3617 Dahlia Ln · Middle River, MD
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.9/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$36,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
Key facts
- New air conditioning
- Enclosed sunroom
- Storage shed
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $36k.
Deal economics
- At list price, monthly cash flow is $243 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $36k).
- Recommended offer: $32k (12.0% below list) — sets the bar for market timing.
- Cap rate 14.4% vs local median 4.1% in Middle River — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#76 in MD, #2,777 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools F, crime F.
- Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents flat; 251 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
- This rent runs 30% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $249 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.8% rent growth), your $10k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 301 days — a 12% lower offer ($32k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 8y ago; this cycle's ask has dropped $18k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $18k; list at $36k implies a 106% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 55% of rent.
Questions for the listing agent
- It's been on market 301 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 5.71% ✓
- Cap rate
- 14.38%
- Cash-on-cash
- 28.87%
- DSCR
- 2.28
- GRM
- 1.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.83% rent growth · sell at horizon
- IRR
- 15.9%
- Equity multiple
- 1.59×
- Total profit
- $5,945
- Equity at exit
- $5,368
- IRR
- 18.7%
- Equity multiple
- 2.07×
- Total profit
- $10,758
- Equity at exit
- $3,113
Cash invested: $10,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 21220
- Rents YoY
- 0.8%
- Active inventory
- 251
- Price-to-rent
- 1.5×
Monthly cashflow live
- Estimated rent
- $2,056 medium interval (Pro) →
- Mortgage (P&I)
- −$189
- Tax est. 1.5%
- −$45 /mo · $540/yr
- Insurance
- −$15
- HOA
- −$1,133
- Vacancy / Maint / Mgmt
- −$432
- Net cashflow
- $243
Break-even live
Sensitivity live
| Price | -10% $267 | -5% $255 | +0% $243 | +5% $230 | +10% $218 |
|---|---|---|---|---|---|
| Rent | -10% $80 | -5% $161 | +0% $243 | +5% $324 | +10% $405 |
| Rate | -1.0pp $261 | -0.5pp $252 | base $243 | +0.5pp $233 | +1.0pp $224 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $9,000
- Closing costs
- $1,080
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3736 White Pine Rd Middle River, MD | 1.0–2.0 | 1.0 | 741 | $1,310 | $1.77 | 2d | 21 | 0.88mi |
| 37 Alberge Ln Middle River, MD | 2.0–3.0 | 1.0–2.0 | 928 | $1,215 | $1.31 | 2d | 8 | 0.99mi |
| 11550 Crossroads Cir Middle River, MD | 1.0–2.0 | 1.0–2.0 | 893 | $2,849 | $3.19 | 2d | 15 | 1.05mi |
| 6221 Greenleigh Ave Middle River, MD | 1.0–2.0 | 1.0–2.0 | 1059 | $2,957 | $2.79 | 2d | 16 | 1.22mi |
HOA detail
- Monthly dues
- $1,133 · $13,596/yr
- Likely covers
- landscapinggym
Listing history 33 events
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2026-06-18days on market $36,000 Active 301 DOM
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2026-06-17days on market $36,000 Active 300 DOM
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2026-06-16days on market $36,000 Active 299 DOM
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2026-06-15days on market $36,000 Active 298 DOM
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2026-06-13days on market $36,000 Active 296 DOM
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2026-06-09days on market $36,000 Active 292 DOM
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2026-06-08days on market $36,000 Active 291 DOM
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2026-06-07days on market $36,000 Active 290 DOM
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2026-06-04days on market $36,000 Active 287 DOM
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2026-06-03days on market $36,000 Active 286 DOM
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2026-06-02days on market $36,000 Active 285 DOM
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2026-06-01days on market $36,000 Active 284 DOM
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2026-05-31days on market $36,000 Active 283 DOM
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2026-04-15status Active 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
-
2026-04-07status Pending 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
-
2026-04-06historical 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
-
2026-02-28price $36,000 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
-
2025-12-05price $39,000 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
-
2025-10-02price $44,900 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
-
2025-08-27price $49,000 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
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2025-08-12$54,000 Active 1318-char remark
Show marketing remark (1318 chars)
This Clean and ready to go home has new carpet, fresh paint, and a Choice Home Warranty until February 2029. Welcome to this charming and move-in-ready 2-bedroom, 2-bath home that blends style, comfort, and convenience. Featuring tasteful updates throughout, this home offers everything you need for modern living. Enjoy year-round relaxation in the enclosed sun-room—perfect for savoring your morning coffee or winding down in the evening. Step outside to two fantastic outdoor spaces: a covered side patio and a spacious open back patio, ideal for entertaining guests or enjoying peaceful moments outdoors. Recent upgrades include a newer roof, new air conditioning, and a home warranty for added peace of mind. A storage shed provides convenient extra space for tools, equipment, or seasonal items. Located in a vibrant, amenity-rich community, residents enjoy access to: A community center with on-site maintenance, Fitness center, Two playgrounds, A dog park, Monthly resident activities, A secured storage lot and more. Conveniently situated near Route 43, I-95, and I-695, offering easy access to shopping, dining, and major commuter routes. Please Note: Park approval is required for all buyers. Don’t miss this opportunity to live in a beautiful home within a thriving, well-maintained community.
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2018-07-26soldstatus $17,500 Closed 332-char remark
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-07-26soldstatus $17,500 Sold
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-07-12historical Active Under Contract 332-char remark
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-07-12status Contingent (No Kick Out)
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-07-03price $18,000 332-char remark
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-07-03price $18,000
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-06-20price $27,500 332-char remark
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-06-20price $27,500
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-06-06price $32,500 332-char remark
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
-
2018-06-06price $32,500
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
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2018-05-14$38,000 Active 332-char remark
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
-
2018-05-14$38,000 Active
Show marketing remark (332 chars)
Beautiful remodel. Features include: two bedrooms, two full baths, updated flooring, kitchen, and baths. Enclosed sunroom. Storage shed with electric. Newer furnace and water heater. Community center, fitness room, two playgrounds and dog park. Great community with easy access to 95 and 695. Park approval is needed for the buyer.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,673
- − Mortgage interest
- −$2,017
- − Property taxes
- −$540
- − Insurance
- −$180
- − Repairs & maintenance
- −$1,974
- − Management
- −$1,974
- − HOA
- −$13,596
- − Depreciation
- −$1,047
- Taxable income
- $3,345
- Est. tax owed @ 24.0%
- −$803
- After-tax cash flow
- $2,107/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore County Public Schools
- NCES district ID
- 2400120
- Math proficiency
- 15% ▼ -16.00%
- Reading proficiency
- 34% ▼ -5.00%
- Median HH income
- $66,746
- Composite
- 23.17/100
- National rank
- #7948
- State rank
- #11 of 24 in MD
Livability — Middle River
- Score
- 78/100
- State rank
- #76
- US rank
- #2777
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Middle River, MD
- County
- Baltimore County · 769,527 people
- City population
- 42,824
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 42,824
- Household income
- $81,817
- Rent vs Own
- Severe rent burden
- 1921.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 885,518 people
- By 2030
- 909,272 · +2.7%
- By 2040
- 951,547 · +7.5%
- By 2050
- 990,955 · +11.9%
- By 2075
- 1,086,411 · +22.7%
- By 2100
- 1,135,078 · +28.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 57% Black 27% Two or more races 6% Hispanic / Latino 6% Asian 5%
- Hispanic origin (detail)
- Puerto Rican 1%
- Common ancestry
- Romanian 4% Ukrainian 2% Lithuanian 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 3% Arabic 3% Tagalog/Filipino 2%
Political lean MEDSL · Baltimore
- 2024 margin
- Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
- 2008→2024 swing
- +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
- All cycles
- 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -199.31%
- Current HPI
- 254.5597
- Rent YoY
- ▲ 0.83%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
-5.3% since first listed20 events — show timeline
- 2026-04-15 Relisted — BRIGHT MLS
- 2026-04-07 Pending — BRIGHT MLS
- 2026-04-06 Listing Removed — BRIGHT MLS
- 2026-02-28 Price Changed $36,000 BRIGHT MLS
- 2025-12-05 Price Changed $39,000 BRIGHT MLS
- 2025-10-02 Price Changed $44,900 BRIGHT MLS
- 2025-08-27 Price Changed $49,000 BRIGHT MLS
- 2025-08-12 Listed $54,000 BRIGHT MLS
- 2018-07-26 Sold (MLS) $17,500 MRIS
- 2018-07-26 Sold (MLS) $17,500 BRIGHT MLS
- 2018-07-12 Contingent — BRIGHT MLS
- 2018-07-12 Pending — MRIS
- 2018-07-03 Price Changed $18,000 BRIGHT MLS
- 2018-07-03 Price Changed $18,000 MRIS
- 2018-06-20 Price Changed $27,500 BRIGHT MLS
- 2018-06-20 Price Changed $27,500 MRIS
- 2018-06-06 Price Changed $32,500 BRIGHT MLS
- 2018-06-06 Price Changed $32,500 MRIS
- 2018-05-14 Listed $38,000 MRIS
- 2018-05-14 Listed $38,000 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…