380 MOUNTAIN Rd #813 · Union City, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +9.4/15.0
- Schools +4.9/10.0
- Condition / age +4.0/5.0
- Livability +3.9/5.0
- Rent growth +2.7/5.0
- 1% rule +1.9/10.0
- Cash flow +0.0/30.0
- DSCR +0.0/10.0
$484,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Experience serenity, space, and sunshine galore in the most peaceful, bright, and totally private corner of Troy Towers! From stunning sunrises to show-stopping sunsets, you’ll have plenty of wondrous marvels to elevate your mood…and be hypnotized by sparkling City lights and blue river waters, all surrounding the world-class skyline of Manhattan and beyond. This lovely renovated apartment has sunny southeast and southwest exposure, all-new easy-care, versatile luxury vinyl flooring throughout, all-new kitchen, upgraded bathrooms, large entry foyer and a charming “sunroom” to relax with a good book or enjoy the mesmerizing views. The extra-large primary bedroom accommodates a king-size bed and features a double closet and en suite bath with walk-in shower; guest bath includes a convenient tub either for kids or a soothing soak. Second bedroom also has a large double closet and easily fits a queen-size bed or twins. Troy Towers is a pet-friendly, full-service coop with 24-hour concierge, security, and a stunning new outdoor infinity pool. Maintenance includes real estate taxes, high-speed Internet, premium TV with HBO Max, and ALL utilities – central air, heat, water, and electricity. Garage parking, gym, Amazon hub and bike storage are all available on-site. Troy Towers' prime “West Hoboken” location offers rush hour NYC buses and PATH shuttles at your door, plus quick access to Hoboken, Lincoln Tunnel, shops, parks, and top grocery stores like Whole Foods, Trader Joe’s, Shop-Rite, Lidl and Aldi. Discover why Troy Towers is the best-kept secret on the Hudson! (Please note, initial purchases must be owner-occupied for a minimum of two years. Square footage quotes are not provided by the building, so estimated quotes for comparable units may be inconsistent or inaccurate. Please request original floor plans for comparisons. Troy Towers allows one dog per apartment.
Key facts
- Large entry foyer
- Double closet
- Charming sunroom
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $485k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-3k ($-36k/yr) — negative.
- To cash-flow at today's rent, offer at most $47k (90.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $336k (30.8% below list).
- Recommended offer: $47k (90.3% below list) — sets the bar for cash-flow.
- Cap rate -1.2% vs local median 3.1% in Union City — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 77/100 on livability (#117 in NJ, #2,998 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Union City School District (suburban): math 15% / reading 36% proficiency, ranked #399 of 472 in NJ (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 85% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Sara M. Gilmore Academy (math 45% / reading 68%, grade C+, #162 of 1,303 statewide, top 13%, 390 students, 57% FRL); Emerson Middle School (math 15% / reading 40%, grade F, #340 of 431 statewide, top 80%, 1,001 students, 87% FRL); Union City High School (math 12% / reading 35%, grade F, #331 of 399 statewide, top 83%, 3,025 students, 83% FRL).
- Market conditions: Rents flat; 287 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $3,356/mo this rent would consume 63% of the median local household income ($64k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $52k of equity ($3k loan paydown + $48k appreciation (10.0% local appreciation)).
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$83k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 155 days — a 12% lower offer ($427k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 69% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 155 days. Have you received any prior offers? Is the seller open to a 90% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- -1.19%
- Cash-on-cash
- -26.74%
- DSCR
- -0.19
- GRM
- 12.0
CMA / ARV
- ARV (median comp)
- $505,786
- List price
- $484,900
- Delta
- -4.13%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 700 GROVE St Unit 11A | 1.15mi | 2/2.0 | 1,373 (+6%) | 0mo | $865,000 | $630 | 56 |
| 100 MANHATTAN Ave #2313 | 0.80mi | 2/2.0 | 1,375 (+6%) | 0mo | $735,900 | $535 | 55 |
| 720 CLINTON St #213 | 1.01mi | 2/2.0 | 1,223 (-6%) | 0mo | $1,829,213 | $1,496 | 55 |
| 819 WASHINGTON St #4 | 0.98mi | 3/2.0 (+1) | 1,370 (+5%) | 0mo | $1,322,500 | $965 | 51 |
| 536 Grand St #401 | 1.20mi | 2/2.0 | 1,175 (-10%) | 0mo | $1,000,000 | $851 | 49 |
| 501 ADAMS St Unit 5I | 1.25mi | 2/2.0 | 1,029 (-21%) | 0mo | $910,000 | $884 | 40 |
| 915 MADISON St Unit 5E | 0.90mi | 2/2.0 | 1,055 (-19%) | 0mo | $955,000 | $905 | 40 |
| 829 GARDEN St Unit B | 0.96mi | 2/2.0 | 1,077 (-17%) | 0mo | $774,000 | $719 | 40 |
| 501 9TH St #614 | 0.94mi | 2/2.0 | 1,050 (-19%) | 0mo | $990,000 | $943 | 40 |
| 31 CAMBRIDGE Way | 0.83mi | 2/3.0 | 1,603 (+23%) | 0mo | $1,055,000 | $658 | 36 |
| 136 35TH St #2 | 0.78mi | 3/2.0 (+1) | 1,500 (+15%) | 0mo | $770,000 | $513 | 35 |
| 250 HENLEY Pl #210 | 0.79mi | 3/3.0 (+1) | 1,529 (+18%) | 0mo | $1,600,000 | $1,046 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.89% rent growth · sell at horizon
- IRR
- 5.7%
- Equity multiple
- 1.49×
- Total profit
- $65,882
- Equity at exit
- $436,836
- IRR
- 8.1%
- Equity multiple
- 3.47×
- Total profit
- $335,524
- Equity at exit
- $942,054
Cash invested: $135,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 6 active · 10 under contract
- Median asking
- $1,090,000 ($843/sqft)
- Median days on market
- 33 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -53.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07087
- Home prices YoY
- 9.6%
- Rents YoY
- 0.9%
- Active inventory
- 287
- Price-to-rent
- 12.0×
Monthly cashflow live
- Estimated rent
- $3,356 high interval (Pro) →
- Mortgage (P&I)
- −$2,543
- Tax est. 1.5%
- −$606 /mo · $7,274/yr
- Insurance
- −$202
- HOA
- −$2,326
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$705
- Net cashflow
- $-3,026
Break-even live
Sensitivity live
| Price | -10% $-2,691 | -5% $-2,858 | +0% $-3,026 | +5% $-3,193 | +10% $-3,361 |
|---|---|---|---|---|---|
| Rent | -10% $-3,291 | -5% $-3,158 | +0% $-3,026 | +5% $-2,893 | +10% $-2,761 |
| Rate | -1.0pp $-2,782 | -0.5pp $-2,902 | base $-3,026 | +0.5pp $-3,151 | +1.0pp $-3,279 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $121,225
- Closing costs
- $14,547
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 380 Mountain Rd Apt 503 Union City, NJ | 2.0 | 2.0 | 1350 | $4,700 | $3.48 | 62d | 1 | 0.02mi |
| 22 W 19th St #2 Weehawken, NJ | 2.0 | 2.0 | 1200 | $3,550 | $2.96 | 73d | 1 | 0.10mi |
| 22 W 19th St #2 Weehawken, NJ | 2.0 | 2.0 | 1200 | $3,550 | $2.96 | 56d | 1 | 0.10mi |
| 11 W 19th St Weehawken, NJ | 2.0 | 2.0 | 1720 | $4,300 | $2.50 | 21d | 1 | 0.14mi |
| 437 Gregory Ave #1 Weehawken Township, NJ | 3.0 | 1.0 | 1300 | $3,000 | $2.31 | 2d | 1 | 0.17mi |
| 437 Gregory Ave #1 Weehawken Township, NJ | 3.0 | 1.0 | 1300 | $3,200 | $2.46 | 30d | 1 | 0.17mi |
| 439 Gregory Ave Unit 2 Weehawken Township, NJ | 2.0 | 1.0 | 989 | $2,300 | $2.33 | 43d | 1 | 0.18mi |
| 1710 Park Ave Unit 1008 Weehawken, NJ | 2.0 | 2.0 | 1300 | $3,800 | $2.92 | 73d | 1 | 0.19mi |
| 1710 Park Ave Unit 913 Weehawken, NJ | 2.0 | 2.0 | 1240 | $3,700 | $2.98 | 73d | 1 | 0.19mi |
| 1710 Park Ave Unit 508 Weehawken, NJ | 2.0 | 2.0 | 1300 | $3,500 | $2.69 | 73d | 1 | 0.19mi |
| 1710 Park Ave Unit 914 Weehawken, NJ | 2.0 | 1.0 | 900 | $3,100 | $3.44 | 73d | 1 | 0.19mi |
| 1415 Manhattan Ave Unit 501 Union City, NJ | 2.0 | 2.0 | 1118 | $3,890 | $3.48 | 52d | 1 | 0.23mi |
| 1415 Manhattan Ave Unit 308 Union City, NJ | 1.0 | 1.0 | 922 | $2,800 | $3.04 | 52d | 1 | 0.24mi |
| 800 Harbor Blvd Weehawken Township, NJ | 3.0 | 1.0–2.0 | 1067 | $6,199 | $5.81 | 0d | 23 | 0.24mi |
| 1903 Palisade Ave Unit 2 Union City, NJ | 2.0 | 1.0 | 1400 | $2,750 | $1.96 | 41d | 1 | 0.24mi |
| 1501 Harbor Blvd Unit 604 Weehawken, NJ | 2.0 | 2.0 | 1004 | $4,495 | $4.48 | 73d | 1 | 0.24mi |
| 1505 Harbor Blvd Unit 704 Weehawken, NJ | 2.0 | 2.0 | 1004 | $4,898 | $4.88 | 73d | 1 | 0.24mi |
| 1415 Manhattan Ave Unit 408 Union City, NJ | 1.0 | 1.0 | 922 | $2,811 | $3.05 | 93d | 1 | 0.24mi |
| 100 Harbor Blvd Weehawken, NJ | 2.0 | 1.0–2.0 | 890 | $7,673 | $8.62 | 0d | 12 | 0.25mi |
| 476 Gregory Ave Apt 2 Weehawken, NJ | 2.0 | 2.0 | 1000 | $2,600 | $2.60 | 16d | 1 | 0.26mi |
| 476 Gregory Ave Apt 3 Weehawken, NJ | 3.0 | 1.0 | 1200 | $3,000 | $2.50 | 3d | 1 | 0.26mi |
| 476 Gregory Ave Apt 1 Weehawken, NJ | 3.0 | 2.0 | 1200 | $3,000 | $2.50 | 13d | 1 | 0.26mi |
| 311 Monastery Pl #1 Union City, NJ | 3.0 | 1.0 | 1000 | $3,050 | $3.05 | 2d | 1 | 0.27mi |
| 311 Monastery Pl #2 Union City, NJ | 1.0 | 1.0 | 900 | $2,150 | $2.39 | 2d | 1 | 0.27mi |
| 125 Oak St Unit 1 Weehawken Township, NJ | 2.0 | 2.0 | 1100 | $3,708 | $3.37 | 62d | 1 | 0.28mi |
| 311 Park Ave Apt 1 Weehawken Township, NJ | 1.0 | 1.0 | 900 | $2,498 | $2.78 | 4d | 1 | 0.34mi |
| 224 Oak St Unit 2 Weehawken Township, NJ | 2.0 | 1.0 | 900 | $2,650 | $2.94 | 48d | 1 | 0.34mi |
| 515 Gregory Ave #3 Weehawken, NJ | 2.0 | 2.0 | 1090 | $2,880 | $2.64 | 56d | 1 | 0.36mi |
| 515 Gregory Ave #3 Weehawken, NJ | 2.0 | 2.0 | 1090 | $2,880 | $2.64 | 28d | 1 | 0.36mi |
| 518 Gregory Ave Unit A320 Weehawken, NJ | 2.0 | 2.0 | 1370 | $4,000 | $2.92 | 71d | 1 | 0.38mi |
| 518-536 Gregory Ave Unit B407 Weehawken Township, NJ | 3.0 | 2.0 | 1400 | $3,500 | $2.50 | 73d | 1 | 0.40mi |
| 204 Dodd St Apt 2 Weehawken Township, NJ | 3.0 | 2.0 | 1000 | $3,250 | $3.25 | 23d | 1 | 0.41mi |
| 85 Maple St Unit 2M Weehawken Township, NJ | 2.0 | 2.0 | 1193 | $3,295 | $2.76 | 28d | 1 | 0.43mi |
| 85 Maple St Unit 3K Weehawken, NJ | 2.0 | 2.0 | 1502 | $3,950 | $2.63 | 73d | 1 | 0.43mi |
| 1600 Harbor Blvd Weehawken, NJ | 3.0 | 1.0–2.0 | 998 | $6,047 | $6.06 | 0d | 22 | 0.44mi |
| 315 25th St Unit 1 Union City, NJ | 3.0 | 2.0 | 1400 | $4,200 | $3.00 | 73d | 1 | 0.45mi |
| 1500 Washington St Unit 12D Hoboken, NJ | 2.0 | 2.0 | 1305 | $7,000 | $5.36 | 18d | 1 | 0.45mi |
| 1500 Washington St Unit I-R Hoboken, NJ | 2.0 | 2.0 | 1155 | $7,400 | $6.41 | 38d | 1 | 0.45mi |
| 1500 Washington St Unit 12U Hoboken, NJ | 2.0 | 2.0 | 1155 | $7,000 | $6.06 | 21d | 1 | 0.45mi |
| 1500 Washington St Hoboken, NJ | 1.0–2.0 | 1.0–2.0 | 945 | $7,000 | $7.41 | 28d | 2 | 0.46mi |
HOA detail $2,326/mo · $27,912/yr condo
- Likely covers
- waterelectricinternetpoolgymdoormansecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $484,900 Active 155 DOM
-
2026-08-06days on market $484,900 Active 153 DOM
-
2026-08-05days on market $484,900 Active 152 DOM
-
2026-08-04days on market $484,900 Active 151 DOM
-
2026-08-03pricedays on market $484,900 Active 150 DOM
-
2026-07-31days on market $499,000 Active 147 DOM
-
2026-07-30days on market $499,000 Active 145 DOM
-
2026-07-28days on market $499,000 Active 144 DOM
-
2026-07-26days on market $499,000 Active 142 DOM
-
2026-07-24days on market $499,000 Active 140 DOM
-
2026-07-23days on market $499,000 Active 139 DOM
-
2026-07-22days on market $499,000 Active 138 DOM
-
2026-07-21days on market $499,000 Active 137 DOM
-
2026-07-20days on market $499,000 Active 136 DOM
-
2026-07-18days on market $499,000 Active 134 DOM
-
2026-07-18days on market $499,000 Active 133 DOM
-
2026-07-16days on market $499,000 Active 132 DOM
-
2026-07-15days on market $499,000 Active 131 DOM
-
2026-07-14days on market $499,000 Active 130 DOM
-
2026-07-13days on market $499,000 Active 129 DOM
-
2026-07-13days on market $499,000 Active 128 DOM
-
2026-07-11days on market $499,000 Active 127 DOM
-
2026-07-10days on market $499,000 Active 126 DOM
-
2026-07-09days on market $499,000 Active 125 DOM
-
2026-07-07days on market $499,000 Active 123 DOM
-
2026-07-06days on market $499,000 Active 122 DOM
-
2026-07-06days on market $499,000 Active 121 DOM
-
2026-07-05days on market $499,000 Active 120 DOM
-
2026-07-03days on market $499,000 Active 119 DOM
-
2026-07-02days on market $499,000 Active 118 DOM
-
2026-07-01days on market $499,000 Active 117 DOM
-
2026-06-30days on market $499,000 Active 116 DOM
-
2026-06-29days on market $499,000 Active 115 DOM
-
2026-06-28days on market $499,000 Active 114 DOM
-
2026-06-27days on market $499,000 Active 113 DOM
-
2026-06-26days on market $499,000 Active 112 DOM
-
2026-06-24days on market $499,000 Active 110 DOM
-
2026-06-22days on market $499,000 Active 108 DOM
-
2026-06-21days on market $499,000 Active 107 DOM
-
2026-06-18days on market $499,000 Active 104 DOM
-
2026-06-17days on market $499,000 Active 103 DOM
-
2026-06-16days on market $499,000 Active 102 DOM
-
2026-06-15days on market $499,000 Active 101 DOM
-
2026-06-13days on market $499,000 Active 99 DOM
-
2026-06-13days on market $499,000 Active 98 DOM
-
2026-06-09days on market $499,000 Active 95 DOM
-
2026-06-08days on market $499,000 Active 94 DOM
-
2026-06-07days on market $499,000 Active 93 DOM
-
2026-06-04days on market $499,000 Active 90 DOM
-
2026-06-03days on market $499,000 Active 89 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,273
- − Mortgage interest
- −$27,162
- − Property taxes
- −$7,274
- − Insurance
- −$2,424
- − Repairs & maintenance
- −$3,222
- − Management
- −$3,222
- − HOA
- −$27,912
- − Depreciation
- −$14,106
- Taxable loss
- −$45,049
- Est. tax savings @ 24.0%
- +$10,812
- After-tax cash flow
- $-25,497/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This renovated apartment in Troy Towers offers stunning views and modern amenities, making it an excellent investment opportunity.
Value-add opportunities
- Both Landscaping improvements — Enhance curb appeal and increase property value ↑
- Both Smart home integration — Improve convenience and attract tech-savvy buyers ↑
- Both Smart thermostat — Reduce energy costs and attract eco-conscious buyers ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Union City School District
- NCES district ID
- 3416380
- Math proficiency
- 15% ▼ -19.00%
- Reading proficiency
- 36% ▼ -19.00%
- Median HH income
- $41,210
- Composite
- 21.55/100
- National rank
- #8312
- State rank
- #399 of 472 in NJ
Livability — Union City
- Score
- 77/100
- State rank
- #117
- US rank
- #2998
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Union City, NJ
- County
- Hudson County · 771,834 people
- City population
- 66,463
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 66,463
- Household income
- $64,310
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (82%)
- Race & ethnicity
- Hispanic / Latino 82% Two or more races 28% White 10% Asian 4% Black 3% Native American 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 8% Cuban 9% Dominican 17%
- Foreign-born
- 55% · Canada, Jamaica, China
- Languages at home
- 18% English-only · Spanish 74% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 52.10%
- Current HPI
- 597.8126
- Rent YoY
- ▲ 0.89%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
1 event — show timeline
- 2026-03-06 Listed $499,000 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…