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533 S Rodriquez St
C Composite 59.1
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +11.6/15.0
  • DSCR +7.0/10.0
  • Schools +6.4/10.0
  • 1% rule +4.7/10.0
  • Rent growth +2.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,000

533 S Rodriquez St · St. Augustine, FL 32084
3 bd · 2.0 ba · 1,000 sqft · SingleFamily public records · 105 Days on market
Built 2007 8,712 sqft lot Est $274k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

Key facts

  • Brand-new roof
  • All-new appliances
  • Oversized lot

Tags

OVERSIZED LOTOPEN-CONCEPT LAYOUTBRAND-NEW ROOFALL-NEW PLUMBINGALL-NEW APPLIANCESFULLY FENCED BACKYARD

Property features AI

Exterior

  • Parking: Other parking
  • Utilities: Septic tank; Cable available; Electricity connected; Water connected
  • Home design: Single family residence; Residential single-family use
  • Exterior features: 0.2 acre lot

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Central heating and central air conditioning; Cable availability
  • Laundry & utility: Water connected; Electricity connected

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $390 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (3.5% below list).
  • Recommended offer: $227k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 3.1% in St. Augustine — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
  • Zoned schools: Osceola Elementary School (math 63% / reading 57%, grade B-, #680 of 2,144 statewide, top 32%, 703 students, 64% FRL); R J Murray Middle School (math 54% / reading 54%, grade B-, #196 of 571 statewide, top 36%, 695 students, 50% FRL); St. Augustine High School (math 54% / reading 62%, grade C, #120 of 667 statewide, top 18%, 1,784 students, 38% FRL) — zoned schools average 50% FRL vs 20% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 57% at this address vs 74% district-wide (-17 pts) — the specific schools serving this property underperform the St. Johns average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 636 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 105 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $26k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $185k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $226,590 (9.0% below list)

Questions for the listing agent

  1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.17%
Cash-on-cash
6.71%
DSCR
1.30
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$274,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6 Hopkins St 0.37mi 3/2.0 1,056 (+6%) 2mo $275,000 $260 71
430 S Rodriquez St 0.07mi 2/1.0 (-1) 912 (-9%) 3mo $315,000 $345 70
299 Aiken St 0.24mi 2/2.0 (-1) 1,115 (+12%) 3mo $280,000 $251 63
650 S St Johns St 0.50mi 3/2.0 1,096 (+10%) 0mo $275,000 $251 60
660 S St Johns St 0.50mi 3/2.0 1,096 (+10%) 1mo $275,000 $251 60
829 W 15th St 0.62mi 3/2.0 1,052 (+5%) 4mo $242,500 $231 59
874 Collier Blvd 0.66mi 3/2.0 1,072 (+7%) 3mo $300,000 $280 55
591 Julia St 0.62mi 3/1.0 916 (-8%) 0mo $234,000 $255 53
995 Duval St 0.50mi 2/2.0 (-1) 1,115 (+12%) 1mo $305,000 $274 51
20 Aviles Dr 0.55mi 2/1.0 (-1) 1,064 (+6%) 4mo $374,000 $352 51
1055 Duval St 0.53mi 2/2.0 (-1) 1,115 (+12%) 4mo $310,000 $278 48
15 Davis St 0.51mi 2/1.5 (-1) 880 (-12%) 4mo $360,000 $409 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold
IRR
-8.9%
Equity multiple
0.68×
Total profit
$-22,078
Equity at exit
$37,127
10-year hold
IRR
-3.1%
Equity multiple
0.82×
Total profit
$-12,766
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32084

Rents YoY
0.2%
Active inventory
636
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,404 high interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$100 /mo · $1,196/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$505
Net cashflow
$390

Break-even live

Break-even rent $1,910
Max offer price $249,000
Occupancy floor 79%

Sensitivity live

Price -10% $531 -5% $460 +0% $390 +5% $320 +10% $249
Rent -10% $200 -5% $295 +0% $390 +5% $485 +10% $580
Rate -1.0pp $515 -0.5pp $453 base $390 +0.5pp $325 +1.0pp $260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
535 S Woodlawn St Saint Augustine, FL 3.0 2.5 1381 $2,100 $1.52 15d 1 0.16mi
46 Phillips St Unit 1281939P St. Augustine, FL 3.0 2.0 1496 $3,986 $2.66 15d 1 0.18mi
550 Lena St Unit 1281938P St. Augustine, FL 3.0 2.0 1194 $3,236 $2.71 9d 1 0.20mi
20 Rollins Ave Saint Augustine, FL 3.0 1.0 828 $1,500 $1.81 25d 1 0.28mi
942 Alexander St St. Augustine, FL 2.0 1.5 1200 $1,925 $1.60 12d 1 0.31mi
950 Sidney St Unit 12 St. Augustine, FL 2.0 1.0 900 $1,300 $1.44 25d 1 0.41mi
21 Pearl St Unit 1281964P St. Augustine, FL 3.0 2.0 1130 $7,100 $6.28 5d 1 0.66mi
1419 San Juline Cir Saint Augustine, FL 2.0 1.5 804 $1,649 $2.05 15d 1 0.66mi
909 S Ponce de Leon Blvd Saint Augustine, FL 2.0 2.0 1120 $3,150 $2.81 5d 1 0.67mi
455 S Volusia St Saint Augustine, FL 3.0 2.0 1141 $1,950 $1.71 25d 1 0.67mi
600 Francis St Saint Augustine, FL 3.0 2.0 1280 $2,495 $1.95 5d 1 0.68mi
895 Collier Blvd Saint Augustine, FL 3.0 2.0 1359 $2,000 $1.47 25d 1 0.71mi
29 Masters Dr Unit B St. Augustine, FL 3.0 2.0 1250 $2,500 $2.00 14d 1 0.75mi
700 Hamilton Ave Saint Augustine, FL 3.0 2.0 1302 $2,035 $1.56 5d 1 0.79mi
1040 W 7th St Saint Augustine, FL 2.0 2.0 1108 $2,195 $1.98 3d 1 0.86mi
56 Masters Dr Unit D St. Augustine, FL 2.0 1.5 900 $1,300 $1.44 25d 1 0.87mi
60 Masters Dr Unit C St. Augustine, FL 2.0 1.5 900 $1,300 $1.44 25d 1 0.89mi
1038 Collier Blvd Saint Augustine, FL 3.0 3.0 1180 $2,450 $2.08 25d 1 0.90mi
130 Shipyard Way St. Augustine, FL 1.0–3.0 1.0–2.0 1137 $3,480 $3.06 3d 68 0.95mi
138 Oviedo St Unit A St. Augustine, FL 2.0 1.0 995 $1,695 $1.70 5d 1 0.96mi
36 Weeden St Unit 1281973P St. Augustine, FL 2.0 1.5 957 $3,854 $4.03 9d 1 0.98mi
100 Inspire Way St. Augustine, FL 2.0–3.0 2.0 1393 $2,635 $1.89 25d 120 1.00mi
114 Cedar St Saint Augustine, FL 4.0 3.0 1495 $2,895 $1.94 25d 2 1.02mi
114 Cedar St Unit 4 St. Augustine, FL 4.0 3.0 1495 $2,895 $1.94 25d 1 1.02mi
123 Moore St Unit 1281961P St. Augustine, FL 2.0 2.0 904 $3,119 $3.45 5d 1 1.08mi
104 Cedar St Unit 1281914P St. Augustine, FL 3.0 2.0 1399 $7,542 $5.39 5d 1 1.08mi
35 Desoto Pl Unit 1281968P St. Augustine, FL 2.0 2.0 1173 $5,216 $4.45 14d 1 1.12mi
62 Dumas St Saint Augustine, FL 3.0 2.0 1022 $2,500 $2.45 25d 1 1.15mi
259 Riberia St Unit A St. Augustine, FL 2.0 2.0 1115 $2,600 $2.33 25d 1 1.18mi
1845 Old Moultrie Rd #32 Saint Augustine, FL 2.0 1.0 870 $1,650 $1.90 25d 1 1.19mi
134 South St Unit 1281931P St. Augustine, FL 3.0 2.0 1291 $6,455 $5.00 9d 1 1.19mi
90 De Haven St Unit 1281966P St. Augustine, FL 2.0 1.5 796 $5,474 $6.88 5d 1 1.20mi
1000 Josiah St Unit 1281953P St. Augustine, FL 3.0 2.0 1097 $3,526 $3.21 14d 1 1.21mi
1004 Josiah St Unit 1281918P St. Augustine, FL 3.0 2.0 1097 $3,893 $3.55 15d 1 1.22mi
140B Martin Luther King Ave Unit 1281977P St. Augustine, FL 2.0 1.0 1097 $3,427 $3.12 3d 1 1.22mi
228 Nesmith Ave Saint Augustine, FL 2.0 2.0 1080 $2,500 $2.31 16d 1 1.25mi
1160 N Saint Johns St Saint Augustine, FL 3.0 2.0 1426 $1,900 $1.33 9d 1 1.25mi
289 W Jayce Way Saint Augustine, FL 3.0 2.0 1102 $1,851 $1.68 15d 1 1.26mi
177 Palmer St Unit B St. Augustine, FL 2.0 1.0 900 $1,350 $1.50 25d 1 1.26mi
232 Nesmith Ave Saint Augustine, FL 4.0 2.0 1405 $2,795 $1.99 5d 1 1.27mi

Listing history 15 events

  1. 2026-05-04
    status Pending
  2. 2026-04-09
    price $249,000
  3. 2026-03-30
    price $259,000
  4. 2026-03-05
    price $264,900
  5. 2026-02-15
    price $269,999
  6. 2026-01-01
    listed $274,999 Active
  7. 2025-08-21
    soldstatus $185,000
  8. 2025-06-25
    status Pending 1172-char remark
    Show marketing remark (1172 chars)

    Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

  9. 2025-06-20
    historical 1172-char remark
    Show marketing remark (1172 chars)

    Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

  10. 2025-06-09
    price $245,000 1172-char remark
    Show marketing remark (1172 chars)

    Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

  11. 2025-05-30
    price $275,000 1172-char remark
    Show marketing remark (1172 chars)

    Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

  12. 2025-04-16
    price $299,999 1172-char remark
    Show marketing remark (1172 chars)

    Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

  13. 2025-03-13
    price $305,000 1172-char remark
    Show marketing remark (1172 chars)

    Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

  14. 2025-02-17
    listed $360,000 Active 1172-char remark
    Show marketing remark (1172 chars)

    Opportunity Awaits! Come check out 533 S Rodriquez Street Looking for a project with incredible potential? This 3-bedroom, 2-bathroom home offers 1,000 sqft of living space and is just waiting for someone with a vision. While the house needs some love and cleanup, it presents a fantastic opportunity to make it your own or renovate it into a charming space. With a little elbow grease, this property could become an excellent value. In addition to the home, you'll receive 2 additional buildable lots, providing plenty of room to expand, build a secondary structure, or even create a small family compound. Whether you're a builder or looking for a unique investment opportunity, the possibilities are endless. The location is just minutes from the St. Augustine Outlets, vibrant downtown St. Augustine, and some of Florida's most pristine beaches. Plus, with NO HOA, you're free to maximize the property however you see fit. This is the perfect opportunity for anyone with a passion for transforming spaces into something special! An added bonus to the property is that it has 2 producing Pecan trees, 1 producing Mulberry tree, and 4 producing Japanese Plum trees!

  15. 1994-06-07
    soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,196 · $100/mo
Projected year-2 tax
$2,067 · $172/mo
Expected delta
+$871/yr (+$73/mo · 72.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,849
− Mortgage interest
−$13,948
− Property taxes
−$1,196
− Insurance
−$1,245
− Repairs & maintenance
−$2,308
− Management
−$2,308
− Depreciation
−$7,244
Taxable income
$600
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$144
After-tax cash flow
$4,536/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Johns
NCES district ID
1201740
Math proficiency
75% ▼ -5.00%
Reading proficiency
73% ▼ -2.00%
Median HH income
$66,842
Composite
64.31/100
National rank
#556
State rank
#2 of 73 in FL

Livability — St. Augustine

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Saint Johns County · 301,599 people
Metro
Jacksonville, FL
Population (ZIP)
37,291
Household income
$73,837
Rent vs Own
33.2% rent · 66.8% own
Severe rent burden
1748.0

Population outlook (St. Johns County) Hauer SSP2

Today (2025)
303,941 people
By 2030
342,590 · +12.7%
By 2040
417,328 · +37.3%
By 2050
487,011 · +60.2%
By 2075
635,395 · +109.1%
By 2100
717,469 · +136.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 12% Black 11% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4% Cuban 1%
Common ancestry
Lithuanian 3% Romanian 2% Slovak 2%
Foreign-born
6% · Canada, Jamaica
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · St. Johns

2024 margin
Solid R (+31.4) · D 33.9% · R 65.2%
2008→2024 swing
+0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -287.02%
Current HPI
330.9505
Rent YoY
▲ 0.25%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1085.7% since first listed
15 events — show timeline
  • 2026-05-04 Pending realMLS
  • 2026-04-09 Price Changed $249,000 realMLS
  • 2026-03-30 Price Changed $259,000 realMLS
  • 2026-03-05 Price Changed $264,900 realMLS
  • 2026-02-15 Price Changed $269,999 realMLS
  • 2026-01-01 Listed $274,999 realMLS
  • 2025-08-21 Sold (Public Records) $185,000 Public Records
  • 2025-06-25 Pending realMLS
  • 2025-06-20 Listing Removed realMLS
  • 2025-06-09 Price Changed $245,000 realMLS
  • 2025-05-30 Price Changed $275,000 realMLS
  • 2025-04-16 Price Changed $299,999 realMLS
  • 2025-03-13 Price Changed $305,000 realMLS
  • 2025-02-17 Listed $360,000 realMLS
  • 1994-06-07 Sold (Public Records) $21,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $1,196 · +18.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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