING, SNOWMOBILING, SIDE-BY-SIDE ATV EXCURSIONS AND JOYRIDING. THIS PROPERTY'S LOCATION HAS MANY STATE LAKES NEARBY FOR FISHING AND BOATING, THIS PROPERTY IS PERFECT FOR OUTDOOR ENTHUSIASTS. SELLER WILL BE SUBDIVIDING APPROXIMATELY 1.49 ACRES FROM EXISTING PARCEL PRIOR TO CLOSE. YIELDING APPROXIMATELY 30 ACRES +/- . DON'T MISS OUT ON THIS INCREDIBLE OPPORTUNITY--SCHEDULE AN APPOINTMENT TODAY TO SEE THIS GORGEOUS PROPERTY FOR YOURSELF!

  21. 2024-08-14
    price $260,000
    Show marketing remark (915 chars)

    EXPERIENCE THE BEAUTY OF COUNTRY LIVING ON THIS STUNNING 30+ ACRE PROPERTY, FEATURING A COUNTRY FOUR-BEDROOM, ONE AND A HALF BATH FARMHOUSE WITH MULTIPLE OUTBUILDINGS AND A ONE-CAR GARAGE. IDEAL FOR FARMING, RAISING HORSES, OR HUNTING, THIS PROPERTY OFFERS LOW TAXES, GREAT SCHOOLS AND EASY ACCESS TO SHOPPING AND ENTERTAINMENT. NESTLED IN A PEACEFUL AND QUIET LOCATION, IT PROVIDES CONVENIENT ACCESS TO ELK MOUNTAIN FOR SKIING, AS WELL AS THE D & H RAILS AND TRAILS FOR HIKING, SNOWMOBILING, SIDE-BY-SIDE ATV EXCURSIONS AND JOYRIDING. THIS PROPERTY'S LOCATION HAS MANY STATE LAKES NEARBY FOR FISHING AND BOATING, THIS PROPERTY IS PERFECT FOR OUTDOOR ENTHUSIASTS. SELLER WILL BE SUBDIVIDING APPROXIMATELY 1.49 ACRES FROM EXISTING PARCEL PRIOR TO CLOSE. YIELDING APPROXIMATELY 30 ACRES +/- . DON'T MISS OUT ON THIS INCREDIBLE OPPORTUNITY--SCHEDULE AN APPOINTMENT TODAY TO SEE THIS GORGEOUS PROPERTY FOR YOURSELF!

  22. 2024-06-28
    listed $299,000 Active
    Show marketing remark (915 chars)

    EXPERIENCE THE BEAUTY OF COUNTRY LIVING ON THIS STUNNING 30+ ACRE PROPERTY, FEATURING A COUNTRY FOUR-BEDROOM, ONE AND A HALF BATH FARMHOUSE WITH MULTIPLE OUTBUILDINGS AND A ONE-CAR GARAGE. IDEAL FOR FARMING, RAISING HORSES, OR HUNTING, THIS PROPERTY OFFERS LOW TAXES, GREAT SCHOOLS AND EASY ACCESS TO SHOPPING AND ENTERTAINMENT. NESTLED IN A PEACEFUL AND QUIET LOCATION, IT PROVIDES CONVENIENT ACCESS TO ELK MOUNTAIN FOR SKIING, AS WELL AS THE D & H RAILS AND TRAILS FOR HIKING, SNOWMOBILING, SIDE-BY-SIDE ATV EXCURSIONS AND JOYRIDING. THIS PROPERTY'S LOCATION HAS MANY STATE LAKES NEARBY FOR FISHING AND BOATING, THIS PROPERTY IS PERFECT FOR OUTDOOR ENTHUSIASTS. SELLER WILL BE SUBDIVIDING APPROXIMATELY 1.49 ACRES FROM EXISTING PARCEL PRIOR TO CLOSE. YIELDING APPROXIMATELY 30 ACRES +/- . DON'T MISS OUT ON THIS INCREDIBLE OPPORTUNITY--SCHEDULE AN APPOINTMENT TODAY TO SEE THIS GORGEOUS PROPERTY FOR YOURSELF!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,102
− Mortgage interest
−$14,508
− Property taxes
−$3,885
− Insurance
−$1,295
− Repairs & maintenance
−$2,088
− Management
−$2,088
− Depreciation
−$7,535
Taxable loss
−$5,297
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,271
After-tax cash flow
$413/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Forest City Regional SD
NCES district ID
4209930
Math proficiency
34% ▼ -17.00%
Reading proficiency
51% ▼ -11.00%
Median HH income
$47,744
Composite
36.29/100
National rank
#4701
State rank
#308 of 539 in PA

Livability — Herrick

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
2,296

Population outlook (Susquehanna County) Hauer SSP2

Today (2025)
37,552 people
By 2030
35,270 · -6.1%
By 2040
30,663 · -18.3%
By 2050
26,492 · -29.5%
By 2075
19,658 · -47.7%
By 2100
15,179 · -59.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 6% Hispanic / Latino 6%
Hispanic origin (detail)
Puerto Rican 2% Cuban 2%
Common ancestry
Romanian 9% Scotch-Irish 5% Slovak 2%
Foreign-born
2%
Languages at home
97% English-only · Spanish 2% Tagalog/Filipino 1%

Political lean MEDSL · Susquehanna

2024 margin
Solid R (+44.7) · D 27.2% · R 71.9%
2008→2024 swing
-33.0pp toward R · 2008: -11.7pp · 2024: -44.7pp
All cycles
2024: R+44.7 2020: R+41.2 2016: R+42.9 2012: R+21.4 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.10%
Current HPI
176.7866
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-13.4% since first listed
9 events — show timeline
  • 2026-06-16 Pending GSBR as distributed by MLS GRID
  • 2026-05-15 Listed $259,000 GSBR as distributed by MLS GRID
  • 2025-11-05 Pending GSBR as distributed by MLS GRID
  • 2025-10-31 Price Changed $259,000 GSBR as distributed by MLS GRID
  • 2025-07-28 Listed $299,000 GSBR as distributed by MLS GRID
  • 2025-01-04 Sold (MLS) $235,000 GSBR as distributed by MLS GRID
  • 2024-10-12 Pending GSBR as distributed by MLS GRID
  • 2024-08-14 Price Changed $260,000 GSBR as distributed by MLS GRID
  • 2024-06-28 Listed $299,000 GSBR as distributed by MLS GRID

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…