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2 Darla Court Not Applicable
B- Composite 66.72
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +4.1/15.0
  • Schools +3.8/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +1.6/10.0

$67,500

2 Darla Court Not Applicable · Bloomingburg, NY 12721
3 bd · 2.0 ba · 1,152 sqft · Manufactured · 776 Days on market
Built 2024 Fair condition $59/sqft · 7% above area Est $63k · 7% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

Key facts

  • Built 2024
  • Listed 776 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $68k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $2k ($20k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $68k).
  • Recommended offer: $59k (12.0% below list) — sets the bar for market timing.
  • Cap rate 35.9% vs local median 3.6% in Bloomingburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 49/100 on livability (#1,175 in NY) — a working-class tenant base; expect higher turnover. Watch: cost of living D+, housing D+, schools F.
  • Pine Bush Central School District (rural): math 38% / reading 45% proficiency, ranked #468 of 590 in NY (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 83 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 739 units permitted in Sullivan County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $467 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Sullivan County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 776 days — a 12% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $59,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 776 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.00%
Cap rate
35.92%
Cash-on-cash
105.81%
DSCR
5.71
GRM
2.1

CMA / ARV

ARV (median comp)
$62,799
List price
$67,500
Delta
7.49%
Verdict
FAIR
Comps
5 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
54 Ponderosa Rd 0.43mi 3/1.0 1,100 (-4%) 1mo $60,000 $55 68
12 Oak Dr 0.30mi 3/2.0 1,232 (+7%) 11mo $80,000 $65 65
5 Oak Dr 0.31mi 3/2.0 1,001 (-13%) 6mo $60,000 $60 58
26 Redwood St 0.27mi 2/2.0 (-1) 1,000 (-13%) 12mo $34,000 $34 50
24 Birch Ln 0.37mi 3/2.0 1,291 (+12%) 16mo $57,500 $45 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.04×
Total profit
$95,245
Equity at exit
$10,064
10-year hold
IRR
Equity multiple
12.63×
Total profit
$219,777
Equity at exit
$5,836

Cash invested: $18,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 12721

Home prices YoY
-2.1%
Active inventory
83
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$2,700 medium interval (Pro) →
Mortgage (P&I)
$354
Tax est. 1.5%
$84 /mo · $1,012/yr
Insurance
$28
HOA
$0
Vacancy / Maint / Mgmt
$567
Net cashflow
$1,667

Break-even live

Break-even rent $590
Max offer price $67,500
Occupancy floor 33%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,875
Closing costs
$2,025
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
90 North Rd Bloomingburg, NY 3.0 1.0 1400 $2,700 $1.93 19d 1 1.11mi

Listing history 34 events

  1. 2026-06-18
    days on market $67,500 Active 776 DOM
  2. 2026-06-17
    days on market $67,500 Active 775 DOM
  3. 2026-06-16
    days on market $67,500 Active 774 DOM
  4. 2026-06-15
    days on market $67,500 Active 773 DOM
  5. 2026-06-14
    days on market $67,500 Active 771 DOM
  6. 2026-06-10
    days on market $67,500 Active 768 DOM
  7. 2026-06-09
    days on market $67,500 Active 767 DOM
  8. 2026-06-08
    days on market $67,500 Active 766 DOM
  9. 2026-06-07
    days on market $67,500 Active 765 DOM
  10. 2026-06-05
    days on market $67,500 Active 762 DOM
  11. 2026-06-03
    days on market $67,500 Active 761 DOM
  12. 2026-06-02
    days on market $67,500 Active 760 DOM
  13. 2026-06-01
    days on market $67,500 Active 759 DOM
  14. 2026-05-31
    days on market $67,500 Active 758 DOM
  15. 2026-05-30
    days on market $67,500 Active 757 DOM
  16. 2024-05-06
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  17. 2024-05-06
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  18. 2024-05-05
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  19. 2024-05-03
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  20. 2024-05-03
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  21. 2024-05-03
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  22. 2024-05-02
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  23. 2024-04-19
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  24. 2024-04-16
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  25. 2024-04-16
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  26. 2024-04-15
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  27. 2024-04-14
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  28. 2024-04-14
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  29. 2024-04-14
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  30. 2024-04-13
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  31. 2024-04-12
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  32. 2024-04-12
    status Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  33. 2024-04-09
    historical 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

  34. 2024-04-09
    listed $67,500 Active 531-char remark
    Show marketing remark (531 chars)

    * THIS IS A RESALE LISTING * This welcoming, well-maintained 3 bedroom, 2 bathroom home is a perfect place to raise your family. For your convenience, we have onsite community management to assist you when you need it. With our family-friendly community amenities such as a playground, community events, and a picnic area / pavilion / grill, your family will be excited to live here. This home won't be on the market long, so call us today for more information or to schedule a tour. Deposits & Fees are subject to change.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,400
− Mortgage interest
−$3,781
− Property taxes
−$1,012
− Insurance
−$338
− Repairs & maintenance
−$2,592
− Management
−$2,592
− Depreciation
−$1,964
Taxable income
$20,121
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,829
After-tax cash flow
$15,169/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Fair 45/100 Cosmetic rehab

This 3-bedroom, 2-bathroom home is in fair condition with cosmetic updates needed. It has a clean kitchen and bathroom, but some exterior and interior maintenance is required. Landscaping improvements can further enhance its curb appeal and rental value.

Repairs flagged

  • Minor Exterior siding — Some discoloration visible on exterior siding.
  • Minor Interior walls — Textured finish on interior walls may need touch-up or repainting.
  • Minor Landscaping — Small front yard could benefit from some landscaping improvements.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint can enhance the home's curb appeal and value.
  • Resale Replace exterior siding — New siding can improve the home's appearance and increase its value.
  • Rental Landscaping improvements — A well-maintained front yard can attract more renters and increase rental value.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exterior siding · Some discoloration visible on exterior siding. Minor $500–3,000
Interior walls · Textured finish on interior walls may need touch-up or repainting. Minor $500–3,000
Landscaping · Small front yard could benefit from some landscaping improvements. Minor $500–3,000
Total estimated repair cost · 3 items $1,500–9,000

Value-add ROI direction

  • Resale Paint interior walls — Fresh paint can enhance the home's curb appeal and value.
  • Resale Replace exterior siding — New siding can improve the home's appearance and increase its value.
  • Rental Landscaping improvements — A well-maintained front yard can attract more renters and increase rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Pine Bush Central School District
NCES district ID
3623010
Math proficiency
38% ▼ -16.00%
Reading proficiency
45% ▼ -7.00%
Median HH income
$72,525
Composite
37.87/100
National rank
#4324
State rank
#468 of 590 in NY

Livability — Bloomingburg

Score
49/100
State rank
#1175
US rank
#25817

Category grades

Amenities F Commute F Cost of living D+ Crime F Employment F Housing D+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,590

Population outlook (Sullivan County) Hauer SSP2

Today (2025)
68,974 people
By 2030
65,609 · -4.9%
By 2040
58,878 · -14.6%
By 2050
52,500 · -23.9%
By 2075
39,941 · -42.1%
By 2100
28,880 · -58.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Two or more races 14% Hispanic / Latino 13% Black 3% Asian 1%
Hispanic origin (detail)
Puerto Rican 8% Cuban 2% Dominican 2%
Common ancestry
Romanian 4% Scandinavian 4% Iranian 3%
Foreign-born
4% · Canada
Languages at home
79% English-only · German/W. Germanic 12% Spanish 5% Other Indo-European 1%

Political lean MEDSL · Sullivan

2024 margin
R (+16.7) · D 41.6% · R 58.4%
2008→2024 swing
-26.2pp toward R · 2008: 9.5pp · 2024: -16.7pp
All cycles
2024: R+16.7 2020: R+9.2 2016: R+13.7 2012: D+10.4 2008: D+9.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -6.80%
Current HPI
320.383
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

19 events — show timeline
  • 2024-05-06 Relisted Zillow
  • 2024-05-06 Delisted Zillow
  • 2024-05-05 Relisted Zillow
  • 2024-05-03 Delisted Zillow
  • 2024-05-03 Relisted Zillow
  • 2024-05-03 Delisted Zillow
  • 2024-05-02 Relisted Zillow
  • 2024-04-19 Delisted Zillow
  • 2024-04-16 Relisted Zillow
  • 2024-04-16 Delisted Zillow
  • 2024-04-15 Relisted Zillow
  • 2024-04-14 Delisted Zillow
  • 2024-04-14 Relisted Zillow
  • 2024-04-14 Delisted Zillow
  • 2024-04-13 Relisted Zillow
  • 2024-04-12 Delisted Zillow
  • 2024-04-12 Relisted Zillow
  • 2024-04-09 Delisted Zillow
  • 2024-04-09 Listed $67,500 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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