12518 Dearborn Dr #12518 · Bayonet Point, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.54%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.7/30.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- DSCR +3.1/10.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$134,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Under contract, accepting backup offers. This meticulously maintained, fully furnished, 2-bedroom, 2-bathroom home in the desirable 55+ community of Village Woods offers an unparalleled blend of comfort and tranquility. Nestled in a serene cul-de-sac overlooking the picturesque 18th fairway of the Beacon Woods Public Golf Course, residents are treated to serene views and a peaceful ambiance. Step inside to discover a fully furnished haven with a stunning split floor plan, where every detail has been thoughtfully done for maximum enjoyment. The spacious master bedroom boasts an en-suite bathroom for added convenience. With a remarkably low HOA fee of just $395 per month, residents enjoy a wealth of amenities, including water, sewer, trash, and an abundance of recreational facilities. From the inviting heated pool to the lively pickle-ball courts, bocce ball, and tennis courts, there's no shortage of activities for your enjoyment. Plus, rest easy knowing that exterior maintenance, internet, and cable are all included in the HOA fees. Come experience the resort-style living in the heart of Village Woods, within close proximity to area beaches, restaurants and shopping. This is more than just a home. it's a lifestyle opportunity not to be missed. Roof 2021.
Key facts
- Quartz countertops
- Barstool seating
- Built-in banquette
Tags
Property features AI
Finance
- HOA & community: HOA managed by Management Associates; Monthly condo fee: $470 (includes cable TV, pool, internet, structure and grounds maintenance, pest control, recreational facilities, security, sewer, trash, water); Annual fees: $5,640; Association approval required; Lease restrictions apply; Community features: clubhouse, community mailbox, fitness center, park, playground, pool, tennis courts, street lights; Senior community; Pets allowed (max weight 35 lbs)
Exterior
- Utilities: Public water; Public sewer; Cable available and connected; Electricity available and connected; Water connected; Sewer connected
- Home design: Residential condominium; One-story; South-facing; Completed condition; Unit on floor 1
- Construction: Block construction; Shingle roof; Slab foundation; Built as a single-level unit
- Exterior features: Exterior lighting; Sidewalk
Interior
- Kitchen: Dishwasher; Range; Range hood; Refrigerator; Solid surface counters; Eat-in kitchen
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Living room / dining room combo; Open floor plan; Solid surface counters; Split bedroom floorplan; Walk-in closet(s); Window treatments
- Laundry & utility: In-unit laundry room; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $134k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-63 ($-757/yr) — negative.
- To cash-flow at today's rent, offer at most $125k (6.8% below list).
- Meets the 1% rule at list price ($2k rent vs $134k).
- Recommended offer: $125k (6.8% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 69/100 on livability (#485 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, amenities D+, commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Hudson Academy (math 35% / reading 30%, grade F, #443 of 571 statewide, top 78%, 964 students, 80% FRL); Fivay High School (math 20% / reading 28%, grade F, #529 of 667 statewide, top 80%, 1,610 students, 78% FRL) — zoned schools average 79% FRL vs 48% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 28% at this address vs 51% district-wide (-23 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-2.3%/yr); 800 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 39% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $926 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 39 days — a 3% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 28% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 39 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 5.73%
- Cash-on-cash
- -2.02%
- DSCR
- 0.91
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -24.7%
- Equity multiple
- 0.19×
- Total profit
- $-30,364
- Equity at exit
- $19,980
- IRR
- -45.5%
- Equity multiple
- -0.32×
- Total profit
- $-49,449
- Equity at exit
- $11,586
Cash invested: $37,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34667
- Rents YoY
- -2.3%
- Active inventory
- 800
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,687 high interval (Pro) →
- Mortgage (P&I)
- −$703
- Tax est. 1.5%
- −$168 /mo · $2,010/yr
- Insurance
- −$56
- HOA
- −$470
- Vacancy / Maint / Mgmt
- −$354
- Net cashflow
- $-63
Break-even live
Sensitivity live
| Price | -10% $29 | -5% $-17 | +0% $-63 | +5% $-109 | +10% $-156 |
|---|---|---|---|---|---|
| Rent | -10% $-196 | -5% $-130 | +0% $-63 | +5% $4 | +10% $70 |
| Rate | -1.0pp $4 | -0.5pp $-29 | base $-63 | +0.5pp $-98 | +1.0pp $-133 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,500
- Closing costs
- $4,020
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7602 Danube Dr Unit 7602 Hudson, FL | 2.0 | 2.0 | 1125 | $1,600 | $1.42 | 26d | 1 | 0.17mi |
| 7616 Danube Dr Hudson, FL | 2.0 | 2.0 | 1125 | $1,350 | $1.20 | 26d | 1 | 0.21mi |
| 7433 Greystone Dr #7433 Hudson, FL | 2.0 | 2.0 | 1029 | $1,300 | $1.26 | 20d | 1 | 0.36mi |
| 12041 Hoosier Ct #204 Hudson, FL | 2.0 | 2.0 | 1103 | $1,495 | $1.36 | 26d | 1 | 0.43mi |
| 12041 Hoosier Ct #204 Hudson, FL | 2.0 | 2.0 | 1103 | $1,495 | $1.36 | 20d | 1 | 0.43mi |
| 12809 College Hill Dr Hudson, FL | 3.0 | 2.0 | 1114 | $1,780 | $1.60 | 7d | 1 | 0.47mi |
| 12027 Hoosier Ct #203 Hudson, FL | 2.0 | 2.0 | 1103 | $1,550 | $1.41 | 26d | 1 | 0.47mi |
| 12702 Social Dr Hudson, FL | 2.0 | 1.0 | 1032 | $1,500 | $1.45 | 7d | 1 | 0.48mi |
| 8304 Mill Creek Ln Hudson, FL | 2.0 | 2.0 | 1000 | $1,650 | $1.65 | 26d | 1 | 0.53mi |
| 8312 Mill Creek Ln Hudson, FL | 2.0 | 2.0 | 1152 | $1,600 | $1.39 | 1d | 1 | 0.58mi |
| 8312 Mill Creek Ln Hudson, FL | 2.0 | 2.0 | 1152 | $1,600 | $1.39 | 26d | 1 | 0.58mi |
| 7300 Country Club Dr Hudson, FL | 2.0 | 1.0 | 926 | $1,400 | $1.51 | 4d | 1 | 0.61mi |
| 12200 Hudson Ridge Dr Port Richey, FL | 2.0–3.0 | 2.0 | 1107 | $1,468 | $1.33 | 4d | 10 | 0.68mi |
| 8305 Sandwedge Cir Unit A Hudson, FL | 2.0 | 2.0 | 1144 | $1,450 | $1.27 | 24d | 1 | 0.71mi |
| 7924 Halsey Dr Port Richey, FL | 3.0 | 2.0 | 1272 | $1,800 | $1.42 | 7d | 1 | 0.75mi |
| 7924 Halsey Dr Port Richey, FL | 3.0 | 2.0 | 1272 | $1,800 | $1.42 | 24d | 1 | 0.75mi |
| 11630 Paige Dr Port Richey, FL | 3.0 | 1.0 | 1152 | $1,680 | $1.46 | 14d | 1 | 0.87mi |
| 11611 Constance Dr Port Richey, FL | 3.0 | 1.0 | 984 | $1,540 | $1.57 | 13d | 1 | 0.90mi |
| 11611 Constance Dr Port Richey, FL | 3.0 | 1.0 | 984 | $1,540 | $1.57 | 26d | 1 | 0.90mi |
| 11610 Meadow Dr Port Richey, FL | 2.0 | 2.0 | 1128 | $1,570 | $1.39 | 14d | 1 | 0.90mi |
| 7539 Gulf Highlands Dr Port Richey, FL | 2.0 | 1.5 | 936 | $1,550 | $1.66 | 7d | 1 | 0.91mi |
| 7715 Sue Ellen Dr Port Richey, FL | 2.0 | 2.0 | 1080 | $1,495 | $1.38 | 5d | 1 | 0.95mi |
| 7608 Sue Ellen Dr Port Richey, FL | 3.0 | 2.0 | 1310 | $2,400 | $1.83 | 26d | 1 | 0.99mi |
| 7804 Topay Ln Port Richey, FL | 3.0 | 2.0 | 1125 | $1,795 | $1.60 | 1d | 1 | 1.02mi |
| 13102 Pembrook Ct Hudson, FL | 2.0 | 2.0 | 1221 | $1,575 | $1.29 | 26d | 1 | 1.06mi |
| 7530 Judith Cres Port Richey, FL | 2.0 | 2.0 | 1446 | $2,200 | $1.52 | 26d | 1 | 1.09mi |
| 7530 Judith Cres Port Richey, FL | 2.0 | 2.0 | 1446 | $1,695 | $1.17 | 22d | 1 | 1.09mi |
| 12221 Holbrook Dr Bayonet Point, FL | 1.0–2.0 | 1.0–2.0 | 761 | $1,685 | $2.21 | 0d | 55 | 1.12mi |
| 11635 Salmon Dr Port Richey, FL | 2.0 | 1.5 | 816 | $1,500 | $1.84 | 26d | 1 | 1.14mi |
| 7520 Hawthorn Dr Unit NA Port Richey, FL | 2.0 | 2.0 | 1303 | $1,900 | $1.46 | 26d | 1 | 1.17mi |
| 7520 Hawthorn Dr Port Richey, FL | 2.0 | 2.0 | 1303 | $1,800 | $1.38 | 26d | 1 | 1.17mi |
| 7531 Greybirch Ter Port Richey, FL | 3.0 | 2.0 | 1400 | $2,000 | $1.43 | 26d | 1 | 1.19mi |
| 12535 3rd Isle Hudson, FL | 2.0 | 2.0 | 1389 | $2,600 | $1.87 | 26d | 1 | 1.21mi |
| 8161 Braddock Cir #1 Port Richey, FL | 2.0 | 2.0 | 1000 | $1,595 | $1.59 | 20d | 1 | 1.22mi |
| 11241 Yewtree Ave Port Richey, FL | 3.0 | 2.0 | 1306 | $1,950 | $1.49 | 26d | 1 | 1.23mi |
| 13847 Maria Dr Hudson beach34674, FL | 3.0 | 2.0 | 1448 | $3,000 | $2.07 | 26d | 1 | 1.34mi |
| 11138 Yellowwood Ln Unit NA Port Richey, FL | 3.0 | 1.0 | 1000 | $1,800 | $1.80 | 26d | 1 | 1.34mi |
| 7540 Venice Dr Port Richey, FL | 3.0 | 2.0 | 1394 | $1,775 | $1.27 | 7d | 1 | 1.36mi |
| 7724 Tyson Dr Port Richey, FL | 2.0 | 2.0 | 1200 | $1,550 | $1.29 | 1d | 1 | 1.39mi |
| 13128 Beacon Ct Hudson, FL | 2.0 | 2.0 | 1070 | $1,600 | $1.50 | 26d | 1 | 1.39mi |
HOA detail condo
- Monthly dues
- $470 · $5,640/yr
- Likely covers
- watersewertrashinternetcableexterior maint.pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 10 events
-
2026-05-23status Pending
-
2026-05-11price $134,000
-
2026-04-13$139,000 Active
-
2024-08-23soldstatus $154,900 Closed 1273-char remark
Show marketing remark (1273 chars)
Under contract, accepting backup offers. This meticulously maintained, fully furnished, 2-bedroom, 2-bathroom home in the desirable 55+ community of Village Woods offers an unparalleled blend of comfort and tranquility. Nestled in a serene cul-de-sac overlooking the picturesque 18th fairway of the Beacon Woods Public Golf Course, residents are treated to serene views and a peaceful ambiance. Step inside to discover a fully furnished haven with a stunning split floor plan, where every detail has been thoughtfully done for maximum enjoyment. The spacious master bedroom boasts an en-suite bathroom for added convenience. With a remarkably low HOA fee of just $395 per month, residents enjoy a wealth of amenities, including water, sewer, trash, and an abundance of recreational facilities. From the inviting heated pool to the lively pickle-ball courts, bocce ball, and tennis courts, there's no shortage of activities for your enjoyment. Plus, rest easy knowing that exterior maintenance, internet, and cable are all included in the HOA fees. Come experience the resort-style living in the heart of Village Woods, within close proximity to area beaches, restaurants and shopping. This is more than just a home. it's a lifestyle opportunity not to be missed. Roof 2021.
-
2024-07-19status Pending 1273-char remark
Show marketing remark (1273 chars)
Under contract, accepting backup offers. This meticulously maintained, fully furnished, 2-bedroom, 2-bathroom home in the desirable 55+ community of Village Woods offers an unparalleled blend of comfort and tranquility. Nestled in a serene cul-de-sac overlooking the picturesque 18th fairway of the Beacon Woods Public Golf Course, residents are treated to serene views and a peaceful ambiance. Step inside to discover a fully furnished haven with a stunning split floor plan, where every detail has been thoughtfully done for maximum enjoyment. The spacious master bedroom boasts an en-suite bathroom for added convenience. With a remarkably low HOA fee of just $395 per month, residents enjoy a wealth of amenities, including water, sewer, trash, and an abundance of recreational facilities. From the inviting heated pool to the lively pickle-ball courts, bocce ball, and tennis courts, there's no shortage of activities for your enjoyment. Plus, rest easy knowing that exterior maintenance, internet, and cable are all included in the HOA fees. Come experience the resort-style living in the heart of Village Woods, within close proximity to area beaches, restaurants and shopping. This is more than just a home. it's a lifestyle opportunity not to be missed. Roof 2021.
-
2024-06-03price $159,900 1273-char remark
Show marketing remark (1273 chars)
Under contract, accepting backup offers. This meticulously maintained, fully furnished, 2-bedroom, 2-bathroom home in the desirable 55+ community of Village Woods offers an unparalleled blend of comfort and tranquility. Nestled in a serene cul-de-sac overlooking the picturesque 18th fairway of the Beacon Woods Public Golf Course, residents are treated to serene views and a peaceful ambiance. Step inside to discover a fully furnished haven with a stunning split floor plan, where every detail has been thoughtfully done for maximum enjoyment. The spacious master bedroom boasts an en-suite bathroom for added convenience. With a remarkably low HOA fee of just $395 per month, residents enjoy a wealth of amenities, including water, sewer, trash, and an abundance of recreational facilities. From the inviting heated pool to the lively pickle-ball courts, bocce ball, and tennis courts, there's no shortage of activities for your enjoyment. Plus, rest easy knowing that exterior maintenance, internet, and cable are all included in the HOA fees. Come experience the resort-style living in the heart of Village Woods, within close proximity to area beaches, restaurants and shopping. This is more than just a home. it's a lifestyle opportunity not to be missed. Roof 2021.
-
2024-04-22$171,200 Active 1273-char remark
Show marketing remark (1273 chars)
Under contract, accepting backup offers. This meticulously maintained, fully furnished, 2-bedroom, 2-bathroom home in the desirable 55+ community of Village Woods offers an unparalleled blend of comfort and tranquility. Nestled in a serene cul-de-sac overlooking the picturesque 18th fairway of the Beacon Woods Public Golf Course, residents are treated to serene views and a peaceful ambiance. Step inside to discover a fully furnished haven with a stunning split floor plan, where every detail has been thoughtfully done for maximum enjoyment. The spacious master bedroom boasts an en-suite bathroom for added convenience. With a remarkably low HOA fee of just $395 per month, residents enjoy a wealth of amenities, including water, sewer, trash, and an abundance of recreational facilities. From the inviting heated pool to the lively pickle-ball courts, bocce ball, and tennis courts, there's no shortage of activities for your enjoyment. Plus, rest easy knowing that exterior maintenance, internet, and cable are all included in the HOA fees. Come experience the resort-style living in the heart of Village Woods, within close proximity to area beaches, restaurants and shopping. This is more than just a home. it's a lifestyle opportunity not to be missed. Roof 2021.
-
2023-07-17soldstatus $157,500 Closed 651-char remark
Show marketing remark (651 chars)
Under contract-accepting backup offers. Welcome to the 55+ Village Woods Condos! This 2 bedroom 2 bath house is move in ready! Featuring a split floor plan, guest bedroom is in the front while the primary bedroom is in the back. The open living room/dining room combo allows for a great space to enjoy the company of family and friends. Walk out from the back porch and you are greeted with the 18th fairway of the Beacon Woods Golf Club. The HOA handles just about everything for you. The low HOA fee of $365 a month includes water, sewer, trash, recreational facilities, pool, exterior maintenance, internet and cable. The roof was replaced in 2021!
-
2023-07-05status Pending 651-char remark
Show marketing remark (651 chars)
Under contract-accepting backup offers. Welcome to the 55+ Village Woods Condos! This 2 bedroom 2 bath house is move in ready! Featuring a split floor plan, guest bedroom is in the front while the primary bedroom is in the back. The open living room/dining room combo allows for a great space to enjoy the company of family and friends. Walk out from the back porch and you are greeted with the 18th fairway of the Beacon Woods Golf Club. The HOA handles just about everything for you. The low HOA fee of $365 a month includes water, sewer, trash, recreational facilities, pool, exterior maintenance, internet and cable. The roof was replaced in 2021!
-
2023-06-24$164,900 Active 651-char remark
Show marketing remark (651 chars)
Under contract-accepting backup offers. Welcome to the 55+ Village Woods Condos! This 2 bedroom 2 bath house is move in ready! Featuring a split floor plan, guest bedroom is in the front while the primary bedroom is in the back. The open living room/dining room combo allows for a great space to enjoy the company of family and friends. Walk out from the back porch and you are greeted with the 18th fairway of the Beacon Woods Golf Club. The HOA handles just about everything for you. The low HOA fee of $365 a month includes water, sewer, trash, recreational facilities, pool, exterior maintenance, internet and cable. The roof was replaced in 2021!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 54% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥114°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $20,247
- − Mortgage interest
- −$7,506
- − Property taxes
- −$2,010
- − Insurance
- −$670
- − Repairs & maintenance
- −$1,620
- − Management
- −$1,620
- − HOA
- −$5,640
- − Depreciation
- −$3,898
- Taxable loss
- −$2,717
- Est. tax savings @ 24.0%
- +$652
- After-tax cash flow
- $-105/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready 2-bedroom, 2-bathroom condo in the Village Woods Condos offers a serene golf course view and is in excellent condition with minimal maintenance required.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
- Both Landscaping improvements — Enhances curb appeal and adds value
- Both New flooring in living areas — Improves comfort and adds value
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in living areas — Improves comfort and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Bayonet Point
- Score
- 69/100
- State rank
- #485
- US rank
- #8934
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bayonet Point, FL
- County
- Pasco County · 524,098 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 30,689
- Household income
- $51,280
- Rent vs Own
- Severe rent burden
- 946.0
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Hispanic / Latino 7% Two or more races 6% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 7% · Canada, Jamaica, Vietnam
- Languages at home
- 91% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 0%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -183.96%
- Current HPI
- 307.5552
- Rent YoY
- ▼ -2.26%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-18.7% since first listed10 events — show timeline
- 2026-05-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-05-11 Price Changed $134,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-13 Listed $139,000 Stellar MLS as Distributed by MLS Grid
- 2024-08-23 Sold (MLS) $154,900 Stellar MLS as Distributed by MLS Grid
- 2024-07-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-06-03 Price Changed $159,900 Stellar MLS as Distributed by MLS Grid
- 2024-04-22 Listed $171,200 Stellar MLS as Distributed by MLS Grid
- 2023-07-17 Sold (MLS) $157,500 Stellar MLS as Distributed by MLS Grid
- 2023-07-05 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-06-24 Listed $164,900 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…