CashFlowRE
Sign in Sign up
736 Augusta Dr
D+ Composite 45.84
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.8/10.0
  • 1% rule +5.1/10.0
  • Livability +3.6/5.0
  • Appreciation +2.5/10.0
  • Rent growth +2.4/5.0
  • Schools +2.2/10.0
  • Condition / age +2.2/5.0
  • Manufactured-home adj. -4.0

$72,000

736 Augusta Dr · Pharr, TX 78577
2 bd · 1.0 ba · 784 sqft · Manufactured public records · 114 Days on market
Manufactured home Built 2021 Fair condition 3,223 sqft lot $92/sqft · 42% below area $40/mo HOA · 5% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Great Location – Incredible Opportunity! Located just a short distance from shopping, schools, this property in South Plantation offers an incredible opportunity for your next home or investment. Nestled in a quiet neighborhood, this 2-bedroom, 1-bath this well-maintained mobile home features a spacious layout designed for both comfort and versatility. Situated on a desirable cul-de-sac lot, the property also offers access to beautiful green areas and walking trails—perfect for relaxing or staying active. Enjoy the added security and exclusivity of a gated entrance, making this home an ideal choice for those seeking both convenience and peace of mind.

Key facts

  • Cul-de-sac lot
  • Great location
  • Gated entrance

Tags

GREAT LOCATIONQUIET NEIGHBORHOODCUL-DE-SAC LOTBEAUTIFUL GREEN AREASWALKING TRAILSGATED ENTRANCE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $72k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $68 ($813/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($729 rent vs $72k).
  • Recommended offer: $66k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 3.8% in Pharr — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#245 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
  • Pharr-San Juan-Alamo ISD (suburban): math 18% / reading 30% proficiency, ranked #740 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Kelly-Pharr El (math 21% / reading 27%, grade F, #3,221 of 4,322 statewide, top 75%, 671 students, 91% FRL); Jaime Escalante Middle (math 6% / reading 21%, grade F, #1,602 of 1,662 statewide, top 97%, 566 students, 99% FRL); Psja Southwest Early College H S (math 18% / reading 37%, grade F, #1,183 of 1,632 statewide, top 73%, 1,692 students, 98% FRL) — zoned schools average 96% FRL vs 72% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.2%/yr); 541 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($53k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 114 days — a 9% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,520 (9.0% below list)

Questions for the listing agent

  1. It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.42%
Cash-on-cash
4.03%
DSCR
1.18
GRM
8.2

CMA / ARV

ARV (median comp)
$181,982
List price
$72,000
Delta
-60.44%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
510 W Falcon Ave 2.16mi 2/1.0 778 (-1%) 2mo $90,000 $116 62
814 W Sabatini Ave 2.23mi 2/1.0 968 (+24%) 12mo $165,000 $170 30
5801 S Azul Ln 2.20mi 3/1.0 (+1) 895 (+14%) 12mo $149,900 $167 27
2900 Ashley Dr #202 0.72mi 2/2.0 1,001 (+28%) 14mo $139,000 $139 26
2900 Ashley Dr #504 0.72mi 2/2.0 1,001 (+28%) 16mo $89,000 $89 24
126 Columbine 1.48mi 1/1.0 (-1) 560 (-29%) 13mo $35,000 $63 24
510 W Eagle Ave 2.20mi 2/1.0 890 (+14%) 23mo $145,000 $163 24
113 W Dove Ave 2.19mi 3/1.0 (+1) 912 (+16%) 14mo $165,000 $181 23
306 E 14 1/2 St 1.77mi 3/1.0 (+1) 960 (+22%) 17mo $155,000 $161 21
2900 Ashley Dr #502 0.72mi 2/2.0 1,001 (+28%) 22mo $110,000 $110 19
917 Shufford St 1.90mi 1/1.0 (-1) 576 (-26%) 25mo $50,000 $87 15
119 W Daffodil Ave 1.86mi 3/2.0 (+1) 925 (+18%) 20mo $129,950 $140 14

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.5%
Equity multiple
0.53×
Total profit
$-9,471
Equity at exit
$10,735
10-year hold
IRR
-10.3%
Equity multiple
0.46×
Total profit
$-10,878
Equity at exit
$6,225

Cash invested: $20,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78577

Home prices YoY
-8.1%
Rents YoY
-0.2%
Active inventory
541
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$729 high interval (Pro) →
Mortgage (P&I)
$378
Tax from tax record
$61 /mo · $730/yr
Insurance
$30
HOA
$40
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$153
Net cashflow
$68

Break-even live

Break-even rent $644
Max offer price $72,000
Occupancy floor 86%

Sensitivity live

Price -10% $109 -5% $88 +0% $68 +5% $47 +10% $27
Rent -10% $10 -5% $39 +0% $68 +5% $97 +10% $125
Rate -1.0pp $104 -0.5pp $86 base $68 +0.5pp $49 +1.0pp $30

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,000
Closing costs
$2,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1504 E Quail St Pharr, TX 3.0 2.0 1100 $995 $0.90 93d 1 0.68mi
1604 E Quail St Pharr, TX 2.0 2.0 956 $825 $0.86 15d 1 0.68mi
1304 E Quail St Unit D Pharr, TX 3.0 2.0 1065 $825 $0.77 68d 1 0.69mi
1300 E Quail St Pharr, TX 3.0 2.0 1100 $995 $0.90 72d 1 0.70mi
1806 S Linden St Pharr, TX 3.0 2.0 1100 $995 $0.90 93d 1 0.70mi
1807 S Linden St Unit A Pharr, TX 2.0 2.0 960 $900 $0.94 93d 1 0.71mi
1806 S Ironwood St Pharr, TX 2.0 2.5 910 $850 $0.93 93d 1 0.71mi
1806 S Ironwood St Apt D Pharr, TX 2.0 2.0 910 $850 $0.93 93d 1 0.71mi
2900 Ashley Dr #503 Pharr, TX 2.0 2.0 1114 $1,100 $0.99 15d 1 0.72mi
2900 Ashley Dr #401 Pharr, TX 2.0 2.0 1001 $975 $0.97 93d 1 0.72mi
1802 S Kumquat St Unit B Pharr, TX 2.0 2.0 910 $850 $0.93 93d 1 0.73mi
1802 S Kumquat St Unit B Pharr, TX 2.0 2.0 910 $850 $0.93 70d 1 0.73mi
1803 S Ironwood St Unit 4 Pharr, TX 2.0 2.0 925 $850 $0.92 15d 1 0.74mi
1803 S Horse St Unit 2 Pharr, TX 2.0 2.0 972 $825 $0.85 72d 1 0.74mi
101 E Tropic Star Dr Unit 1 Pharr, TX 1.0 1.0 717 $950 $1.32 72d 1 1.32mi

Property features AI

Finance

HOA & community
Association: Plantation HomeownersMonthly association fee of $40POA mandatory with $50 transfer feeGated community with golf, pool, and sidewalks

Exterior

Parking
No garage or carportNo covered parkingNo total parking spaces
Security
Smoke detector(s)
Utilities
Public waterCity sewerElectric service
Home design
Seller-measured living area
Construction
Vinyl sidingPillar/post/pier foundation
Exterior features
Composition shingle roofMature treesPaved road accessPrivate lot ownershipHas pool (other features)

Interior

Kitchen
DishwasherMicrowaveRefrigeratorStove/RangeElectric water heater
Bedrooms
Living area(s): 1
Flooring
Laminate
Bathrooms
1 full bathroom
Heating & cooling
Central heating (electric)Central cooling (electric)Thermostat (energy efficient)
Interior features
Laminate countertopsNo window coveringsLaminate flooring
Laundry & utility
Laundry area with washer/dryer connection

HOA detail $40/mo · $480/yr

Likely covers
security

Listing history 50 events

  1. 2026-08-08
    days on market $72,000 Active 114 DOM
  2. 2026-08-07
    days on market $72,000 Active 113 DOM
  3. 2026-08-06
    days on market $72,000 Active 112 DOM
  4. 2026-08-05
    days on market $72,000 Active 111 DOM
  5. 2026-08-04
    days on market $72,000 Active 110 DOM
  6. 2026-08-03
    days on market $72,000 Active 109 DOM
  7. 2026-07-31
    days on market $72,000 Active 106 DOM
  8. 2026-07-29
    days on market $72,000 Active 104 DOM
  9. 2026-07-27
    days on market $72,000 Active 102 DOM
  10. 2026-07-25
    days on market $72,000 Active 100 DOM
  11. 2026-07-23
    days on market $72,000 Active 98 DOM
  12. 2026-07-22
    days on market $72,000 Active 97 DOM
  13. 2026-07-21
    days on market $72,000 Active 96 DOM
  14. 2026-07-18
    days on market $72,000 Active 93 DOM
  15. 2026-07-16
    pricedays on market $72,000 Active 91 DOM
  16. 2026-07-16
    days on market $79,000 Active 90 DOM
  17. 2026-07-14
    days on market $79,000 Active 89 DOM
  18. 2026-07-14
    days on market $79,000 Active 88 DOM
  19. 2026-07-12
    days on market $79,000 Active 87 DOM
  20. 2026-07-11
    days on market $79,000 Active 86 DOM
  21. 2026-07-10
    days on market $79,000 Active 85 DOM
  22. 2026-07-09
    days on market $79,000 Active 84 DOM
  23. 2026-07-07
    days on market $79,000 Active 82 DOM
  24. 2026-07-06
    days on market $79,000 Active 81 DOM
  25. 2026-07-05
    days on market $79,000 Active 80 DOM
  26. 2026-07-04
    days on market $79,000 Active 79 DOM
  27. 2026-07-03
    days on market $79,000 Active 78 DOM
  28. 2026-07-02
    days on market $79,000 Active 77 DOM
  29. 2026-07-01
    days on market $79,000 Active 76 DOM
  30. 2026-06-30
    days on market $79,000 Active 75 DOM
  31. 2026-06-29
    days on market $79,000 Active 74 DOM
  32. 2026-06-28
    days on market $79,000 Active 73 DOM
  33. 2026-06-28
    days on market $79,000 Active 72 DOM
  34. 2026-06-27
    days on market $79,000 Active 71 DOM
  35. 2026-06-25
    days on market $79,000 Active 69 DOM
  36. 2026-06-23
    days on market $79,000 Active 67 DOM
  37. 2026-06-22
    days on market $79,000 Active 66 DOM
  38. 2026-06-18
    days on market $79,000 Active 63 DOM
  39. 2026-06-17
    days on market $79,000 Active 62 DOM
  40. 2026-06-16
    days on market $79,000 Active 61 DOM
  41. 2026-06-15
    days on market $79,000 Active 60 DOM
  42. 2026-06-14
    days on market $79,000 Active 58 DOM
  43. 2026-06-13
    days on market $79,000 Active 57 DOM
  44. 2026-06-10
    days on market $79,000 Active 55 DOM
  45. 2026-06-09
    days on market $79,000 Active 54 DOM
  46. 2026-06-08
    days on market $79,000 Active 53 DOM
  47. 2026-06-07
    days on market $79,000 Active 52 DOM
  48. 2026-06-03
    days on market $79,000 Active 48 DOM
  49. 2026-06-02
    days on market $79,000 Active 47 DOM
  50. 2026-06-01
    days on market $79,000 Active 46 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$730 · $61/mo
Projected year-2 tax
$1,318 · $110/mo
Expected delta
+$588/yr (+$49/mo · 80.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥112°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$8,751
− Mortgage interest
−$4,033
− Property taxes
−$730
− Insurance
−$360
− Repairs & maintenance
−$700
− Management
−$700
− HOA
−$480
− Depreciation
−$2,095
Taxable loss
−$346
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$83
After-tax cash flow
$896/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Fair 45/100 Moderate rehab Est. rehab $19,600–$35,280 screening

This mobile home requires moderate repairs and maintenance, particularly to the exterior and landscaping, to improve its condition and value.

Repairs flagged

  • Major Exterior siding — Weathered and in need of repair.
  • Major Landscaping — Overgrown and unkempt, detracting from curb appeal.

Value-add opportunities

  • Both Landscaping and exterior painting — Enhances curb appeal and property value.
  • Rental HVAC maintenance — Improves comfort and tenant satisfaction.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 22/100

Zoned Schools

Elementary Kelly-Pharr El F TX #3,221/4,322 Nat'l #31,434/41,679 Middle Jaime Escalante Middle F TX #1,602/1,662 Nat'l #12,913/14,009 High Psja Southwest Early College H S F TX #1,183/1,632 Nat'l #11,797/17,239

Schools (NCES district)

District
Pharr-San Juan-Alamo ISD
NCES district ID
4834860
Math proficiency
18% ▼ -34.00%
Reading proficiency
30% ▼ -11.00%
Median HH income
$33,757
Composite
19.63/100
National rank
#8744
State rank
#740 of 826 in TX
B Composite livability gradescore 72/100

Livability — Pharr

Score
72/100
State rank
#245
US rank
#5852

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pharr, TX
County
Hidalgo County · 955,232 people
City population
80,540
Metro
McAllen-Edinburg-Mission, TX
Population (ZIP)
80,540
Household income
$52,770
Rent vs Own
41.0% rent · 59.0% own
Severe rent burden
6% of renters

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (95%)
Race & ethnicity
Hispanic / Latino 95% Two or more races 45% White 5%
Hispanic origin (detail)
Mexican 92%
Foreign-born
29% · Canada
Languages at home
18% English-only · Spanish 81%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Price history

-3.7% since first listed
2 events — show timeline
  • 2026-04-28 Price Changed $79,000 MCALLENMLS
  • 2026-04-15 Listed $82,000 MCALLENMLS

Property tax history

+20.3%/yr

Latest (2025): $730 · -15.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…