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1310 NW Valley Woods Ct Fourplex
C Composite 58.91
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.1/10.0
  • 1% rule +5.8/10.0
  • Schools +4.4/10.0
  • Rent growth +4.3/5.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Appreciation +0.0/10.0

$535,000

1310 NW Valley Woods Ct · Grain Valley, MO 64029
8 bd · 4.0 ba · 3,600 sqft · MultiFamily · 23 Days on market
Built 1987 Good condition 0.29 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 4 units. confirmed

Listing remarks MLS

Corporate owned property being sold "as is no warranties, no guarantees, no disclosures expressed or implied. 4-plex in fairly good shape, Has had a roof leak, may still have. 3 units in pretty good shape, 1 needs more work. This one won't take much to get it ready for tenants. Each unit has laundry & 1 car garage.

Key facts

  • Private balconies
  • Modern finishes
  • Top rated schools

Tags

PRIVATE BALCONIESMODERN FINISHESSTAINLESS STEEL APPLIANCESGRANITE COUNTERTOPSLVP FLOORINGTOP RATED SCHOOLS

Property features AI

Finance

  • Other: Zoned R-1140
  • Financial info: Gross income reported: $51,840; Operating expenses include real estate tax
  • HOA & community: No association fees

Exterior

  • Parking: Garage parking (total 4 spaces)
  • Utilities: Public water; Public sewer; Separate meters for utilities
  • Home design: Residential income property (quadruplex); 2-story building
  • Construction: Wood siding exterior; Composition roof
  • Exterior features: Not in a flood plain

Interior

  • Kitchen: No kitchen appliance details provided
  • Bedrooms: Four 2-bedroom units
  • Bathrooms: Each unit has 1 bathroom
  • Heating & cooling: Natural gas heating; Electric cooling (central cooling present)
  • Interior features: Common entry; Basement present
  • Laundry & utility: Inside laundry; Separate utility meters

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4 × 2-bed/1.0-bath units multifamily listed at $535k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $877 ($11k/yr) — positive. Per door: $219/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($6k rent vs $535k).
  • Recommended offer: $527k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.3% vs local median 3.6% in Grain Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#41 in MO, #3,383 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Grain Valley R-V (suburban): math 45% / reading 54% proficiency, ranked #30 of 324 in MO (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 17% free/reduced lunch — higher-income household profile.
  • Zoned schools: Grain Valley High (math 25% / reading 68%, grade D-, #169 of 521 statewide, top 32%, 1,438 students, 22% FRL).
  • Market conditions: Rents rising fast (+7.0%/yr); 109 active listings in the ZIP; solid renter incomes; 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
  • At $5,790/mo this rent would consume 76% of the median local household income ($92k/yr) (locally 218% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 7.0% rent growth), your $150k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($527k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $526,975 (1.5% below list)

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.08%
Cap rate
8.26%
Cash-on-cash
7.02%
DSCR
1.31
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 7.03% rent growth · sell at horizon

5-year hold
IRR
-1.1%
Equity multiple
0.96×
Total profit
$-6,331
Equity at exit
$79,770
10-year hold
IRR
12.5%
Equity multiple
2.17×
Total profit
$175,687
Equity at exit
$46,257

Cash invested: $149,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64029

Home prices YoY
-24.2%
Rents YoY
7.0%
Active inventory
109
Price-to-rent
30.8×

Monthly cashflow live

Estimated rent
$5,790 high interval (Pro) →
Mortgage (P&I)
$2,806
Tax est. 1.5%
$669 /mo · $8,025/yr
Insurance
$223
HOA
$0
Vacancy / Maint / Mgmt
$1,216
Net cashflow
$877

Break-even live

Break-even rent $4,680
Max offer price $535,000
Occupancy floor 80%

4-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (4 units) $5,790

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$133,750
Closing costs
$16,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-18
    days on market $535,000 Active 23 DOM
  2. 2026-06-17
    days on market $535,000 Active 22 DOM
  3. 2026-06-16
    days on market $535,000 Active 21 DOM
  4. 2026-06-15
    days on market $535,000 Active 20 DOM
  5. 2026-06-13
    days on market $535,000 Active 18 DOM
  6. 2026-06-13
    days on market $535,000 Active 17 DOM
  7. 2026-06-09
    days on market $535,000 Active 14 DOM
  8. 2026-06-08
    days on market $535,000 Active 13 DOM
  9. 2026-06-07
    days on market $535,000 Active 12 DOM
  10. 2026-06-05
    days on market $535,000 Active 9 DOM
  11. 2026-06-03
    days on market $535,000 Active 8 DOM
  12. 2026-06-02
    days on market $535,000 Active 7 DOM
  13. 2026-06-01
    days on market $535,000 Active 6 DOM
  14. 2026-05-31
    days on market $535,000 Active 5 DOM
  15. 2026-05-26
    listed $535,000 Active
  16. 2023-11-15
    soldstatus Closed
  17. 2023-09-19
    status Pending
  18. 2023-09-19
    status Active
  19. 2023-08-24
    status Pending
  20. 2023-08-23
    listed $420,000 Active
  21. 2009-05-21
    soldstatus 327-char remark
    Show marketing remark (327 chars)

    Corporate owned property being sold "as is no warranties, no guarantees, no disclosures expressed or implied. 4-plex in fairly good shape, Has had a roof leak, may still have. 3 units in pretty good shape, 1 needs more work. This one won't take much to get it ready for tenants. Each unit has laundry & 1 car garage.

  22. 2008-12-18
    listed $129,000 327-char remark
    Show marketing remark (327 chars)

    Corporate owned property being sold "as is no warranties, no guarantees, no disclosures expressed or implied. 4-plex in fairly good shape, Has had a roof leak, may still have. 3 units in pretty good shape, 1 needs more work. This one won't take much to get it ready for tenants. Each unit has laundry & 1 car garage.

  23. 2007-12-27
    listed $255,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$69,480
− Mortgage interest
−$29,968
− Property taxes
−$8,025
− Insurance
−$2,675
− Repairs & maintenance
−$5,558
− Management
−$5,558
− Depreciation
−$15,564
Taxable income
$2,131
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$511
After-tax cash flow
$10,011/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained fourplex is ready for tenants with modern finishes and a good condition. A fresh coat of paint and some minor updates would significantly enhance its resale and rental value.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Replace ceiling fans — Modernizes the space and improves air circulation
  • Both Install smart home devices — Enhances convenience and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Replace ceiling fans — Modernizes the space and improves air circulation
  • Both Install smart home devices — Enhances convenience and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Grain Valley R-V
NCES district ID
2913080
Math proficiency
45% ▼ -4.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$67,451
Composite
44.01/100
National rank
#2888
State rank
#30 of 324 in MO

Livability — Grain Valley

Score
76/100
State rank
#41
US rank
#3383

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A+ Housing A+ Health & safety A User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Grain Valley, MO
County
Jackson County · 687,798 people
City population
21,961
Metro
Kansas City, MO-KS
Population (ZIP)
21,961
Household income
$91,704
Rent vs Own
27.8% rent · 72.2% own
Severe rent burden
218.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 5% Hispanic / Latino 5% Black 5%
Common ancestry
Italian 17% Lithuanian 2% Slovak 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -72.90%
Current HPI
228.5568
Rent YoY
▲ 7.03%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+109.8% since first listed
9 events — show timeline
  • 2026-05-26 Listed $535,000 Heartland MLS as Distributed by MLS Grid
  • 2023-11-15 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2023-09-19 Pending Heartland MLS as Distributed by MLS Grid
  • 2023-09-19 Relisted Heartland MLS as Distributed by MLS Grid
  • 2023-08-24 Pending Heartland MLS as Distributed by MLS Grid
  • 2023-08-23 Listed $420,000 Heartland MLS as Distributed by MLS Grid
  • 2009-05-21 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2008-12-18 Listed $129,000 Heartland MLS as Distributed by MLS Grid
  • 2007-12-27 Listed $255,000 Heartland MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…