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2512 Carolwood Ln
D- Composite 39.46
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Cash flow +2.7/30.0
  • Condition / age +2.5/5.0
  • Rent growth +1.4/5.0
  • 1% rule +0.9/10.0
  • DSCR +0.0/10.0

$519,900

2512 Carolwood Ln · Dallas, TX 75212
3 bd · 2.5 ba · 1,921 sqft · Townhouse public records · 93 Days on market
Built 2022 1,917 sqft lot $271/sqft · 17% below area Est $632k · 18% under $263/mo HOA · 9% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Showings will begin on Monday, March 22. Discover this stunning, 2022 build featuring 3 bedrooms and 2.5 baths. This home boasts modern finishes, a large kitchen, and an open living space with a spacious balcony perfect for entertaining. The large primary suite includes an en-suite bath and an oversized closet. Unique to this community, this floor plan offers a large covered patio right off the yard. Enjoy luxury community amenities including a large pool, bowling alley, fitness center, golf simulator, and hosting space. Plus, you'll soon have direct access to the upcoming 5-acre lagoon. These amenities are incredibly unique to a single family home community. Come see this exceptional home for yourself! Buyer and buyer’s agent to verify accuracy of all information including room & lot sizes, schools, taxes, amenities, HOA, etc. Neither Seller nor Listing Agent makes any warranties or representation as to accuracy.

Key facts

  • Spacious balcony
  • Large pool
  • Large kitchen

Tags

LARGE KITCHENOPEN LIVING SPACESPACIOUS BALCONYLARGE COVERED PATIOLUXURY COMMUNITY AMENITIESLARGE POOL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $520k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-21k/yr) — negative.
  • To cash-flow at today's rent, offer at most $239k (54.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $309k (40.6% below list).
  • Recommended offer: $239k (54.0% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Jesus Moroles Expressive Arts Vanguard (math 23% / reading 43%, grade F, #2,208 of 4,322 statewide, top 52%, 627 students, 75% FRL); D A Hulcy Steam Middle (math 33% / reading 32%, grade F, #947 of 1,662 statewide, top 58%, 423 students, 88% FRL); L G Pinkston H S (math 10% / reading 21%, grade F, #1,505 of 1,632 statewide, top 92%, 1,139 students, 92% FRL) — zoned schools at 85% FRL track the district average.
  • Market conditions: Rents falling (-4.2%/yr); 249 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • At $3,089/mo this rent would consume 62% of the median local household income ($60k/yr) (locally 892% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $56k of equity ($4k loan paydown + $52k appreciation (10.0% local appreciation)).
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$89k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($473k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago; this cycle's ask is 14342% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $238,899 (54.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 54% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.59%
Cap rate
2.23%
Cash-on-cash
-14.52%
DSCR
0.35
GRM
14.0

CMA / ARV

ARV (median comp)
$631,967
List price
$519,900
Delta
-17.73%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1012 Bastion Ct 0.27mi 3/3.5 1,800 (-6%) 12mo $564,000 $313 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
13.5%
Equity multiple
2.12×
Total profit
$162,341
Equity at exit
$468,367
10-year hold
IRR
13.2%
Equity multiple
4.78×
Total profit
$550,912
Equity at exit
$1,010,051

Cash invested: $145,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75212

Rents YoY
-4.2%
Active inventory
249
Price-to-rent
14.0×

Monthly cashflow live

Estimated rent
$3,089 high interval (Pro) →
Mortgage (P&I)
$2,726
Tax from tax record
$995 /mo · $11,945/yr
Insurance
$217
HOA
$263
Vacancy / Maint / Mgmt
$649
Net cashflow
$-1,761

Break-even live

Break-even rent $5,318
Max offer price $238,899
Occupancy floor

Sensitivity live

Price -10% $-1,467 -5% $-1,614 +0% $-1,761 +5% $-1,908 +10% $-2,056
Rent -10% $-2,005 -5% $-1,883 +0% $-1,761 +5% $-1,639 +10% $-1,517
Rate -1.0pp $-1,499 -0.5pp $-1,629 base $-1,761 +0.5pp $-1,896 +1.0pp $-2,033

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$129,975
Closing costs
$15,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2635 Carmelita St Dallas, TX 3.0 3.5 2237 $3,399 $1.52 26d 1 0.07mi
2601 La Altura Ln Dallas, TX 3.0 3.5 2233 $4,200 $1.88 45d 1 0.07mi
2654 Carolwood Ln Dallas, TX 3.0 3.5 2174 $3,500 $1.61 45d 1 0.09mi
2633 La Altura Ln Dallas, TX 3.0 3.5 2170 $3,650 $1.68 14d 1 0.09mi
2806 Chicago St Dallas, TX 4.0 3.5 1976 $2,900 $1.47 26d 1 0.15mi
1190 Manacor Ln Dallas, TX 3.0 3.5 1849 $2,999 $1.62 14d 1 0.23mi
1130 Tea Olive Ln Dallas, TX 3.0 2.5 1751 $3,000 $1.71 45d 1 0.27mi
1115 Manacor Ln Dallas, TX 3.0 2.5 1827 $3,200 $1.75 26d 1 0.27mi
1293 Clifftop Ln Dallas, TX 2.0 2.5 1411 $2,900 $2.06 45d 1 0.29mi
1040 Tea Olive Ln Dallas, TX 3.0 3.5 2326 $3,800 $1.63 6d 1 0.31mi
1010 Singleton Blvd Unit 1043 Dallas, TX 3.0 2.0 1581 $3,127 $1.98 0d 1 0.34mi
3105 Chihuahua Ave Dallas, TX 4.0 2.5 2214 $3,200 $1.45 17d 1 0.34mi
3122 Chihuahua Ave Unit 1510240P Dallas, TX 4.0 3.0 2174 $5,369 $2.47 1d 1 0.36mi
990 Singleton Blvd Dallas, TX 2.0 1.0–2.5 942 $2,235 $2.37 1d 26 0.38mi
909 Bayonne St Dallas, TX 4.0 3.5 2300 $4,300 $1.87 45d 1 0.38mi
3129 Rutz St Dallas, TX 4.0 2.5 2102 $7,850 $3.73 45d 1 0.39mi
3129 Rutz St Unit 1241909P Dallas, TX 4.0 2.5 2098 $9,353 $4.46 24d 1 0.39mi
1849 Pollard St Dallas, TX 4.0 4.5 2438 $3,995 $1.64 45d 1 0.41mi
2811 Harston St Dallas, TX 3.0 2.0 1937 $2,950 $1.52 45d 1 0.43mi
3226 Navaro St Dallas, TX 3.0 2.0 1547 $2,500 $1.62 45d 1 0.45mi
3237 Chihuahua Ave Dallas, TX 4.0 2.5 2251 $4,500 $2.00 45d 1 0.47mi
3321 Rutz St Dallas, TX 3.0 2.5 1436 $2,550 $1.78 6d 1 0.53mi
1907 Nomas St Dallas, TX 3.0 2.0 1368 $2,900 $2.12 20d 1 0.58mi
1000 Fort Worth Ave Dallas, TX 2.0–3.0 2.0–2.5 1951 $4,722 $2.42 0d 5 0.58mi
718 Fort Worth Ave Dallas, TX 3.0 3.0 1452 $2,672 $1.84 24d 1 0.60mi
718 Fort Worth Ave Dallas, TX 3.0 3.0 1452 $2,672 $1.84 14d 1 0.60mi
750 Fort Worth Ave Dallas, TX 2.0 1.0–2.0 930 $1,903 $2.05 26d 10 0.67mi
750 Fort Worth Ave Dallas, TX 2.0 2.0 1268 $2,057 $1.62 45d 1 0.67mi
750 Fort Worth Ave Dallas, TX 3.0 1.0–2.0 1000 $2,149 $2.15 0d 23 0.67mi
660 Yorktown St Dallas, TX 2.0 1.0–2.5 922 $1,915 $2.08 0d 20 0.70mi
3517 Chicago St Dallas, TX 3.0 3.0 1538 $1,200 $0.78 8d 1 0.71mi
3525 Rutz St Dallas, TX 3.0 2.5 2451 $4,000 $1.63 9d 1 0.73mi
1723 Shaw St Dallas, TX 4.0 3.0 1720 $2,699 $1.57 9d 1 0.76mi
1610 Life Ave Dallas, TX 3.0 2.5 1657 $2,800 $1.69 45d 1 0.77mi
411 W Commerce St Dallas, TX 3.0 1.0–3.0 1155 $1,930 $1.67 0d 21 0.81mi
1916 Shaw St Dallas, TX 4.0 3.0 2283 $2,675 $1.17 22d 1 0.81mi
444 W Commerce St Dallas, TX 2.0 1.0–2.5 971 $2,193 $2.26 0d 17 0.82mi
320 Singleton Blvd Dallas, TX 2.0 1.0–2.0 874 $2,069 $2.37 0d 15 0.89mi
1330 Winding Brook Ln Unit 1363 Dallas, TX 3.0 2.0 1536 $1,875 $1.22 0d 1 0.91mi
1834 Bayside St Dallas, TX 3.0 2.0 1322 $2,000 $1.51 19d 1 0.98mi

HOA detail

Monthly dues
$263 · $3,156/yr
Likely covers
poolgym

Listing history 39 events

  1. 2026-06-21
    days on market $519,900 Active 93 DOM
  2. 2026-06-18
    days on market $519,900 Active 90 DOM
  3. 2026-06-17
    days on market $519,900 Active 89 DOM
  4. 2026-06-16
    days on market $519,900 Active 88 DOM
  5. 2026-06-15
    days on market $519,900 Active 87 DOM
  6. 2026-06-13
    days on market $519,900 Active 85 DOM
  7. 2026-06-09
    days on market $519,900 Active 81 DOM
  8. 2026-06-08
    days on market $519,900 Active 80 DOM
  9. 2026-06-07
    days on market $519,900 Active 79 DOM
  10. 2026-06-04
    days on market $519,900 Active 76 DOM
  11. 2026-06-03
    days on market $519,900 Active 75 DOM
  12. 2026-06-02
    days on market $519,900 Active 74 DOM
  13. 2026-06-02
    days on market $519,900 Active 73 DOM
  14. 2026-05-31
    days on market $519,900 Active 72 DOM
  15. 2026-05-05
    historical $3,600
  16. 2026-03-21
    listed $3,600
  17. 2026-03-20
    listed $519,900 Active 937-char remark
    Show marketing remark (937 chars)

    Showings will begin on Monday, March 22. Discover this stunning, 2022 build featuring 3 bedrooms and 2.5 baths. This home boasts modern finishes, a large kitchen, and an open living space with a spacious balcony perfect for entertaining. The large primary suite includes an en-suite bath and an oversized closet. Unique to this community, this floor plan offers a large covered patio right off the yard. Enjoy luxury community amenities including a large pool, bowling alley, fitness center, golf simulator, and hosting space. Plus, you'll soon have direct access to the upcoming 5-acre lagoon. These amenities are incredibly unique to a single family home community. Come see this exceptional home for yourself! Buyer and buyer’s agent to verify accuracy of all information including room & lot sizes, schools, taxes, amenities, HOA, etc. Neither Seller nor Listing Agent makes any warranties or representation as to accuracy.

  18. 2025-03-25
    soldstatus
  19. 2025-02-04
    historical $3,250
  20. 2025-01-21
    price $3,250
  21. 2024-12-04
    price $3,450
  22. 2024-11-23
    historical
  23. 2024-10-20
    price $3,600
  24. 2024-08-22
    price $3,950
  25. 2024-08-21
    price $639,900
  26. 2024-08-06
    listed $4,000
  27. 2024-07-31
    listed $649,900 Active
  28. 2022-10-27
    soldstatus Closed
  29. 2022-08-30
    status Pending
  30. 2022-08-06
    price $629,000
  31. 2022-07-08
    listed $643,000 Active
  32. 2022-03-21
    status Pending
  33. 2022-03-14
    historical
  34. 2022-03-04
    price $643,000
  35. 2022-02-17
    price $623,000
  36. 2022-01-10
    price $613,000
  37. 2021-08-23
    price $553,000
  38. 2021-05-14
    price $533,000
  39. 2021-05-13
    listed $513,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$11,945 · $995/mo
Projected year-2 tax
$11,945 · $995/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$37,065
− Mortgage interest
−$29,122
− Property taxes
−$11,945
− Insurance
−$2,600
− Repairs & maintenance
−$2,965
− Management
−$2,965
− HOA
−$3,156
− Depreciation
−$15,124
Taxable loss
−$30,812
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$7,395
After-tax cash flow
$-13,741/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
28,259
Household income
$59,750
Rent vs Own
43.6% rent · 56.4% own
Severe rent burden
892.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 26% Black 23% White 6% Asian 2%
Hispanic origin (detail)
Mexican 55%
Common ancestry
Slovak 1%
Foreign-born
27% · Canada, Vietnam, Jamaica
Languages at home
42% English-only · Spanish 52% Vietnamese 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 138.69%
Current HPI
477.2035
Rent YoY
▼ -4.21%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.3% since first listed
25 events — show timeline
  • 2026-05-05 Rental Removed $3,600 NTREIS
  • 2026-03-21 Listed for Rent $3,600 NTREIS
  • 2026-03-20 Listed $519,900 NTREIS
  • 2025-03-25 Sold (Public Records) Public Records
  • 2025-02-04 Rental Removed $3,250 NTREIS
  • 2025-01-21 Price Changed $3,250 NTREIS
  • 2024-12-04 Price Changed $3,450 NTREIS
  • 2024-11-23 Listing Removed NTREIS
  • 2024-10-20 Price Changed $3,600 NTREIS
  • 2024-08-22 Price Changed $3,950 NTREIS
  • 2024-08-21 Price Changed $639,900 NTREIS
  • 2024-08-06 Listed for Rent $4,000 NTREIS
  • 2024-07-31 Listed $649,900 NTREIS
  • 2022-10-27 Sold (MLS) NTREIS
  • 2022-08-30 Pending NTREIS
  • 2022-08-06 Price Changed $629,000 NTREIS
  • 2022-07-08 Listed $643,000 NTREIS
  • 2022-03-21 Pending NTREIS
  • 2022-03-14 Listing Removed NTREIS
  • 2022-03-04 Price Changed $643,000 NTREIS
  • 2022-02-17 Price Changed $623,000 NTREIS
  • 2022-01-10 Price Changed $613,000 NTREIS
  • 2021-08-23 Price Changed $553,000 NTREIS
  • 2021-05-14 Price Changed $533,000 NTREIS
  • 2021-05-13 Listed $513,000 NTREIS

Property tax history

+30.1%/yr

Latest (2025): $11,945 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…