9826 Nucla St · Commerce City, CO 80022

$499,000

5 bd · 3.0 ba · 2,837 sqft · SingleFamily public records · 91 Days on market

Built 2006 6,534 sqft lot $176/sqft · 14% below area Est $591k · 16% under $45/mo HOA · 1% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.5/15.0
• Cash flow +8.4/30.0
• Livability +3.3/5.0
• Rent growth +3.2/5.0
• Schools +2.8/10.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• DSCR +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

Key facts

• 6,534 sq ft lot
• 2 garage spots
• Built 2006

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $499k.

Deal economics

• At list price, monthly cash flow is $-446 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $420k (15.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $365k (26.8% below list).
• Recommended offer: $365k (26.8% below list) — sets the bar for 1% rule.
• Cap rate 5.2% vs local median 3.9% in Commerce City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#137 in CO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: schools F, crime F, amenities F.
• School District 27J (suburban): math 20% / reading 37% proficiency, ranked #46 of 86 in CO (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+2.6%/yr); 507 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,299 units permitted in Adams County in 2024 (343 in 5+ unit buildings).
• This rent runs 42% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Adams County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($454k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 19y ago; this cycle's ask has dropped $61k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $365,124 (26.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 5.22%
• Cash-on-cash: -3.83%
• DSCR: 0.83
• GRM: 11.4

CMA / ARV

• ARV (median comp): $590,717
• List price: $499,000
• Delta: -15.53%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
16315 E 101st Ave	0.42mi	4/3.0 (-1)	2,833 (-0%)	2mo	$560,000	$198	74
9917 Olathe St	0.06mi	4/3.0 (-1)	3,184 (+12%)	1mo	$543,000	$171	71
10120 Jasper St	0.60mi	4/3.0 (-1)	2,776 (-2%)	1mo	$525,000	$189	62
9944 Norfolk St	0.19mi	4/3.0 (-1)	3,214 (+13%)	3mo	$550,000	$171	61
10104 Quintero St	0.56mi	4/3.0 (-1)	2,955 (+4%)	1mo	$525,000	$178	61
10020 Richfield St	0.61mi	5/4.0	2,933 (+3%)	3mo	$545,000	$186	60
9626 Nucla St	0.24mi	4/3.0 (-1)	2,422 (-15%)	1mo	$530,000	$219	58
15395 E 99th Ave	0.65mi	4/3.0 (-1)	2,770 (-2%)	5mo	$485,000	$175	56
10008 Salida St	0.66mi	4/4.0 (-1)	2,933 (+3%)	0mo	$545,000	$186	54
10045 Sedalia St	0.68mi	4/3.0 (-1)	2,941 (+4%)	6mo	$515,000	$175	52
17444 E 99th Ave	0.59mi	4/3.0 (-1)	3,120 (+10%)	5mo	$527,500	$169	46
10105 Sedalia St	0.69mi	5/4.0	3,226 (+14%)	1mo	$590,000	$183	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.62% rent growth · sell at horizon

5-year hold

• IRR: -23.2%
• Equity multiple: 0.21×
• Total profit: $-110,690
• Equity at exit: $74,403

10-year hold

• IRR: -18.8%
• Equity multiple: 0.01×
• Total profit: $-138,719
• Equity at exit: $43,144

Cash invested: $139,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80022

• Home prices YoY: -5.5%
• Rents YoY: 2.6%
• Active inventory: 507
• Price-to-rent: 11.4×

Monthly cashflow live

• Estimated rent: $3,651 high
• Mortgage (P&I): −$2,617
• Tax from tax record: −$461 /mo · $5,532/yr
• Insurance: −$208
• HOA: −$45
• Vacancy / Maint / Mgmt: −$767
• Net cashflow: $-446

Break-even live

Break-even rent $4,216

Max offer price $420,166

Occupancy floor —

Sensitivity live

Price	-10% $-164	-5% $-305	+0% $-446	+5% $-587	+10% $-729
Rent	-10% $-735	-5% $-590	+0% $-446	+5% $-302	+10% $-158
Rate	-1.0pp $-195	-0.5pp $-319	base $-446	+0.5pp $-576	+1.0pp $-707

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $124,750
• Closing costs: $14,970
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9890 Memphis St Commerce City, CO	4.0	4.0	2994	$3,600	$1.20	12d	1	0.20mi
15935 E 97th Ave Commerce City, CO	4.0	2.5	2569	$3,209	$1.25	3d	1	0.39mi
16569 E 102nd Pl Commerce City, CO	4.0	3.0	2080	$2,999	$1.44	5d	1	0.55mi
10261 Rifle St Commerce City, CO	4.0	3.0	2478	$3,149	$1.27	44d	1	0.71mi
15316 E 99th Pl Commerce City, CO	4.0	2.5	1972	$2,999	$1.52	2d	1	0.75mi
9173 Richfield St Commerce City, CO	4.0	3.0	2872	$3,999	$1.39	5d	1	0.96mi
17861 E 94th Ave Commerce City, CO	5.0	2.5	2200	$3,310	$1.50	21d	1	0.99mi
17923 E 94th Pl Commerce City, CO	5.0	2.5	2200	$3,410	$1.55	21d	1	1.01mi
10126 Ventura St Commerce City, CO	4.0	3.5	2900	$4,000	$1.38	12d	1	1.03mi
16270 E 106th Way Commerce City, CO	4.0	2.5	3376	$3,045	$0.90	11d	1	1.04mi
17921 E 94th Ave Commerce City, CO	5.0	2.5	2200	$3,310	$1.50	22d	1	1.04mi
9109 Pitkin St Commerce City, CO	4.0	3.5	3028	$3,800	$1.25	44d	1	1.07mi
9481 Yampa St Commerce City, CO	5.0	2.5	2200	$3,280	$1.49	25d	1	1.07mi
17941 E 94th Ave Commerce City, CO	5.0	2.5	2200	$3,410	$1.55	44d	1	1.09mi
17946 E 94th Ave Commerce City, CO	5.0	2.5	2200	$3,340	$1.52	5d	1	1.09mi
9128 Salida St Commerce City, CO	4.0	3.0	2585	$3,950	$1.53	15d	1	1.11mi
17886 E 107th Way Commerce City, CO	5.0	3.5	2698	$3,400	$1.26	5d	1	1.44mi
10983 Olathe St Commerce City, CO	5.0	3.0	2367	$3,250	$1.37	21d	1	1.45mi

HOA detail

• Monthly dues: $45 · $540/yr

Listing history 43 events

1. 2026-06-18
   days on market $499,000 Active 91 DOM
2. 2026-06-17
   days on market $499,000 Active 90 DOM
3. 2026-06-16
   days on market $499,000 Active 89 DOM
4. 2026-06-15
   days on market $499,000 Active 88 DOM
5. 2026-06-13
   days on market $499,000 Active 86 DOM
6. 2026-06-13
   days on market $499,000 Active 85 DOM
7. 2026-06-09
   days on market $499,000 Active 82 DOM
8. 2026-06-08
   days on market $499,000 Active 81 DOM
9. 2026-06-07
   days on market $499,000 Active 80 DOM
10. 2026-06-04
    days on market $499,000 Active 77 DOM
11. 2026-06-03
    days on market $499,000 Active 76 DOM
12. 2026-06-02
    days on market $499,000 Active 75 DOM
13. 2026-06-01
    days on market $499,000 Active 74 DOM
14. 2026-05-31
    days on market $499,000 Active 73 DOM
15. 2026-04-17
    price $499,000 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

16. 2026-04-17
    price $499,000 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

17. 2026-04-10
    price $525,000 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

18. 2026-04-10
    price $525,000 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

19. 2026-04-02
    price $550,000 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

20. 2026-04-02
    price $550,000 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

21. 2026-03-19
    listed $560,000 Active 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

22. 2026-03-19
    listed $560,000 Active 830-char remark

    Show marketing remark (830 chars)

    Welcome Home! Location, Location, Location—just 13 minutes to DIA! This beautifully maintained 5 bed, 3 bath two-story home features an open floor plan, hardwood floors, and a fully finished basement. The kitchen offers high cabinets, island, and all appliances included, flowing seamlessly into the main living areas—perfect for entertaining. Main level includes a guest bedroom and ¾ bath. Upstairs boasts 4 bedrooms, including a spacious primary suite with dual walk-in closets, plus convenient second-floor laundry. Enjoy a concrete patio, newer exterior paint, newer A/C, and solar panels (~$120/mo, transferable) for energy savings. Complete with an oversized 2-car garage—this home checks all the boxes! Buyer to verify Square Footage, HOA info, Schools. Call today to Schedule a Private Showing.

23. 2023-07-06
    soldstatus $585,000 Closed 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

24. 2023-07-06
    soldstatus $585,000 Sold 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

25. 2023-06-05
    status Pending Accepting Backup Offers 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

26. 2023-06-05
    status Pending 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

27. 2023-05-26
    listed $575,000 Active 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

28. 2023-05-26
    listed $575,000 Active 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

29. 2023-05-24
    historical $575,000 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

30. 2023-05-24
    historical $575,000 819-char remark

    Show marketing remark (819 chars)

    Welcome Home! Location, Location, Location! DIA just 13 min (9.9 miles) away. This fabulous 5 bed, 3 bath, 2 story home has pride of ownership. Home offers a spacious open floor plan with a good sized kitchen that flows into the dining and living room area ideal for entertaining and hosting. You will find a convenient 3/4 Bath and Guest Bedroom on the main level. A Laundry room, Primary suite with 2 walk-in closets and Primary bath, 3 additional large bedrooms and a second full bath all on the second floor. This home comes with oversized two-car garage with additional space for storage. Beautiful wood flooring throughout the house! Finished basement offers a great room for entertainment/game room or Family room. Solar installed in 2021 as lease to own and is transferable! Saves money on AC and heating bills!

31. 2020-11-03
    soldstatus $459,900
32. 2020-10-30
    soldstatus $459,900 Closed
33. 2020-10-30
    soldstatus $459,900
34. 2020-09-15
    status Pending Accepting Backup Offers
35. 2020-09-11
    listed $459,900 Active
36. 2020-09-11
    listed $459,900
37. 2009-09-11
    soldstatus $205,000
38. 2009-07-17
    historical
39. 2009-05-26
    listed $205,000
40. 2007-11-30
    soldstatus $215,000
41. 2007-10-19
    listed $220,000
42. 2004-09-27
    soldstatus $2,985,000
43. 2003-02-25
    soldstatus $1,965,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $5,532 · $461/mo
• Projected year-2 tax: $5,532 · $461/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 4/10 Moderate 7 d/yr ≥93°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $43,815
• − Mortgage interest: −$27,952
• − Property taxes: −$5,532
• − Insurance: −$2,495
• − Repairs & maintenance: −$3,505
• − Management: −$3,505
• − HOA: −$540
• − Depreciation: −$14,516
• Taxable loss: −$14,231
• Est. tax savings @ 24.0%: +$3,415
• After-tax cash flow: $-1,940/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: School District 27J
• NCES district ID: 0802580
• Math proficiency: 20% ▼ -8.00%
• Reading proficiency: 37% ▼ -2.00%
• Median HH income: $79,576
• Composite: 27.72/100
• National rank: #6904
• State rank: #46 of 86 in CO

Livability — Commerce City

• Score: 66/100
• State rank: #137
• US rank: #11491

Category grades

Amenities F Commute B- Cost of living F Crime F Employment A+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Commerce City, CO
• County: Adams County · 464,133 people
• City population: 13,818
• Metro: Denver-Aurora-Lakewood, CO
• Population (ZIP): 61,452
• Household income: $104,396
• Rent vs Own: 23.9% rent · 76.1% own
• Severe rent burden: 1581.0

Population outlook (Adams County) Hauer SSP2

• Today (2025): 598,184 people
• By 2030: 651,880 · +9.0%
• By 2040: 759,778 · +27.0%
• By 2050: 862,889 · +44.3%
• By 2075: 1,085,994 · +81.5%
• By 2100: 1,211,318 · +102.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Hispanic / Latino 53% White 36% Two or more races 20% Black 5% Native American 3% Asian 2%
• Hispanic origin (detail): Mexican 45%
• Common ancestry: Lithuanian 1% Slovak 1% Portuguese 1%
• Foreign-born: 18% · Canada, Jamaica
• Languages at home: 66% English-only · Spanish 29% French/Haitian/Cajun 2% Other Asian/Pacific 1%

Political lean MEDSL · Adams

• 2024 margin: Lean D (+9.0) · D 53.2% · R 44.1% · Other 2.7%
• 2008→2024 swing: -9.3pp toward R · 2008: 18.4pp · 2024: 9.0pp
• All cycles: 2024: D+9.0 2020: D+16.3 2016: D+7.2 2012: D+15.1 2008: D+18.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -37.35%
• Current HPI: 643.12
• Rent YoY: ▲ 2.62%
• Metro: Denver-Aurora-Lakewood, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-74.6% since first listed

29 events — show timeline

• 2026-04-17 Price Changed $499,000 IRES
• 2026-04-17 Price Changed $499,000 REColorado as Distributed by MLS Grid
• 2026-04-10 Price Changed $525,000 IRES
• 2026-04-10 Price Changed $525,000 REColorado as Distributed by MLS Grid
• 2026-04-02 Price Changed $550,000 IRES
• 2026-04-02 Price Changed $550,000 REColorado as Distributed by MLS Grid
• 2026-03-19 Listed $560,000 REColorado as Distributed by MLS Grid
• 2026-03-19 Listed $560,000 IRES
• 2023-07-06 Sold (MLS) $585,000 IRES
• 2023-07-06 Sold (MLS) $585,000 REColorado as Distributed by MLS Grid
• 2023-06-05 Pending — REColorado as Distributed by MLS Grid
• 2023-06-05 Pending — IRES
• 2023-05-26 Listed $575,000 IRES
• 2023-05-26 Listed $575,000 REColorado as Distributed by MLS Grid
• 2023-05-24 Coming Soon $575,000 IRES
• 2023-05-24 Coming Soon $575,000 REColorado as Distributed by MLS Grid
• 2020-11-03 Sold (Public Records) $459,900 Public Records
• 2020-10-30 Sold (MLS) $459,900 IRES
• 2020-10-30 Sold (MLS) $459,900 REColorado as Distributed by MLS Grid
• 2020-09-15 Pending — REColorado as Distributed by MLS Grid
• 2020-09-11 Listed $459,900 IRES
• 2020-09-11 Listed $459,900 REColorado as Distributed by MLS Grid
• 2009-09-11 Sold (MLS) $205,000 REColorado as Distributed by MLS Grid
• 2009-07-17 Listing Removed — REColorado as Distributed by MLS Grid
• 2009-05-26 Listed $205,000 REColorado as Distributed by MLS Grid
• 2007-11-30 Sold (MLS) $215,000 REColorado as Distributed by MLS Grid
• 2007-10-19 Listed $220,000 REColorado as Distributed by MLS Grid
• 2004-09-27 Sold (Public Records) $2,985,000 Public Records
• 2003-02-25 Sold (Public Records) $1,965,000 Public Records

Property tax history

+3.3%/yr

Latest (2025): $5,532 · +1.9% YoY. Source: county tax records.