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309 Benedetta Ln
D- Composite 38.45
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.9/15.0
  • Cash flow +7.7/30.0
  • Schools +4.6/10.0
  • Livability +4.0/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.8/10.0
  • 1% rule +1.2/10.0
  • Appreciation +0.0/10.0

$527,671

309 Benedetta Ln · Fort Worth, TX 76052
5 bd · 4.0 ba · 2,939 sqft · Other · 49 Days on market
Built 2025 5,898 sqft lot $180/sqft · 14% below area Est $615k · 14% under $75/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Emery offers expansive living with 5 bedrooms, 4 baths, and a luxury kitchen that anchors the home's open-concept design. With open railing, a primary bath featuring a tub, and thoughtfully designed living spaces, it's built for comfortable everyday living and modern style.

Key facts

  • 5,898 sq ft lot
  • 2 garage spots
  • Built 2025

Property features AI

Finance

  • Other: Municipal Utility District: No
  • Financial info: Treat as clear loan type; No second mortgage
  • HOA & community: Mandatory HOA; Annual association fee (paid annually); Association fee includes full use of facilities; HOA managed by Legacy Southwest Property Management

Exterior

  • Parking: Attached 2-car garage with 2 covered spaces; Garage has 2-car double doors and a garage door opener
  • Security: Smoke detectors; Carbon monoxide detectors
  • Utilities: Individual gas meter; Individual water meter; Curbs and sidewalks; Low-flow water fixtures
  • Home design: Single family residence; Two levels; New construction (incomplete, 2025); Located in the LaPrelle planned development (Discovery Collection at Laprelle)
  • Construction: Brick and other exterior materials; Composition roof; Slab foundation; Year built 2025 (new construction - incomplete)
  • Exterior features: Covered porch; Gutters; Wood fencing; Covered patio/porch

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Plumbed for gas in kitchen
  • Bedrooms: 5 bedrooms (primary bedroom on first level); Additional bedrooms located on second level
  • Flooring: Carpet; Ceramic tile; Luxury vinyl plank
  • Bathrooms: 4 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air (electric); Ceiling fans; Thermostat (energy efficient)
  • Interior features: Open floorplan; Kitchen island; Pantry; Double vanity; Cable TV available; High speed internet available; Smart home system; Wired for data; Vented exhaust fan
  • Laundry & utility: Full-size washer/dryer area; Washer hookup; Electric dryer hookup; Utility room; Gas water heater; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath other listed at $528k.

Deal economics

  • At list price, monthly cash flow is $-614 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $419k (20.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $326k (38.2% below list).
  • Recommended offer: $326k (38.2% below list) — sets the bar for 1% rule.
  • Cap rate 4.9% vs local median 3.9% in Fort Worth — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Northwest ISD (rural): math 48% / reading 52% proficiency, ranked #120 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Haslet El (math 42% / reading 46%, grade F, #1,243 of 4,322 statewide, top 29%, 884 students, 25% FRL) — zoned schools at 25% FRL track the district average.
  • Market conditions: Rents rising (+1.1%/yr); 1083 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($512k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $326,277 (38.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 38% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.62%
Cap rate
4.90%
Cash-on-cash
-4.99%
DSCR
0.78
GRM
13.5

CMA / ARV

ARV (median comp)
$615,488
List price
$527,671
Delta
-14.27%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.08% rent growth · sell at horizon

5-year hold
IRR
-26.7%
Equity multiple
0.11×
Total profit
$-131,014
Equity at exit
$78,677
10-year hold
IRR
-30.9%
Equity multiple
-0.28×
Total profit
$-189,780
Equity at exit
$45,623

Cash invested: $147,748 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76052

Home prices YoY
-25.0%
Rents YoY
1.1%
Active inventory
1083
Price-to-rent
13.5×

Monthly cashflow live

Estimated rent
$3,263 high interval (Pro) →
Mortgage (P&I)
$2,767
Tax from tax record
$129 /mo · $1,552/yr
Insurance
$220
HOA
$75
Vacancy / Maint / Mgmt
$685
Net cashflow
$-614

Break-even live

Break-even rent $4,040
Max offer price $419,241
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$131,918
Closing costs
$15,830
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
482 Prairie View Dr Haslet, TX 4.0 3.0 2229 $3,095 $1.39 13d 1 0.75mi
11536 Harp Ln Haslet, TX 4.0 2.0 1932 $2,800 $1.45 4d 1 0.86mi
1064 Agape Dr Haslet, TX 5.0 3.5 3261 $3,800 $1.17 24d 1 0.93mi
11540 Twining Branch Cir Haslet, TX 5.0 4.0 3327 $3,250 $0.98 21d 1 0.96mi
11540 Twining Branch Cir Haslet, TX 5.0 4.0 3327 $3,250 $0.98 44d 1 0.96mi
201 Roundstone Rd Haslet, TX 5.0 3.0 2779 $3,750 $1.35 20d 1 1.01mi
937 Crest Breeze Dr Haslet, TX 4.0 3.5 3500 $3,061 $0.87 24d 1 1.04mi
252 Drumcliffe Dr Haslet, TX 4.0 2.0 1931 $2,595 $1.34 7d 1 1.10mi
209 Irish Moss Dr Haslet, TX 4.0 2.0 2173 $2,450 $1.13 2d 1 1.10mi
11332 Gold Canyon Dr Haslet, TX 4.0 2.0 1995 $2,195 $1.10 17d 1 1.13mi
1104 Pinnacle Ridge Rd Haslet, TX 5.0 4.0 3655 $3,250 $0.89 44d 1 1.25mi
12424 Brunal Dr Fort Worth, TX 1.0–4.0 1.0–3.5 1295 $3,271 $2.53 1d 165 1.45mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 14 events

  1. 2026-06-18
    days on market $527,671 Active 49 DOM
  2. 2026-06-17
    days on market $527,671 Active 48 DOM
  3. 2026-06-16
    days on market $527,671 Active 47 DOM
  4. 2026-06-15
    days on market $527,671 Active 46 DOM
  5. 2026-06-13
    days on market $527,671 Active 44 DOM
  6. 2026-06-09
    days on market $527,671 Active 40 DOM
  7. 2026-06-08
    days on market $527,671 Active 39 DOM
  8. 2026-06-07
    pricedays on market $527,671 Active 38 DOM
  9. 2026-06-04
    days on market $528,123 Active 35 DOM
    Show marketing remark (278 chars)

    The Emery offers expansive living with 5 bedrooms, 4 baths, and a luxury kitchen that anchors the home's open-concept design. With open railing, a primary bath featuring a tub, and thoughtfully designed living spaces, it's built for comfortable everyday living and modern style.

  10. 2026-06-03
    days on market $528,123 Active 34 DOM
  11. 2026-06-02
    days on market $528,123 Active 33 DOM
  12. 2026-06-01
    days on market $528,123 Active 32 DOM
  13. 2026-05-31
    days on market $528,123 Active 31 DOM
  14. 2026-04-30
    listed $528,123 Active 357-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,552 · $129/mo
Projected year-2 tax
$9,656 · $805/mo
Expected delta
+$8,104/yr (+$675/mo · 522.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,153
− Mortgage interest
−$29,558
− Property taxes
−$1,552
− Insurance
−$2,638
− Repairs & maintenance
−$3,132
− Management
−$3,132
− HOA
−$900
− Depreciation
−$15,350
Taxable loss
−$17,110
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,106
After-tax cash flow
$-3,259/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northwest ISD
NCES district ID
4833180
Math proficiency
48% ▼ -15.00%
Reading proficiency
52% ▼ -8.00%
Median HH income
$85,315
Composite
46.15/100
National rank
#2504
State rank
#120 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
34,249
Household income
$143,555
Rent vs Own
15.6% rent · 84.4% own
Severe rent burden
358.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 14% Two or more races 13% Black 11% Asian 4%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Lithuanian 7% Slovak 4% Romanian 1%
Foreign-born
7% · Canada, Vietnam
Languages at home
88% English-only · Spanish 6% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.77%
Current HPI
235.7417
Rent YoY
▲ 1.08%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-0.1% since first listed
6 events — show timeline
  • 2026-06-05 Price Changed $527,671 NTREIS
  • 2026-06-04 Relisted Zillow
  • 2026-06-04 Price Changed $527,671 Zillow
  • 2026-05-07 Delisted Zillow
  • 2026-05-02 Listed $528,123 Zillow
  • 2026-04-30 Listed $528,123 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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