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4052 Us-25
D Composite 42.06
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.9/30.0
  • ARV discount +9.7/15.0
  • DSCR +4.6/10.0
  • 1% rule +4.1/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$230,000

4052 Us-25 · Augusta-Richmond County consolidated government (balance), GA 30815
5 bd · 3.0 ba · 2,128 sqft · Land · 38 Days on market
Built 2025 1.92 ac lot $108/sqft · at area comps Est $242k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover space, comfort and modern living with this new 5 bedroom Triumph Manufactured Home on 1.9 acres. Step inside of this open floor plan 5 bedroom, 3bath, eat in kitchen and living room. You can enjoy outdoor living or simply relaxing in a peaceful setting. Enjoy more outdoor entertainment on the beautiful rear deck. Don't miss out on the opportunity to own this move in ready home.

Key facts

  • Open floor plan
  • Eat in kitchen
  • 1.9 acre lot

Tags

OPEN FLOOR PLANEAT IN KITCHENDECK ON REAR1.9 ACRE LOTMOVE IN READY

Property features AI

Finance

  • Other: Lot about 1.92 acres; Zoning: R00
  • Financial info: Land is leased

Exterior

  • Parking: Unpaved parking
  • Utilities: Well water; Septic tank; Sewer available/connected; Water available; See remarks for additional utility details
  • Home design: Manufactured home; One story; Entry level: 1
  • Construction: Vinyl siding; See remarks for additional construction details; Pillar/post/pier foundation
  • Exterior features: Deck; Rear porch; Has view

Interior

  • Kitchen: Refrigerator; Range; Dishwasher; Electric water heater
  • Flooring: Laminate
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central air conditioning; Electric forced-air heating
  • Interior features: Kitchen island; Eat-in kitchen; Window coverings
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath land listed at $230k.

Deal economics

  • At list price, monthly cash flow is $67 ($804/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (8.8% below list).
  • Recommended offer: $210k (8.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Burke County (town): math 16% / reading 21% proficiency, ranked #148 of 174 in GA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Burke County Middle School (math 15% / reading 26%, grade F, #345 of 470 statewide, top 74%, 882 students, 100% FRL); Burke County High School (math 4% / reading 17%, grade F, #348 of 424 statewide, top 83%, 1,170 students, 100% FRL) — zoned schools average 100% FRL vs 72% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.7%/yr); 359 active listings in the ZIP; 65 units permitted in Burke County in 2024 (0 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Burke County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 71% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $209,683 (8.8% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.64%
Cash-on-cash
1.25%
DSCR
1.06
GRM
9.1

CMA / ARV

ARV (median comp)
$241,591
List price
$230,000
Delta
-4.80%
Verdict
FAIR
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.7%
Equity multiple
0.39×
Total profit
$-39,115
Equity at exit
$34,294
10-year hold
IRR
-17.0%
Equity multiple
0.19×
Total profit
$-52,184
Equity at exit
$19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30815

Home prices YoY
-24.2%
Rents YoY
-0.7%
Active inventory
359
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,097 medium interval (Pro) →
Mortgage (P&I)
$1,206
Tax est. 1.5%
$288 /mo · $3,450/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$440
Net cashflow
$67

Break-even live

Break-even rent $2,012
Max offer price $230,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,500
Closing costs
$6,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-06-18
    days on market $230,000 Active 38 DOM
  2. 2026-06-17
    days on market $230,000 Active 37 DOM
  3. 2026-06-16
    days on market $230,000 Active 36 DOM
  4. 2026-06-15
    days on market $230,000 Active 35 DOM
  5. 2026-06-14
    days on market $230,000 Active 33 DOM
  6. 2026-06-13
    days on market $230,000 Active 32 DOM
  7. 2026-06-10
    days on market $230,000 Active 30 DOM
  8. 2026-06-09
    days on market $230,000 Active 29 DOM
  9. 2026-06-08
    days on market $230,000 Active 28 DOM
  10. 2026-06-07
    days on market $230,000 Active 27 DOM
  11. 2026-06-05
    days on market $230,000 Active 24 DOM
  12. 2026-06-03
    days on market $230,000 Active 23 DOM
  13. 2026-06-02
    remarks 378-char remark
  14. 2026-06-02
    days on marketlisting id $230,000 Active 22 DOM
  15. 2026-06-01
    days on market $230,000 Active 60 DOM
  16. 2026-05-31
    days on market $230,000 Active 59 DOM
  17. 2026-05-30
    days on market $230,000 Active 58 DOM
  18. 2026-05-11
    historical
  19. 2026-05-07
    price $230,000 389-char remark
    Show marketing remark (389 chars)

    Discover space, comfort and modern living with this new 5 bedroom Triumph Manufactured Home on 1.9 acres. Step inside of this open floor plan 5 bedroom, 3bath, eat in kitchen and living room. You can enjoy outdoor living or simply relaxing in a peaceful setting. Enjoy more outdoor entertainment on the beautiful rear deck. Don't miss out on the opportunity to own this move in ready home.

  20. 2026-04-21
    price $230,000
  21. 2026-04-21
    price $230,000
  22. 2026-04-02
    listed $250,000 Active
    Show marketing remark (389 chars)

    Discover space, comfort and modern living with this new 5 bedroom Triumph Manufactured Home on 1.9 acres. Step inside of this open floor plan 5 bedroom, 3bath, eat in kitchen and living room. You can enjoy outdoor living or simply relaxing in a peaceful setting. Enjoy more outdoor entertainment on the beautiful rear deck. Don't miss out on the opportunity to own this move in ready home.

  23. 2026-04-02
    listed $250,000 Active 389-char remark
    Show marketing remark (389 chars)

    Discover space, comfort and modern living with this new 5 bedroom Triumph Manufactured Home on 1.9 acres. Step inside of this open floor plan 5 bedroom, 3bath, eat in kitchen and living room. You can enjoy outdoor living or simply relaxing in a peaceful setting. Enjoy more outdoor entertainment on the beautiful rear deck. Don't miss out on the opportunity to own this move in ready home.

  24. 2026-04-02
    listed $230,000 Active
    Show marketing remark (389 chars)

    Discover space, comfort and modern living with this new 5 bedroom Triumph Manufactured Home on 1.9 acres. Step inside of this open floor plan 5 bedroom, 3bath, eat in kitchen and living room. You can enjoy outdoor living or simply relaxing in a peaceful setting. Enjoy more outdoor entertainment on the beautiful rear deck. Don't miss out on the opportunity to own this move in ready home.

  25. 2026-03-20
    listed $250,000 New
  26. 2025-12-09
    historical
  27. 2025-11-04
    historical
  28. 2025-11-04
    historical
  29. 2025-10-11
    listed $22,000
  30. 2025-10-11
    listed $22,000
  31. 2025-10-08
    listed $22,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 71% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,162
− Mortgage interest
−$12,884
− Property taxes
−$3,450
− Insurance
−$1,150
− Repairs & maintenance
−$2,013
− Management
−$2,013
− Depreciation
−$6,691
Taxable loss
−$3,038
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$729
After-tax cash flow
$1,533/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Burke County
NCES district ID
1300660
Math proficiency
16% ▼ -12.00%
Reading proficiency
21% ▼ -6.00%
Median HH income
$34,532
Composite
15.18/100
National rank
#9343
State rank
#148 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
44,109
Household income
$70,202
Rent vs Own
28.4% rent · 71.6% own
Severe rent burden
867.0

Population outlook (Burke County) Hauer SSP2

Today (2025)
21,186 people
By 2030
20,207 · -4.6%
By 2040
18,109 · -14.5%
By 2050
16,102 · -24.0%
By 2075
12,103 · -42.9%
By 2100
9,671 · -54.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (62%)
Race & ethnicity
Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
Foreign-born
4% · Canada, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Korean 1%

Political lean MEDSL · Burke

2024 margin
Lean R (+9.3) · D 45.1% · R 54.4%
2008→2024 swing
-18.6pp toward R · 2008: 9.2pp · 2024: -9.3pp
All cycles
2024: R+9.3 2020: R+1.8 2016: D+2.6 2012: D+11.3 2008: D+9.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.74%
Current HPI
162.4074
Rent YoY
▼ -0.71%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+945.5% since first listed
14 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-07 Price Changed $230,000 AMLS
  • 2026-04-21 Price Changed $230,000 GAMLS
  • 2026-04-21 Price Changed $230,000 Hive MLS
  • 2026-04-02 Listed $230,000 Hive MLS
  • 2026-04-02 Listed $250,000 AMLS
  • 2026-04-02 Listed $250,000 Hive MLS
  • 2026-03-20 Listed $250,000 GAMLS
  • 2025-12-09 Listing Removed GAMLS
  • 2025-11-04 Listing Removed Hive MLS
  • 2025-11-04 Listing Removed Hive MLS
  • 2025-10-11 Listed $22,000 Hive MLS
  • 2025-10-11 Listed $22,000 Hive MLS
  • 2025-10-08 Listed $22,000 GAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…