Multi-family
98 Forest Ave · Jamestown, NY
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- Livability +3.5/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$174,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks MLS
Beautiful Victorian located in the desirable Forest Heights Historical District. Both the exterior and interior have been thoughtfully updated and are move-in ready. The spacious kitchen features new luxury vinyl flooring, new solid surface countertops, and a glass door leading to the back porch, perfect for indoor-outdoor living. The formal dining room showcases hardwood floors, a coffered ceiling, wood-paneled walls, pocket doors, and a classic leaded glass window, creating an elegant space for gatherings. It flows seamlessly into the generous living room, which offers flexibility to create multiple seating or living areas and is filled with natural light from numerous windows. Pocket doors provide privacy to the office, which includes built-in cabinetry. Just off the living room, the welcoming foyer highlights beautiful wood details and a grand staircase, adding to the home’s timeless charm. Hardwood floors extend throughout most of the main level, which also includes a full bath and a convenient laundry room. The second level features three bedrooms, a full bathroom, and a sunroom. The spacious primary bedroom easily accommodates a private sitting area and offers two closets. The bathroom includes a shower, soaking tub, and honeycomb tile flooring. Exterior highlights include an attached garage, a charming front porch, and a fenced yard—perfect for relaxing or entertaining. The zoning for the property is R2. The current owner rents it out through Airbnb when he is not using it. Could potentially have a home business or professional office with a variance. Also listed for rent under MLS #R1682756.
Key facts
- Formal dining room
- Spacious kitchen
- Glass door
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath multifamily listed at $175k.
Deal economics
- At list price, monthly cash flow is $663 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.8% vs local median 16.6% in Jamestown — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 69/100 on livability (#470 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities D, crime F.
- Jamestown City School District (town): math 33% / reading 42% proficiency, ranked #553 of 590 in NY (top 94%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 313 active listings in the ZIP; 127 units permitted in Chautauqua County in 2024 (0 in 5+ unit buildings).
- At $2,439/mo this rent would consume 59% of the median local household income ($50k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Chautauqua County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $49k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 157 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 12y ago; this cycle's ask is 8645% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: built in 1907 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 157 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 10.84%
- Cash-on-cash
- 16.24%
- DSCR
- 1.72
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $119,395
- List price
- $174,900
- Delta
- 46.49%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 263 Forest Ave | 0.28mi | 4/2.0 (+1) | 2,508 (-0%) | 14mo | $58,000 | $23 | 70 |
| 168 Barrett Ave | 0.30mi | 4/2.0 (+1) | 2,644 (+5%) | 4mo | $52,000 | $20 | 70 |
| 506 Newland Ave | 0.30mi | 4/2.5 (+1) | 2,372 (-6%) | 3mo | $35,000 | $15 | 67 |
| 139 Park St | 0.46mi | 3/2.0 | 2,820 (+12%) | 1mo | $95,000 | $34 | 58 |
| 310 E 6th St | 0.65mi | 4/2.0 (+1) | 2,589 (+3%) | 5mo | $67,000 | $26 | 56 |
| 116 Park St | 0.35mi | 4/2.0 (+1) | 2,226 (-12%) | 10mo | $73,000 | $33 | 51 |
| 115 Fulton St | 0.71mi | 4/2.0 (+1) | 2,380 (-6%) | 4mo | $30,000 | $13 | 50 |
| 215 Hazzard St | 0.58mi | 4/2.0 (+1) | 2,280 (-10%) | 4mo | $61,800 | $27 | 49 |
| 8 E Newland Ave | 0.61mi | 4/2.0 (+1) | 2,226 (-12%) | 4mo | $53,500 | $24 | 44 |
| 332 Palmer St | 0.71mi | 4/2.0 (+1) | 2,163 (-14%) | 2mo | $77,319 | $36 | 37 |
| 220 Allen St | 0.66mi | 4/2.0 (+1) | 2,184 (-13%) | 7mo | $35,000 | $16 | 36 |
| 416 W 6th St | 0.65mi | 4/2.0 (+1) | 2,149 (-15%) | 12mo | $57,000 | $27 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 7.3%
- Equity multiple
- 1.28×
- Total profit
- $13,933
- Equity at exit
- $26,078
- IRR
- 16.6%
- Equity multiple
- 2.36×
- Total profit
- $66,765
- Equity at exit
- $15,122
Cash invested: $48,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14701
- Home prices YoY
- -18.5%
- Active inventory
- 313
- Price-to-rent
- 12.0×
Monthly cashflow live
- Estimated rent
- $2,439 medium interval (Pro) →
- Mortgage (P&I)
- −$917
- Tax from tax record
- −$274 /mo · $3,289/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$512
- Net cashflow
- $663
Break-even live
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 3 | 2 | $2,438 |
| #1 | 3 | 2 | $1,219 |
| #2 | 3 | 2 | $1,219 |
| Total (2 units) | $2,439 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,725
- Closing costs
- $5,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 43 events
-
2026-06-18status $174,900 Pending 157 DOM
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2026-06-18days on market $174,900 Active 157 DOM
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2026-06-17days on market $174,900 Active 156 DOM
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2026-06-16days on market $174,900 Active 155 DOM
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2026-06-15days on market $174,900 Active 154 DOM
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2026-06-14days on market $174,900 Active 152 DOM
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2026-06-12days on market $174,900 Active 151 DOM
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2026-06-09days on market $174,900 Active 148 DOM
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2026-06-08days on market $174,900 Active 147 DOM
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2026-06-07days on market $174,900 Active 146 DOM
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2026-06-05days on market $174,900 Active 143 DOM
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2026-06-02pricedays on market $174,900 Active 141 DOM
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2026-06-01days on market $184,900 Active 140 DOM
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2026-05-31days on market $184,900 Active 139 DOM
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2026-05-30days on market $184,900 Active 138 DOM
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2026-05-19$2,000
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2026-05-16price $184,900 1639-char remark
Show marketing remark (1639 chars)
Beautiful Victorian located in the desirable Forest Heights Historical District. Both the exterior and interior have been thoughtfully updated and are move-in ready. The spacious kitchen features new luxury vinyl flooring, new solid surface countertops, and a glass door leading to the back porch, perfect for indoor-outdoor living. The formal dining room showcases hardwood floors, a coffered ceiling, wood-paneled walls, pocket doors, and a classic leaded glass window, creating an elegant space for gatherings. It flows seamlessly into the generous living room, which offers flexibility to create multiple seating or living areas and is filled with natural light from numerous windows. Pocket doors provide privacy to the office, which includes built-in cabinetry. Just off the living room, the welcoming foyer highlights beautiful wood details and a grand staircase, adding to the home’s timeless charm. Hardwood floors extend throughout most of the main level, which also includes a full bath and a convenient laundry room. The second level features three bedrooms, a full bathroom, and a sunroom. The spacious primary bedroom easily accommodates a private sitting area and offers two closets. The bathroom includes a shower, soaking tub, and honeycomb tile flooring. Exterior highlights include an attached garage, a charming front porch, and a fenced yard—perfect for relaxing or entertaining. The zoning for the property is R2. The current owner rents it out through Airbnb when he is not using it. Could potentially have a home business or professional office with a variance. Also listed for rent under MLS #R1682756.
-
2026-04-26price $189,900 1639-char remark
Show marketing remark (1639 chars)
Beautiful Victorian located in the desirable Forest Heights Historical District. Both the exterior and interior have been thoughtfully updated and are move-in ready. The spacious kitchen features new luxury vinyl flooring, new solid surface countertops, and a glass door leading to the back porch, perfect for indoor-outdoor living. The formal dining room showcases hardwood floors, a coffered ceiling, wood-paneled walls, pocket doors, and a classic leaded glass window, creating an elegant space for gatherings. It flows seamlessly into the generous living room, which offers flexibility to create multiple seating or living areas and is filled with natural light from numerous windows. Pocket doors provide privacy to the office, which includes built-in cabinetry. Just off the living room, the welcoming foyer highlights beautiful wood details and a grand staircase, adding to the home’s timeless charm. Hardwood floors extend throughout most of the main level, which also includes a full bath and a convenient laundry room. The second level features three bedrooms, a full bathroom, and a sunroom. The spacious primary bedroom easily accommodates a private sitting area and offers two closets. The bathroom includes a shower, soaking tub, and honeycomb tile flooring. Exterior highlights include an attached garage, a charming front porch, and a fenced yard—perfect for relaxing or entertaining. The zoning for the property is R2. The current owner rents it out through Airbnb when he is not using it. Could potentially have a home business or professional office with a variance. Also listed for rent under MLS #R1682756.
-
2026-03-17price $192,000 1639-char remark
Show marketing remark (1639 chars)
Beautiful Victorian located in the desirable Forest Heights Historical District. Both the exterior and interior have been thoughtfully updated and are move-in ready. The spacious kitchen features new luxury vinyl flooring, new solid surface countertops, and a glass door leading to the back porch, perfect for indoor-outdoor living. The formal dining room showcases hardwood floors, a coffered ceiling, wood-paneled walls, pocket doors, and a classic leaded glass window, creating an elegant space for gatherings. It flows seamlessly into the generous living room, which offers flexibility to create multiple seating or living areas and is filled with natural light from numerous windows. Pocket doors provide privacy to the office, which includes built-in cabinetry. Just off the living room, the welcoming foyer highlights beautiful wood details and a grand staircase, adding to the home’s timeless charm. Hardwood floors extend throughout most of the main level, which also includes a full bath and a convenient laundry room. The second level features three bedrooms, a full bathroom, and a sunroom. The spacious primary bedroom easily accommodates a private sitting area and offers two closets. The bathroom includes a shower, soaking tub, and honeycomb tile flooring. Exterior highlights include an attached garage, a charming front porch, and a fenced yard—perfect for relaxing or entertaining. The zoning for the property is R2. The current owner rents it out through Airbnb when he is not using it. Could potentially have a home business or professional office with a variance. Also listed for rent under MLS #R1682756.
-
2026-03-03price $194,900 1639-char remark
Show marketing remark (1639 chars)
Beautiful Victorian located in the desirable Forest Heights Historical District. Both the exterior and interior have been thoughtfully updated and are move-in ready. The spacious kitchen features new luxury vinyl flooring, new solid surface countertops, and a glass door leading to the back porch, perfect for indoor-outdoor living. The formal dining room showcases hardwood floors, a coffered ceiling, wood-paneled walls, pocket doors, and a classic leaded glass window, creating an elegant space for gatherings. It flows seamlessly into the generous living room, which offers flexibility to create multiple seating or living areas and is filled with natural light from numerous windows. Pocket doors provide privacy to the office, which includes built-in cabinetry. Just off the living room, the welcoming foyer highlights beautiful wood details and a grand staircase, adding to the home’s timeless charm. Hardwood floors extend throughout most of the main level, which also includes a full bath and a convenient laundry room. The second level features three bedrooms, a full bathroom, and a sunroom. The spacious primary bedroom easily accommodates a private sitting area and offers two closets. The bathroom includes a shower, soaking tub, and honeycomb tile flooring. Exterior highlights include an attached garage, a charming front porch, and a fenced yard—perfect for relaxing or entertaining. The zoning for the property is R2. The current owner rents it out through Airbnb when he is not using it. Could potentially have a home business or professional office with a variance. Also listed for rent under MLS #R1682756.
-
2026-01-20price $199,000 1639-char remark
Show marketing remark (1639 chars)
Beautiful Victorian located in the desirable Forest Heights Historical District. Both the exterior and interior have been thoughtfully updated and are move-in ready. The spacious kitchen features new luxury vinyl flooring, new solid surface countertops, and a glass door leading to the back porch, perfect for indoor-outdoor living. The formal dining room showcases hardwood floors, a coffered ceiling, wood-paneled walls, pocket doors, and a classic leaded glass window, creating an elegant space for gatherings. It flows seamlessly into the generous living room, which offers flexibility to create multiple seating or living areas and is filled with natural light from numerous windows. Pocket doors provide privacy to the office, which includes built-in cabinetry. Just off the living room, the welcoming foyer highlights beautiful wood details and a grand staircase, adding to the home’s timeless charm. Hardwood floors extend throughout most of the main level, which also includes a full bath and a convenient laundry room. The second level features three bedrooms, a full bathroom, and a sunroom. The spacious primary bedroom easily accommodates a private sitting area and offers two closets. The bathroom includes a shower, soaking tub, and honeycomb tile flooring. Exterior highlights include an attached garage, a charming front porch, and a fenced yard—perfect for relaxing or entertaining. The zoning for the property is R2. The current owner rents it out through Airbnb when he is not using it. Could potentially have a home business or professional office with a variance. Also listed for rent under MLS #R1682756.
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2026-01-12$209,000 Active 1639-char remark
Show marketing remark (1639 chars)
Beautiful Victorian located in the desirable Forest Heights Historical District. Both the exterior and interior have been thoughtfully updated and are move-in ready. The spacious kitchen features new luxury vinyl flooring, new solid surface countertops, and a glass door leading to the back porch, perfect for indoor-outdoor living. The formal dining room showcases hardwood floors, a coffered ceiling, wood-paneled walls, pocket doors, and a classic leaded glass window, creating an elegant space for gatherings. It flows seamlessly into the generous living room, which offers flexibility to create multiple seating or living areas and is filled with natural light from numerous windows. Pocket doors provide privacy to the office, which includes built-in cabinetry. Just off the living room, the welcoming foyer highlights beautiful wood details and a grand staircase, adding to the home’s timeless charm. Hardwood floors extend throughout most of the main level, which also includes a full bath and a convenient laundry room. The second level features three bedrooms, a full bathroom, and a sunroom. The spacious primary bedroom easily accommodates a private sitting area and offers two closets. The bathroom includes a shower, soaking tub, and honeycomb tile flooring. Exterior highlights include an attached garage, a charming front porch, and a fenced yard—perfect for relaxing or entertaining. The zoning for the property is R2. The current owner rents it out through Airbnb when he is not using it. Could potentially have a home business or professional office with a variance. Also listed for rent under MLS #R1682756.
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2023-11-09soldstatus $159,750 Closed Sale or Rented 1201-char remark
Show marketing remark (1201 chars)
Beautiful Victorian located in the Forest Heights District. The exterior & interior has had many updates and is ready for a new owner. The kitchen is spacious with new LV flooring and has a glass door that leads to the back porch. The dining room features hardwood floors, coffered ceiling, wood panel walls, pocket doors and a classic leaded window. The dining room flows into the spacious living room. The living room can be divided into a few different areas to suit your needs. The room is flooded with light with all the windows. There are pocket doors that gives privacy to the office from the living room. The office has built-in cabinets. The foyer is off the living room. It offers elegance with the wood features and the grand staircase. The hardwood floors flows throughout most of the main level. The second level features three bedrooms, a full bath and a sunroom. The primary bedroom is spacious enough to have a private sitting area. This room has two closets. The bathroom has a shower, soaker tub and a honeycombed tile floor. There is a full bath on the main level. The main floor also has a laundry room. The exterior features an attached garage, a front porch, a fenced yard.
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2023-10-02status Pending Sale 1201-char remark
Show marketing remark (1201 chars)
Beautiful Victorian located in the Forest Heights District. The exterior & interior has had many updates and is ready for a new owner. The kitchen is spacious with new LV flooring and has a glass door that leads to the back porch. The dining room features hardwood floors, coffered ceiling, wood panel walls, pocket doors and a classic leaded window. The dining room flows into the spacious living room. The living room can be divided into a few different areas to suit your needs. The room is flooded with light with all the windows. There are pocket doors that gives privacy to the office from the living room. The office has built-in cabinets. The foyer is off the living room. It offers elegance with the wood features and the grand staircase. The hardwood floors flows throughout most of the main level. The second level features three bedrooms, a full bath and a sunroom. The primary bedroom is spacious enough to have a private sitting area. This room has two closets. The bathroom has a shower, soaker tub and a honeycombed tile floor. There is a full bath on the main level. The main floor also has a laundry room. The exterior features an attached garage, a front porch, a fenced yard.
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2023-08-29status Under Contract- Do Not Show 1201-char remark
Show marketing remark (1201 chars)
Beautiful Victorian located in the Forest Heights District. The exterior & interior has had many updates and is ready for a new owner. The kitchen is spacious with new LV flooring and has a glass door that leads to the back porch. The dining room features hardwood floors, coffered ceiling, wood panel walls, pocket doors and a classic leaded window. The dining room flows into the spacious living room. The living room can be divided into a few different areas to suit your needs. The room is flooded with light with all the windows. There are pocket doors that gives privacy to the office from the living room. The office has built-in cabinets. The foyer is off the living room. It offers elegance with the wood features and the grand staircase. The hardwood floors flows throughout most of the main level. The second level features three bedrooms, a full bath and a sunroom. The primary bedroom is spacious enough to have a private sitting area. This room has two closets. The bathroom has a shower, soaker tub and a honeycombed tile floor. There is a full bath on the main level. The main floor also has a laundry room. The exterior features an attached garage, a front porch, a fenced yard.
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2023-08-24$159,750 Active 1201-char remark
Show marketing remark (1201 chars)
Beautiful Victorian located in the Forest Heights District. The exterior & interior has had many updates and is ready for a new owner. The kitchen is spacious with new LV flooring and has a glass door that leads to the back porch. The dining room features hardwood floors, coffered ceiling, wood panel walls, pocket doors and a classic leaded window. The dining room flows into the spacious living room. The living room can be divided into a few different areas to suit your needs. The room is flooded with light with all the windows. There are pocket doors that gives privacy to the office from the living room. The office has built-in cabinets. The foyer is off the living room. It offers elegance with the wood features and the grand staircase. The hardwood floors flows throughout most of the main level. The second level features three bedrooms, a full bath and a sunroom. The primary bedroom is spacious enough to have a private sitting area. This room has two closets. The bathroom has a shower, soaker tub and a honeycombed tile floor. There is a full bath on the main level. The main floor also has a laundry room. The exterior features an attached garage, a front porch, a fenced yard.
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2022-05-31soldstatus $94,000 Closed Sale or Rented
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2022-05-31soldstatus $94,000
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2022-03-22status Under Contract- Do Not Show
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2022-03-08historical Continue to Show- Under Contract
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2022-03-03status Active
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2021-09-13status Under Contract- Do Not Show
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2021-09-10$99,900 Active
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2021-05-20soldstatus $66,000 Closed Sale or Rented
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2021-04-12historical Continue to Show- Under Contract
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2021-04-08status Active
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2020-11-14status Pending Sale
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2020-09-26status Active
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2020-09-02historical Continue to Show- Under Contract
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2020-08-29$65,000 Active
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2015-05-20soldstatus $55,000
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2015-05-15soldstatus $55,000
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2014-10-17$69,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $3,289 · $274/mo
- Projected year-2 tax
- $3,289 · $274/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $29,268
- − Mortgage interest
- −$9,797
- − Property taxes
- −$3,289
- − Insurance
- −$874
- − Repairs & maintenance
- −$2,341
- − Management
- −$2,341
- − Depreciation
- −$5,088
- Taxable income
- $5,536
- Est. tax owed @ 24.0%
- −$1,329
- After-tax cash flow
- $6,623/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jamestown City School District
- NCES district ID
- 3615630
- Math proficiency
- 33% ▼ -3.00%
- Reading proficiency
- 42% ▲ 5.00%
- Median HH income
- $32,240
- Composite
- 30.69/100
- National rank
- #6176
- State rank
- #553 of 590 in NY
Livability — Jamestown
- Score
- 69/100
- State rank
- #470
- US rank
- #8213
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jamestown, NY
- County
- Chautauqua County · 38,461 people
- City population
- 38,461
- Metro
- Jamestown-Dunkirk-Fredonia, NY
- Population (ZIP)
- 38,461
- Household income
- $49,685
- Rent vs Own
- Severe rent burden
- 1838.0
Population outlook (Chautauqua County) Hauer SSP2
- Today (2025)
- 123,454 people
- By 2030
- 118,509 · -4.0%
- By 2040
- 107,311 · -13.1%
- By 2050
- 96,703 · -21.7%
- By 2075
- 76,757 · -37.8%
- By 2100
- 60,984 · -50.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 11% Two or more races 6% Black 3%
- Hispanic origin (detail)
- Puerto Rican 8%
- Common ancestry
- Romanian 6% Lithuanian 2% Slovak 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 92% English-only · Spanish 6% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Chautauqua
- 2024 margin
- Strong R (+22.0) · D 39.0% · R 61.0%
- 2008→2024 swing
- -22.9pp toward R · 2008: 0.9pp · 2024: -22.0pp
- All cycles
- 2024: R+22.0 2020: R+19.8 2016: R+24.6 2012: R+8.2 2008: D+0.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -58.93%
- Current HPI
- 259.402
- Rent YoY
- —
- Metro
- Jamestown-Dunkirk-Fredonia, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
-97.1% since first listed28 events — show timeline
- 2026-05-19 Listed for Rent $2,000 UNYREIS
- 2026-05-16 Price Changed $184,900 UNYREIS
- 2026-04-26 Price Changed $189,900 UNYREIS
- 2026-03-17 Price Changed $192,000 UNYREIS
- 2026-03-03 Price Changed $194,900 UNYREIS
- 2026-01-20 Price Changed $199,000 UNYREIS
- 2026-01-12 Listed $209,000 UNYREIS
- 2023-11-09 Sold (MLS) $159,750 UNYREIS
- 2023-10-02 Pending — UNYREIS
- 2023-08-29 Pending — UNYREIS
- 2023-08-24 Listed $159,750 UNYREIS
- 2022-05-31 Sold (Public Records) $94,000 Public Records
- 2022-05-31 Sold (MLS) $94,000 UNYREIS
- 2022-03-22 Pending — UNYREIS
- 2022-03-08 Contingent — UNYREIS
- 2022-03-03 Relisted — UNYREIS
- 2021-09-13 Pending — UNYREIS
- 2021-09-10 Listed $99,900 UNYREIS
- 2021-05-20 Sold (MLS) $66,000 UNYREIS
- 2021-04-12 Contingent — UNYREIS
- 2021-04-08 Relisted — UNYREIS
- 2020-11-14 Pending — UNYREIS
- 2020-09-26 Relisted — UNYREIS
- 2020-09-02 Contingent — UNYREIS
- 2020-08-29 Listed $65,000 UNYREIS
- 2015-05-20 Sold (MLS) $55,000 UNYREIS
- 2015-05-15 Sold (Public Records) $55,000 Public Records
- 2014-10-17 Listed $69,900 UNYREIS
Property tax history
-0.6%/yrLatest (2025): $3,289 · +4.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…