736 Augusta Dr · Pharr, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 6 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.4/30.0
- ARV discount +7.5/15.0
- DSCR +5.8/10.0
- 1% rule +5.1/10.0
- Livability +3.6/5.0
- Appreciation +2.5/10.0
- Rent growth +2.4/5.0
- Schools +2.2/10.0
- Condition / age +2.2/5.0
- Manufactured-home adj. -4.0
$72,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Great Location – Incredible Opportunity! Located just a short distance from shopping, schools, this property in South Plantation offers an incredible opportunity for your next home or investment. Nestled in a quiet neighborhood, this 2-bedroom, 1-bath this well-maintained mobile home features a spacious layout designed for both comfort and versatility. Situated on a desirable cul-de-sac lot, the property also offers access to beautiful green areas and walking trails—perfect for relaxing or staying active. Enjoy the added security and exclusivity of a gated entrance, making this home an ideal choice for those seeking both convenience and peace of mind.
Key facts
- Cul-de-sac lot
- Great location
- Gated entrance
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $72k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $68 ($813/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($729 rent vs $72k).
- Recommended offer: $66k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 3.8% in Pharr — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#245 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
- Pharr-San Juan-Alamo ISD (suburban): math 18% / reading 30% proficiency, ranked #740 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Kelly-Pharr El (math 21% / reading 27%, grade F, #3,221 of 4,322 statewide, top 75%, 671 students, 91% FRL); Jaime Escalante Middle (math 6% / reading 21%, grade F, #1,602 of 1,662 statewide, top 97%, 566 students, 99% FRL); Psja Southwest Early College H S (math 18% / reading 37%, grade F, #1,183 of 1,632 statewide, top 73%, 1,692 students, 98% FRL) — zoned schools average 96% FRL vs 72% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.2%/yr); 541 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).
- This rent is only 17% of the median local income ($53k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 114 days — a 9% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.42%
- Cash-on-cash
- 4.03%
- DSCR
- 1.18
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $181,982
- List price
- $72,000
- Delta
- -60.44%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 510 W Falcon Ave | 2.16mi | 2/1.0 | 778 (-1%) | 2mo | $90,000 | $116 | 62 |
| 814 W Sabatini Ave | 2.23mi | 2/1.0 | 968 (+24%) | 12mo | $165,000 | $170 | 30 |
| 5801 S Azul Ln | 2.20mi | 3/1.0 (+1) | 895 (+14%) | 12mo | $149,900 | $167 | 27 |
| 2900 Ashley Dr #202 | 0.72mi | 2/2.0 | 1,001 (+28%) | 14mo | $139,000 | $139 | 26 |
| 2900 Ashley Dr #504 | 0.72mi | 2/2.0 | 1,001 (+28%) | 16mo | $89,000 | $89 | 24 |
| 126 Columbine | 1.48mi | 1/1.0 (-1) | 560 (-29%) | 13mo | $35,000 | $63 | 24 |
| 510 W Eagle Ave | 2.20mi | 2/1.0 | 890 (+14%) | 23mo | $145,000 | $163 | 24 |
| 113 W Dove Ave | 2.19mi | 3/1.0 (+1) | 912 (+16%) | 14mo | $165,000 | $181 | 23 |
| 306 E 14 1/2 St | 1.77mi | 3/1.0 (+1) | 960 (+22%) | 17mo | $155,000 | $161 | 21 |
| 2900 Ashley Dr #502 | 0.72mi | 2/2.0 | 1,001 (+28%) | 22mo | $110,000 | $110 | 19 |
| 917 Shufford St | 1.90mi | 1/1.0 (-1) | 576 (-26%) | 25mo | $50,000 | $87 | 15 |
| 119 W Daffodil Ave | 1.86mi | 3/2.0 (+1) | 925 (+18%) | 20mo | $129,950 | $140 | 14 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -13.5%
- Equity multiple
- 0.53×
- Total profit
- $-9,471
- Equity at exit
- $10,735
- IRR
- -10.3%
- Equity multiple
- 0.46×
- Total profit
- $-10,878
- Equity at exit
- $6,225
Cash invested: $20,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78577
- Home prices YoY
- -8.1%
- Rents YoY
- -0.2%
- Active inventory
- 541
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $729 high interval (Pro) →
- Mortgage (P&I)
- −$378
- Tax from tax record
- −$61 /mo · $730/yr
- Insurance
- −$30
- HOA
- −$40
- Lot rent leased land?
- −$0
- Vacancy / Maint / Mgmt
- −$153
- Net cashflow
- $68
Break-even live
Sensitivity live
| Price | -10% $109 | -5% $88 | +0% $68 | +5% $47 | +10% $27 |
|---|---|---|---|---|---|
| Rent | -10% $10 | -5% $39 | +0% $68 | +5% $97 | +10% $125 |
| Rate | -1.0pp $104 | -0.5pp $86 | base $68 | +0.5pp $49 | +1.0pp $30 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,000
- Closing costs
- $2,160
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1504 E Quail St Pharr, TX | 3.0 | 2.0 | 1100 | $995 | $0.90 | 93d | 1 | 0.68mi |
| 1604 E Quail St Pharr, TX | 2.0 | 2.0 | 956 | $825 | $0.86 | 15d | 1 | 0.68mi |
| 1304 E Quail St Unit D Pharr, TX | 3.0 | 2.0 | 1065 | $825 | $0.77 | 68d | 1 | 0.69mi |
| 1300 E Quail St Pharr, TX | 3.0 | 2.0 | 1100 | $995 | $0.90 | 72d | 1 | 0.70mi |
| 1806 S Linden St Pharr, TX | 3.0 | 2.0 | 1100 | $995 | $0.90 | 93d | 1 | 0.70mi |
| 1807 S Linden St Unit A Pharr, TX | 2.0 | 2.0 | 960 | $900 | $0.94 | 93d | 1 | 0.71mi |
| 1806 S Ironwood St Pharr, TX | 2.0 | 2.5 | 910 | $850 | $0.93 | 93d | 1 | 0.71mi |
| 1806 S Ironwood St Apt D Pharr, TX | 2.0 | 2.0 | 910 | $850 | $0.93 | 93d | 1 | 0.71mi |
| 2900 Ashley Dr #503 Pharr, TX | 2.0 | 2.0 | 1114 | $1,100 | $0.99 | 15d | 1 | 0.72mi |
| 2900 Ashley Dr #401 Pharr, TX | 2.0 | 2.0 | 1001 | $975 | $0.97 | 93d | 1 | 0.72mi |
| 1802 S Kumquat St Unit B Pharr, TX | 2.0 | 2.0 | 910 | $850 | $0.93 | 93d | 1 | 0.73mi |
| 1802 S Kumquat St Unit B Pharr, TX | 2.0 | 2.0 | 910 | $850 | $0.93 | 70d | 1 | 0.73mi |
| 1803 S Ironwood St Unit 4 Pharr, TX | 2.0 | 2.0 | 925 | $850 | $0.92 | 15d | 1 | 0.74mi |
| 1803 S Horse St Unit 2 Pharr, TX | 2.0 | 2.0 | 972 | $825 | $0.85 | 72d | 1 | 0.74mi |
| 101 E Tropic Star Dr Unit 1 Pharr, TX | 1.0 | 1.0 | 717 | $950 | $1.32 | 72d | 1 | 1.32mi |
Property features AI
Finance
- HOA & community
- Association: Plantation HomeownersMonthly association fee of $40POA mandatory with $50 transfer feeGated community with golf, pool, and sidewalks
Exterior
- Parking
- No garage or carportNo covered parkingNo total parking spaces
- Security
- Smoke detector(s)
- Utilities
- Public waterCity sewerElectric service
- Home design
- Seller-measured living area
- Construction
- Vinyl sidingPillar/post/pier foundation
- Exterior features
- Composition shingle roofMature treesPaved road accessPrivate lot ownershipHas pool (other features)
Interior
- Kitchen
- DishwasherMicrowaveRefrigeratorStove/RangeElectric water heater
- Bedrooms
- Living area(s): 1
- Flooring
- Laminate
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Central heating (electric)Central cooling (electric)Thermostat (energy efficient)
- Interior features
- Laminate countertopsNo window coveringsLaminate flooring
- Laundry & utility
- Laundry area with washer/dryer connection
HOA detail $40/mo · $480/yr
- Likely covers
- security
Listing history 50 events
-
2026-08-08days on market $72,000 Active 114 DOM
-
2026-08-07days on market $72,000 Active 113 DOM
-
2026-08-06days on market $72,000 Active 112 DOM
-
2026-08-05days on market $72,000 Active 111 DOM
-
2026-08-04days on market $72,000 Active 110 DOM
-
2026-08-03days on market $72,000 Active 109 DOM
-
2026-07-31days on market $72,000 Active 106 DOM
-
2026-07-29days on market $72,000 Active 104 DOM
-
2026-07-27days on market $72,000 Active 102 DOM
-
2026-07-25days on market $72,000 Active 100 DOM
-
2026-07-23days on market $72,000 Active 98 DOM
-
2026-07-22days on market $72,000 Active 97 DOM
-
2026-07-21days on market $72,000 Active 96 DOM
-
2026-07-18days on market $72,000 Active 93 DOM
-
2026-07-16pricedays on market $72,000 Active 91 DOM
-
2026-07-16days on market $79,000 Active 90 DOM
-
2026-07-14days on market $79,000 Active 89 DOM
-
2026-07-14days on market $79,000 Active 88 DOM
-
2026-07-12days on market $79,000 Active 87 DOM
-
2026-07-11days on market $79,000 Active 86 DOM
-
2026-07-10days on market $79,000 Active 85 DOM
-
2026-07-09days on market $79,000 Active 84 DOM
-
2026-07-07days on market $79,000 Active 82 DOM
-
2026-07-06days on market $79,000 Active 81 DOM
-
2026-07-05days on market $79,000 Active 80 DOM
-
2026-07-04days on market $79,000 Active 79 DOM
-
2026-07-03days on market $79,000 Active 78 DOM
-
2026-07-02days on market $79,000 Active 77 DOM
-
2026-07-01days on market $79,000 Active 76 DOM
-
2026-06-30days on market $79,000 Active 75 DOM
-
2026-06-29days on market $79,000 Active 74 DOM
-
2026-06-28days on market $79,000 Active 73 DOM
-
2026-06-28days on market $79,000 Active 72 DOM
-
2026-06-27days on market $79,000 Active 71 DOM
-
2026-06-25days on market $79,000 Active 69 DOM
-
2026-06-23days on market $79,000 Active 67 DOM
-
2026-06-22days on market $79,000 Active 66 DOM
-
2026-06-18days on market $79,000 Active 63 DOM
-
2026-06-17days on market $79,000 Active 62 DOM
-
2026-06-16days on market $79,000 Active 61 DOM
-
2026-06-15days on market $79,000 Active 60 DOM
-
2026-06-14days on market $79,000 Active 58 DOM
-
2026-06-13days on market $79,000 Active 57 DOM
-
2026-06-10days on market $79,000 Active 55 DOM
-
2026-06-09days on market $79,000 Active 54 DOM
-
2026-06-08days on market $79,000 Active 53 DOM
-
2026-06-07days on market $79,000 Active 52 DOM
-
2026-06-03days on market $79,000 Active 48 DOM
-
2026-06-02days on market $79,000 Active 47 DOM
-
2026-06-01days on market $79,000 Active 46 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $730 · $61/mo
- Projected year-2 tax
- $1,318 · $110/mo
- Expected delta
- +$588/yr (+$49/mo · 80.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 6 d/yr ≥112°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $8,751
- − Mortgage interest
- −$4,033
- − Property taxes
- −$730
- − Insurance
- −$360
- − Repairs & maintenance
- −$700
- − Management
- −$700
- − HOA
- −$480
- − Depreciation
- −$2,095
- Taxable loss
- −$346
- Est. tax savings @ 24.0%
- +$83
- After-tax cash flow
- $896/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 8 photos
This mobile home requires moderate repairs and maintenance, particularly to the exterior and landscaping, to improve its condition and value.
Repairs flagged
- Major Exterior siding — Weathered and in need of repair.
- Major Landscaping — Overgrown and unkempt, detracting from curb appeal.
Value-add opportunities
- Both Landscaping and exterior painting — Enhances curb appeal and property value. ↑
- Rental HVAC maintenance — Improves comfort and tenant satisfaction. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Pharr-San Juan-Alamo ISD
- NCES district ID
- 4834860
- Math proficiency
- 18% ▼ -34.00%
- Reading proficiency
- 30% ▼ -11.00%
- Median HH income
- $33,757
- Composite
- 19.63/100
- National rank
- #8744
- State rank
- #740 of 826 in TX
Livability — Pharr
- Score
- 72/100
- State rank
- #245
- US rank
- #5852
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pharr, TX
- County
- Hidalgo County · 955,232 people
- City population
- 80,540
- Metro
- McAllen-Edinburg-Mission, TX
- Population (ZIP)
- 80,540
- Household income
- $52,770
- Rent vs Own
- Severe rent burden
- 6% of renters
Population outlook (Hidalgo County) Hauer SSP2
- Today (2025)
- 955,232 people
- By 2030
- 1,009,774 · +5.7%
- By 2040
- 1,120,332 · +17.3%
- By 2050
- 1,225,036 · +28.2%
- By 2075
- 1,439,189 · +50.7%
- By 2100
- 1,533,429 · +60.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (95%)
- Race & ethnicity
- Hispanic / Latino 95% Two or more races 45% White 5%
- Hispanic origin (detail)
- Mexican 92%
- Foreign-born
- 29% · Canada
- Languages at home
- 18% English-only · Spanish 81%
Political lean MEDSL · Hidalgo
- 2024 margin
- Toss-up / Even · D 48.1% · R 51.0%
- 2008→2024 swing
- -41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
- All cycles
- 2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -23.00%
- Current HPI
- 261.1606
- Rent YoY
- ▼ -0.24%
- Metro
- McAllen-Edinburg-Mission, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-3.7% since first listed2 events — show timeline
- 2026-04-28 Price Changed $79,000 MCALLENMLS
- 2026-04-15 Listed $82,000 MCALLENMLS
Property tax history
+20.3%/yrLatest (2025): $730 · -15.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…