186 WAYNE St Unit D-219 · Jersey City, NJ
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.59%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +4.1/30.0
- Schools +4.1/10.0
- Livability +3.9/5.0
- Condition / age +3.8/5.0
- Rent growth +3.4/5.0
- 1% rule +2.4/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$399,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Experience the best of Downtown Jersey City living in this beautifully appointed 1-bedroom, 1-bath residence complete with heated indoor garage parking — a rare luxury that makes city living effortless year-round. This spacious home features an inviting open-concept layout with generous living and dining areas, creating the perfect setting for relaxing or entertaining guests. The modern kitchen is outfitted with stainless steel appliances, granite countertops, dishwasher, and ample cabinetry, while hardwood floors, central air conditioning, and an in-unit washer/dryer add comfort and convenience throughout the home.
Key facts
- Granite countertops
- In-unit washer dryer
- Open-concept layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $399k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-1k ($-14k/yr) — negative.
- To cash-flow at today's rent, offer at most $230k (42.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $294k (26.4% below list).
- Recommended offer: $230k (42.4% below list) — sets the bar for cash-flow.
- Cap rate 3.0% vs local median 2.1% in Jersey City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#116 in NJ, #2,955 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- Jersey City Public Schools (urban): math 16% / reading 38% proficiency, ranked #369 of 472 in NJ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Dr. Michael Conti School (math 19% / reading 48%, grade F, #647 of 1,303 statewide, top 50%, 672 students, 41% FRL); Academy I (math 60% / reading 76%, grade A-, #14 of 431 statewide, top 3%, 403 students, 46% FRL); James J Ferris High School (math 8% / reading 36%, grade F, #346 of 399 statewide, top 88%, 1,348 students, 59% FRL) — zoned schools average 49% FRL vs 69% district-wide (20 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 41% at this address vs 27% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Jersey City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+3.4%/yr); 505 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 48d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 48 days — a 3% lower offer ($387k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask is 13900% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 23% of rent.
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 48 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 2.98%
- Cash-on-cash
- -11.83%
- DSCR
- 0.47
- GRM
- 11.3
CMA / ARV
- ARV (median comp)
- $531,315
- List price
- $399,000
- Delta
- -24.90%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 227 CHRISTOPHER COLUMBUS Dr Unit 305B | 0.06mi | 1/1.0 | 617 (-4%) | 1mo | $425,000 | $689 | 90 |
| 515 JERSEY Ave #3 | 0.18mi | 1/1.0 | 630 (-2%) | 2mo | $562,000 | $892 | 86 |
| 343 4TH St #6 | 0.22mi | 2/1.0 (+1) | 634 (-1%) | 3mo | $557,000 | $879 | 80 |
| 160 BRUNSWICK St #304 | 0.25mi | 1/1.0 | 681 (+6%) | 2mo | $570,710 | $838 | 77 |
| 274 6TH St #302 | 0.39mi | 1/1.0 | 625 (-3%) | 2mo | $545,000 | $872 | 76 |
| 264 3RD St Unit 2R | 0.29mi | 1/1.0 | 595 (-8%) | 0mo | $459,000 | $771 | 74 |
| 351 8TH St Unit 1R | 0.41mi | 1/1.0 | 623 (-3%) | 3mo | $480,000 | $770 | 73 |
| 367 2ND St #201 | 0.12mi | 1/1.0 | 725 (+13%) | 2mo | $560,000 | $772 | 71 |
| 10 PROVOST St #2607 | 0.61mi | 1/1.0 | 621 (-3%) | 2mo | $728,000 | $1,172 | 64 |
| 386 5TH St #302 | 0.30mi | 1/1.0 | 728 (+13%) | 3mo | $588,000 | $808 | 62 |
| 160 1ST St #810 | 0.54mi | 1/1.0 | 700 (+9%) | 1mo | $660,000 | $943 | 59 |
| 4 BEACON Way #914 | 0.72mi | 1/1.0 | 590 (-8%) | 1mo | $299,900 | $508 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.42% rent growth · sell at horizon
- IRR
- -38.7%
- Equity multiple
- -0.23×
- Total profit
- $-137,321
- Equity at exit
- $59,492
- IRR
- -53.4%
- Equity multiple
- -0.86×
- Total profit
- $-208,221
- Equity at exit
- $34,498
Cash invested: $111,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 6 Strongly Tenant-Friendly
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City Jersey City
- 6 Strongly Tenant-Friendly · D+34
Active competition Active MLS
- For sale now
- 103 active · 46 under contract
- Months of supply
- 9.1 mo (11%/mo absorbed)
- Median asking
- $599,000 ($869/sqft)
- Median days on market
- 43 d
- This list price
- 12% of active listings are priced below it
- ARV vs active asking
- -4.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07302
- Home prices YoY
- -25.1%
- Rents YoY
- 3.4%
- Active inventory
- 505
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $2,937 high interval (Pro) →
- Mortgage (P&I)
- −$2,092
- Tax est. 1.5%
- −$499 /mo · $5,985/yr
- Insurance
- −$166
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$665
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$617
- Net cashflow
- $-1,168
Break-even live
Sensitivity live
| Price | -10% $-893 | -5% $-1,030 | +0% $-1,168 | +5% $-1,306 | +10% $-1,444 |
|---|---|---|---|---|---|
| Rent | -10% $-1,400 | -5% $-1,284 | +0% $-1,168 | +5% $-1,052 | +10% $-936 |
| Rate | -1.0pp $-967 | -0.5pp $-1,067 | base $-1,168 | +0.5pp $-1,272 | +1.0pp $-1,377 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,750
- Closing costs
- $11,970
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 364 1st St Unit 1 Jersey City, NJ | 1.0 | 1.0 | 600 | $2,700 | $4.50 | 53d | 1 | 0.11mi |
| 405 2nd St Unit 1R Jersey City, NJ | 2.0 | 1.0 | 680 | $2,999 | $4.41 | 57d | 1 | 0.15mi |
| 374 2nd St #4 Jersey City, NJ | 1.0 | 1.0 | 550 | $2,350 | $4.27 | 17d | 1 | 0.16mi |
| 283 Monmouth St Jersey City, NJ | 2.0 | 1.0 | 600 | $2,550 | $4.25 | 73d | 1 | 0.17mi |
| 281 Monmouth St Unit 3 Jersey City, NJ | 1.0 | 1.0 | 550 | $2,100 | $3.82 | 42d | 1 | 0.17mi |
| 245 Newark Ave Jersey City, NJ | 1.0 | 1.0 | 700 | $3,530 | $5.04 | 28d | 5 | 0.17mi |
| 423 2nd St #3 Jersey City, NJ | 1.0 | 1.0 | 450 | $1,900 | $4.22 | 66d | 1 | 0.17mi |
| 303 1st St Jersey City, NJ | 1.0 | 1.0 | 585 | $4,508 | $7.70 | 2d | 16 | 0.17mi |
| 233 Newark Ave Unit 4A Jersey City, NJ | 1.0 | 1.0 | 638 | $3,375 | $5.29 | 66d | 1 | 0.19mi |
| 505 Jersey Ave #4 Jersey City, NJ | 2.0 | 1.0 | 700 | $2,200 | $3.14 | 63d | 1 | 0.20mi |
| 505 Jersey Ave #2 Jersey City, NJ | 2.0 | 1.0 | 700 | $2,600 | $3.71 | 47d | 1 | 0.20mi |
| 217 Newark Ave Jersey City, NJ | 1.0–2.0 | 1.0–2.0 | 717 | $2,950 | $4.11 | 38d | 2 | 0.21mi |
| 217 Newark Ave Jersey City, NJ | 1.0–2.0 | 1.0–2.0 | 804 | $3,200 | $3.98 | 68d | 2 | 0.21mi |
| 340 3rd St Jersey City, NJ | 2.0 | 1.0 | 584 | $3,195 | $5.47 | 0d | 5 | 0.22mi |
| 298 Newark Ave Unit 1 Jersey City, NJ | 2.0 | 1.0 | 750 | $2,200 | $2.93 | 42d | 1 | 0.22mi |
| 145 Brunswick St Unit 1R Jersey City, NJ | 2.0 | 2.0 | 700 | $2,890 | $4.13 | 28d | 1 | 0.23mi |
| 457 Jersey Ave Unit 4F Jersey City, NJ | 1.0 | 1.0 | 608 | $3,175 | $5.22 | 28d | 1 | 0.24mi |
| 343 4th St #5 Jersey City, NJ | 1.0 | 1.0 | 651 | $3,000 | $4.61 | 57d | 1 | 0.24mi |
| 89 Wayne St Jersey City, NJ | 2.0 | 1.0 | 747 | $2,895 | $3.88 | 71d | 1 | 0.25mi |
| 26 Brook St Jersey City, NJ | — | 1.0 | 540 | $2,750 | $5.09 | 73d | 1 | 0.25mi |
| 197 Newark Ave Unit 2 Jersey City, NJ | 1.0 | 1.0 | 540 | $2,975 | $5.51 | 73d | 1 | 0.25mi |
| 276 1st St Unit 1 Jersey City, NJ | 1.0 | 1.0 | 700 | $2,800 | $4.00 | 43d | 1 | 0.26mi |
| 276 1st St Unit 1 Jersey City, NJ | 1.0 | 1.0 | 700 | $2,950 | $4.21 | 73d | 1 | 0.26mi |
| 425 3rd St Unit 2087 Jersey City, NJ | 1.0 | 1.0 | 700 | $3,450 | $4.93 | 7d | 1 | 0.26mi |
| 289 2nd St Unit 3R Jersey City, NJ | 1.0 | 1.0 | 624 | $1,495 | $2.40 | 27d | 1 | 0.28mi |
| 431 Monmouth St Jersey City, NJ | 1.0 | 1.0 | 550 | $2,000 | $3.64 | 42d | 1 | 0.28mi |
| 375 5th St Unit 402 Jersey City, NJ | 2.0 | 1.0 | 651 | $3,450 | $5.30 | 71d | 1 | 0.29mi |
| 319 Barrow St Unit 6B Jersey City, NJ | 1.0 | 1.0 | 600 | $3,150 | $5.25 | 37d | 1 | 0.30mi |
| 386 5th St Unit 402A Jersey City, NJ | 1.0 | 1.0 | 728 | $3,200 | $4.40 | 73d | 1 | 0.31mi |
| 591 Jersey Ave #3 Jersey City, NJ | 1.0 | 1.0 | 718 | $3,400 | $4.74 | 21d | 1 | 0.33mi |
| 580 Jersey Ave Unit 3R Jersey City, NJ | 2.0 | 1.0 | 707 | $3,100 | $4.38 | 18d | 1 | 0.34mi |
| 333 Grand St Jersey City, NJ | 1.0–2.0 | 1.0–2.0 | 950 | $3,300 | $3.47 | 0d | 17 | 0.34mi |
| 247 Montgomery St #6 Jersey City, NJ | 2.0 | 1.0 | 700 | $3,200 | $4.57 | 51d | 1 | 0.35mi |
| 123 River St Jersey City, NJ | 1.0 | 1.0 | 601 | $3,770 | $6.27 | 68d | 1 | 0.36mi |
| 314 6th St Unit B Jersey City, NJ | 1.0 | 1.0 | 600 | $2,700 | $4.50 | 73d | 1 | 0.37mi |
| 141 Newark Ave Unit 5-N Jersey City, NJ | 1.0 | 1.0 | 623 | $3,600 | $5.78 | 24d | 1 | 0.37mi |
| 238 3rd St Unit 3 Jersey City, NJ | 1.0 | 1.0 | 650 | $2,700 | $4.15 | 73d | 1 | 0.37mi |
| 347 7th St Unit 4 Jersey City, NJ | 2.0 | 1.0 | 700 | $2,875 | $4.11 | 52d | 1 | 0.38mi |
| 466 Monmouth St Unit 2R Jersey City, NJ | 1.0 | 1.0 | 500 | $2,400 | $4.80 | 48d | 1 | 0.39mi |
| 109 Columbus Dr Jersey City, NJ | 1.0 | 1.0 | 744 | $3,545 | $4.76 | 0d | 1 | 0.39mi |
Property features AI
Finance
- Other
- Lead paint form: Yes
- HOA & community
- Managed by First ServiceMonthly maintenance fee of $665 (2025)Maintenance covers water, gas, and parkingBuilding amenities: elevator, exercise room, play area, sauna, security, shared washer/dryer room, shared backyard
Exterior
- Parking
- Garage parking for 1 carParking included in maintenance
- Security
- Building securityIntercom
- Utilities
- Water included in maintenanceGas included in maintenancePower: Central A/C / heat pump
- Home design
- Condominium unit (lot #0005)Located in Jersey City (Downtown)
- Construction
- Brick construction
- Exterior features
- Brick exteriorShared backyardNear train, shopping, bus, parks, schools, and PATH
Interior
- Kitchen
- One kitchen
- Bedrooms
- One bedroom (located on level 2)
- Bathrooms
- One full bathroom
- Heating & cooling
- Central A/CHeat pump
- Interior features
- DishwasherMicrowaveRefrigeratorWasher/DryerGas oven/rangeIntercom
- Laundry & utility
- Washer/Dryer includedShared washer/dryer room (building amenity)
Listing history 37 events
-
2026-07-09days on market $399,000 Active 48 DOM
-
2026-07-07days on market $399,000 Active 46 DOM
-
2026-07-06days on market $399,000 Active 45 DOM
-
2026-07-06days on market $399,000 Active 44 DOM
-
2026-07-05days on market $399,000 Active 43 DOM
-
2026-07-03days on market $399,000 Active 42 DOM
-
2026-07-02days on market $399,000 Active 41 DOM
-
2026-07-01days on market $399,000 Active 40 DOM
-
2026-06-30days on market $399,000 Active 39 DOM
-
2026-06-29days on market $399,000 Active 38 DOM
-
2026-06-28days on market $399,000 Active 37 DOM
-
2026-06-27days on market $399,000 Active 36 DOM
-
2026-06-26days on market $399,000 Active 35 DOM
-
2026-06-24days on market $399,000 Active 33 DOM
-
2026-06-22days on market $399,000 Active 31 DOM
-
2026-06-21days on market $399,000 Active 30 DOM
-
2026-06-18days on market $399,000 Active 27 DOM
-
2026-06-17days on market $399,000 Active 26 DOM
-
2026-06-16days on market $399,000 Active 25 DOM
-
2026-06-15days on market $399,000 Active 24 DOM
-
2026-06-13days on market $399,000 Active 22 DOM
-
2026-06-13days on market $399,000 Active 21 DOM
-
2026-06-09days on market $399,000 Active 18 DOM
-
2026-06-08days on market $399,000 Active 17 DOM
-
2026-06-07days on market $399,000 Active 16 DOM
-
2026-06-04days on market $399,000 Active 13 DOM
-
2026-06-03days on market $399,000 Active 12 DOM
-
2026-06-02days on market $399,000 Active 11 DOM
-
2026-06-01days on market $399,000 Active 10 DOM
-
2026-05-31days on market $399,000 Active 9 DOM
-
2026-05-22historical
-
2026-05-22$399,000 Active
-
2026-02-09$449,000 Active
-
2026-02-09historical
-
2026-02-05$449,000 Active
-
2024-10-03historical $2,700
-
2024-09-27$2,700
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 59% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,250
- − Mortgage interest
- −$22,350
- − Property taxes
- −$5,985
- − Insurance
- −$2,792
- − Repairs & maintenance
- −$2,820
- − Management
- −$2,820
- − HOA
- −$7,980
- − Depreciation
- −$11,607
- Taxable loss
- −$21,105
- Est. tax savings @ 24.0%
- +$5,065
- After-tax cash flow
- $-8,954/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This 1-bedroom, 1-bath apartment in Jersey City is in good condition with a good condition score of 75. It has a good kitchen, bathroom, and exterior. The home is move-in ready with minor maintenance needed.
Value-add opportunities
- Resale Paint the interior walls — Fresh paint can make the interior look more inviting and modern. ↑
- Rental Clean the windows — Clean windows can improve the home's curb appeal and make it more attractive to potential renters. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Jersey City Public Schools
- NCES district ID
- 3407830
- Math proficiency
- 16% ▼ -17.00%
- Reading proficiency
- 38% ▼ -11.00%
- Median HH income
- $58,431
- Composite
- 24.43/100
- National rank
- #7678
- State rank
- #369 of 472 in NJ
Livability — Jersey City
- Score
- 77/100
- State rank
- #116
- US rank
- #2955
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jersey City, NJ
- County
- Hudson County · 771,834 people
- City population
- 294,078
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 56,220
- Household income
- $175,077
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 39% Asian 34% Hispanic / Latino 15% Two or more races 11% Black 7%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 5% Dominican 2%
- Common ancestry
- Romanian 4% Scotch-Irish 2% Lithuanian 2%
- Foreign-born
- 40% · China, Canada, South Korea
- Languages at home
- 55% English-only · Other Indo-European 14% Spanish 10% Chinese 9%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -160.49%
- Current HPI
- 479.7768
- Rent YoY
- ▲ 3.42%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
|
||
| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+5.6% since first listed8 events — show timeline
- 2026-07-02 Rental Removed $2,850 HCMLS
- 2026-07-01 Listed for Rent $2,850 HCMLS
- 2026-05-22 Listing Removed — HCMLS
- 2026-02-09 Listing Removed — HCMLS
- 2026-02-09 Listed $449,000 HCMLS
- 2026-02-05 Listed $449,000 HCMLS
- 2024-10-03 Rental Removed $2,700 HCMLS
- 2024-09-27 Listed for Rent $2,700 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…