5519 Denver St NE · St. Petersburg, FL 33703

$269,000

3 bd · 2.0 ba · 1,521 sqft · SingleFamily public records · 54 Days on market

Built 1969 7,257 sqft lot Est $487k · 45% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.5/10.0
• Schools +4.3/10.0
• Rent growth +3.1/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Newly renovated three (3) bedroom, two (2) bathroom, block home tucked away in one of the most highly desired and well established neighborhoods of Northeast St Petersburg. From the moment you step on to the property you can't help but notice how impeccably maintained this home is, from the elevated natural wood siding design accent wall and new paint to the newer roof (2019). This Shore Acres residence boasts a spacious 1,520 square feet of open living space, a brand-new kitchen with new stainless appliances, new quartz counters, large island and new shaker cabinets with 42” uppers that seamlessly frame the kitchen ceiling. Other recent upgrades adding to the contemporary coastal feel are warm luxury vinyl floors, new fixtures, new lighting and fresh paint throughout. Both the primary bathroom and guest bathroom have been completely renovated and reimagined with spa like comfort in mind. Updates include new vanities, tile, floor, lighting and fixtures. No area was left untouched, even the spacious single car garage has been updated with new paint, floors and garage door (2024). Enjoy maintenance free living with the addition of a New HVAC (2023), New Water Heater (2023) and New Electrical (2023). There’s ample storage throughout this residence to stay neat and organized. The large lot leaves plenty of room for a pool and is perfectly positioned to allow a flood of natural light in almost every room. Shore Acres is a golf-cart friendly neighborhood, where you'll often find residents walking their dogs, exercising, or simply enjoying a leisurely stroll. The convenience of this location cannot be overstated. Shopping, dining, and schools are all just a stone's throw away, offering you a wealth of options. Vibrant Downtown St Pete is less than 10 minutes away, and Downtown Tampa and TPA are only 25 minutes away. If you're an outdoor enthusiast, you'll be thrilled to know that Denver Park is a mere 2-minute walk from the house. With its playground, athletic fields, pickle ball, and volleyball courts, there's no shortage of outdoor activities to enjoy. Additional recreational opportunities abound with the nearby Mangrove Bay municipal golf course, Puryear Park soccer fields, the glistening waters of Tampa Bay, the new $11 million Shore Acres Recreation Center, as well as a new middle school and YMCA, all located just 5 minutes away on 62nd Avenue NE. Don't miss your chance to own this stunning home, priced to sell. Schedule a showing today and experience the epitome of comfortable and convenient living in Shore Acres!

Key facts

• Renovated homes
• New construction
• Waterfront access

Tags

• WATERFRONT COMMUNITIES
• RENOVATED HOMES
• NEW CONSTRUCTION
• WATERFRONT ACCESS
• EASY ACCESS TO TAMPA BAY

Property features AI

Finance

• Other: Lot approximately 0.17 acres (60 x 120, asphalt road); Zoning: NS-1
• Financial info: Lease restrictions apply
• HOA & community: No HOA/association; Community street lights

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable connected; Electricity connected; Natural gas connected; Water connected; Sewer connected
• Home design: Single family residence; Residential property; One story; Faces west; Entry/levels: One
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built with approximately 1,847 total building area (public records)
• Exterior features: French doors; Storage

Interior

• Kitchen: No appliances included
• Bedrooms: 3 bedrooms
• Flooring: Concrete floors; Terrazzo floors
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Open floorplan; Attic; Family room
• Laundry & utility: Laundry located in garage

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $269k.

Deal economics

• At list price, monthly cash flow is $799 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $269k).
• Recommended offer: $261k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.8% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Shore Acres Elementary School (math 61% / reading 52%, grade C+, #816 of 2,144 statewide, top 39%, 709 students, 46% FRL); Northeast High School (math 35% / reading 47%, grade F, #289 of 667 statewide, top 44%, 1,736 students, 50% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: Rents rising (+2.2%/yr); 451 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• At $3,914/mo this rent would consume 49% of the median local household income ($95k/yr) (locally 509% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 2.2% rent growth), your $75k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($261k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago; this cycle's ask has dropped $131k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $260,930 (3.0% below list)

Questions for the listing agent

1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.45% ✓
• Cap rate: 11.76%
• Cash-on-cash: 19.53%
• DSCR: 1.87
• GRM: 5.7

CMA / ARV

• ARV (on-the-fly): $486,720
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6000 19th St NE	0.27mi	3/2.0	1,556 (+2%)	2mo	$525,000	$337	82
6001 19th St NE	0.26mi	3/2.0	1,432 (-6%)	4mo	$529,000	$369	75
5611 Venetian Blvd NE	0.07mi	4/2.0 (+1)	1,671 (+10%)	1mo	$535,000	$320	75
1899 Shore Acres Blvd NE	0.50mi	3/2.0	1,560 (+3%)	0mo	$575,000	$369	72
5428 Denver St NE	0.06mi	2/2.0 (-1)	1,372 (-10%)	6mo	$261,000	$190	70
5523 18th St NE	0.17mi	3/2.0	1,384 (-9%)	9mo	$527,000	$381	69
5116 Venetian Blvd NE	0.41mi	3/2.0	1,703 (+12%)	4mo	$420,000	$247	58
6016 18th St NE	0.31mi	4/2.0 (+1)	1,692 (+11%)	6mo	$349,000	$206	57
1900 Arrowhead Dr NE	0.41mi	3/2.0	1,706 (+12%)	10mo	$655,000	$384	52
1524 Carson Cir NE	0.75mi	3/2.0	1,439 (-5%)	7mo	$300,000	$208	50
1798 New Hampshire Ave NE	0.41mi	4/2.0 (+1)	1,296 (-15%)	3mo	$187,000	$144	49
1910 New Hampshire Ave NE	0.51mi	4/2.5 (+1)	1,352 (-11%)	12mo	$254,000	$188	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.21% rent growth · sell at horizon

5-year hold

• IRR: 1.6%
• Equity multiple: 1.06×
• Total profit: $4,546
• Equity at exit: $40,109

10-year hold

• IRR: 10.4%
• Equity multiple: 1.77×
• Total profit: $58,352
• Equity at exit: $23,258

Cash invested: $75,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33703

• Rents YoY: 2.2%
• Active inventory: 451
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $3,914 high
• Mortgage (P&I): −$1,411
• Tax from tax record: −$344 /mo · $4,123/yr
• Insurance: −$112
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$822
• Net cashflow: $799

Break-even live

Break-even rent $2,902

Max offer price $269,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,250
• Closing costs: $8,070
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5510 Bayou Grande Blvd NE Saint Petersburg, FL	3.0	2.0	1232	$2,750	$2.23	16d	1	0.06mi
5541 Bayou Grande Blvd NE Saint Petersburg, FL	3.0	2.0	1532	$5,000	$3.26	4d	1	0.12mi
5541 Bayou Grande Blvd NE Saint Petersburg, FL	3.0	2.0	1532	$5,000	$3.26	1d	1	0.12mi
1733 Bayou Grande Blvd NE Saint Petersburg, FL	2.0	1.0	1735	$4,750	$2.74	24d	1	0.16mi
1739 Bayou Grande Blvd NE St Petersburg, FL	3.0	2.0	1658	$5,500	$3.32	3d	1	0.18mi
5840 Tanglewood Dr NE Saint Petersburg, FL	4.0	3.0	1680	$3,150	$1.88	4d	1	0.20mi
5923 19th St NE Saint Petersburg, FL	3.0	2.0	1336	$3,500	$2.62	4d	1	0.24mi
6060 Denver St NE Saint Petersburg, FL	3.0	2.0	1523	$3,950	$2.59	4d	1	0.32mi
6016 18th St NE Saint Petersburg, FL	4.0	2.0	1692	$3,900	$2.30	4d	1	0.33mi
1640 Cape Hope Ave NE #4 Saint Petersburg, FL	4.0	3.0	1610	$3,400	$2.11	24d	1	0.73mi
4480 Overlook Dr NE #17 Saint Petersburg, FL	2.0	2.0	1145	$2,250	$1.97	19d	1	0.82mi
4227 Helena St NE Saint Petersburg, FL	2.0	1.0	1134	$3,200	$2.82	3d	1	0.87mi
4165 13th Ln NE Saint Petersburg, FL	2.0	2.0	1438	$4,700	$3.27	3d	1	0.91mi
4095 14th St NE Saint Petersburg, FL	2.0	2.0	1791	$3,795	$2.12	3d	1	0.92mi
4026 Indianapolis St NE Saint Petersburg, FL	3.0	2.0	1364	$3,200	$2.35	3d	1	1.02mi
4036 Overlook Dr NE Saint Petersburg, FL	3.0	2.0	1412	$2,645	$1.87	13d	1	1.03mi
3901 Helena St NE Saint Petersburg, FL	3.0	2.0	1195	$2,590	$2.17	13d	1	1.11mi
1524 Arizona Ave NE Saint Petersburg, FL	3.0	2.0	1092	$2,800	$2.56	3d	1	1.14mi
525 Moreno Cir NE Saint Petersburg, FL	3.0	2.0	1587	$3,500	$2.21	14d	1	1.17mi
617 Segovia Ct NE Saint Petersburg, FL	2.0	2.5	1420	$2,950	$2.08	24d	1	1.19mi
3727 Overlook Dr NE Saint Petersburg, FL	3.0	2.0	1124	$2,750	$2.45	24d	1	1.21mi
742 45th Ave NE Saint Petersburg, FL	3.0	3.0	1900	$5,200	$2.74	3d	1	1.23mi
5516 Pine Cir NE Saint Petersburg, FL	3.0	1.0	1205	$2,500	$2.07	4d	1	1.25mi
1515 Eden Isle Blvd NE Saint Petersburg, FL	1.0–3.0	1.0–2.0	918	$2,919	$3.18	3d	26	1.27mi
4843 Napoli Ct NE Saint Petersburg, FL	2.0	2.5	1210	$3,200	$2.64	3d	1	1.27mi
3435 Overlook Dr NE Saint Petersburg, FL	3.0	2.5	1428	$3,800	$2.66	3d	1	1.31mi

Listing history 22 events

1. 2026-05-07
   status Pending
2. 2026-05-04
   price $269,000
3. 2026-04-21
   price $299,000
4. 2026-04-10
   price $339,900
5. 2026-03-30
   price $369,900
6. 2026-03-13
   listed $399,900 Active
7. 2024-05-13
   soldstatus $485,000
8. 2024-05-10
   soldstatus $485,000 Closed 2570-char remark

   Show marketing remark (2570 chars)

   Newly renovated three (3) bedroom, two (2) bathroom, block home tucked away in one of the most highly desired and well established neighborhoods of Northeast St Petersburg. From the moment you step on to the property you can't help but notice how impeccably maintained this home is, from the elevated natural wood siding design accent wall and new paint to the newer roof (2019). This Shore Acres residence boasts a spacious 1,520 square feet of open living space, a brand-new kitchen with new stainless appliances, new quartz counters, large island and new shaker cabinets with 42” uppers that seamlessly frame the kitchen ceiling. Other recent upgrades adding to the contemporary coastal feel are warm luxury vinyl floors, new fixtures, new lighting and fresh paint throughout. Both the primary bathroom and guest bathroom have been completely renovated and reimagined with spa like comfort in mind. Updates include new vanities, tile, floor, lighting and fixtures. No area was left untouched, even the spacious single car garage has been updated with new paint, floors and garage door (2024). Enjoy maintenance free living with the addition of a New HVAC (2023), New Water Heater (2023) and New Electrical (2023). There’s ample storage throughout this residence to stay neat and organized. The large lot leaves plenty of room for a pool and is perfectly positioned to allow a flood of natural light in almost every room. Shore Acres is a golf-cart friendly neighborhood, where you'll often find residents walking their dogs, exercising, or simply enjoying a leisurely stroll. The convenience of this location cannot be overstated. Shopping, dining, and schools are all just a stone's throw away, offering you a wealth of options. Vibrant Downtown St Pete is less than 10 minutes away, and Downtown Tampa and TPA are only 25 minutes away. If you're an outdoor enthusiast, you'll be thrilled to know that Denver Park is a mere 2-minute walk from the house. With its playground, athletic fields, pickle ball, and volleyball courts, there's no shortage of outdoor activities to enjoy. Additional recreational opportunities abound with the nearby Mangrove Bay municipal golf course, Puryear Park soccer fields, the glistening waters of Tampa Bay, the new $11 million Shore Acres Recreation Center, as well as a new middle school and YMCA, all located just 5 minutes away on 62nd Avenue NE. Don't miss your chance to own this stunning home, priced to sell. Schedule a showing today and experience the epitome of comfortable and convenient living in Shore Acres!

9. 2024-04-15
   status Pending 2570-char remark

   Show marketing remark (2570 chars)

   Newly renovated three (3) bedroom, two (2) bathroom, block home tucked away in one of the most highly desired and well established neighborhoods of Northeast St Petersburg. From the moment you step on to the property you can't help but notice how impeccably maintained this home is, from the elevated natural wood siding design accent wall and new paint to the newer roof (2019). This Shore Acres residence boasts a spacious 1,520 square feet of open living space, a brand-new kitchen with new stainless appliances, new quartz counters, large island and new shaker cabinets with 42” uppers that seamlessly frame the kitchen ceiling. Other recent upgrades adding to the contemporary coastal feel are warm luxury vinyl floors, new fixtures, new lighting and fresh paint throughout. Both the primary bathroom and guest bathroom have been completely renovated and reimagined with spa like comfort in mind. Updates include new vanities, tile, floor, lighting and fixtures. No area was left untouched, even the spacious single car garage has been updated with new paint, floors and garage door (2024). Enjoy maintenance free living with the addition of a New HVAC (2023), New Water Heater (2023) and New Electrical (2023). There’s ample storage throughout this residence to stay neat and organized. The large lot leaves plenty of room for a pool and is perfectly positioned to allow a flood of natural light in almost every room. Shore Acres is a golf-cart friendly neighborhood, where you'll often find residents walking their dogs, exercising, or simply enjoying a leisurely stroll. The convenience of this location cannot be overstated. Shopping, dining, and schools are all just a stone's throw away, offering you a wealth of options. Vibrant Downtown St Pete is less than 10 minutes away, and Downtown Tampa and TPA are only 25 minutes away. If you're an outdoor enthusiast, you'll be thrilled to know that Denver Park is a mere 2-minute walk from the house. With its playground, athletic fields, pickle ball, and volleyball courts, there's no shortage of outdoor activities to enjoy. Additional recreational opportunities abound with the nearby Mangrove Bay municipal golf course, Puryear Park soccer fields, the glistening waters of Tampa Bay, the new $11 million Shore Acres Recreation Center, as well as a new middle school and YMCA, all located just 5 minutes away on 62nd Avenue NE. Don't miss your chance to own this stunning home, priced to sell. Schedule a showing today and experience the epitome of comfortable and convenient living in Shore Acres!

10. 2024-04-09
    listed $479,000 Active 2570-char remark

    Show marketing remark (2570 chars)

    Newly renovated three (3) bedroom, two (2) bathroom, block home tucked away in one of the most highly desired and well established neighborhoods of Northeast St Petersburg. From the moment you step on to the property you can't help but notice how impeccably maintained this home is, from the elevated natural wood siding design accent wall and new paint to the newer roof (2019). This Shore Acres residence boasts a spacious 1,520 square feet of open living space, a brand-new kitchen with new stainless appliances, new quartz counters, large island and new shaker cabinets with 42” uppers that seamlessly frame the kitchen ceiling. Other recent upgrades adding to the contemporary coastal feel are warm luxury vinyl floors, new fixtures, new lighting and fresh paint throughout. Both the primary bathroom and guest bathroom have been completely renovated and reimagined with spa like comfort in mind. Updates include new vanities, tile, floor, lighting and fixtures. No area was left untouched, even the spacious single car garage has been updated with new paint, floors and garage door (2024). Enjoy maintenance free living with the addition of a New HVAC (2023), New Water Heater (2023) and New Electrical (2023). There’s ample storage throughout this residence to stay neat and organized. The large lot leaves plenty of room for a pool and is perfectly positioned to allow a flood of natural light in almost every room. Shore Acres is a golf-cart friendly neighborhood, where you'll often find residents walking their dogs, exercising, or simply enjoying a leisurely stroll. The convenience of this location cannot be overstated. Shopping, dining, and schools are all just a stone's throw away, offering you a wealth of options. Vibrant Downtown St Pete is less than 10 minutes away, and Downtown Tampa and TPA are only 25 minutes away. If you're an outdoor enthusiast, you'll be thrilled to know that Denver Park is a mere 2-minute walk from the house. With its playground, athletic fields, pickle ball, and volleyball courts, there's no shortage of outdoor activities to enjoy. Additional recreational opportunities abound with the nearby Mangrove Bay municipal golf course, Puryear Park soccer fields, the glistening waters of Tampa Bay, the new $11 million Shore Acres Recreation Center, as well as a new middle school and YMCA, all located just 5 minutes away on 62nd Avenue NE. Don't miss your chance to own this stunning home, priced to sell. Schedule a showing today and experience the epitome of comfortable and convenient living in Shore Acres!

11. 2023-07-13
    soldstatus $537,000
12. 2023-07-05
    soldstatus $537,000 Closed 2672-char remark

    Show marketing remark (2672 chars)

    Welcome to this beautifully remodeled home in the sought-after neighborhood of Shore Acres, offering luxurious waterfront living in northeast St. Petersburg. This stunning residence has been meticulously updated with fine appointments and boasts a range of desirable features. Step inside to discover the open floor plan, where the gorgeous luxury vinyl floors create an inviting atmosphere. The spacious living area seamlessly flows into the gourmet kitchen, complete with stainless steel hood, large granite-topped island, and brand new kitchen cabinets. The fully updated kitchen and bath showcase modern elegance and provide a perfect space for both relaxation and entertainment. This home offers the convenience of new appliances, including a water heater and a LED smart light system, enhancing the overall efficiency and comfort of the property. The new electric 200 Amp panel ensures reliable power supply throughout the home. With new windows, the interiors are filled with natural light, creating a bright and airy ambiance. The exterior of the house has been tastefully updated with new paint, complementing the charming curb appeal. The oversized lot provides ample space for outdoor activities and potential expansion. A new roof installed in 2019 offers peace of mind and further enhances the value of this exceptional property. Living in Shore Acres means embracing a tropical waterfront lifestyle. This historic and walkable neighborhood offers a nautical feel, with homes situated on the ocean, bay, or inlet. Boating and fishing enthusiasts will appreciate the expansive network of canals and the nearby nature preserve. Conveniently located near downtown St. Petersburg and with easy access to Tampa via I-275, residents of Shore Acres enjoy the best of both worlds. Don't miss the opportunity to own this beautifully remodeled home in Shore Acres, where luxury and waterfront living come together to create an idyllic Florida paradise. Schedule a showing today and experience the allure of this exceptional property firsthand. The square footage of the Property has not been measured by Seller, Seller’s agents, or Broker (including square footage of the lot and home), and the square footage and other information quoted on any marketing tools such as advertisements, brochures, MLS data, websites and any other information provided based on information supplied by Seller or Broker is deemed approximate and not guaranteed. Buyer further acknowledges that Buyer shall not rely upon any such square footage and other information quoted on any marketing tools are not representations and/or warranties of Seller, Seller’s agents, or Broker.

13. 2023-06-11
    status Pending 2672-char remark

    Show marketing remark (2672 chars)

    Welcome to this beautifully remodeled home in the sought-after neighborhood of Shore Acres, offering luxurious waterfront living in northeast St. Petersburg. This stunning residence has been meticulously updated with fine appointments and boasts a range of desirable features. Step inside to discover the open floor plan, where the gorgeous luxury vinyl floors create an inviting atmosphere. The spacious living area seamlessly flows into the gourmet kitchen, complete with stainless steel hood, large granite-topped island, and brand new kitchen cabinets. The fully updated kitchen and bath showcase modern elegance and provide a perfect space for both relaxation and entertainment. This home offers the convenience of new appliances, including a water heater and a LED smart light system, enhancing the overall efficiency and comfort of the property. The new electric 200 Amp panel ensures reliable power supply throughout the home. With new windows, the interiors are filled with natural light, creating a bright and airy ambiance. The exterior of the house has been tastefully updated with new paint, complementing the charming curb appeal. The oversized lot provides ample space for outdoor activities and potential expansion. A new roof installed in 2019 offers peace of mind and further enhances the value of this exceptional property. Living in Shore Acres means embracing a tropical waterfront lifestyle. This historic and walkable neighborhood offers a nautical feel, with homes situated on the ocean, bay, or inlet. Boating and fishing enthusiasts will appreciate the expansive network of canals and the nearby nature preserve. Conveniently located near downtown St. Petersburg and with easy access to Tampa via I-275, residents of Shore Acres enjoy the best of both worlds. Don't miss the opportunity to own this beautifully remodeled home in Shore Acres, where luxury and waterfront living come together to create an idyllic Florida paradise. Schedule a showing today and experience the allure of this exceptional property firsthand. The square footage of the Property has not been measured by Seller, Seller’s agents, or Broker (including square footage of the lot and home), and the square footage and other information quoted on any marketing tools such as advertisements, brochures, MLS data, websites and any other information provided based on information supplied by Seller or Broker is deemed approximate and not guaranteed. Buyer further acknowledges that Buyer shall not rely upon any such square footage and other information quoted on any marketing tools are not representations and/or warranties of Seller, Seller’s agents, or Broker.

14. 2023-06-06
    price $549,000 2672-char remark

    Show marketing remark (2672 chars)

    Welcome to this beautifully remodeled home in the sought-after neighborhood of Shore Acres, offering luxurious waterfront living in northeast St. Petersburg. This stunning residence has been meticulously updated with fine appointments and boasts a range of desirable features. Step inside to discover the open floor plan, where the gorgeous luxury vinyl floors create an inviting atmosphere. The spacious living area seamlessly flows into the gourmet kitchen, complete with stainless steel hood, large granite-topped island, and brand new kitchen cabinets. The fully updated kitchen and bath showcase modern elegance and provide a perfect space for both relaxation and entertainment. This home offers the convenience of new appliances, including a water heater and a LED smart light system, enhancing the overall efficiency and comfort of the property. The new electric 200 Amp panel ensures reliable power supply throughout the home. With new windows, the interiors are filled with natural light, creating a bright and airy ambiance. The exterior of the house has been tastefully updated with new paint, complementing the charming curb appeal. The oversized lot provides ample space for outdoor activities and potential expansion. A new roof installed in 2019 offers peace of mind and further enhances the value of this exceptional property. Living in Shore Acres means embracing a tropical waterfront lifestyle. This historic and walkable neighborhood offers a nautical feel, with homes situated on the ocean, bay, or inlet. Boating and fishing enthusiasts will appreciate the expansive network of canals and the nearby nature preserve. Conveniently located near downtown St. Petersburg and with easy access to Tampa via I-275, residents of Shore Acres enjoy the best of both worlds. Don't miss the opportunity to own this beautifully remodeled home in Shore Acres, where luxury and waterfront living come together to create an idyllic Florida paradise. Schedule a showing today and experience the allure of this exceptional property firsthand. The square footage of the Property has not been measured by Seller, Seller’s agents, or Broker (including square footage of the lot and home), and the square footage and other information quoted on any marketing tools such as advertisements, brochures, MLS data, websites and any other information provided based on information supplied by Seller or Broker is deemed approximate and not guaranteed. Buyer further acknowledges that Buyer shall not rely upon any such square footage and other information quoted on any marketing tools are not representations and/or warranties of Seller, Seller’s agents, or Broker.

15. 2023-05-22
    listed $565,000 Active 2672-char remark

    Show marketing remark (2672 chars)

    Welcome to this beautifully remodeled home in the sought-after neighborhood of Shore Acres, offering luxurious waterfront living in northeast St. Petersburg. This stunning residence has been meticulously updated with fine appointments and boasts a range of desirable features. Step inside to discover the open floor plan, where the gorgeous luxury vinyl floors create an inviting atmosphere. The spacious living area seamlessly flows into the gourmet kitchen, complete with stainless steel hood, large granite-topped island, and brand new kitchen cabinets. The fully updated kitchen and bath showcase modern elegance and provide a perfect space for both relaxation and entertainment. This home offers the convenience of new appliances, including a water heater and a LED smart light system, enhancing the overall efficiency and comfort of the property. The new electric 200 Amp panel ensures reliable power supply throughout the home. With new windows, the interiors are filled with natural light, creating a bright and airy ambiance. The exterior of the house has been tastefully updated with new paint, complementing the charming curb appeal. The oversized lot provides ample space for outdoor activities and potential expansion. A new roof installed in 2019 offers peace of mind and further enhances the value of this exceptional property. Living in Shore Acres means embracing a tropical waterfront lifestyle. This historic and walkable neighborhood offers a nautical feel, with homes situated on the ocean, bay, or inlet. Boating and fishing enthusiasts will appreciate the expansive network of canals and the nearby nature preserve. Conveniently located near downtown St. Petersburg and with easy access to Tampa via I-275, residents of Shore Acres enjoy the best of both worlds. Don't miss the opportunity to own this beautifully remodeled home in Shore Acres, where luxury and waterfront living come together to create an idyllic Florida paradise. Schedule a showing today and experience the allure of this exceptional property firsthand. The square footage of the Property has not been measured by Seller, Seller’s agents, or Broker (including square footage of the lot and home), and the square footage and other information quoted on any marketing tools such as advertisements, brochures, MLS data, websites and any other information provided based on information supplied by Seller or Broker is deemed approximate and not guaranteed. Buyer further acknowledges that Buyer shall not rely upon any such square footage and other information quoted on any marketing tools are not representations and/or warranties of Seller, Seller’s agents, or Broker.

16. 2020-01-23
    soldstatus $252,000
17. 2020-01-17
    soldstatus $240,000 Sold
18. 2019-10-28
    status Pending
19. 2019-10-25
    listed $250,000 Active
20. 1990-10-16
    soldstatus $65,500
21. 1989-09-27
    soldstatus $73,500
22. 1984-04-01
    soldstatus $59,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,123 · $344/mo
• Projected year-2 tax: $4,123 · $344/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,966
• − Mortgage interest: −$15,068
• − Property taxes: −$4,123
• − Insurance: −$6,464
• − Repairs & maintenance: −$3,757
• − Management: −$3,757
• − Depreciation: −$7,825
• Taxable income: $5,972
• Est. tax owed @ 24.0%: −$1,433
• After-tax cash flow: $8,156/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 25,264
• Household income: $95,224
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 509.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 10% Two or more races 10% Black 5% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 2%
• Common ancestry: Lithuanian 4% Romanian 3% Italian 2%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 87% English-only · Spanish 6% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -617.95%
• Current HPI: 352.2886
• Rent YoY: ▲ 2.21%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+349.1% since first listed

22 events — show timeline

• 2026-05-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Price Changed $269,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-21 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-10 Price Changed $339,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-30 Price Changed $369,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-13 Listed $399,900 Stellar MLS as Distributed by MLS Grid
• 2024-05-13 Sold (Public Records) $485,000 Public Records
• 2024-05-10 Sold (MLS) $485,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-04-09 Listed $479,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-13 Sold (Public Records) $537,000 Public Records
• 2023-07-05 Sold (MLS) $537,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-06 Price Changed $549,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-22 Listed $565,000 Stellar MLS as Distributed by MLS Grid
• 2020-01-23 Sold (Public Records) $252,000 Public Records
• 2020-01-17 Sold (MLS) $240,000 Stellar MLS as Distributed by MLS Grid
• 2019-10-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-10-25 Listed $250,000 Stellar MLS as Distributed by MLS Grid
• 1990-10-16 Sold (Public Records) $65,500 Public Records
• 1989-09-27 Sold (Public Records) $73,500 Public Records
• 1984-04-01 Sold (Public Records) $59,900 Public Records

Property tax history

+3.7%/yr

Latest (2025): $4,123 · -16.1% YoY. Source: county tax records.