11790 S Dawn Dr · Fortuna Foothills, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 5 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.7/30.0
- DSCR +9.7/10.0
- 1% rule +6.3/10.0
- ARV discount +5.7/15.0
- Rent growth +3.6/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
There is a 1bd single wide and a fifth wheel home and RV hookup so investors take a look at this money making property. A little TLC and positive cash flow easily. On septic so NO high sewer bills.
Key facts
- Plenty of parking
- Covered patio
- Walkable access
Tags
Property features AI
Finance
- Other: Has a view; Includes shed(s)
Exterior
- Parking: Open parking
- Utilities: Public water
- Home design: Manufactured home (residential); Located in Foothills Country Club Estates
- Exterior features: Covered patio
Interior
- Flooring: Wood floors
- Bathrooms: 1 full bathroom
- Heating & cooling: Heating; Cooling
- Interior features: Blinds on windows; No fireplace
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $120k.
Deal economics
- At list price, monthly cash flow is $362 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
- Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.9% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
- Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+4.5%/yr); 413 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.5% rent growth), your $34k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $52k; list at $120k implies a 131% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 5→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 9.91%
- Cash-on-cash
- 12.92%
- DSCR
- 1.57
- GRM
- 7.4
CMA / ARV
- ARV (on-the-fly)
- $115,368
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13223 E 38 Pl | 0.10mi | 2/2.0 | 573 (+4%) | 5mo | $120,000 | $209 | 81 |
| 12873 E 36 Way | 0.38mi | 2/1.0 | 528 (-4%) | 10mo | $148,000 | $280 | 67 |
| 13180 E 39 St | 0.16mi | 1/1.0 (-1) | 622 (+13%) | 11mo | $120,000 | $193 | 57 |
| 12861 E 36 Way | 0.38mi | 2/2.0 | 576 (+4%) | 22mo | $109,000 | $189 | 53 |
| 13249 E 43 Dr | 0.57mi | 1/1.0 (-1) | 576 (+4%) | 14mo | $128,000 | $222 | 49 |
| 13239 E 43 Ln | 0.62mi | 1/1.0 (-1) | 607 (+10%) | 3mo | $139,000 | $229 | 47 |
| 13388 E 43 St | 0.51mi | 2/1.0 | 627 (+14%) | 18mo | $130,000 | $207 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.46% rent growth · sell at horizon
- IRR
- 4.2%
- Equity multiple
- 1.17×
- Total profit
- $5,568
- Equity at exit
- $17,892
- IRR
- 14.9%
- Equity multiple
- 2.28×
- Total profit
- $42,871
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85367
- Home prices YoY
- -26.2%
- Rents YoY
- 4.5%
- Active inventory
- 413
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $1,359 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$33 /mo · $395/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$285
- Net cashflow
- $362
Break-even live
Sensitivity live
| Price | -10% $430 | -5% $396 | +0% $362 | +5% $328 | +10% $294 |
|---|---|---|---|---|---|
| Rent | -10% $254 | -5% $308 | +0% $362 | +5% $415 | +10% $469 |
| Rate | -1.0pp $422 | -0.5pp $392 | base $362 | +0.5pp $331 | +1.0pp $299 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13292 E 41st St Yuma, AZ | 1.0 | 1.0 | 700 | $1,195 | $1.71 | 14d | 1 | 0.23mi |
| 12338 E 34th Pl Yuma, AZ | 1.0 | 1.0 | 396 | $1,500 | $3.79 | 14d | 1 | 1.09mi |
| 11436 S Clara Anita Dr Yuma, AZ | 1.0 | 1.0 | 407 | $975 | $2.40 | 14d | 1 | 1.12mi |
Listing history 13 events
-
2026-06-19days on market $120,000 Active 16 DOM
-
2026-06-18days on market $120,000 Active 15 DOM
-
2026-06-17days on market $120,000 Active 14 DOM
-
2026-06-16days on market $120,000 Active 13 DOM
-
2026-06-15days on market $120,000 Active 12 DOM
-
2026-06-14days on market $120,000 Active 10 DOM
-
2026-06-13days on market $120,000 Active 9 DOM
-
2026-06-10days on market $120,000 Active 7 DOM
-
2026-06-09days on market $120,000 Active 6 DOM
-
2026-06-08days on market $120,000 Active 5 DOM
-
2026-06-07days on market $120,000 Active 4 DOM
-
2026-06-05remarks 693-char remark
-
2026-06-05$120,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $395 · $33/mo
- Projected year-2 tax
- $792 · $66/mo
- Expected delta
- +$397/yr (+$33/mo · 100.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 5 d/yr ≥113°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,313
- − Mortgage interest
- −$6,722
- − Property taxes
- −$395
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,305
- − Management
- −$1,305
- − Depreciation
- −$3,491
- Taxable income
- $2,495
- Est. tax owed @ 24.0%
- −$599
- After-tax cash flow
- $3,742/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yuma Union High School District (4507)
- NCES district ID
- 0409630
- Math proficiency
- 14% ▼ -12.00%
- Reading proficiency
- 16% ▼ -10.00%
- Median HH income
- $40,512
- Composite
- 12.86/100
- National rank
- #9592
- State rank
- #212 of 249 in AZ
Livability — Fortuna Foothills
- Score
- 60/100
- State rank
- #174
- US rank
- #18663
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fortuna Foothills, AZ
- County
- Yuma County · 149,809 people
- City population
- 21,356
- Metro
- Yuma, AZ
- Population (ZIP)
- 22,074
- Household income
- $58,469
- Rent vs Own
- Severe rent burden
- 408.0
Population outlook (Yuma County) Hauer SSP2
- Today (2025)
- 211,633 people
- By 2030
- 214,114 · +1.2%
- By 2040
- 217,856 · +2.9%
- By 2050
- 220,276 · +4.1%
- By 2075
- 222,359 · +5.1%
- By 2100
- 198,880 · -6.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 22% Two or more races 11% Black 3%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Portuguese 4% Lithuanian 2% Italian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 81% English-only · Spanish 16% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Yuma
- 2024 margin
- Strong R (+20.4) · D 39.3% · R 59.8%
- 2008→2024 swing
- -6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
- All cycles
- 2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.81%
- Current HPI
- 227.2692
- Rent YoY
- ▲ 4.46%
- Metro
- Yuma, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
+60.0% since first listed5 events — show timeline
- 2026-06-03 Listed $120,000 YAR
- 2021-07-30 Sold (Public Records) $52,000 Public Records
- 2018-10-02 Sold (MLS) $40,000 YAR
- 2018-07-13 Listed $46,000 YAR
- 2008-01-25 Sold (Public Records) $75,000 Public Records
Property tax history
-1.9%/yrLatest (2025): $395 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…