193 Gladys Ave · Inglis, FL 34449

$224,900

3 bd · 2.0 ba · 1,080 sqft · Manufactured public records · 176 Days on market

Built 2016 1.00 ac lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.5/30.0
• ARV discount +7.5/15.0
• Appreciation +7.0/10.0
• Schools +3.6/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.7/10.0
• 1% rule +1.3/10.0

Listing remarks MLS

Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

Key facts

• New tiled bathrooms
• Above ground pool
• Deck on 1 acre

Tags

• ABOVE GROUND POOL
• DECK ON 1 ACRE
• WELL PUMP FOR IRRIGATION
• WHOLE HOUSE GENERAC GENERATOR
• NEW TILED BATHROOMS
• NEW DUAL PANED WINDOWS

Property features AI

Finance

• Other: Homestead exempt; Public maintained paved road access; 1 to less than 2 acres (approx. 1 acre lot)
• HOA & community: No association; Street lights in community; Pets allowed (dogs and cats)

Exterior

• Parking: Driveway; Ground-level parking; RV access/parking; Workshop in garage; 2-car garage
• Utilities: Private water; Private sewer (septic tank); Propane; Electricity connected; Water connected; Sewer connected; Cable available; Sprinkler well; Irrigation equipment
• Home design: Manufactured home (single wide); One level; South-facing; Crawlspace foundation
• Construction: Vinyl siding; Shingle roof
• Exterior features: Deck; Front porch; Rear porch; Patio; Awnings; Exterior lighting; Storage; Shed(s); Workshop; Landscaped lot with trees and fruit trees; Private lot; Paved surfaces; Child safety fence around pool

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Solid surface counters
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heat pump heating; Central air conditioning
• Interior features: Ceiling fans; Living room/dining room combo; Solid surface counters; Walk-in closets; Double pane windows
• Laundry & utility: Inside laundry room; Washer; Dryer; Gas water heater; Inside utility room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $225k.

Deal economics

• At list price, monthly cash flow is $-343 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $164k (27.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $142k (36.7% below list).
• Recommended offer: $142k (36.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 61/100 on livability (#796 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
• Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Yankeetown School (math 37% / reading 42%, grade F, #1,513 of 2,144 statewide, top 73%, 265 students, 80% FRL); Nature Coast Middle School (math 32% / reading 42%, grade F, #399 of 571 statewide, top 71%, 90 students, 82% FRL, charter) — zoned schools average 81% FRL vs 62% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 82 active listings in the ZIP; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $11k of equity ($2k loan paydown + $9k appreciation (4.0% local appreciation)).
• Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 176 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $14k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $109k; list at $225k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $142,377 (36.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 176 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.63% ✗
• Cap rate: 4.82%
• Cash-on-cash: -5.27%
• DSCR: 0.77
• GRM: 13.2

CMA / ARV

• ARV (on-the-fly): $56,160
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
19470 SE 56th Ct	0.34mi	3/2.0	1,104 (+2%)	1mo	$45,000	$41	80
5671 SE 194th Ln	0.35mi	2/2.0 (-1)	1,056 (-2%)	2mo	$55,000	$52	73

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.03% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 4.6%
• Equity multiple: 1.28×
• Total profit: $17,704
• Equity at exit: $114,419

10-year hold

• IRR: 7.4%
• Equity multiple: 2.25×
• Total profit: $78,869
• Equity at exit: $187,454

Cash invested: $62,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34449

• Home prices YoY: 1.3%
• Active inventory: 82
• Price-to-rent: 13.2×

Monthly cashflow live

• Estimated rent: $1,424 medium
• Mortgage (P&I): −$1,179
• Tax from tax record: −$128 /mo · $1,540/yr
• Insurance: −$94
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$299
• Net cashflow: $-343

Break-even live

Break-even rent $1,858

Max offer price $164,286

Occupancy floor —

Sensitivity live

Price	-10% $-216	-5% $-279	+0% $-343	+5% $-407	+10% $-470
Rent	-10% $-456	-5% $-399	+0% $-343	+5% $-287	+10% $-231
Rate	-1.0pp $-230	-0.5pp $-286	base $-343	+0.5pp $-401	+1.0pp $-461

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,225
• Closing costs: $6,747
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-21
   days on market $224,900 Active 176 DOM
2. 2026-06-18
   days on market $224,900 Active 173 DOM
3. 2026-06-17
   days on market $224,900 Active 172 DOM
4. 2026-06-16
   days on market $224,900 Active 171 DOM
5. 2026-06-15
   days on market $224,900 Active 170 DOM
6. 2026-06-14
   days on market $224,900 Active 168 DOM
7. 2026-06-13
   days on market $224,900 Active 167 DOM
8. 2026-06-10
   days on market $224,900 Active 165 DOM
9. 2026-06-09
   days on market $224,900 Active 164 DOM
10. 2026-06-08
    days on market $224,900 Active 163 DOM
11. 2026-06-07
    days on market $224,900 Active 162 DOM
12. 2026-06-05
    days on marketlisting id $224,900 Active 160 DOM
13. 2026-06-03
    days on market $224,900 Active 104 DOM
14. 2026-06-02
    days on market $224,900 Active 103 DOM
15. 2026-06-01
    days on market $224,900 Active 102 DOM
16. 2026-05-31
    days on market $224,900 Active 101 DOM
17. 2026-05-30
    days on market $224,900 Active 100 DOM
18. 2026-05-14
    price $224,900
19. 2026-05-13
    price $224,900 730-char remark

    Show marketing remark (730 chars)

    Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

20. 2026-04-30
    price $229,900
21. 2026-04-24
    status Active
22. 2026-04-22
    status Active 730-char remark

    Show marketing remark (730 chars)

    Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

23. 2026-04-22
    price $229,900 730-char remark

    Show marketing remark (730 chars)

    Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

24. 2026-04-07
    status Pending
25. 2026-03-31
    status Pending 730-char remark

    Show marketing remark (730 chars)

    Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

26. 2026-03-24
    price $225,000

    Show marketing remark (730 chars)

    Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

27. 2026-03-24
    price $225,000 730-char remark

    Show marketing remark (730 chars)

    Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

28. 2026-02-02
    listed $239,000 Active
29. 2025-12-05
    listed $239,000 Active 730-char remark

    Show marketing remark (730 chars)

    Opportunity Knocks! 2016 mobile, 3 Bedrooms, 2 Baths, 2 car garage with 220 electricity and water, 2 storage containers, RV hookup, above ground pool, deck on 1 acre of land fenced. Well pump for irrigation, whole house Generac generator. So many updates. New tiled bathrooms, new fans, new pendant lights, luxury vinyl flooring - 2021, new dual paned windows, new cabinets, corian countertops. AC with blue light - New septic 2016. Owners have continuously landscaped since purchasing in 2021, planting flora and opening up the front entryway. New concrete patio in front yard. Above ground pool in backyard added. Easy access to shopping, restaurants, fishing, boating and kayaking. Minutes to Dunnellon, Ocala, Crystal River.

30. 2021-05-18
    soldstatus $109,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,540 · $128/mo
• Projected year-2 tax: $1,867 · $156/mo
• Expected delta: +$327/yr (+$27/mo · 21.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 85% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,085
• − Mortgage interest: −$12,598
• − Property taxes: −$1,540
• − Insurance: −$1,922
• − Repairs & maintenance: −$1,367
• − Management: −$1,367
• − Depreciation: −$6,543
• Taxable loss: −$8,251
• Est. tax savings @ 24.0%: +$1,980
• After-tax cash flow: $-2,137/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Levy
• NCES district ID: 1201140
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,254
• Composite: 36.42/100
• National rank: #4673
• State rank: #54 of 73 in FL

Livability — Inglis

• Score: 61/100
• State rank: #796
• US rank: #18314

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety C- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Inglis, FL
• Population (ZIP): 3,508

Population outlook (Levy County) Hauer SSP2

• Today (2025): 36,536 people
• By 2030: 34,498 · -5.6%
• By 2040: 30,294 · -17.1%
• By 2050: 26,368 · -27.8%
• By 2075: 19,003 · -48.0%
• By 2100: 13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 5% Hispanic / Latino 3%
• Common ancestry: Lithuanian 2% Slovak 2% Serbian 2%
• Foreign-born: 2% · Canada, Guatemala
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Levy

• 2024 margin: Solid R (+50.3) · D 24.6% · R 74.8%
• 2008→2024 swing: -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.03%
• Current HPI: 319.0929
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+106.3% since first listed

13 events — show timeline

• 2026-05-14 Price Changed $224,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-13 Price Changed $224,900 RACC
• 2026-04-30 Price Changed $229,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-22 Relisted — RACC
• 2026-04-22 Price Changed $229,900 RACC
• 2026-04-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Pending — RACC
• 2026-03-24 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-24 Price Changed $225,000 RACC
• 2026-02-02 Listed $239,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-05 Listed $239,000 RACC
• 2021-05-18 Sold (Public Records) $109,000 Public Records

Property tax history

+20.2%/yr

Latest (2025): $1,540 · +53.8% YoY. Source: county tax records.