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61125 Living Stone Dr
D Composite 43.33
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.7/30.0
  • ARV discount +11.2/15.0
  • 1% rule +4.7/10.0
  • Rent growth +4.1/5.0
  • DSCR +3.8/10.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$585,000

61125 Living Stone Dr · La Quinta, CA 92253
3 bd · 3.0 ba · 1,641 sqft · SingleFamily public records · 50 Days on market
Built 2005 6,534 sqft lot $356/sqft · 8% below area Est $638k · 8% under $622/mo HOA · 11% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully furnished, tastefully decorated and well maintained Maurea Plan with casita is located in Trilogy, a 55+ gated community. This open plan, single level house features a kitchen island and spacious dining area. gas range, oven, walk in pantry and plenty of cabinet space. The spacious master retreat is accented with soothing colors, plush new carpet, walk-in closet and a separate second closet with mirrored wardrobe doors. the granite stone vanity and Travertine walk-in shower complete the luxurious amenities. The guest bedroom and bath are separated well away from the master suite for maximum privacy. The low maintenance backyard with mountain views, artificial turf and an extended covered patio is great for outdoor dining and entertaining. An oversized and expanded 2 car+ garage is attached to the house via a laundry room. The house is located a short distance from the Community Clubhouse that's complete with an indoor and outdoor pools, spa, cabanas, fully equipped fitness center, tennis and pickleball courts, a library, game room and restaurant. This great property has everything needed to make this a great full time or second home. OFFERED TURNKEY FURNISHED.

Key facts

  • Detached casita
  • Covered patio
  • Private courtyard

Tags

MOUNTAIN VIEWSDETACHED CASITACOVERED PATIOPRIVATE COURTYARDINDOOR AND OUTDOOR LIVINGWELL-APPOINTED KITCHEN

Property features AI

Finance

  • Other: Senior community within a development that includes a golf course; Community mailbox; Directions: Enter the Trilogy gate on 60th Avenue from Madison Avenue. Straight on Trilogy Pkwy, left on Desert Willow, right on Ulrich. Property is on the corner of Ulrich Drive and Living Stone Dr.
  • Financial info: Listing accepts conventional, VA loan and cash offers; Turnkey furnished per inventory
  • HOA & community: Homeowners association with monthly fee of $622; Association covers building & grounds, security, cable TV, concierge and clubhouse; Community amenities include clubhouse, fitness center, golf course, tennis and pickleball courts, bocce, meeting/banquet rooms, card/billiard rooms, barbecue and fire pit, lake/pond, controlled access and maintenance; Association allows pets per rules (call for details); Planned development / PUD

Exterior

  • Parking: Attached garage with 2 side-by-side spaces; Oversized driveway; Garage door opener; Direct entrance
  • Security: Gated community with automatic gate; 24-hour security and resident manager; Card/code access and closed-circuit cameras; Exterior security lights
  • Utilities: Water provided by a water district (Coachella Valley Water District); Sewer connected and paid; Cable TV available
  • Home design: Single-family residence, detached; One story (ground level); Maurea model with casita by Shea Homes; Tile roof; Stucco and stone exterior
  • Construction: Built according to assessor records; Stucco and stone construction; Tile roofing; Guest house/casita structure
  • Exterior features: Covered patio; Block fencing; Sprinkler system with timer and drip irrigation; Back and front yard with lawn and landscaped areas; Utilities underground; No interior steps (disability access); Guest house/casita with kitchenette; Mountain views; Close to clubhouse; Corner lot

Interior

  • Kitchen: Granite counters and granite slab counters; Pantry; Dishwasher; Gas range; Self-cleaning oven; Microwave; Exhaust fan; Garbage disposal; Refrigerator
  • Bedrooms: Master suite with walk-in closet; Includes a casita/guest house
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: Three full bathrooms; Double vanities; Tile shower; Shower over tub options; Separate shower and tub; Linen closet
  • Heating & cooling: Central heating (natural gas); Central air conditioning; Ceiling fans
  • Interior features: High ceilings (9 ft+); Recessed lighting; Open floor plan; Sliding doors; Turnkey furnished; Custom window coverings, drapes and screens; Double-pane windows
  • Laundry & utility: Laundry in an individual room; Washer included; 220V outlet in laundry; Water heater unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $585k.

Deal economics

  • At list price, monthly cash flow is $-69 ($-828/yr) — negative.
  • To cash-flow at today's rent, offer at most $573k (2.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $568k (2.9% below list).
  • Recommended offer: $567k (3.0% below list) — sets the bar for market timing.
  • Cap rate 6.2% vs local median 3.3% in La Quinta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#694 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A-, employment B+, housing B+; Watch: amenities F, cost of living F, health & safety F.
  • Coachella Valley Unified (rural): math 12% / reading 23% proficiency, ranked #481 of 517 in CA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Westside Elementary (math 12% / reading 22%, grade F, #1,340 of 1,571 statewide, top 88%, 361 students, 91% FRL); Cahuilla Desert Academy Junior High (math 18% / reading 36%, grade F, #242 of 498 statewide, top 50%, 669 students, 79% FRL); Coachella Valley High (math 18% / reading 38%, grade F, #777 of 1,170 statewide, top 67%, 2,657 students, 88% FRL).
  • Market conditions: Rents rising fast (+6.5%/yr); 660 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 77% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $5,678/mo this rent would consume 69% of the median local household income ($99k/yr) (locally 1078% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($567k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $499k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $567,450 (3.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
6.15%
Cash-on-cash
-0.51%
DSCR
0.98
GRM
8.6

CMA / ARV

ARV (median comp)
$637,708
List price
$585,000
Delta
-8.27%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
60117 Angora Ct 0.45mi 3/3.0 1,614 (-2%) 4mo $575,000 $356 73
60755 Living Stone Dr 0.26mi 2/2.0 (-1) 1,580 (-4%) 1mo $515,000 $326 72
61275 Fire Barrel Dr 0.57mi 3/3.0 1,641 (0%) 2mo $600,000 $366 71
81820 Golden Star Way 0.58mi 3/3.0 1,641 (0%) 3mo $585,000 $356 70
81701 Sun Cactus Ln 0.51mi 3/2.0 1,693 (+3%) 2mo $600,000 $354 65
61318 Sapphire Ln 0.22mi 2/2.0 (-1) 1,775 (+8%) 3mo $710,000 $400 64
61054 Fire Barrel Dr 0.48mi 2/2.0 (-1) 1,580 (-4%) 2mo $495,000 $313 61
81146 Barrel Cactus Rd 0.50mi 2/2.0 (-1) 1,551 (-6%) 0mo $479,000 $309 59
81634 Desert Willow Dr 0.43mi 2/2.0 (-1) 1,745 (+6%) 2mo $425,000 $244 59
60165 Desert Rose Dr 0.43mi 2/2.0 (-1) 1,845 (+12%) 3mo $620,000 $336 48
60519 Lace Leaf Ct 0.71mi 2/2.0 (-1) 1,551 (-6%) 3mo $485,000 $313 46
61466 Fire Barrel Dr 0.74mi 2/2.0 (-1) 1,775 (+8%) 1mo $459,000 $259 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.45% rent growth · sell at horizon

5-year hold
IRR
-12.8%
Equity multiple
0.52×
Total profit
$-78,396
Equity at exit
$87,225
10-year hold
IRR
1.3%
Equity multiple
1.11×
Total profit
$17,536
Equity at exit
$50,580

Cash invested: $163,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92253

Rents YoY
6.5%
Active inventory
660
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$5,678 high interval (Pro) →
Mortgage (P&I)
$3,068
Tax from tax record
$621 /mo · $7,451/yr
Insurance
$244
HOA
$622
Vacancy / Maint / Mgmt
$1,192
Net cashflow
$-69

Break-even live

Break-even rent $5,765
Max offer price $572,817
Occupancy floor 96%

Sensitivity live

Price -10% $262 -5% $97 +0% $-69 +5% $-235 +10% $-400
Rent -10% $-518 -5% $-293 +0% $-69 +5% $155 +10% $380
Rate -1.0pp $226 -0.5pp $80 base $-69 +0.5pp $-221 +1.0pp $-375

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$146,250
Closing costs
$17,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
61225 Living Stone Dr La Quinta, CA 2.0 2.0 1580 $5,500 $3.48 45d 1 0.08mi
81407 Golden Poppy Way La Quinta, CA 2.0 2.0 1580 $5,800 $3.67 26d 1 0.17mi
81450 Moonstone Ct La Quinta, CA 2.0 2.0 1775 $6,000 $3.38 26d 1 0.23mi
61336 Sapphire Ln La Quinta, CA 2.0 2.0 1775 $5,500 $3.10 45d 1 0.24mi
81165 Desert Sage Ct La Quinta, CA 3.0 3.0 1835 $7,500 $4.09 26d 1 0.24mi
81225 Red Rock Rd La Quinta, CA 3.0 2.0 1845 $6,825 $3.70 26d 1 0.29mi
60460 Desert Rose Dr La Quinta, CA 3.0 2.0 1845 $6,000 $3.25 45d 1 0.31mi
81278 Golden Barrel Way La Quinta, CA 3.0 2.0 1845 $4,500 $2.44 45d 1 0.32mi
81322 Rustic Canyon Dr La Quinta, CA 2.0 3.0 2007 $8,250 $4.11 26d 1 0.35mi
60880 Azul Ct La Quinta, CA 3.0 3.0 1806 $7,200 $3.99 45d 1 0.35mi
60224 Honeysuckle St La Quinta, CA 2.0 2.0 1359 $4,400 $3.24 45d 1 0.38mi
60661 Juniper Ln La Quinta, CA 3.0 3.0 1806 $6,500 $3.60 45d 1 0.39mi
60177 Angora Ct La Quinta, CA 2.0 2.0 1667 $3,200 $1.92 45d 1 0.40mi
60213 Katie Cir La Quinta, CA 3.0 2.5 1641 $3,500 $2.13 45d 1 0.42mi
61037 Fire Barrel Dr La Quinta, CA 3.0 3.0 2091 $8,500 $4.07 45d 1 0.44mi
61595 Topaz Dr La Quinta, CA 3.0 3.0 1641 $4,500 $2.74 45d 1 0.44mi
81565 Rustic Canyon Dr La Quinta, CA 3.0 3.0 1965 $6,000 $3.05 26d 1 0.49mi
61722 Topaz Dr La Quinta, CA 3.0 3.0 1965 $7,500 $3.82 26d 1 0.51mi
81626 Prism Dr La Quinta, CA 2.0 2.0 1386 $5,500 $3.97 45d 1 0.52mi
61275 Fire Barrel Dr La Quinta, CA 3.0 2.0 1641 $2,500 $1.52 45d 1 0.56mi
81835 Golden Star Way La Quinta, CA 2.0 2.0 1580 $2,500 $1.58 45d 1 0.58mi
61726 Toro Canyon Way La Quinta, CA 2.0 2.0 1386 $6,250 $4.51 45d 1 0.59mi
81880 Golden Star Way La Quinta, CA 2.0 2.0 1580 $5,500 $3.48 45d 1 0.63mi
81910 Eagle Claw Dr La Quinta, CA 3.0 2.0 1775 $6,000 $3.38 45d 1 0.63mi
81874 Sun Cactus Ln La Quinta, CA 3.0 2.0 1845 $7,500 $4.07 45d 1 0.63mi
60290 Sweetshade Ln La Quinta, CA 3.0 3.0 1939 $8,500 $4.38 45d 1 0.66mi
81955 Golden Star Way La Quinta, CA 3.0 3.0 2091 $4,225 $2.02 45d 1 0.69mi
60259 Prickly Pear La Quinta, CA 3.0 2.0 1845 $8,500 $4.61 45d 1 0.72mi
60636 Desert Shadows Dr La Quinta, CA 2.0 2.0 1359 $5,700 $4.19 45d 1 0.73mi
81780 Daniel Dr La Quinta, CA 3.0 2.0 1693 $5,500 $3.25 45d 1 0.76mi

HOA detail

Monthly dues
$622 · $7,464/yr
Likely covers
gaspoolgymsecurity

Listing history 33 events

  1. 2026-06-21
    days on market $585,000 Active 50 DOM
  2. 2026-06-18
    days on market $585,000 Active 47 DOM
  3. 2026-06-17
    days on market $585,000 Active 46 DOM
  4. 2026-06-16
    days on market $585,000 Active 45 DOM
  5. 2026-06-15
    days on market $585,000 Active 44 DOM
  6. 2026-06-13
    days on market $585,000 Active 42 DOM
  7. 2026-06-13
    days on market $585,000 Active 41 DOM
  8. 2026-06-09
    days on market $585,000 Active 38 DOM
  9. 2026-06-08
    days on market $585,000 Active 37 DOM
  10. 2026-06-07
    days on market $585,000 Active 36 DOM
  11. 2026-06-04
    days on market $585,000 Active 33 DOM
  12. 2026-06-03
    days on market $585,000 Active 32 DOM
  13. 2026-06-02
    days on market $585,000 Active 31 DOM
  14. 2026-06-01
    days on market $585,000 Active 30 DOM
  15. 2026-05-31
    days on market $585,000 Active 29 DOM
  16. 2026-05-02
    listed $585,000 Active 2259-char remark
  17. 2026-05-01
    historical
  18. 2026-04-11
    price $595,000
  19. 2026-03-06
    price $615,000
  20. 2026-02-19
    listed $639,000 Active
  21. 2025-03-31
    historical $4,200
  22. 2024-05-31
    listed $4,200
  23. 2023-11-11
    historical $4,800
  24. 2023-08-29
    listed $4,800
  25. 2021-12-17
    soldstatus $499,000 Closed
    Show marketing remark (1199 chars)

    This beautifully furnished, tastefully decorated and well maintained Maurea Plan with casita is located in Trilogy, a 55+ gated community. This open plan, single level house features a kitchen island and spacious dining area. gas range, oven, walk in pantry and plenty of cabinet space. The spacious master retreat is accented with soothing colors, plush new carpet, walk-in closet and a separate second closet with mirrored wardrobe doors. the granite stone vanity and Travertine walk-in shower complete the luxurious amenities. The guest bedroom and bath are separated well away from the master suite for maximum privacy. The low maintenance backyard with mountain views, artificial turf and an extended covered patio is great for outdoor dining and entertaining. An oversized and expanded 2 car+ garage is attached to the house via a laundry room. The house is located a short distance from the Community Clubhouse that's complete with an indoor and outdoor pools, spa, cabanas, fully equipped fitness center, tennis and pickleball courts, a library, game room and restaurant. This great property has everything needed to make this a great full time or second home. OFFERED TURNKEY FURNISHED.

  26. 2021-12-17
    soldstatus $499,000
    Show marketing remark (1199 chars)

    This beautifully furnished, tastefully decorated and well maintained Maurea Plan with casita is located in Trilogy, a 55+ gated community. This open plan, single level house features a kitchen island and spacious dining area. gas range, oven, walk in pantry and plenty of cabinet space. The spacious master retreat is accented with soothing colors, plush new carpet, walk-in closet and a separate second closet with mirrored wardrobe doors. the granite stone vanity and Travertine walk-in shower complete the luxurious amenities. The guest bedroom and bath are separated well away from the master suite for maximum privacy. The low maintenance backyard with mountain views, artificial turf and an extended covered patio is great for outdoor dining and entertaining. An oversized and expanded 2 car+ garage is attached to the house via a laundry room. The house is located a short distance from the Community Clubhouse that's complete with an indoor and outdoor pools, spa, cabanas, fully equipped fitness center, tennis and pickleball courts, a library, game room and restaurant. This great property has everything needed to make this a great full time or second home. OFFERED TURNKEY FURNISHED.

  27. 2021-12-02
    status Pending
    Show marketing remark (1199 chars)

    This beautifully furnished, tastefully decorated and well maintained Maurea Plan with casita is located in Trilogy, a 55+ gated community. This open plan, single level house features a kitchen island and spacious dining area. gas range, oven, walk in pantry and plenty of cabinet space. The spacious master retreat is accented with soothing colors, plush new carpet, walk-in closet and a separate second closet with mirrored wardrobe doors. the granite stone vanity and Travertine walk-in shower complete the luxurious amenities. The guest bedroom and bath are separated well away from the master suite for maximum privacy. The low maintenance backyard with mountain views, artificial turf and an extended covered patio is great for outdoor dining and entertaining. An oversized and expanded 2 car+ garage is attached to the house via a laundry room. The house is located a short distance from the Community Clubhouse that's complete with an indoor and outdoor pools, spa, cabanas, fully equipped fitness center, tennis and pickleball courts, a library, game room and restaurant. This great property has everything needed to make this a great full time or second home. OFFERED TURNKEY FURNISHED.

  28. 2021-11-25
    listed $499,000 Active
    Show marketing remark (1199 chars)

    This beautifully furnished, tastefully decorated and well maintained Maurea Plan with casita is located in Trilogy, a 55+ gated community. This open plan, single level house features a kitchen island and spacious dining area. gas range, oven, walk in pantry and plenty of cabinet space. The spacious master retreat is accented with soothing colors, plush new carpet, walk-in closet and a separate second closet with mirrored wardrobe doors. the granite stone vanity and Travertine walk-in shower complete the luxurious amenities. The guest bedroom and bath are separated well away from the master suite for maximum privacy. The low maintenance backyard with mountain views, artificial turf and an extended covered patio is great for outdoor dining and entertaining. An oversized and expanded 2 car+ garage is attached to the house via a laundry room. The house is located a short distance from the Community Clubhouse that's complete with an indoor and outdoor pools, spa, cabanas, fully equipped fitness center, tennis and pickleball courts, a library, game room and restaurant. This great property has everything needed to make this a great full time or second home. OFFERED TURNKEY FURNISHED.

  29. 2021-03-03
    soldstatus $410,000 Closed
  30. 2021-02-20
    status Pending
  31. 2021-02-02
    historical Active Under Contract
  32. 2021-02-02
    status Pending
  33. 2021-01-27
    listed $410,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$7,451 · $621/mo
Projected year-2 tax
$7,451 · $621/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$68,135
− Mortgage interest
−$32,769
− Property taxes
−$7,451
− Insurance
−$2,925
− Repairs & maintenance
−$5,451
− Management
−$5,451
− HOA
−$7,464
− Depreciation
−$17,018
Taxable loss
−$10,394
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,495
After-tax cash flow
$1,667/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coachella Valley Unified
NCES district ID
0609070
Math proficiency
12% ▼ -8.00%
Reading proficiency
23% ▼ -6.00%
Median HH income
$37,683
Composite
14.62/100
National rank
#9408
State rank
#481 of 517 in CA

Livability — La Quinta

Score
58/100
State rank
#694
US rank
#21080

Category grades

Amenities F Commute A- Cost of living F Crime B Employment B+ Housing B+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Quinta, CA
County
Riverside County · 2,287,001 people
City population
38,666
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
38,666
Household income
$99,277
Rent vs Own
24.2% rent · 75.8% own
Severe rent burden
1078.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 54% Hispanic / Latino 37% Two or more races 19% Asian 4% Native American 1% Black 1%
Hispanic origin (detail)
Mexican 34%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 1%
Foreign-born
15% · Canada, China, Vietnam
Languages at home
71% English-only · Spanish 24% Tagalog/Filipino 1% Chinese 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -263.65%
Current HPI
281.8665
Rent YoY
▲ 6.45%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+42.7% since first listed
18 events — show timeline
  • 2026-05-02 Listed $585,000 GPSMLS
  • 2026-05-01 Listing Removed CRMLS
  • 2026-04-11 Price Changed $595,000 CRMLS
  • 2026-03-06 Price Changed $615,000 CRMLS
  • 2026-02-19 Listed $639,000 CRMLS
  • 2025-03-31 Rental Removed $4,200 CRMLS
  • 2024-05-31 Listed for Rent $4,200 CRMLS
  • 2023-11-11 Rental Removed $4,800 CRMLS
  • 2023-08-29 Listed for Rent $4,800 CRMLS
  • 2021-12-17 Sold (Public Records) $499,000 Public Records
  • 2021-12-17 Sold (MLS) $499,000 GPSMLS
  • 2021-12-02 Pending GPSMLS
  • 2021-11-25 Listed $499,000 GPSMLS
  • 2021-03-03 Sold (MLS) $410,000 GPSMLS
  • 2021-02-20 Pending GPSMLS
  • 2021-02-02 Contingent GPSMLS
  • 2021-02-02 Pending GPSMLS
  • 2021-01-27 Listed $410,000 GPSMLS

Property tax history

+2.4%/yr

Latest (2025): $7,451 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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