2 Darla Court Not Applicable · Bloomingburg, NY
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +4.1/15.0
- Schools +3.8/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +1.6/10.0
$67,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
Key facts
- Built 2024
- Listed 776 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $68k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $2k ($20k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $68k).
- Recommended offer: $59k (12.0% below list) — sets the bar for market timing.
- Cap rate 35.9% vs local median 3.6% in Bloomingburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 49/100 on livability (#1,175 in NY) — a working-class tenant base; expect higher turnover. Watch: cost of living D+, housing D+, schools F.
- Pine Bush Central School District (rural): math 38% / reading 45% proficiency, ranked #468 of 590 in NY (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 83 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 739 units permitted in Sullivan County in 2024 (5 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $467 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Sullivan County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 776 days — a 12% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 776 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.00% ✓
- Cap rate
- 35.92%
- Cash-on-cash
- 105.81%
- DSCR
- 5.71
- GRM
- 2.1
CMA / ARV
- ARV (median comp)
- $62,799
- List price
- $67,500
- Delta
- 7.49%
- Verdict
- FAIR
- Comps
- 5 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 54 Ponderosa Rd | 0.43mi | 3/1.0 | 1,100 (-4%) | 1mo | $60,000 | $55 | 68 |
| 12 Oak Dr | 0.30mi | 3/2.0 | 1,232 (+7%) | 11mo | $80,000 | $65 | 65 |
| 5 Oak Dr | 0.31mi | 3/2.0 | 1,001 (-13%) | 6mo | $60,000 | $60 | 58 |
| 26 Redwood St | 0.27mi | 2/2.0 (-1) | 1,000 (-13%) | 12mo | $34,000 | $34 | 50 |
| 24 Birch Ln | 0.37mi | 3/2.0 | 1,291 (+12%) | 16mo | $57,500 | $45 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 6.04×
- Total profit
- $95,245
- Equity at exit
- $10,064
- IRR
- —
- Equity multiple
- 12.63×
- Total profit
- $219,777
- Equity at exit
- $5,836
Cash invested: $18,900 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 12721
- Home prices YoY
- -2.1%
- Active inventory
- 83
- Price-to-rent
- 2.1×
Monthly cashflow live
- Estimated rent
- $2,700 medium interval (Pro) →
- Mortgage (P&I)
- −$354
- Tax est. 1.5%
- −$84 /mo · $1,012/yr
- Insurance
- −$28
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$567
- Net cashflow
- $1,667
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,875
- Closing costs
- $2,025
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 90 North Rd Bloomingburg, NY | 3.0 | 1.0 | 1400 | $2,700 | $1.93 | 19d | 1 | 1.11mi |
Listing history 34 events
-
2026-06-18days on market $67,500 Active 776 DOM
-
2026-06-17days on market $67,500 Active 775 DOM
-
2026-06-16days on market $67,500 Active 774 DOM
-
2026-06-15days on market $67,500 Active 773 DOM
-
2026-06-14days on market $67,500 Active 771 DOM
-
2026-06-10days on market $67,500 Active 768 DOM
-
2026-06-09days on market $67,500 Active 767 DOM
-
2026-06-08days on market $67,500 Active 766 DOM
-
2026-06-07days on market $67,500 Active 765 DOM
-
2026-06-05days on market $67,500 Active 762 DOM
-
2026-06-03days on market $67,500 Active 761 DOM
-
2026-06-02days on market $67,500 Active 760 DOM
-
2026-06-01days on market $67,500 Active 759 DOM
-
2026-05-31days on market $67,500 Active 758 DOM
-
2026-05-30days on market $67,500 Active 757 DOM
-
2024-05-06status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-05-06historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-05-05status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-05-03historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-05-03status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-05-03historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-05-02status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-19historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-16status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-16historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-15status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-14historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-14status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-14historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-13status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-12historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-12status Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-09historical 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
-
2024-04-09$67,500 Active 531-char remark
Show marketing remark (531 chars)
* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $32,400
- − Mortgage interest
- −$3,781
- − Property taxes
- −$1,012
- − Insurance
- −$338
- − Repairs & maintenance
- −$2,592
- − Management
- −$2,592
- − Depreciation
- −$1,964
- Taxable income
- $20,121
- Est. tax owed @ 24.0%
- −$4,829
- After-tax cash flow
- $15,169/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 5 photos
This 3-bedroom, 2-bathroom home is in fair condition with cosmetic updates needed. It has a clean kitchen and bathroom, but some exterior and interior maintenance is required. Landscaping improvements can further enhance its curb appeal and rental value.
Repairs flagged
- Minor Exterior siding — Some discoloration visible on exterior siding.
- Minor Interior walls — Textured finish on interior walls may need touch-up or repainting.
- Minor Landscaping — Small front yard could benefit from some landscaping improvements.
Value-add opportunities
- Resale Paint interior walls — Fresh paint can enhance the home's curb appeal and value.
- Resale Replace exterior siding — New siding can improve the home's appearance and increase its value.
- Rental Landscaping improvements — A well-maintained front yard can attract more renters and increase rental value.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exterior siding · Some discoloration visible on exterior siding. | Minor | $500–3,000 |
| Interior walls · Textured finish on interior walls may need touch-up or repainting. | Minor | $500–3,000 |
| Landscaping · Small front yard could benefit from some landscaping improvements. | Minor | $500–3,000 |
| Total estimated repair cost · 3 items | $1,500–9,000 |
Value-add ROI direction
- Resale Paint interior walls — Fresh paint can enhance the home's curb appeal and value. ↑
- Resale Replace exterior siding — New siding can improve the home's appearance and increase its value. ↑
- Rental Landscaping improvements — A well-maintained front yard can attract more renters and increase rental value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pine Bush Central School District
- NCES district ID
- 3623010
- Math proficiency
- 38% ▼ -16.00%
- Reading proficiency
- 45% ▼ -7.00%
- Median HH income
- $72,525
- Composite
- 37.87/100
- National rank
- #4324
- State rank
- #468 of 590 in NY
Livability — Bloomingburg
- Score
- 49/100
- State rank
- #1175
- US rank
- #25817
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 7,590
Population outlook (Sullivan County) Hauer SSP2
- Today (2025)
- 68,974 people
- By 2030
- 65,609 · -4.9%
- By 2040
- 58,878 · -14.6%
- By 2050
- 52,500 · -23.9%
- By 2075
- 39,941 · -42.1%
- By 2100
- 28,880 · -58.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Two or more races 14% Hispanic / Latino 13% Black 3% Asian 1%
- Hispanic origin (detail)
- Puerto Rican 8% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 4% Scandinavian 4% Iranian 3%
- Foreign-born
- 4% · Canada
- Languages at home
- 79% English-only · German/W. Germanic 12% Spanish 5% Other Indo-European 1%
Political lean MEDSL · Sullivan
- 2024 margin
- R (+16.7) · D 41.6% · R 58.4%
- 2008→2024 swing
- -26.2pp toward R · 2008: 9.5pp · 2024: -16.7pp
- All cycles
- 2024: R+16.7 2020: R+9.2 2016: R+13.7 2012: D+10.4 2008: D+9.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -6.80%
- Current HPI
- 320.383
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
19 events — show timeline
- 2024-05-06 Relisted — Zillow
- 2024-05-06 Delisted — Zillow
- 2024-05-05 Relisted — Zillow
- 2024-05-03 Delisted — Zillow
- 2024-05-03 Relisted — Zillow
- 2024-05-03 Delisted — Zillow
- 2024-05-02 Relisted — Zillow
- 2024-04-19 Delisted — Zillow
- 2024-04-16 Relisted — Zillow
- 2024-04-16 Delisted — Zillow
- 2024-04-15 Relisted — Zillow
- 2024-04-14 Delisted — Zillow
- 2024-04-14 Relisted — Zillow
- 2024-04-14 Delisted — Zillow
- 2024-04-13 Relisted — Zillow
- 2024-04-12 Delisted — Zillow
- 2024-04-12 Relisted — Zillow
- 2024-04-09 Delisted — Zillow
- 2024-04-09 Listed $67,500 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…